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Magma HDI Standalone Own-Damage Car Insurance Policy

Magma HDI standalone own-damage car insurance shields you against the expenses incurred due to the damage sustained by the insured car in an accident or a mishap. It is quite a beneficial cover that provides peace of mind to policyholders by offering them compensation to cope up with a wide range of situations such as road accidents, theft, fire, natural calamities, man-made disasters, and so on. It is highly recommended to purchase this standalone own-damage car insurance plan with compulsory third party car insurance for the overall protection of your car.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


Magma HDI Third Party Car Insurance

Magma HDI Standalone Own-Damage Car Insurance

Magma HDI Comprehensive Car Insurance


Third-party car insurance by Magma HDI is designed to take care of third party liabilities only. It covers your financial liabilities towards the third party for their bodily injuries, death and property damage.

Standalone own-damage car insurance by Magma HDI is meant to cover the expenses arising out of damages sustained by your car in a mishap or an accident. Also, it gives NCB benefits for every claim-free year.

A comprehensive car insurance plan by Magma HDI is a complete coverage plan. It takes care of third party liabilities as well as own-damage expenses under a single amount of premium. It also brings an optional personal accident cover with it.


Magma HDI third party cover does not offer any type of add-on cover.

Magma HDI standalone own-damage cover offers different types of add-on covers.

Magma HDI comprehensive plan provides a range of add-on covers.


Magma HDI third party car insurance is available at the lowest price due to its limited coverage.

Magma HDI standalone own-damage car insurance is available at a higher price.

Magma HDI comprehensive car insurance plans are the costliest as they give complete insurance coverage.

What is Covered Under Magma HDI Standalone Own-Damage Policy?

Here are the aspects that are covered under Magma HDI standalone own-damage car insurance:

  • Damages incurred due to accidental external means
  • Damages due to theft or total loss sustained by the car
  • Damages caused by fire, explosion, self-ignition or lightning
  • Damages incurred due to natural calamities or man-made disasters.

What is Not Covered Under Magma HDI Standalone Own-Damage Policy?

No coverage will be offered under own-damage car insurance in the following situations:

  • Natural wear and tear of the car due to depreciation
  • If any car insurance claim arises due to any contractual liability
  • If any accidental damage or loss sustained outside the geographical location
  • Accidental loss or damage or liability caused due to nuclear weapons material.

Benefits of Magma HDI Standalone Own-Damage Policy

Here are some benefits of buying Magma HDI standalone own-damage car insurance:

  • Damage and loss cover offered in a range of scenarios.
  • Add-on cover options available to expand policy coverage.
  • No Claim Bonus is provided to policyholders for every claim-free year.

How To Purchase Magma HDI Standalone Own-Damage Policy?

Simple steps to buy Magma HDI standalone own-damage car insurance are as follow:

Step 1: Visit the InsuranceDekho website and select the ‘Car’ tab.

Step 2: Enter your car’s registration number. In case you do not know the registration number of the car, you can alternatively enter the make, model, variant, registration year of your car, etc.

Step 3: Provide your personal details without any error. Select the ‘Submit and Get Quotes’ tab.

Step 4: Different quotes from different insurers will be displayed. Choose the Magma HDI car insurance policy from the list. You can also include some add-on covers if you require.

Step 5: Make payment for the Magma HDI car insurance policy quote. Once the payment is made, the policy document will be sent to your registered email ID.

Must Read Articles before buying Magma Car Insurance

Magma Car Insurance User Reviews

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  • Flexible payment modes

    InsuranceDekho offers flexible modes of payment. I purchased a Magma HDI car insurance policy from them for my Toyota Yaris car and made the payment online within a few easy steps.

    By Amit Yadav
    On: July 10, 2020
  • Thank you team for suggestion

    InsuranceDekho helped me buy a Magma HDI car insurance policy for my Hyundai Santro car in a few minutes. I like the policy benefits and would like to thank the team for the great suggestion.

    By Jayant Rajput
    On: July 9, 2020
  • Thanks for the help team!

    I really want to thank the team at InsuranceDekho who helped me buy Magma HDI car insurance policy or my Skoda Rapid car in a few simple steps online. I really liked the policy and I am satisfied with the benefits.

    By Naman Rishi
    On: July 3, 2020
  • Great customer support

    Magma HDI’s car insurance policy is great. I purchased it for my Hyundai Santro car last week from InsuranceDekho and the policy covers my car against many benefits. I really liked the policy and InsuranceDekho’s services.

    By Reyansh Arora
    On: July 2, 2020
  • Renewal in just a few minutes

    I purchased Magma HDI car insurance policy from InsuranceDekho for my Chevrolet Beat car and recently renewed it from them only. The process was really smooth and quick.

    By Abhinav Kapoor
    On: June 26, 2020
  • Easy to make claim under my c...

    It was not only easy to purchase Magma HDI car insurance policy online from InsuranceDekho for my Ford Aspire car but also to make a claim under it.

    By Bobby Gogoi
    On: June 25, 2020
  • Renewed my plan in minutes

    The policy renewal process takes just a few minutes at InsuranceDekho for my Magma Insurance firm with which I could get my Hyundai Grand i10 car. It was an awesome experience.

    By Lalit Singhal
    On: June 4, 2020
  • Swift claim settlement

    I got my Magma insurance plan, which I purchased to cover my Tata Harrier, easily settled with the help of InsuranceDekho executives. They have full knowledge of the processes and insurers.

    By Vishal Bhandari
    On: June 2, 2020
  • Got insurance plan in minutes

    I have a Magma insurance plan that I got in a few minutes from InsuranceDekho for my Honda Amaze car. I am very amazed and happy with the issuance process of the insurance platform.

    By Hina Goel
    On: May 29, 2020
  • Availability of paperless oper...

    I did not require any paperwork for buying, requesting a claim, and renewing my plan with Magma insurance that I bought for my Hyundai Creta car. Thanks to InsuranceDekho.

    By Karan Kale
    On: May 27, 2020
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