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Zuno Standalone Own-Damage Car Insurance Policy

Standalone Own-Damage Insurance Policy provides coverage against damage or loss sustained by the car due to events such as accident, theft, fire, and so on. Based on the coverage, the own-damage cover is a section of the comprehensive car insurance cover which is designed to give complete protection to your car. Standalone own-damage covers are optional but they are highly recommended. Apart from financial protection, it brings some discounts to offer coverage at a lower premium rate.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

Zuno Third Party Insurance

Zuno Standalone Own-Damage

Zuno Comprehensive Insurance

Coverage

Zuno third party car insurance covers legal and financial liabilities that may incur towards third parties for their injuries, death, as well as property damage.

Zuno standalone own-damage car insurance policy gives coverage for own-damage expenses which are due to road accidents, fire, theft, calamities, and so on. It also offers benefits like NCB and discounts for installing anti-theft devices, etc.

Zuno comprehensive car insurance policies give coverage for damage or loss incurred by your car due to accidents, theft, natural and man-made calamities. Also, it covers legal and financial liabilities against the damage sustained by the third party. It also gives NCB benefits and some discounts.

Add-ons

Zuno third party insurance holds no add-on cover with it.

Zuno standalone own-damage insurance provides different add-on covers.

Zuno comprehensive insurance gives an extensive range of add-on covers.

Cost

Zuno third party car insurance is available at a cheap rate as it provides limited coverage.

Zuno standalone own-damage car insurance is more expensive as it offers extended coverage.

Zuno comprehensive car insurance policy is the costliest one for providing comprehensive coverage.

What Is Covered Under Zuno Standalone Own-Damage Policy?

The own-damage policy covers your damage and loss in the given situations:

  • Damages incurred due to accidents or collisions.
  • Damages or losses sustained due to fire, explosion, etc
  • Damages caused during the transportation via road, air, rail, air, etc.
  • Damages suffered due to man-made disasters and natural calamities.

What is Not Covered Under Zuno Standalone Own-Damage Policy?

The own-damage policy does not offer any coverage for given situations:

  • If driving was done under the influence of drugs or alcohol.
  • The accident happened outside the specified geographical location.
  • Loss incurred due to wear and tear or any mechanical breakdown.
  • Damage or loss sustained due to depreciation or consequential loss.

Benefits of Zuno Standalone Own-Damage Policy

Here are several benefits of purchasing an Zuno standalone own-damage insurance plan:

  • Add-on covers will be offered to enhance the coverage.
  • No Claim Bonus will be given for every claim-free year.
  • Coverage against damage or loss incurred by the insured car.

How to Purchase Zuno Standalone Own-Damage Policy?

Here are the steps to purchase Zuno standalone own-damage car insurance:

Step 1: Visit the website of InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your car’s registration number. Otherwise, you can also enter the make, model, and variant of your car, etc., to proceed.

Step 3: Enter correct and exact personal details and select the ‘Submit and Get Quotes’ tab.

Step 4: Several policy quotes will appear. You can select an Zuno car insurance policy from them as per your needs.

Step 5: Make payment for theZuno car insurance policy. After that, the policy document will be sent to your registered email ID.

Must Read Articles before buying Zuno Car Insurance

Zuno Car Insurance User Reviews

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What users are saying
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  • Fire Damage Claim

    A short circuit in my car's wiring lit a small fire which damaged the dashboard till some extent. Bajaj Allianz was my insurer and handled the claim process ideally. My car was repaired at a cashless garage and I just had to pay the pre-agreed deductibles and rest was covered with my car insurance. The quality of repair was excellent, and I didn't face any out-of-pocket expenses. InsuranceDekho's suggestion to go with Bajaj Allianz for comprehensive coverage proved beneficial to me.

    C
    By Charlie Daniels
    On: July 12, 2024
  • Theft Recovery

    My car was stolen from the office parking in the middle of the day. I instantly called the police and made my next call to Digit, whose car insurance I had purchased. They very calmly handled the conversation and guided me throughout the police complaint process. Unfortunately, police could not find my car and issued a non traceable certificate after which I got my claim from Digit. I'm thankful to InsuranceDekho for recommending Digit for its efficient working and sympathetic customer support.

    G
    By Gulfisha Ahmed
    On: July 12, 2024
  • Flood Damage Repair

    My car was damaged due to the floods last month in my state. Fortunately, I had Acko car insurance and it helped me financially to get my car repaired. My claim was approved after a smooth process and my car was repaired at a cashless garage. I have no complaints with the services provided by Acko. Although the condition of my car before repairing was really bad, Acko claim settlement process returned my car in 4 days and it looks brand new now. Thanks to InsuranceDekho for suggesting Acko for their reliable services.

    N
    By Nilutpal Das
    On: July 12, 2024
  • Accident Claim Settlement

    I was involved in a minor accident where the front bumper of my car was damaged. HDFC ERGO's claim process was smooth and efficient. My claim was approved within 24 hours and car was repaired at one of their network garages. I'm grateful to InsuranceDekho for recommending HDFC ERGO for their hassle-free claim settlement.

    A
    By Arundhati Raj Gupta
    On: July 2, 2024
  • Smooth Third-Party Accident Cl...

    Last week my car hit a pedestrian by accident, and it injured him severely. After taking him to the hospital emergency, I was quick with my action to inform ICICI Lombard, who was my insurer. They handled the whole case from start to end and settled the third-party claim efficiently. I’m thankful for their support during this stressful time and I'm glad that I sought advice from InsuranceDekho while selecting ICICI Lombard as my insurer.

    P
    By Padmashree Saini
    On: July 2, 2024
  • Broken Window Repair

    While my car was parked in authorised parking, someone broke the window in an attempt to steal my bag from the car. Thankfully he could not steal my bag, and my window was replaced at a TATA AIG cashless garage in less than a couple of days. The quality of the window is impressive, the garage used an original piece to replace my window. Thanks to InsuranceDekho for suggesting TATA AIG based on their quick services.

    M
    By Maya Manchanda
    On: July 1, 2024
  • Convenient Process of Claim

    Switching to Digit is a decision that I'm very positive about. The whole experience of a digital platform is very impressive. Especially the document submission is very smooth. Thanks to InsurnaceDekho for recommending Digit insurance.

    M
    By Maryam Warsi
    On: July 1, 2024
  • Perfect mobile app

    I recently switched my car insurer to Acko and I have to say that their digital approach is highly convenient for users. The mobile app is filled with so much functions that I don't even feel the need to reach out to customer support. Thanks to InsuranceDekho for completely changing my customer experience by recommending Acko car insurance.

    R
    By Rochisha Girotra
    On: July 1, 2024
  • Quick repair service

    My car's bumper was hanging after it was hit by a car. I gave my car for repair at one of the cashless garages by HDFC Ergo and it was delivered back within the same day. I am very happy with the efficient services provided by HDFC Ergo. Kudos to InsuranceDekho for helping me choose the right fit insurance plan.

    K
    By Kabir Monga
    On: July 1, 2024
  • Smooth claim process

    My new car was damaged due to a local case of riots and it made me really depressed. Thanks to ICICI Lombard for the extraordinary repair service at one of the cashless garages. My car was repaired and no one can tell that it was damaged a few days ago. Credits to InsuranceDekho for helping to choose a car insurance provider quickly.

    S
    By Sunidhi Rawat
    On: July 1, 2024

403 Zuno Cashless Garages in India

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.