Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
Car insurance starting from ₹ 6/day*
  • Car No. Car Policy Steps
  • Select Plan Car Policy Steps
  • Policy Issued

Maruti Alto K10 Insurance

Maruti Alto K10 Insurance

Top Car Insurance Plans

Third Party
Own Damage
Starting From 12452
Key Features:
  • Right Green Tick Maximum Cashless Garages
  • Right Green Tick Over Night Vehicle Repairs
  • Right Green Tick 24x7 Roadside Assistance
  • Right Green Tick Quick Claim Settlement
Starting From 12452
Key Features:
  • Right Green Tick Towing Assistance (For Accidents)
  • Right Green Tick Coverage Outside India
  • Right Green Tick PSU Provider
  • Right Green Tick Quick Claim Settlement
See More Plans

Maruti Alto K10 Variants with Insurance Premium Price

You can refer to the below table for an estimated premium for your Maruti Alto K10 third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Maruti Alto K10 is available in 14 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.
Variant NameEx-showroom PriceComprehensive Car InsuranceThird Party Car InsuranceOwn Damage Car Insurance

Maruti Alto K10

999 cc, Petrol

₹3.00 Lac

₹ 11785

₹ 2094

₹ 2184

Maruti Alto K10 STD

998 cc, Petrol

₹3.99 Lac

₹ 2094

₹ 2094

₹ 2062

Maruti Alto K10 LXi

998 cc, Petrol

₹4.82 Lac

₹ 11546

₹ 2094

₹ 2062

Maruti Alto K10 LXI

998 cc, Petrol

₹4.83 Lac

₹ 2094

₹ 2094

₹ 2184

Maruti Alto K10 VXi

998 cc, Petrol

₹5.00 Lac

₹ 17602

₹ 2094

₹ 2139

Maruti Alto K10 VXI

998 cc, Petrol

₹5.06 Lac

₹ 2094

₹ 2094

₹ 2062

Maruti Alto K10 VXi Plus

998 cc, Petrol

₹5.33 Lac

₹ 13418

₹ 2094

₹ 2285

Maruti Alto K10 VXI Plus

998 cc, Petrol

₹5.35 Lac

₹ 2094

₹ 2094

₹ 2062

Maruti Alto K10 VXi AT

998 cc, Petrol

₹5.50 Lac

₹ 13501

₹ 2094

₹ 2354

Maruti Alto K10 VXI AT

998 cc, Petrol

₹5.61 Lac

₹ 2094

₹ 2094

₹ 2062

Maruti Alto K10 VXi Plus AT

998 cc, Petrol

₹5.83 Lac

₹ 14065

₹ 2094

₹ 2499

Maruti Alto K10 VXI Plus AT

998 cc, Petrol

₹5.90 Lac

₹ 2094

₹ 2094

₹ 2062

Maruti Alto K10 VXi S-CNG

998 cc, CNG

₹5.95 Lac

₹ 14764

₹ 2154

₹ 3886

Maruti Alto K10 VXI S-CNG

998 cc, CNG

₹5.96 Lac

₹ 2094

₹ 2094

₹ 2062

Calculate Your Maruti Alto K10 Insurance Price

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Maruti Alto K10 Key Specifications


₹3.00 Lakhs onwards


24.39 to 24.9 kmpl


Manual, Automatic


998 cc

Fuel Type
Fuel Type

Petrol, CNG

Seating Capacity
Seating Capacity

5 Seater


55.92 BHP


82.1 NM

​How to Buy Insurance for Maruti Suzuki Alto K10 Insurance via InsuranceDekho

Maruti Suzuki Alto K10 Summary

Maruti Suzuki Alto K10 is considered to be the most driven car in the country. Its elegant design and economical price model makes it a family car. It possesses an engine capacity of up to 998 cc and delivers a mileage of 23.95 kmpl to 32.26 km/kg with petrol and CNG variants respectively. This cost-efficient hatchback car comes with manual and automatic transmission and is available in 12 variants and 5 different colours. When it comes to security, the Alto K10 is equipped with various safety features such as central locking, seat belt warning, rear seat belts, engine immobilizer, anti-theft device, side and front impact beams and so on.

Maruti Alto K10 Car Insurance

You should have a minimum of a third party car insurance cover for your Maruti alto K10 car, according to the Indian Motor Tariff. The car insurance cover offers you compensation against the financial liabilities of a third party that may arise due to an accident involving your car. If caught driving without at least a third party car insurance policy, you can be charged with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover for Maruti Alto K10 Car

1. Third Party Cover

This is minimum insurance coverage that you should at least own. It gives you compensation against the expenses which may be caused by you, towards the third party for bodily injury, death, or property damage, incurred due to an accident with your car. The maximum coverage for the expenses of property damage is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

Own Damage Car Insurance is an insurance policy designed to protect your car’s own damage, which includes the damages or loss incurred to your own car due to an accident or a mishap.

3. Comprehensive Cover

This is an insurance policy that compensates for the damages incurred by you towards a third party as well as for the own-damage expenses, which may be caused due to an accident or an unforeseen event involving your car.

How to Buy Maruti Alto K10 Car Insurance From InsuranceDekho

Visit InsuranceDekho and get all the insurance-related solutions for your car insurance policy. Refer to the steps given below to purchase a car insurance cover for your Maruti Suzuki Alto K10:

Step 1: Visit InsuranceDekho official website

Step 2: Enter your car number in the “get your quote” section. If you don't have the car number, just enter some details like car brand, car model, fuel type, a variant of the car, registration year, registration place, etc., to proceed further.

Step 3: Enter your name and mobile number to get the car insurance quote

Step 4: Choose a quote and finalize a plan as per your budget and requirements

Step 5: Pay for the selected insurance policy. You will receive the policy document via email.

Maruti Suzuki Alto K10 Car Insurance Claim Process

Cashless Car Insurance Process

With the cashless car insurance process, you can get your car repaired without paying anything at a network garage of your insurance company and your insurer will pay off your repair expenses on your behalf. Here is the process of the cashless car insurance claim for your Alto K10 car:

  • Inform your insurer after an accident or mishap by calling the customer care team of your insurer or by visiting their official website or through their mobile app.
  • Share the details of the incident with the police and register an FIR, mainly in case of accident, theft, and so on.
  • Click a few pictures of the damages sustained by your car, bodily injuries, if suffered, and so on., after the accident as they can be used as valid proof during the claim settlement.
  • Take your car to the nearest network garage for cashless repairs. You can connect with your insurer to arrange towing facilities for your car, in case it becomes immovable.
  • Once your car reaches the garage, a surveyor will be sent by your insurance company to assess the extent of damages sustained by your car. At this stage, you will have to show relevant documents such as registration certificate, driving license, FIR, etc., to the surveyor.
  • The surveyor will prepare a claim report and submit it to the insurance company on the basis of which your insurer will approve or reject your claim.
  • If your insurer approves your claim, the network garage will start repairing your car. After the repair is done, your insurer will pay the repair amount to the garage on your behalf.

Reimbursement Car Insurance Process

The reimbursement claim process makes you pay the repair bills at the time of repair and then get it reimbursed by your insurer. Here is the process of reimbursement car insurance claim for your Alto K10 car:

  • Intimate your insurer about the accident or any mishap and register your claim.
  • Take your damaged car to any garage or repair centre of your choice for repair.
  • A surveyor will be sent by your insurance company at the garage to access the damages.
  • The surveyor will prepare a claim estimate report and submit it to your insurance company.
  • The garage will repair your car and you will have to pay the generated car repair bill.
  • Submit the original bills of repair issued by the garage to your insurer with a claim form.
  • Your insurer will inspect your repair bills and claim form and reimburse your repair cost.

Check Insurance Quotes of Similar Cars

Find Right Car Insurance Quotes by Cars Body Type

  • Hatchback
  • Sedan
  • SUV
  • MUV

Calculate your Car IDV

Maruti Alto K10 Car Insurance User Reviews

5 Reviews
Why did they insure their car with InsuranceDekho
  • quotesiconQuotes in a jiffy
    I never knew generating quotes for my Maruti Alto K10 could be done in a jiffy. I just provided the registration number of my Maruti Alto K10. Within seconds, m...Read More
    By Rupali Basak On:8th February, 2021
  • quotesiconGreat experience
    Buying HDFC ERGO comprehensive car insurance policy for my Maruti Alto K10 on has been a great experience. I could do it all by myself by fol...Read More
    By Supratim Bhattacharya On:4th January, 2021
  • quotesiconReliable website
    InsuranceDekho is a reliable website for all insurance-related needs. The Raheja QBE car policy issuance for my Maruti Alto K10 was simple and transparent. I wi...Read More
    By Sayantan Deb On:17th November, 2020
  • quotesiconSeamless payment options
    I received great assistance from InsuranceDekho while renewing my Liberty insurance policy for my Maruti Alto K10. I could easily pay online using my debit card...Read More
    By Selim Khanna On:2nd November, 2020
  • quotesiconEconomical insurance policies
    ICICI Lombard offered me very cost-effective insurance plans for my Maruti Alto K10 car. I am very happy with their economical offerings. Read More
    By Sumit ShekharOn:26th May, 2020
Write a Review

Car Insurance News

Contact Details

For any assistance or query, call us on

Maruti Suzuki Alto K10 Car Insurance FAQs

  • 1

    What is the Best Car Insurance Plan for My Maruti Alto K10?

    The car insurance that is best suited for your Alto K10 depends on your needs and price point. The easiest way to find the right policy for you is to purchase your policy online. With a few clicks, you can compare different car insurance companies, the quotes they offer and their network cashless garages. Checking the claim settlement ratio is a good indicator of the insurance companies’ reputation.

  • 2

    Will Car Insurance Pay for My Alto K10’s Windshield if it is Shattered in an Accident?

    Your insurance provider will compensate for the damages to your car in case of a mishap only if you have a standalone own damage cover or a comprehensive plan. Moreover, if the mishap occurred due to a case of illegal driving the insurance company will not cover the costs.

  • 3

    Does My Second Hand Alto K10 Require Car Insurance?

    Yes, every car driving on Indian roads must have at least a third party insurance. If caught without it you can be fined Rs. 2,000 and/or be imprisoned for up to 3 months. However, it is also advised that you purchase an own damage cover for your car as well.

  • 4

    What are the Factors that Affect My Alto K10’s Insurance Price?

    The insurance premium amount is decided by the Insured Declared Value or IDv that factors in the selling price of the car, the age of the car and its depreciation rate. The older your car the lower the IDV and the premium amount.

  • 5

    How to Claim Insurance for My Alto K10?

    To file for an insurance claim for your Alto K10 first file an FIR at the nearest police station, (in case of an accident). Inform the insurance provider of the situation and they will tell you the documents you require for the process. Fill in the claim form and submit it with the copies of the required documents. The insurance provider will send a surveyor to check your vehicle and he/she will file a report. Once this is approved the claim amount will be issued. You can then either take your car to a network garage or to a separate workshop of your choice and get the reimbursement later.

View More Questions
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.