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Acko Comprehensive Two-Wheeler Insurance Policy

Acko comprehensive bike insurance policy provides an extensive coverage for bikes to its policyholders. It covers the financial and legal liabilities of the third party as well as own damages incurred by the insured bike. Acko has been successfully providing the comprehensive bike insurance policy to the policyholders over the years.

Acko Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

The comprehensive bike insurance policy offers extensive protection by covering both “Third Party liability” and “Own Damage”.

Third party bike insurance policy provides coverage only for third party damage or loss caused by the insured bike.

Add-ons

Various add-on covers such as Zero Depreciation, passenger cover, NCB Protect, Return to Invoice etc. can be opted with this plan.

It does not allow the policyholders to stretch the coverage with add-ons.

Cost

The premium of the comprehensive bike insurance policy is comparatively higher as it provides extensive coverage.

Third party insurance policy is cost-effective for the policyholders due to its limited coverage.

What All is Covered Under Acko Comprehensive Bike Insurance Plan?

The Acko comprehensive bike insurance policy provides coverage for the following:

  • Liabilities of third party: This policy covers all the financial and legal liabilities of the third party. Any damage or loss caused to the third party vehicle or property in any mishap involving the insured bike gets covered by the insurer. The compensation amount to be provided by the insurer is decided as per the court of law.
  • Own damage occurred due to natural calamities: Under the comprehensive bike insurance policy, any damage to the insured bike caused due to flood, earthquake, landslide or any natural calamities gets covered by the insurer.
  • Own damage occurred due to man-made disasters: Damage caused to the insured bike due to any man-made disasters such as riot, strike, fire, terrorist activity etc. gets covered by the insurer.
  • Theft: The Acko comprehensive bike insurance policy provides coverage in case of theft.

What All Is Not Covered Under Acko Comprehensive Bike Insurance?

Acko comprehensive bike insurance policy does not provide coverage for the following:

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • In case of driving without a valid license
  • Damage occurred when the policy is not active
  • In case of driving a vehicle that you do not own
  • Damage caused during war, nuclear risk or any similar situation
  • In case of driving under the influence of alcohol or intoxicating drugs.

Acko Comprehensive Bike Insurance Benefits

With the Acko comprehensive bike insurance policy, the policyholders can enjoy a number of benefits, which are mentioned below:

  • Get 24x7 assistance from the help desk
  • It offers an easy and online policy issuance
  • The quick and easy claim settlement process
  • A wide range of add-ons ensures maximum coverage
  • A network of cashless garages all over India provides free repair service
  • The policyholder will be free from third party liability and own damage expense.

Must Read Articles before buying Acko Bike Insurance

Acko Bike Insurance User Reviews

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What users are saying
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  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Smooth Purchase & Support

    Thanks to InsuranceDekho, getting my Acko Bike Insurance was a breeze! Their platform is so easy to use, and the support team patiently helped me understand all the options. Now, I feel really good about my choice.

    N
    By Nikhil Tanwar
    On: March 6, 2024
  • Variety of plans

    A good thing about the InsuranceDekho website is that it has a variety of plans available. This helps one choose a plan that is most appropriate for him. With this, I chose the ACKO Bike insurance plan for my SWM Superdual 650T. The plan turned out to be appropriate for me and could meet all my needs.

    R
    By Rohan Kumar
    On: March 1, 2023
  • Purchased a useful add-on cove...

    I wanted to purchase a good third party insurance policy with a suitable and useful add-on cover for my new Mahindra Duro. I purchased the Acko third party insurance policy from InsuranceDekho along with a useful add-on cover of my choice. I had to pay a little extra premium for the additional cover but I am satisfied with my purchase with InsuranceDekho.

    F
    By Firoz Ali
    On: February 9, 2023
  • Variety of plans

    A good thing about the InsuranceDekho website is that it has a variety of plans available. This helps one choose a plan that is most appropriate for him. With this, I chose the ACKO Bike insurance plan for my SWM Superdual 650T. The plan turned out to be appropriate for me and could meet all my needs.

    R
    By Rohan Kumar
    On: January 11, 2023
  • 7 days availability

    The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on a Sunday to buy the Acko bike insurance plan for my Electric Optima DX, there were no complications involved at all, and the process was done smoothly. -

    S
    By Shishir Singh
    On: October 13, 2022
  • Availability of good bike insu...

    I was advised to visit the InsuranceDekho website to get bike insurance done for my BMW G320R because they offer good bike insurance plans. I viewed their website and came across the ACKO bike insurance plan which is good enough and meets all my requirements and needs for my bike. I bought the plan immediately and now I'm happy to have bought the plan.

    R
    By Ritik Sharma
    On: July 12, 2022
  • EXCELLENT SERVICE FROM INSURAN...

    EXCELLENT,SUPER, MARVELLOUS,MIND BLOWING SERVICE FROM INSURANCE DEKHO, EVERYONE HAS TO CHOOSE INSURANCE DEKHO FOR ANY INSURANCE

    V
    Hero Pleasure Khammam
    By V GEETHA BHAVANI
    On: July 9, 2022
  • Ease of Use

    It was very easy to do.Didn’t take much time and effort as process was very simple.I would recommend all to use this for all type of vehicle insurance

    S
    Royal Enfield Classic 350 (2012-2021) Rourkela
    By SUDHARSHAN ANIL KUMAR
    On: July 8, 2022
  • 7 days availability

    The services provided by the InsuranceDekho website are available on all 7 days of the week. I visited them on a Sunday to buy the Acko bike insurance plan for my Electric Optima DX, there were no complications involved at all, and the process was done smoothly.

    S
    By Shekhar Singh
    On: June 23, 2022
  • Variety of plans

    A good thing about the InsuranceDekho website is that it has a variety of plans available. This helps one choose a plan that is most appropriate for him. With this, I chose the ACKO Bike insurance plan for my SWM Superdual 650T. The plan turned out to be appropriate for me and could meet all my needs.

    By Rohan Kumar
    On: June 21, 2022

Acko Comprehensive Bike Insurance FAQs

  • Can I add the add-on covers in the middle of my policy?

    Yes, you can add any add-on cover in the middle of your comprehensive bike insurance policy. The cost of the add-ons will be added to the premium. However, the insurer may need to inspect your two-wheeler before providing the add-ons.

  • How can I reduce the premium of my Acko comprehensive bike insurance policy?

    You can reduce the premium of the Acko comprehensive bike insurance policy in the following ways:

    • Install ARAI certified anti-theft devices in the bike
    • Choose appropriate IDV
    • Go for Voluntary Deductible
    • Opt for only necessary add-ons
    • Keep the No Claim Bonus intact.
  • What coverage will I get for any accident outside the city limits?

    The Acko comprehensive bike insurance policy does not provide pick and drop facility outside the city limits. The contact centre will suggest your nearest network garage. Once you reach the network garage, the insurer will take care of the expense of repairing.

  • What should I do if I misplace the copy of my comprehensive bike insurance policy?

    The policy documents of Acko bike insurance are available on their website. If you misplace your policy documents, go to the website. After logging into your account you can download the soft copy of your policy.

  • Will Acko comprehensive bike insurance policy provide for tyres or tube puncture?

    The policy will provide 50% of the cost of repair or replacement if the insured bike is damaged at the same time. Otherwise, it will not provide coverage for tyres or tube puncture.

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Why to buy from InsuranceDekho?

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  • Claim Support available all 7 days of the week

Acko Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.