Oriental Add-Ons

Oriental Car Insurance

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  • Network of 31 regional offices and more than 1,800 active branches
    Check in your City
  • A huge number of network garages, which offer direct cashless claim
  • Total strength of 14,000+ employees and well established in the rural parts of the country.
  • Overseas operations in countries like Nepal, Kuwait and Dubai

​Oriental Car Insurance Add on Covers

Oriental Insurance offers few but useful add-on covers with its car insurance policies. These add-on covers help you extend the insurance cover of your plan. These add-ons can be opted with Oriental Comprehensive as well as Standalone Own-Damage car insurance plans:

​Oriental - 4 Important Add-on Covers For Your Car Insurance Policy

1. Nil Depreciation Cover

The responsibility to bear the depreciation expense of your car and its parts is by default on you. Thus, the insurer deducts this depreciation expense from your claim amount at the time of a claim settlement. However, if you opt for the Oriental Nil Depreciation Cover, you get exempted from bearing the depreciation of your car and all its metal and plastic parts at 100% except tyres, tubes and batteries which are covered at 50%. It is a great add-on in the sense that in return of a nominal premium you get exempted against huge depreciation expenses.

2. Loss of Personal Belongings

If you opt for this add-on, the insurer reimburses you the cost of personal belongings lost from your car. All personal belongings are covered under this cover except money, credit cards, laptops and mobile and the insurer promises to reimburse you a maximum of Rs.5,000 or Rs.10,000, as the limit chosen by you. The premium stands at Rs 400 and Rs.650 for the compensation limits of Rs.5,000 or Rs.10,000 respectively.

3. Alternative Car Benefit

In case your car meets an accident or gets stolen, the insurer will provide you with an alternative vehicle for a limited time period of 5,10 or 15 days with a per day limit of Rs. 400 or Rs. 650 as opted by you. This add-on benefit is available in case your car gets stolen or gets more than 20% damaged in a mishap.

4. Free Benefit of Emergency Service

If you get your car insured through Oriental General Insurance offices located in Delhi and NCR, Punjab, Haryana, Rajasthan, Himachal Pradesh, Mumbai, Kolkata and all Southern States, then you will get free emergency services from the insurer in case of a breakdown.

Oriental Car Insurance User Reviews

92 reviews Write a Review
  • Affordable premium

    A few weeks ago, I purchased Oriental car insurance policy from InsuranceDekho for my Mahindra Scorpio car. I paid an affordable premium for the same ...

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    Mohit Gulati
    On: July 9, 2020 | Views
  • Great assistance at InsuranceDekho

    I was purchasing a car insurance policy online for the first time and hence contacted the team at InsuranceDekho for help. They assisted me well and h...

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    Gaurav Madhavan
    On: July 3, 2020 | Views
  • Website is easy to navigate

    InsuranceDekho’s website is really easy to navigate. I purchased Oriental car insurance policy from them for my Tata Tiago car without any hassle. I w...

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    Gopal Yadav
    On: July 2, 2020 | Views
  • Many benefits under my policy

    I recently purchased Oriental car insurance policy for my Honda Amaze car from InsuranceDekho and the team explained to me everything about my policy....

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    Jaspal Singh
    On: June 26, 2020 | Views
  • Helpful team at InsuranceDekho

    I wanted to purchase Oriental car insurance policy for my Mahindra Scorpio car and I contacted InsuranceDekho as I was facing some issues. The team h...

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    Nipun Aggarwal
    On: June 25, 2020 | Views

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