Maruti Swift Insurance

Maruti Suzuki Swift Car Insurance Summary

Maruti Swift is a popular hatchback in India since its launch. This comfortable and spacious 5-seater features a boot space of 268 litres and claims to give a mileage of 19.74 kmpl on the city roads. Maruti Swift is available in 13 variants and 6 different colours namely Pearl Arctic White, Silky Silver, Magma Grey, Solid Fire Red, Prime Lucent Orange and Midnight Blue. Besides good looks, Maruti Swift is loaded with features like power steering, power windows front, anti-lock braking system, driver airbag, passenger airbag, automatic climate control, and fog lights.

Maruti Suzuki Swift Car Insurance

In order to drive a car in India, each car owner is mandatorily required to have at least a third party car insurance cover. A third party cover is an insurance plan which insures you against the third party liabilities which may fall on you after an accident involving your car. Driving a car without a valid insurance cover is a punishable offence in the country and attracts a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Car Insurance Covers

1. Third Party Cover

This plan insures you only against liabilities which you may incur towards a third party after an accident of your car. This involves bodily injuries, death as well as property damage (up to Rs. 7.5 lakh) of a third party.

2. Standalone Own-Damage Cover

This plan covers only the own-damages sustained by your car in a mishap like a road accident, natural/man-made calamity, fire, theft, etc.

3. Comprehensive Cover

This plan covers both third party liabilities as well as own-damages incurred by your car in an unfortunate event.

How to Buy Insurance for Maruti Suzuki Swift via InsuranceDekho

You can easily and instantly buy a car insurance policy for your Maruti Swift at InsuranceDekho by following the below-mentioned steps:

Step 1: Visit InsuranceDekho

Step 2: If you know your car number enter that. In case you do not know your car number, proceed by selecting the brand, model, variant and fuel type of your car.

Step 3: Enter your name and mobile number. Quotes will get displayed to you.

Step 4: Select the car insurance plan which suits you the best and make the payment. The policy document will be sent to you at your registered email ID.

Maruti Suzuki Swift Car Insurance Claim Process

Cashless Car Insurance Process

The cashless car insurance process makes your Maruti Suzuki Swift car get repaired without making any payment at a network garage as under this process the insurer is liable to settle the expense of the repair of your car. Here is the cashless claim process for your Swift car:

• Inform your insurance company just about the accident by reaching out to their customer care team or by visiting their official website or through their mobile app, if available.
• Share all events of the incident in detail to the police and lodge an FIR, especially in case of accident, fire, theft, and so on.
• Click photos of damages sustained by your car, bodily injuries suffered by you or any passenger, etc., after the accident to hold as evidence during the claim settlement.
• Search a network garage nearby and pull your car there for repair. If your car is unable to be moved due to damage, you can also contact your insurer to arrange towing facilities.
• Once your car reaches the garage, your insurance company will send a surveyor to survey your car’s damages and assess their extent. He may also require you to show him all the valid documents like policy copy, car registration certificate, driving license, FIR, etc.
• The surveyor will estimate the claim amount and prepare a claim report and send it to your insurer. Based on the surveyor's report, your insurer will approve or reject your claim.
• If your insurance company gives approval, the network garage will start repairing your car and after the repair, your insurer will settle the repair bills directly with the garage.

Reimbursement Car Insurance Process

The reimbursement car insurance claim process will make your insurer reimburse your repair amount after the repair based on the bill submitted by you and your car insurance policy coverage. Below is the reimbursement claim process for your Swift car:

• Inform your insurance company about the incident promptly and register your claim.
• Take your insured car to any garage of your choice to get it repaired.
• A surveyor will be sent by your insurer to access the level of damages.
• A claim report will be prepared and submitted by the surveyor to your insurer.
• The garage will repair your car and generate the bill which you will have to pay.
• Submit the original bills of repair to your insurance company with a claim form.
• The insurer will examine repair bills and claim form and reimburse the cost of repair.