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National Standalone Own-Damage Car Insurance Policy

A Standalone Own-Damage Car Insurance policy provides coverage for own-damage in case of a mishap. This policy provides peace of mind to the policyholder as the policyholder knows he/she will retain financial stability in case of a mishap. An own-damage policy provides protection from several scenarios such as car theft, vandalism, damage from fire, damage caused by a road accident, damage caused in a natural disaster etc. The own-damage policy is not compulsory but is a good choice to consider with compulsory third-party policy.

National Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Car Insurance

Basis

National Car Insurance Standalone Own-Damage

National Car Insurance Third Party Insurance

National Car Insurance Comprehensive Insurance

Coverage

National Car Insurance Standalone Own-Damage provides coverage for own-damage costs including road accidents, theft, floods, etc. The cover is not compulsory.

National Car Insurance third-party insurance provides coverage for third-party liabilities only. This includes property damage, death, and injuries. This policy is compulsory.

National Care Insurance comprehensive car insurance plan provides complete protection for you and your car. By paying a single premium, the plan takes care of both third-party liabilities and own damage costs

Cost

Expensive than third-party policy because this policy covers own-damage expenses.

This policy provides basic coverage which makes it very affordable.

This policy is expensive as compared to standalone own-damage policy or third party policy because comprehensive policy provides the third-party and own damage cover.

Add-on

This policy offers a wide range of add-on covers to choose from.

No add-on cover options are provided under this policy.

The comprehensive policy provides several add-on options to choose from.

What Is Covered Under National Car Insurance Standalone Own-Damage Policy?

National Car Insurance Standalone Own-Damage policy provides coverage for the following aspects:

  • Damage to the insured vehicle due to an accident
  • Damage of the vehicle due to fire or explosion
  • Theft or vandalism of the insured vehicle
  • Damage to the insured vehicle due to a natural or manmade disaster.

What Is Not Covered Under National Car Insurance Standalone Own-Damage Policy?

National Car Insurance Standalone Own-Damage policy does not provide coverage for the aspects mentioned below:

  • Accidents that happen outside the geographical scope as mentioned in the policy
  • Accidents that involve illegal driving
  • Car breaking down due to mechanical or electrical failure.
  • Depreciation of the insured vehicle.

Benefits of National Standalone Own-Damage Policy

Below mentioned are benefits of purchasing National Car Insurance Standalone Own-Damage policy:
  • This policy offers protection for own-damage costs in several scenarios. This policy provides financial stability to the policyholder in times of crisis.
  • This policy provides a No Claim Bonus to the policyholder for every claim-free year. The reward can go up to 50% in the fifth consecutive year.
  • National Car Insurance Standalone Own-Damage policy offers add-on covers that expand the coverage of your policy.

How to Purchase National Car Insurance Standalone Own-Damage Policy?

Below mentioned are some steps that you can follow to purchase a National Car Insurance Standalone Own-Damage policy:

Step 1: Visit the website of InsuranceDekho and click on the ‘Car’ tab.

Step 2: Provide your car’s registration number, in case you are forgetting/don’t know your car’s registration number, you also enter the car's make, model or year of registration to proceed.

Step 3: Fill in your personal information and click on ‘Submit and Get Quotes’

Step 4: Policy quotes by different insurers, relevant to the detail you provide will get displayed. Choose a National Car Insurance policy quote, choose an add-on cover according to your requirements.

Step 5: Make the payment for the policy. After you make the payment, the policy documents will be sent to your registered email ID.

Explore National Car Insurance

Must Read Articles before buying National Car Insurance

National Car Insurance User Reviews

5.0
Rating based on
96 User reviews
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What users are saying
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  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: February 25, 2022
  • Learned about claim settlement

    I did not know how the claim settlement works. I visited Insurancedekho and learned everything. Then I made a claim under my National car insurance policy for my Honda CR-V and it got settled instantly.

    Read More

    D
    By Debesh Roy
    On: December 21, 2020
  • Best Insurance Company in term...

    My experience has been simply WOW with National insurance. The claim department was really helpful in the settlement and was polite and respectful which I was not expecting from the govt. company.

    Read More

    E
    By Ekta Gupta
    On: September 10, 2020
  • Timely settlement of claim

    I recently made a claim under my National car insurance policy that I purchased for my Volkswagen Polo car. The claim settlement process was smooth, hassle-free, and timely. I thank InsuranceDekho’s team for the help.

    Read More

    S
    By Suman Pande
    On: July 10, 2020
  • Easy to make claim

    InsuranceDekho helped me in making a claim last month under my National car insurance policy that I purchased for my Maruti Suzuki Ciaz car. I am really thankful to the staff.

    Read More

    J
    By Jai Aneja
    On: July 9, 2020
  • Secured payment gateway at In...

    I purchased a National car insurance policy from InsuranceDekho for my Hyundai Verna car. It was easy to buy policy at the portal and I paid online via secured payment gateway.

    Read More

    N
    By Naresh Nangia
    On: July 3, 2020
  • Ease of payment

    I purchased a National car insurance policy for my Honda WRV car at an affordable premium from InsuranceDekho. The portal offered me easy payment options and I paid through a secured payment gateway.

    Read More

    S
    By Shivani Joshi
    On: July 2, 2020
  • Got policy documents on time

    I purchased a National car insurance policy for my Honda jazz car from InsuranceDekho last month. I appreciate their process as I got my policy documents on time.

    Read More

    P
    By Priya Grover
    On: June 26, 2020
  • Many quotes for car insurance

    InsuranceDekho offers a great number for car insurance policies of which I chose National policy for my Maruti Suzuki Brezza car. The policy is high on benefits and yet is affordable.

    Read More

    K
    By Karan Talwar
    On: June 25, 2020
  • Excellent customer support

    The support team at InsuranceDekho is highly professional. It has members with experience and qualification who assisted me a lot to avail National Insurance and to secure Tata Tigor EV car.

    Read More

    A
    By Avinash Dixit
    On: June 3, 2020
  • Renewal of plans in 2 steps

    The Insurance Dekho team helped me renew my National car insurance policy that I purchased for my MG Hector car. I just had to follow 2 simple steps for that, which was a great experience.

    Read More

    A
    By Anish Jain
    On: June 1, 2020
  • Paperless Insurance Renewal

    I Renewed my Car Insurance thrice from National Insurance with InsuranceDekho for my Honda City, I am much more happy with the paperless process and got a renewal instantly.

    Read More

    By Amit Raj
    On: May 30, 2020
  • Different insurance services

    InsuranceDekho provided me with several insurance solutions from information to comparison facilities and from customer care to claim settlement assistance for my National Insurance policy that I purchased for my Tata Glanza car.

    Read More

    A
    By Abhishek Tripathi
    On: May 28, 2020
  • Fast claim settlement

    I could get all my claim amount for my Toyota Glanza car in just a week's time with National Insurance. It is a fast and feasible process to go for.

    Read More

    I
    By Ishan Mehrotra
    On: May 26, 2020
  • Provide plan in minutes

    National Insurance is renowned for its swift and smooth services. It issued me a comprehensive insurance policy in just a few minutes after the payment. I bought the plan for my Renault Duster car.

    Read More

    S
    By Sandeep Mukherjee
    On: May 20, 2020
  • Get policy swiftly

    At National Insurance, I could get my insurance policy in just a few minutes through email. I purchased this plan for my Ford Aspire car. I am impressed with its issuance process.

    Read More

    D
    By Dinesh
    On: May 18, 2020
  • Digitally-enabled solutions

    The National Insurance offered me online equipped processes. I have its comprehensive plan for my Maruti Celerio X car and get all its services through its digital platform only.

    Read More

    M
    By Manish Khare
    On: May 14, 2020
  • Renewal process in no time

    I renewed my National insurance plan that I purchased for my Toyota Camry car in just a few minutes with insurancedekho.com. I am very happy with its service.

    Read More

    K
    By Kavita Sehgal
    On: May 12, 2020
  • Got my policy issued in no tim...

    I have a car insurance policy of National Insurance, which I received in no time for my Honda Amaze car. I am overwhelmed with my insurer’s issuance process.

    Read More

    H
    By Harish Shastri
    On: May 8, 2020
  • A brilliant customer care team

    I have a comprehensive car insurance plan of National Insurance that insures my Datsun Go Plus. It has a brilliant support staff which helped me throughout my policy term.

    Read More

    G
    By Gajendra Sharma
    On: May 4, 2020
  • Digitally enabled services

    National insurance gives me online services and makes all the processes done without any paperwork. I have taken this plan to secure my Nissan Sunny car.

    Read More

    S
    By Subhash Kumar
    On: April 29, 2020
  • Perfect claim assistance

    I got my claim for my National Insurance policy very quickly. I purchased this plan to insure my Renault KWID car by getting easy claims. Fortunately, their support team made it possible with their prompt actions.

    Read More

    K
    By Kunal Johri
    On: April 27, 2020
  • Great customer support team

    I have a National Insurance Plan for my Maruti Suzuki Alto 800 car. The customer support team of the insurer is highly active, experienced and professional. They solve every query with dedication.

    Read More

    V
    By Varun Yadav
    On: April 23, 2020
  • Easy claim procedure

    National Insurance cleared my Maruti Baleno’s claim in less than a day. Since that day, I have full faith in its claim process.

    Read More

    H
    By Hemant Srivastava
    On: April 21, 2020
  • Easy to pay methods

    The National Insurance Company provided me with different payment modes to pay during policy purchase and policy renewal for my Kia Carnival car.

    Read More

    U
    By Umesh Verma
    On: April 17, 2020
  • A huge network of garages

    I got my Maruti Suzuki Swift repaired at the cashless garage of National Insurance several times without any hassle. One can easily find their network garages in India.

    Read More

    J
    By Jaydeep Aghera
    On: April 15, 2020
  • Great service

    Happy to enjoy such seamless claim service on my vehicle.

    M
    By Mahesh
    On: April 13, 2020
  • Great offerings

    The National Insurance Firm has been providing me with some great insurance-related services. I bought its plan for my Renault KWID car and it is entirely secured with a National insurance plan.

    Read More

    P
    By PK Khare
    On: April 9, 2020
  • Pre and post-sale service

    The National Insurance team offered me great pre and post insurance services for my Datsun Redi-Go car. I am very happy with their support.

    Read More

    A
    By Ayush Pal
    On: April 7, 2020
  • Simplifies the buying process

    The Insurance Dekho team has simplified the purchase procedure to quite an extent by offering deals to choose from, multiple modes to pay, easy renewal process, customer support and much more.

    Read More

    A
    By Aditya Chopra
    On: April 3, 2020
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