Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Key Features:
  • Right Green Tick Spot Claim Upto Rs 50,000
  • Right Green Tick Minimal Documentation
  • Right Green Tick Roadside Assistance
  • Right Green Tick 4 Hour Claim Settlement

Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

Have you made a insurance claim in the previous year?

IFFCO Tokio Standalone Own-Damage Car Insurance Policy

Standalone own-damage car insurance provides overall protection for the car as well as the owner-driver. The policy is designed to compensate the repair expense of your car in case of an accident or a mishap such as fire, theft, vandalism, explosions, natural and man-made calamities. The own-damage car insurance brings several add-on covers with it to enhance its coverage such as zero depreciation cover, roadside assistance cover, consumables cover, NCB protect cover, and so on. IFFCO Tokio’s standalone own-damage car insurance is one of the three types of car insurance plan which provides financial stability for policyholders during the time of crisis.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


IFFCO Tokio Third Party Insurance

IFFCO Tokio Standalone Own-Damage Insurance

IFFCO Tokio Comprehensive Insurance


IFFCO Tokio third party car insurance is meant to compensate third party liabilities that you may incur towards a third party for their bodily injuries, disabilities, death and property damage after an accident with the involvement of the insured car.

IFFCO Tokio standalone own-damage car insurance covers the expenses of own-damages sustained by your car that may arise in different situations which include accidents, fire, theft, natural calamities, man-made disasters, and so on. In addition to this, insurance companies provide NCB benefit for every claim-free year with a car insurance own-damage policy.

IFFCO Tokio comprehensive car insurance takes care of expenses arising out of the third party liabilities as well as own-damage expenses under a single amount of premium. In addition to this, the comprehensive insurance provides an optional personal accident cover which covers the injuries, disabilities, and death of policyholders incurred due to an accident or mishap.


IFFCO Tokio third party car insurance does not provide any type of add-on cover.

IFFCO Tokio standalone own-damage car insurance provides different types of add-on covers with a little extra amount of premium.

IFFCO Tokio comprehensive car insurance plans provide a wide range of add-on covers to extend the coverage of your policy by paying an additional premium.


IFFCO Tokio’s third party insurance is available at the most affordable price as it offers the most basic coverage.

IFFCO Tokio’s third party insurance is more expensive when compared to third party insurance as it provides enhanced policy coverage.

IFFCO Tokio’s comprehensive car insurance policy is costly as it offers extensive protection to your car by providing coverage to the most third party liabilities and own-damage costs.

What is Covered Under IFFCO Tokio Standalone Own-Damage Policy?

IFFCO Tokio’s standalone own-damage car insurance covers the following situations:

  • Case of a total loss or theft of the car.
  • Damages caused to the car due to road accidents
  • Damage sustained by the car during the transportation.
  • Any damage incurred due to a natural or man-made calamity.

What is Not Covered Under IFFCO Tokio Standalone Own-Damage Policy?

IFFCO Tokio’s standalone own-damage car insurance does not cover the situations which are given below:

  • Depreciation of the car.
  • Mishaps occur outside the geographical location.
  • Accidents occur due to some form of illegal driving.
  • Breakdown of the car due to electrical or mechanical failures.

Benefits of IFFCO Tokio Standalone Own-Damage Policy

IFFCO Tokio’s standalone own-damage car insurance comes with the below given benefits:

  • The policyholder secured from a range of situations in case of a mishap.
  • For a claim-free year, the policyholder will get a No Claim Bonus as a reward.
  • The add-on cover benefit is available that can be purchased to expand the policy coverage.

How To Purchase IFFCO Tokio Standalone Own-Damage Policy?

IFFCO Tokio standalone own-damage car insurance can be purchased by following the below-given steps:

Step 1: Visit the official website InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your car’s registration number by filling up the details like car’s make, model and year of registration, if you do not know the car registration number.

Step 3: Fill up your personal details in the given box such as name and phone number and select the ‘Submit and Get Quotes’.

Step 4: Policy quotes for own-damage plans offered by several insurers will be displayed on the screen. Opt for the IFFCO Tokio policy quote and choose add-ons, if you want to add any.

Step 5: Make the payment for the selected IFFCO Tokio own-damage policy. After the successful payment, the policy document will instantly be sent to your registered email ID.

Must Read Articles before buying Iffco Tokio Car Insurance

Iffco Tokio Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Own Damage
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Awesome Team Support

    I recently purchased an Ifco Tokio car insurance policy, the team was very supportive during the whole process. Thankyou Insurancedekho.

    By Nikhil Tiwari
    On: March 2, 2024
  • Usefull insurance

    Better price than others,easy to choose between insurance companys and better choice to choose the best one eland usefull thing

    Maruti Vitara Brezza 2016-2020 Attur
    On: November 7, 2023
  • Quick Resolution of Legal Matt...

    I had a legal issue, and InsuranceDekho's third-party coverage with the Iffco Tokio Car Insurance Policy ensured a quick and efficient resolution for my Toyota car. It saved me time and stress.

    By Ayush Brar
    On: October 30, 2023
  • Efficient Claims Settlement

    Filing a claim for repairs at a cashless garage under the Iffco Tokio Car Insurance Policy through InsuranceDekho is efficient. They streamline the process, ensuring that I get back on the road with my Nissan car without unnecessary delays.

    By Shekhar Dhingra
    On: October 26, 2023
  • Effortless and Secure Payment

    The payment process during renewal of the Iffco Tokio Car Insurance Policy with InsuranceDekho is effortless and secure for my BMW car, providing peace of mind that my transaction is handled with care.

    By Krish Atolia
    On: October 17, 2023
  • No Surprises, Only Protection ...

    There are no surprises with InsuranceDekho's own damage coverage that I got along with the Iffco Tokio Car Insurance Policy. It provides straightforward protection for my Kia car without any unexpected exclusions.

    By Jaimin Mishra
    On: October 11, 2023
  • Empowering Policyholders

    InsuranceDekho's premium calculator empowers policyholders like me. It's a tool that puts the control in your hands, helping you tailor your car insurance to your needs and budget. I could easily make changes in the Iffco Tokio Car Insurance Policy as per my requirements for my Honda car.

    By Aadi Sahney
    On: October 10, 2023
  • Smart Investment for Car Owner...

    Choosing InsuranceDekho's comprehensive policy with the Iffco Tokio Car Insurance Policy is a smart investment for car owners. It safeguards my investment and my peace of mind for my Renault car.

    By Yamini Kaura
    On: September 29, 2023
  • Transparent Policy Terms

    I appreciate the transparency of InsuranceDekho's Iffco Tokio Car Insurance Policy's own damage terms. I always know what's covered for my Hyundai bike, which is reassuring.

    By `Jia Khan
    On: September 20, 2023
  • Invaluable Tool for Cost Compa...

    I consider InsuranceDekho's premium calculator an invaluable tool for comparing insurance costs. It made the process of choosing the right plan a breeze. I was able to secure the Iffco Tokio Car Insurance Policy for my Honda car after comparing costs with the help of this tool.

    By Munish Sharma
    On: September 15, 2023

525 Iffco Tokio Cashless Garages in India

IFFCO Tokio Car Insurance Own Damage FAQs

  • What is Own Damage cover in IFFCO Tokio Car insurance plan?

    Own damage policy helps the policyholder stay protected against the damages caused to their own car because of theft, accident, etc.

  • What is the difference between third party and own damage cover?

    The own damage cover offers protection to the policyholder against damages caused to their own vehicle, whereas in third party cover, the protection is provided to policyholders against any third party legal liabilities.

  • Is purchasing an own damage cover for a car mandatory?

    No, purchasing an own damage cover for your car insurance is not mandated by the law, it is up to the policyholder whether they want it or not.

  • Who is eligible to purchase a standalone own damage cover?

    A policyholder, who has an active third party insurance cover is eligible to purchase an own-damage car insurance plan to cover their own vehicle.

  • How is the premium for own damage IFFCO Tokio car insurance plan calculated?

    The premium calculation takes place based on factors like car make, car age, vehicle type, engine cc, geographical zone etc.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

IFFCO Tokio Car Insurance Contact Details

For any assistance or query, call us on:

Car Insurance News

Calculate your Car IDV

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.