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Zuno Standalone Own-Damage Car Insurance Policy

Standalone Own-Damage Insurance Policy provides coverage against damage or loss sustained by the car due to events such as accident, theft, fire, and so on. Based on the coverage, the own-damage cover is a section of the comprehensive car insurance cover which is designed to give complete protection to your car. Standalone own-damage covers are optional but they are highly recommended. Apart from financial protection, it brings some discounts to offer coverage at a lower premium rate.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


Zuno Third Party Insurance

Zuno Standalone Own-Damage

Zuno Comprehensive Insurance


Zuno third party car insurance covers legal and financial liabilities that may incur towards third parties for their injuries, death, as well as property damage.

Zuno standalone own-damage car insurance policy gives coverage for own-damage expenses which are due to road accidents, fire, theft, calamities, and so on. It also offers benefits like NCB and discounts for installing anti-theft devices, etc.

Zuno comprehensive car insurance policies give coverage for damage or loss incurred by your car due to accidents, theft, natural and man-made calamities. Also, it covers legal and financial liabilities against the damage sustained by the third party. It also gives NCB benefits and some discounts.


Zuno third party insurance holds no add-on cover with it.

Zuno standalone own-damage insurance provides different add-on covers.

Zuno comprehensive insurance gives an extensive range of add-on covers.


Zuno third party car insurance is available at a cheap rate as it provides limited coverage.

Zuno standalone own-damage car insurance is more expensive as it offers extended coverage.

Zuno comprehensive car insurance policy is the costliest one for providing comprehensive coverage.

What Is Covered Under Zuno Standalone Own-Damage Policy?

The own-damage policy covers your damage and loss in the given situations:

  • Damages incurred due to accidents or collisions.
  • Damages or losses sustained due to fire, explosion, etc
  • Damages caused during the transportation via road, air, rail, air, etc.
  • Damages suffered due to man-made disasters and natural calamities.

What is Not Covered Under Zuno Standalone Own-Damage Policy?

The own-damage policy does not offer any coverage for given situations:

  • If driving was done under the influence of drugs or alcohol.
  • The accident happened outside the specified geographical location.
  • Loss incurred due to wear and tear or any mechanical breakdown.
  • Damage or loss sustained due to depreciation or consequential loss.

Benefits of Zuno Standalone Own-Damage Policy

Here are several benefits of purchasing an Zuno standalone own-damage insurance plan:

  • Add-on covers will be offered to enhance the coverage.
  • No Claim Bonus will be given for every claim-free year.
  • Coverage against damage or loss incurred by the insured car.

How to Purchase Zuno Standalone Own-Damage Policy?

Here are the steps to purchase Zuno standalone own-damage car insurance:

Step 1: Visit the website of InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your car’s registration number. Otherwise, you can also enter the make, model, and variant of your car, etc., to proceed.

Step 3: Enter correct and exact personal details and select the ‘Submit and Get Quotes’ tab.

Step 4: Several policy quotes will appear. You can select an Zuno car insurance policy from them as per your needs.

Step 5: Make payment for theZuno car insurance policy. After that, the policy document will be sent to your registered email ID.

Must Read Articles before buying Zuno Car Insurance

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