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IFFCO Tokio Car Insurance Add-Ons

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Highlights
    Network Garages4300+
    Claim Settlement Ratio95.30%
    SupportMon - Sat
    Policy Issued1,00,000+
    Zero DepreciationAvailable
    Emergency Assistance24/7
    Third Party CoverAvailable

    IFFCO Tokio Car Insurance Add on Covers

    Car Insurance add-ons refer to the extra coverages which you can buy for an additional premium with your standard car insurance plan and extend its coverage for specific car parts or insure yourself to get emergency services. Iffco Tokio General Insurance offers a host of car insurance add-on covers. These add-on covers can be opted with IFFCO Tokio.

    IFFCO Tokio - 11 Important Add-on Covers For Your Car Insurance Policy

    Comprehensive Car Insurance Plan as well as with the Standalone Own-Damage Car Insurance Plan. Following are the add-on covers available with IFFCO Tokio car insurance plans:

    1. Zero Depreciation Cover

    Just like other things, your car and its parts also experience depreciation. Depreciation refers to the loss in value due to wear and tear of time. By default, the liability to bear the depreciation charge of the car is of the car’s owner and the depreciation charge is thus deducted from the claim amount by the insurer at the time of a claim settlement. However, when you opt for this add-on, you can relieve yourself from bearing the depreciation applicable on your car and all its plastic and metal parts at 100% except tyres, tubes and batteries which are covered at 50%.

    2. Engine Protection Cover

    This add-on, helps you get your engine and the gearbox against damages caused by water ingression and leakage of lubricants. This is a recommended add-on as the engine is an integral part of your car and its repair is often a costly affair.

    3. Key Replacement Cover

    This add-on insures you against the cost of replacement of the key of your car if it gets damaged, misplaced or stolen.

    4. No Claim Bonus Protection

    When you do not make any claim during the policy period, you are entitled to a reward known as No Claim Bonus at the time of renewal of your policy. The NCB is available to you as a discount ranging between 20% to 50% on your own-damage premium depending on the number of claim-free years. However, this reward is lost if you make even a single claim. However, if you have a No Claim Bonus Protection Cover, your NCB remains intact even after you make a claim during the policy period.

    5. Windshield Glass Cover

    When you opt for this add-on, the insurer insures you against the replacement cost of windshield if it gets cracked or broken. Also, this cover ensures that your No Claim Bonus is not affected when you make a claim under this add-on.

    6. Consumables Cover

    The expense on the replenishment of consumables like nuts, bolts, and engine oil of your car is not covered by default under a standard car insurance plan. The Consumables Cover helps you fill this gap and insures you against the cost of consumables of your car in return for an additional premium.

    7. Return to Invoice

    In case of total loss or theft of your car, the insurer provides you the Insured Declared Value (IDV) of your car which is lesser than the Invoice Price which you actually paid at the time of purchasing the car. This add-on helps you fill the gap between the invoice price and the IDV of your car by paying you the invoice price in the event of a total loss or theft of your car. The invoice price includes the ex-showroom price of your car, road tax as well as the registration charges of your car.

    8. Roadside Assistance

    This add-on offers you roadside assistance if your car gets stranded due to an accident, flat tyre, dead battery, mechanical fault, engine issue, fuel shortage, or any other reason in the middle of a road. Roadside Assistance offers you numerous valuable services, like towing, key replacement and refueling if your car experiences a sudden breakdown.

    9. Garage Cash Cover

    In case your car is at the garage for repairs, this add-on pays for a vehicle which you may hire for your commutation.

    10. Personal Belongings Cover

    This add-on offers coverage for loss of your personal belongings from the car, as long as you have taken precautions to lock and secure your car.

    11. Ambulance and Medical Expense Add-On

    This add-on pays for Ambulance and Medical Expenses which you may incur in case your car meets an accident or any other mishap.

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    20062019
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    Must Read Articles before buying Iffco Tokio Car Insurance

    IFFCO Tokio Car Insurance User Reviews

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    • Reliable information available

      The InsuranceDekho website is very informative. I recently visited them and bought the IFFCO Tokio car insur...

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      By Ansh Nagpal
      On: May 26, 2022
    • Budget-friendly plans

      The plans offered by the InsuranceDekho website are very affordable. I recently bought the IFFCO Tokio car ins...

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      By Mohit Rajput
      On: May 24, 2022
    • Best customer care service

      The services provided by the InsuranceDekho website are superb and unique. I visited them and bought the IFF...

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      By Aryaman Aggarwal
      On: May 19, 2022
    • Superb benefits

      I recently bought an IFFCO Tokio car insurance plan for my Audi Q6 from the InsuranceDekho website. I must s...

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      By Mukul Singh
      On: May 17, 2022
    • Secured payments

      I was looking for a secure payments platform and then came across the InsuranceDekho website. They have a se...

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      By Tushar Nayak
      On: May 12, 2022
    • Best customer care service

      The InsuranceDekho website provides the best customer care service to its users. I recently visited them to ...

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      By Mukul Goyal
      On: May 5, 2022
    • Well managed website

      The InsuranceDekho website is very well managed. While buying the IFFCO Tokio car insurance plan for my Kia ...

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      By Vikram Bhandari
      On: May 3, 2022
    • Renewed my policy easily

      I bought the IFFCO Tokio car insurance plan for my Mercedes Benz a year ago from the InsuranceDekho website....

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      By Nishan Singh
      On: April 28, 2022
    • Secured payments

      I was looking for a secure payments platform and then came across the InsuranceDekho website. They have a se...

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      By Tushar Nayak
      On: April 26, 2022
    • Quick policy issuance

      The purchasing process on the InsuranceDekho website is quick and easy. I bought the IFFCO Tokio car insuran...

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      By Raghav Upadhyay
      On: April 21, 2022

    540 Iffco Tokio Cashless Garages in India

    IFFCO Tokio Car Insurance Add-on FAQs

    • Which add-on covers are provided by Iffco Tokio for its car insurance plans?

      Iffco Tokio offers several add-on covers along with their car insurance policy such as zero depreciation cover, return to invoice cover, personal belonging cover, engine protection cover, etc.

    • Is it mandatory to purchase an add-on insurance cover?

      No, purchasing an add-on insurance cover along with your standard car insurance plan is not mandatory. It is your sole decision whether you want to buy an add-on cover or not.

    • When can I purchase the Iffco Tokio car insurance add-on covers?

      You can purchase the Iffco Tokio addon covers either while buying a car insurance plan or at the time of car insurance plan renewal process.

    • How many addon covers can I purchase in one single time?

      You can buy as many add-on covers that you want to include along with your standard car insurance plan depending upon your needs and budget.

    • While buying an add-on cover, am I supposed to pay an additional premium?

      Yes, in order to include an add-on cover with your standard health insurance plan, you are required to pay an additional amount premium apart from the premium paid against base policy cover.

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.