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IFFCO Tokio Own Damage Car Insurance

388 reviews Rate This
    Network Garages4300+
    Claim Settlement Ratio95.30%
    SupportMon - Sat
    Policy Issued1,00,000+
    Zero DepreciationAvailable
    Emergency Assistance24/7
    Third Party CoverAvailable

    IFFCO Tokio Standalone Own-Damage Car Insurance Policy

    Standalone own-damage car insurance provides overall protection for the car as well as the owner-driver. The policy is designed to compensate the repair expense of your car in case of an accident or a mishap such as fire, theft, vandalism, explosions, natural and man-made calamities. The own-damage car insurance brings several add-on covers with it to enhance its coverage such as zero depreciation cover, roadside assistance cover, consumables cover, NCB protect cover, and so on. IFFCO Tokio’s standalone own-damage car insurance is one of the three types of car insurance plan which provides financial stability for policyholders during the time of crisis.

    Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

    Basis

    IFFCO Tokio Third Party Insurance

    IFFCO Tokio Standalone Own-Damage Insurance

    IFFCO Tokio Comprehensive Insurance

    Coverage

    IFFCO Tokio third party car insurance is meant to compensate third party liabilities that you may incur towards a third party for their bodily injuries, disabilities, death and property damage after an accident with the involvement of the insured car.

    IFFCO Tokio standalone own-damage car insurance covers the expenses of own-damages sustained by your car that may arise in different situations which include accidents, fire, theft, natural calamities, man-made disasters, and so on. In addition to this, insurance companies provide NCB benefit for every claim-free year with a car insurance own-damage policy.

    IFFCO Tokio comprehensive car insurance takes care of expenses arising out of the third party liabilities as well as own-damage expenses under a single amount of premium. In addition to this, the comprehensive insurance provides an optional personal accident cover which covers the injuries, disabilities, and death of policyholders incurred due to an accident or mishap.

    Add-ons

    IFFCO Tokio third party car insurance does not provide any type of add-on cover.

    IFFCO Tokio standalone own-damage car insurance provides different types of add-on covers with a little extra amount of premium.

    IFFCO Tokio comprehensive car insurance plans provide a wide range of add-on covers to extend the coverage of your policy by paying an additional premium.

    Cost

    IFFCO Tokio’s third party insurance is available at the most affordable price as it offers the most basic coverage.

    IFFCO Tokio’s third party insurance is more expensive when compared to third party insurance as it provides enhanced policy coverage.

    IFFCO Tokio’s comprehensive car insurance policy is costly as it offers extensive protection to your car by providing coverage to the most third party liabilities and own-damage costs.

    What is Covered Under IFFCO Tokio Standalone Own-Damage Policy?

    IFFCO Tokio’s standalone own-damage car insurance covers the following situations:

    • Case of a total loss or theft of the car.
    • Damages caused to the car due to road accidents
    • Damage sustained by the car during the transportation.
    • Any damage incurred due to a natural or man-made calamity.

    What is Not Covered Under IFFCO Tokio Standalone Own-Damage Policy?

    IFFCO Tokio’s standalone own-damage car insurance does not cover the situations which are given below:

    • Depreciation of the car.
    • Mishaps occur outside the geographical location.
    • Accidents occur due to some form of illegal driving.
    • Breakdown of the car due to electrical or mechanical failures.
    Car insurance starting from Rs. 2072/year*
    • Save upto 75%*
      Lowest Car Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 1000cc four wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Benefits of IFFCO Tokio Standalone Own-Damage Policy

    IFFCO Tokio’s standalone own-damage car insurance comes with the below given benefits:

    • The policyholder secured from a range of situations in case of a mishap.
    • For a claim-free year, the policyholder will get a No Claim Bonus as a reward.
    • The add-on cover benefit is available that can be purchased to expand the policy coverage.

    How To Purchase IFFCO Tokio Standalone Own-Damage Policy?

    IFFCO Tokio standalone own-damage car insurance can be purchased by following the below-given steps:

    Step 1: Visit the official website InsuranceDekho and click on the ‘Car’ tab.

    Step 2: Enter your car’s registration number by filling up the details like car’s make, model and year of registration, if you do not know the car registration number.

    Step 3: Fill up your personal details in the given box such as name and phone number and select the ‘Submit and Get Quotes’.

    Step 4: Policy quotes for own-damage plans offered by several insurers will be displayed on the screen. Opt for the IFFCO Tokio policy quote and choose add-ons, if you want to add any.

    Step 5: Make the payment for the selected IFFCO Tokio own-damage policy. After the successful payment, the policy document will instantly be sent to your registered email ID.

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    IFFCO Tokio Car Insurance User Reviews

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    What users are saying
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    • Got the best policyv

      InsuranceDekho platforms get updated from time to time and offer the latest policy versions at affordable pr...

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      K
      By Kedar Vidi
      On: February 3, 2023
    • Reminds me to renew my policy

      I bought an IFFCO Tokio vehicle insurance plan for my Kia Seltos from InsuranceDekho, the procedure of purch...

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      P
      By Pavani Dasari
      On: January 24, 2023
    • Customer friendly site

      My first ever experience of buying Car Insurance through Insurance Dekho went well. Site is truly customer fri...

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      A
      Mahindra Xylo 2009-2011 Mavelikara
      By Anush Kurien
      On: January 16, 2023
    • Excellent add-on choices

      While using my IFFCO Tokio car insurance policy I realized the shortage of policy coverage so I decided to p...

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      By Pravin Rajour
      On: January 13, 2023
    • Secured payments

      I was looking for a secure payment platform and then came across the InsuranceDekho website. They have a sec...

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      By Tushar Nayak
      On: January 11, 2023
    • Pocket-friendly plans

      The InsuranceDekho website has a list of affordable plans. I wanted a plan that could fit into my budget and...

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      R
      By Rohit Kumar
      On: January 9, 2023
    • Secured payments

      I was looking for a secure payment platform and then came across the InsuranceDekho website. They have a sec...

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      M
      By Mridul Verma
      On: January 5, 2023
    • UI experience

      InsuranceDekho has easy user interface experience that showcased all important details at look which helped to...

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      S
      Maruti Ertiga Bangalore
      By Surendra Shivaji R
      On: December 29, 2022
    • Purchased the plan at ease

      I recently bought the IFFCO Tokio car insurance plan for my MG hector, the buying process was quick and easy. ...

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      S
      By Samar Sharma
      On: October 13, 2022
    • Renewed my policy easily

      I bought the IFFCO Tokio car insurance plan for my Mercedes Benz a year ago from the InsuranceDekho website....

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      N
      By Nishan Singh
      On: August 24, 2022

    525 Iffco Tokio Cashless Garages in India

    IFFCO Tokio Car Insurance Own Damage FAQs

    • What is Own Damage cover in IFFCO Tokio Car insurance plan?

      Own damage policy helps the policyholder stay protected against the damages caused to their own car because of theft, accident, etc.

    • What is the difference between third party and own damage cover?

      The own damage cover offers protection to the policyholder against damages caused to their own vehicle, whereas in third party cover, the protection is provided to policyholders against any third party legal liabilities.

    • Is purchasing an own damage cover for a car mandatory?

      No, purchasing an own damage cover for your car insurance is not mandated by the law, it is up to the policyholder whether they want it or not.

    • Who is eligible to purchase a standalone own damage cover?

      A policyholder, who has an active third party insurance cover is eligible to purchase an own-damage car insurance plan to cover their own vehicle.

    • How is the premium for own damage IFFCO Tokio car insurance plan calculated?

      The premium calculation takes place based on factors like car make, car age, vehicle type, engine cc, geographical zone etc.

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    IFFCO Tokio Car Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.