Universal Sompo Own Damage Car Insurance

Universal Sompo own damage car insurance plan offers coverage to the policyholder against damages caused to the insured vehicle due to any accident or mishap. This insurance plan provides the policyholder with the peace of mind as it gives them the much needed financial stability in the event of any accident or mishap. An own damage insurance plan offers protection to the insured in different scenarios like vandalism, car theft, fire, road accident, natural or man made calamity, etc.

Universal Sompo Standalone Own Damage Insurance Plan V/S Universal Sompo Third Party Insurance Plan V/S Universal Sompo Comprehensive Insurance Plan

What is Covered Under Universal Sompo Standalone Own Damage Insurance Policy?

Universal Sompo Standalone Own Damage Insurance Policy offers coverage for the below-mentioned aspects:

• Damage or loss to the insured car because of an accident.
• Vandalism or theft of the insured car.
• Damage or loss to the car because of an explosion or fire.
• Damage or loss to the car because of manmade or natural disaster.

What is Not Covered Under Universal Sompo Standalone Own Damage Insurance Policy?

Universal Sompo Standalone Own Damage Insurance Policy does not offer coverage for the below-mentioned aspects:

• Accidents happening outside geographical boundaries as stated in the policy document.
• Accidents happening because of illegal driving
• Depreciation of insured car
• Breakdown of the insured car because of electrical or mechanical failure.

Some of the benefits of buying Universal Sompo Standalone Own Damage Policy are highlighted below:

• This insurance plan offers protection for own damage expenses incurred because of accidents, theft, mishap, etc.
• Various add-on covers are provided to opt from in order to extend the plan coverage.
• No claim bonus benefit is offered to the policyholder for each claim free year.

How to Buy Universal Sompo Standalone Own Damage Policy?

To buy Universal Sompo Standalone Own Damage Policy you can follow the below mentioned simple steps:

Step 1: Go to InsuranceDekho website and select ‘car tab’ from thereon.

Step 2: Next, enter your car’s registration number. If you don’t remember then instead enter the car's make, model and registration year to move ahead.

Step 3: Now, enter your personal details. Then, press the ‘Submit and Get Quotes’ option.

Step 4: Different insurance quotes as per the information entered by you will appear on the screen. Select Universal Sompo own damage insurance plan and if you want you can even include add-ons.

Step 5: Finally, make the payment and the documents would get sent to your email ID instantly.