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Zuno Standalone Own-Damage Car Insurance Policy

Standalone Own-Damage Insurance Policy provides coverage against damage or loss sustained by the car due to events such as accident, theft, fire, and so on. Based on the coverage, the own-damage cover is a section of the comprehensive car insurance cover which is designed to give complete protection to your car. Standalone own-damage covers are optional but they are highly recommended. Apart from financial protection, it brings some discounts to offer coverage at a lower premium rate.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


Zuno Third Party Insurance

Zuno Standalone Own-Damage

Zuno Comprehensive Insurance


Zuno third party car insurance covers legal and financial liabilities that may incur towards third parties for their injuries, death, as well as property damage.

Zuno standalone own-damage car insurance policy gives coverage for own-damage expenses which are due to road accidents, fire, theft, calamities, and so on. It also offers benefits like NCB and discounts for installing anti-theft devices, etc.

Zuno comprehensive car insurance policies give coverage for damage or loss incurred by your car due to accidents, theft, natural and man-made calamities. Also, it covers legal and financial liabilities against the damage sustained by the third party. It also gives NCB benefits and some discounts.


Zuno third party insurance holds no add-on cover with it.

Zuno standalone own-damage insurance provides different add-on covers.

Zuno comprehensive insurance gives an extensive range of add-on covers.


Zuno third party car insurance is available at a cheap rate as it provides limited coverage.

Zuno standalone own-damage car insurance is more expensive as it offers extended coverage.

Zuno comprehensive car insurance policy is the costliest one for providing comprehensive coverage.

What Is Covered Under Zuno Standalone Own-Damage Policy?

The own-damage policy covers your damage and loss in the given situations:

  • Damages incurred due to accidents or collisions.
  • Damages or losses sustained due to fire, explosion, etc
  • Damages caused during the transportation via road, air, rail, air, etc.
  • Damages suffered due to man-made disasters and natural calamities.

What is Not Covered Under Zuno Standalone Own-Damage Policy?

The own-damage policy does not offer any coverage for given situations:

  • If driving was done under the influence of drugs or alcohol.
  • The accident happened outside the specified geographical location.
  • Loss incurred due to wear and tear or any mechanical breakdown.
  • Damage or loss sustained due to depreciation or consequential loss.

Benefits of Zuno Standalone Own-Damage Policy

Here are several benefits of purchasing an Zuno standalone own-damage insurance plan:

  • Add-on covers will be offered to enhance the coverage.
  • No Claim Bonus will be given for every claim-free year.
  • Coverage against damage or loss incurred by the insured car.

How to Purchase Zuno Standalone Own-Damage Policy?

Here are the steps to purchase Zuno standalone own-damage car insurance:

Step 1: Visit the website of InsuranceDekho and click on the ‘Car’ tab.

Step 2: Enter your car’s registration number. Otherwise, you can also enter the make, model, and variant of your car, etc., to proceed.

Step 3: Enter correct and exact personal details and select the ‘Submit and Get Quotes’ tab.

Step 4: Several policy quotes will appear. You can select an Zuno car insurance policy from them as per your needs.

Step 5: Make payment for theZuno car insurance policy. After that, the policy document will be sent to your registered email ID.

Must Read Articles before buying Zuno Car Insurance

Zuno Car Insurance User Reviews

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  • Reimbursement process

    I am very fond of TATA AIG Car insurance. I got my claim last week through the reimbursement process and it was very smooth. I got my car repaired at my personally trusted garage and got the reimbursement from the insurer without any trouble. Thanks to InsuranceDekho for suggesting TATA AIG.

    By Shayra Sharma
    On: June 20, 2024
  • Cashless Settlement

    I'm super happy with Digit car insurance, the claim settlement process is very smooth, especially the cashless approach. I didn’t have to pay anything at the garage and my car got repaired and they even washed it. Delighted, thanks to InsuranceDekho for the support in selecting the best policy

    By Azazil Haider
    On: June 20, 2024
  • Hassle-free experience

    InsuranceDekho helped me a lot in selecting the best plan. I had never purchased insurance, so I was very picky with my choices and the quotes provided by InsuranceDekho. I chose to go with Acko comprehensive motor insurance and had a smooth and easygoing experience with the process.

    By Faisal Rizvi
    On: June 19, 2024
  • Customised Plan

    Thanks to InsuranceDekho for helping me find the perfect insurer. HDFC Ergo's comprehensive plan fits all my needs. This plan is perfect for every season's needs and makes me secure on the roads. The add-ons are like a cherry on the cake. Kudos to the whole team.

    By Agathiyan
    On: June 19, 2024
  • Claim Assistance

    I live outside India and my parents were facing problems while contacting ICICI Lombard customer support during the claim settlement process of my car insurance. Thanks to InsuranceDekho, a relationship manager assisted my parents with the claim process and everything went smoothly then. Thanks to InsuranceDekho!

    By Simran Kaur
    On: June 19, 2024
  • Got IDV in case of theft

    I had always suspected if the zero depreciation add-on was worth the extra pennies but since I had got the first car from my own money, I wanted to take full precautions and Im so thankful I did that. Couple of months ago I had a horrible car accident on the Yamuna Expressway and my car got damaged beyond repair. Thanks to the customer support of BAJAJ ALLIANZ, they helped me a lot through the process and I received the IDV with zero dep which saved me from a big financial trouble. I thank InsuranceDekho at times as their articles motivated me to get the add-ons.

    By Samarth Gupta
    On: June 18, 2024
  • Amazing user interface

    InsuranceDekho provided me with various options on insurance policies to choose my deal from. I chose GoDogit and I am thankful for it. One of the coolest thing about Digit is the mobile App UI which makes the operations very easy for the user to use. I had to make some changes to my policy document and I could do it without any guidance on how to use the app.

    By Madhav Shankar
    On: June 17, 2024
  • Excellent cashless claim

    My car was damaged by a small accident. I came home and intimated the claim using the mobile app and within 60mins the pick up was arranged. It took a day for them to repair and I could track details of repair on whatsapp. InsuranceDekho helped me make a wise decision.

    By Manjeet Singh
    On: June 17, 2024
  • Overnight repair

    I got some minor dents on my car 2 days ago and the feature of HDFC Ergo overnight repair amazed me. They picked up my car in the evening and the next morning i had a call notifying that the car was repaired. I was so amused! Thanks to InsuranceDekho for the help during this processs.

    By Nihal Siddiqui
    On: June 13, 2024
  • In app experience

    IL Take Care app is very efficient and makes the process a whole lot easier. The Instaspect feature enables a super quick survey and gets the approval done in no time. Credit goes to InsuranceDekho for giving me the opportunity to switch my insurer.

    By Sameer Masood
    On: June 13, 2024

403 Zuno Cashless Garages in India

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