Maruti Swift Insurance

About Maruti Swift Car Insurance

One of the most popular hatchback cars in India since its launch, Maruti Swift offers great comfort, mileage, and other services at affordable prices. Owing to the outstanding features that this car offers, it has even been recognised as ‘car of the year’ on several occasions. The Maruti Swift car features a boot space of 268 litres and has outstanding features that make it a popular choice. This spacious 5-seater is available in both diesel and petrol and has 16 variant options. However, as the specification varies depending on the variant of Swift Car you are buying, the price of the car insurance plan also varies.

Listed below are some of the key specifications of Maruti Swift:

Maruti Swift Car Insurance

When you buy Maruti Swift, third-party car insurance is a must-have as mandated by the Indian government. A third-party cover is an insurance plan which insures you against the third-party liabilities which may fall on you after an accident involving your car. Apart from third-party car insurance, you can also buy a comprehensive car insurance plan from InsuranceDekho and protect your car against both standalone and third-party damages.

How to Buy Maruti Swift Car Insurance Online?

Thinking of buying Maruti Swift car insurance Online? Here is how you can do the same:

• Go to online websites such as that of InsuranceDekho (www.insurancedekho.com) and click on car insurance
• Then, enter details such as car number, model, variant, and other details
• Also, enter your email address and mobile number after which you get redirected to the quotes page
• Select the ideal car insurance plan and add-ons that suit you the best
• Complete your KYC, fill in the proposal form and complete the payment
• The policy document will be sent to you at your registered email ID

Renew Car Insurance for Maruti Swift Online

Every car insurance plan comes with an expiry date, so once you have bought a car insurance plan, you can also renew it online. Listed below are the steps you need to follow to renew your car insurance online:

1. Go to online websites such as that of InsuranceDekho (www.insurancedekho.com) and click on car insurance
2. Enter details like Maruti Swift car number and other details. Also, enter the expiry date of your car insurance plan and enter claim details, if you have made any car insurance claim in the past year
3. Select the ideal car insurance plan and add-ons that suit you the best
4. Complete your KYC, and fill in the proposal form confirming vehicle details such as Chassis Number, Engine Number etc.
5. Finally, proceed with paying the renewal price of the Maruti Swift car insurance

Add-ons to Buy With Maruti Swift Car Insurance

You can boost the coverage of car insurance for your Maruti Swift car with several add-ons. By including add-ons in your car insurance plan, the car insurance premium may go up, however, your car will be protected against a wide range of possible damages

• No Claim Bonus
• Zero Depreciation Cover (or Bumper-to-Bumper Cover)
• Roadside Assistance Cover
• Key Replacement Cover
• Tyre Secure Cover
• Engine Secure Cover
• Consumable Expenses Cover
• Invoice Cover - Applicable till 3 years from the date of purchase of car

In addition to those mentioned above, you can also include several other add-ons to your Swift car insurance plan.

Inclusions and Exclusions In Maruti Swift Car Insurance Plans

Before buying Maruti Swift car insurance you should first understand what is covered under it.

Inclusions

Listed below are the common inclusions when you buy a Maruti Swift car insurance plan:

• Coverage if your car is lost or stolen
• With a car insurance plan, you can get coverage for Maruti Swift car if it is damaged due to involvement in any accident or any other reasons
• Many insurance companies also provide coverage if your car is damaged due to natural calamities.

Exclusions

There are certain things that are not covered in your Maruti Swift car insurance plan such as the following:

• If an accident takes place and it is found that the driver was driving under the influence of alcohol or drugs, then the car insurance claim raised henceforth will not be covered.
• If a driver is riding without a driving license and valid car registration papers, then the car insurance company will not provide adequate coverage in the Maruti Swift car insurance plan.

Maruti Swift Car Insurance Claim Process

With car insurance, you can raise two types of claims namely cashless claims, and reimbursement claims.

Cashless Claims

Cashless claims are those where the policyholder need not spend any money out of their pocket and get their car repaired directly at a network garage. Here is the cashless claim process for your Maruti Swift car:

• Inform your insurance company about the accident by reaching out to their customer care team or by visiting their official website or through their mobile app, if available. Share all events of the incident in detail to the police and lodge an FIR, especially in case of accident, fire, theft, and so on.
• Click photos of damages sustained by your car, bodily injuries suffered by you or any passenger, etc., after the accident to hold as evidence during the claim settlement.
• Search a network garage nearby and pull your car there for repair. If your car is unable to be moved due to damage, you can also contact your insurer to arrange towing facilities.
• Once your car reaches the garage, your insurance company will send a surveyor to survey your car’s damages and assess their extent. He may also require you to show him all the valid documents like policy copy, car registration certificate, driving license, FIR, etc.
• The surveyor will estimate the claim amount and prepare a claim report and send it to your insurer. Based on the surveyor's report, your insurer will approve or reject your claim.
• If your insurance company gives approval, the network garage will start repairing your car and after the repair, your insurer will settle the repair bills directly with the garage.

In case you buy or renew your Maruti Swift car insurance from InsuranceDekho, you can reach out to InsuranceDekho’s 24x7 Available Claims’ Support team, and InsuranceDekho’s Claims’ Support team will help you in end-to-end claims support

Reimbursement Claim

Unlike cashless claim settlement, in car insurance reimbursement, you need to first spend money out of your pocket which will be later settled by the insurance company. For raising reimbursement claims, here is all that you need to do:

• Inform your insurance company about the incident promptly and register your claim.
• Take your insured car to any garage of your choice to get it repaired.
• A surveyor will be sent by your insurer to access the level of damages.
• A claim report will be prepared and submitted by the surveyor to your insurer.
• The garage will repair your car and generate the bill which you will have to pay.
• Submit the original bills of repair to your insurance company with a claim form.
• The insurer will examine repair bills and claim forms and reimburse the cost of repair.

In case you buy or renew your Maruti Swift car insurance from InsuranceDekho, you can reach out to InsuranceDekho’s 24x7 Available Claims’ Support team, and InsuranceDekho’s Claims’ Support team will help you in end-to-end claims support

Note - It’s always a good idea to go for insurers that cover claims in a cashless manner through their own network of garages. The higher the number of cashless garages empanelled by an insurer the more easier it is for a customer during claims

Benefits of Buying a Maruti Swift Car Insurance Plan from InsuranceDekho

There are several benefits of buying a Maruti Swift car insurance plan from InsuranceDekho such as the following:

• With InsuranceDekho, you can buy your Maruti Swift car insurance plan right from the comfort of your home. All you have to do is submit a few documents, make the payment, and then you will instantly receive your car insurance plan details.
• On buying Maruti Suzuki car insurance you can get 24*7 customer support. So, be it regarding claim settlement or any other queries, you can easily reach out to the customer team of InsuranceDekho.
• The claim settlement process with InsuranceDekho is quite convenient, which is another reason why you should buy Maruti Swift car insurance from InsuranceDekho.