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New India Car Insurance Add-On Covers

New India Car Insurance

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Highlights
  • Only direct insurer in India to be rated A-(Excellent) by AM BEST Company since 2007
  • Pan India operation with 2452 offices
  • Pioneer in the non-life insurance segment for more than 40 years
  • Round the clock support

New India Car Insurance Add on Covers

New India Assurance helps you extend the coverage of your standard car insurance policy with its add-on covers. Add-ons are extra coverages which enhance the basic coverage of your plan in return of an additional premium.

​New India - 6 Important Add-on Covers For Your Car Insurance Policy

These car insurance add-ons can be availed with New India Assurance comprehensive and standalone car insurance plans:

1. Enhancement Cover/Zero Depreciation Cover

This cover insures you against the depreciation applicable on your car and its plastic and metal parts at 100% except tyres, tubes and batteries which are covered at 50%. This cover helps you receive a higher claim amount by freeing you from the liability of bearing depreciation expense.

2. Engine Protection Cover

The engine and gearbox of your car is not insured by default under a standard car insurance plan. Thus, this add-on helps you get the engine and its parts along with the gearbox insured against damages caused by oil leakages and ingress of water. This add-on is available for cars not more than 5 years of age.

3. No Claim Bonus Protection Cover

No Claim Bonus refers to the reward which you get for not making even a single claim during the entire period of your car insurance plan. This reward ranges from 20% to 50% of your own-damage premium and is available to you at the time of renewal. However, if you make even a single claim, this reward is lost. This is where the No Claim Bonus Protection Cover comes useful. It helps you protect your NCB reward even after you make up to claim during the policy period. This add-on is available for cars aged up to 7 years.

4. Road Tax Cover

In cases of theft of your car as well as constructive total loss (when the damage is more than 70%) this add-on helps you get the Road Tax charges on the replacement of your car. The cover is for cars aged up to 5 years.

5. Return to Invoice Cover

This cover helps you get the Invoice Price of your car as compensation instead of the Insured Declared Value (IDV) in case of the total loss and theft of your car. The invoice price refers to the amount which you paid at the time of purchasing your car. It includes the ex-showroom price of your car, road-tax and the registration charges of your car. This add-on cover is available for cars with invoice price not exceeding Rs. 20 lakh and cars which are not more than 3 years of age.

6. Personal Belongings Cover

This add-on insures you against the loss or damage incurred to the personal belongings kept in the car at the time of theft or any mishap of the car. The coverage under this add-on is limited to Rs. 20,000 with an additional 20% of the sum insured i.e. Rs. 4,000 for each item or the actual price, whichever is lesser. This add-on is available for cars aged up to 7 years.

New India Car Insurance User Reviews

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  • Amazing services of InsuranceD...

    InsuranceDekho offers amazing guidance when it comes to selecting a suitable car insurance policy. I was confu...

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    By Ramesh Chanana
    On: September 22, 2020
  • Many car insurance policies

    InsuranceDekho’s website has a variety of car insurance policies that one may find it difficult to choose the ...

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    By CP Singh
    On: September 21, 2020
  • Smooth claim settlement proces...

    Because of the helpful customer care executives at InsuranceDekho, I was able to make a claim under my New Ind...

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    By Gopi Yadav
    On: September 17, 2020
  • Received policy documents on t...

    I recently bought a New India car insurance policy for my Hyundai Santro car online at InsuranceDekho. The hel...

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    By Prateek Sibbal
    On: September 16, 2020
  • Many cashless garages

    My New India car insurance policy covers my Renault Duster for many benefits. It has a number of cashless ga...

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    By Mandeep Singh
    On: September 15, 2020
  • Website has all the required i...

    InsuranceDekho’s website has all the required information about all the car insurance policies. I read about a...

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    D
    By Devesh Vaish
    On: September 14, 2020
  • Good insurance plan

    InsuranceDekho offers fast and reliable insurance solutions. The portal has very good insurance policies. I re...

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    a
    By ashish kumar jain
    On: September 13, 2020
  • Great support

    I am thrilled to get the incredibly great assistance from the team of InsuranceDekho. I am very thankful for a...

    Read More
    R
    By RAMDAS SAHU
    On: September 12, 2020
  • Superb process

    It's so easy to renew my car insurance. I was able to do it within a few minutes at InsuranceDekho. I liked th...

    Read More
    S
    By Sunilkumar
    On: September 11, 2020
  • Great services of InsuranceDek...

    My friend suggested that I buy car insurance only at InsuranceDekho as he had a good experience with them. So ...

    Read More
    By Jatin Singla
    On: September 10, 2020
  • Amazing services of InsuranceD...

    InsuranceDekho offers amazing guidance when it comes to selecting a suitable car insurance policy. I was confu...

    Read More
    R
    By Ramesh Chanana
    On: September 22, 2020
  • Many car insurance policies

    InsuranceDekho’s website has a variety of car insurance policies that one may find it difficult to choose the ...

    Read More
    C
    By CP Singh
    On: September 21, 2020
  • Smooth claim settlement proces...

    Because of the helpful customer care executives at InsuranceDekho, I was able to make a claim under my New Ind...

    Read More
    G
    By Gopi Yadav
    On: September 17, 2020
  • Received policy documents on t...

    I recently bought a New India car insurance policy for my Hyundai Santro car online at InsuranceDekho. The hel...

    Read More
    P
    By Prateek Sibbal
    On: September 16, 2020
  • Many cashless garages

    My New India car insurance policy covers my Renault Duster for many benefits. It has a number of cashless ga...

    Read More
    M
    By Mandeep Singh
    On: September 15, 2020
  • Website has all the required i...

    InsuranceDekho’s website has all the required information about all the car insurance policies. I read about a...

    Read More
    D
    By Devesh Vaish
    On: September 14, 2020
  • Good insurance plan

    InsuranceDekho offers fast and reliable insurance solutions. The portal has very good insurance policies. I re...

    Read More
    a
    By ashish kumar jain
    On: September 13, 2020
  • Great support

    I am thrilled to get the incredibly great assistance from the team of InsuranceDekho. I am very thankful for a...

    Read More
    R
    By RAMDAS SAHU
    On: September 12, 2020
  • Superb process

    It's so easy to renew my car insurance. I was able to do it within a few minutes at InsuranceDekho. I liked th...

    Read More
    S
    By Sunilkumar
    On: September 11, 2020
  • Great services of InsuranceDek...

    My friend suggested that I buy car insurance only at InsuranceDekho as he had a good experience with them. So ...

    Read More
    By Jatin Singla
    On: September 10, 2020

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