Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Acko Comprehensive Bike Insurance Policy

Acko Bike Insurance

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  • 24*7 Emergency Assistance
  • True digital platform
  • Free access to workshops
  • Wide range of add-on covers

Acko Comprehensive Two-Wheeler Insurance Policy

Acko comprehensive bike insurance policy provides an extensive coverage for bikes to its policyholders. It covers the financial and legal liabilities of the third party as well as own damages incurred by the insured bike. Acko has been successfully providing the comprehensive bike insurance policy to the policyholders over the years.



Acko Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

The comprehensive bike insurance policy offers extensive protection by covering both “Third Party liability” and “Own Damage”.

Third party bike insurance policy provides coverage only for third party damage or loss caused by the insured bike.

Add-ons

Various add-on covers such as Zero Depreciation, passenger cover, NCB Protect, Return to Invoice etc. can be opted with this plan.

It does not allow the policyholders to stretch the coverage with add-ons.

Cost

The premium of the comprehensive bike insurance policy is comparatively higher as it provides extensive coverage.

Third party insurance policy is cost-effective for the policyholders due to its limited coverage.



What All is Covered Under Acko Comprehensive Bike Insurance Plan?

The Acko comprehensive bike insurance policy provides coverage for the following.

  • Liabilities of third party: This policy covers all the financial and legal liabilities of the third party. Any damage or loss caused to the third party vehicle or property in any mishap involving the insured bike gets covered by the insurer. The compensation amount to be provided by the insurer is decided as per the court of law.
  • Own damage occurred due to natural calamities: Under the comprehensive bike insurance policy, any damage to the insured bike caused due to flood, earthquake, landslide or any natural calamities gets covered by the insurer.
  • Own damage occurred due to man-made disasters: Damage caused to the insured bike due to any man-made disasters such as riot, strike, fire, terrorist activity etc. gets covered by the insurer.
  • Theft: The Acko comprehensive bike insurance policy provides coverage in case of theft.

What All Is Not Covered Under Acko Comprehensive Bike Insurance?

Acko comprehensive bike insurance policy does not provide coverage for the following.

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Damage occurred when the policy is not active
  • In case of driving without a valid license
  • In case of driving under the influence of alcohol or intoxicating drugs
  • In case of driving a vehicle that you do not own
  • Damage caused during war, nuclear risk or any similar situation.

Benefits of Acko Comprehensive Bike Insurance

With the Acko comprehensive bike insurance policy, the policyholders can enjoy a number of benefits, which are mentioned below.

  • The policyholder will be free from third party liability and own damage expense
  • It offers an easy and online policy issuance
  • A wide range of add-ons ensures maximum coverage
  • A network of cashless garages all over India provides free repair service
  • Get 24*7 assistance from the help desk
  • The quick and easy claim settlement process

Acko Bike Insurance User Reviews

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What users are saying
  • All
  • Most Helpful
  • Secured online payment

    InsuranceDekho platform gave me the most secure payment options through which I could easily purchase and rene...

    Read More
    N
    By Nishank Jain
    On: September 18, 2020
  • Different payment gateways

    After a year of the purchase of a bike insurance plan, I renewed my Acko bike insurance policy that I bought t...

    Read More
    K
    By Kaushal Purohit
    On: September 17, 2020
  • Quick settlements of claims

    I purchased a Acko bike insurance plan last year from InsuranceDekho portal. This year I made a claim request ...

    Read More
    A
    By Arvind Kumar
    On: September 11, 2020
  • Hassle-free settlement of clai...

    I easily got all my bike insurance claims settled with Acko bike insurance that I requested against the damage...

    Read More
    V
    By Vaishnavi Luthra
    On: September 10, 2020
  • Great claim settlement process

    With the assistance of the InsuranceDekho team, I could get my entire amount of claim for Acko insurance plan ...

    Read More
    T
    By Tanvi Jain
    On: September 4, 2020
  • Quick and nice service

    Quick and nice service. Best rate for your vehicle policy. Facility to compare maximum companies policy as per...

    Read More
    A
    By ANKIT KUMAR SHRIVASTAVA
    On: September 4, 2020
  • Various cashless garages

    I bought a bike insurance policy offered by Acko General Insurance at the suggestion of the InsuranceDekho tea...

    Read More
    K
    By Kaushal Sinha
    On: September 3, 2020
  • Good support to purchase a pol...

    Good website with better call assistance as compare to other competitor websites in market. I would like to se...

    Read More
    B
    By BIRENDRA SINGH BISHT
    On: September 2, 2020
  • Quick claim settlements

    The claim settlement team of Acko General Insurance functions so fastly and they quickly settled my claim requ...

    Read More
    K
    By Kanchan Batra
    On: August 28, 2020
  • Various cashless garages

    I bought a bike insurance policy offered by Acko General Insurance at the suggestion of the InsuranceDekho tea...

    Read More
    S
    By Sumit Diwedi
    On: August 27, 2020
  • Secured online payment

    InsuranceDekho platform gave me the most secure payment options through which I could easily purchase and rene...

    Read More
    N
    By Nishank Jain
    On: September 18, 2020
  • Different payment gateways

    After a year of the purchase of a bike insurance plan, I renewed my Acko bike insurance policy that I bought t...

    Read More
    K
    By Kaushal Purohit
    On: September 17, 2020
  • Quick settlements of claims

    I purchased a Acko bike insurance plan last year from InsuranceDekho portal. This year I made a claim request ...

    Read More
    A
    By Arvind Kumar
    On: September 11, 2020
  • Hassle-free settlement of clai...

    I easily got all my bike insurance claims settled with Acko bike insurance that I requested against the damage...

    Read More
    V
    By Vaishnavi Luthra
    On: September 10, 2020
  • Great claim settlement process

    With the assistance of the InsuranceDekho team, I could get my entire amount of claim for Acko insurance plan ...

    Read More
    T
    By Tanvi Jain
    On: September 4, 2020
  • Quick and nice service

    Quick and nice service. Best rate for your vehicle policy. Facility to compare maximum companies policy as per...

    Read More
    A
    By ANKIT KUMAR SHRIVASTAVA
    On: September 4, 2020
  • Various cashless garages

    I bought a bike insurance policy offered by Acko General Insurance at the suggestion of the InsuranceDekho tea...

    Read More
    K
    By Kaushal Sinha
    On: September 3, 2020
  • Good support to purchase a pol...

    Good website with better call assistance as compare to other competitor websites in market. I would like to se...

    Read More
    B
    By BIRENDRA SINGH BISHT
    On: September 2, 2020
  • Quick claim settlements

    The claim settlement team of Acko General Insurance functions so fastly and they quickly settled my claim requ...

    Read More
    K
    By Kanchan Batra
    On: August 28, 2020
  • Various cashless garages

    I bought a bike insurance policy offered by Acko General Insurance at the suggestion of the InsuranceDekho tea...

    Read More
    S
    By Sumit Diwedi
    On: August 27, 2020

Acko Comprehensive Bike Insurance FAQs

  • Can I add the add-on covers in the middle of my policy?

    Yes, you can add any add-on cover in the middle of your comprehensive bike insurance policy. The cost of the add-ons will be added to the premium. However, the insurer may need to inspect your two-wheeler before providing the add-ons.

  • How can I reduce the premium of my Acko comprehensive bike insurance policy?

    You can reduce the premium of the Acko comprehensive bike insurance policy in the following ways

    • Install ARAI certified anti-theft devices in the bike
    • Choose appropriate IDV
    • Go for Voluntary Deductible
    • Opt for only necessary add-ons
    • Keep the No Claim Bonus intact
  • What coverage will I get for any accident outside the city limits?

    The Acko comprehensive bike insurance policy does not provide pick and drop facility outside the city limits. The contact centre will suggest your nearest network garage. Once you reach the network garage, the insurer will take care of the expense of repairing.

  • What should I do if I misplace the copy of my comprehensive bike insurance policy?

    The policy documents of Acko bike insurance are available on their website. If you misplace your policy documents, go to the website. After logging into your account you can download the soft copy of your policy.

  • Will Acko comprehensive bike insurance policy provide for tyres or tube puncture?

    The policy will provide 50% of the cost of repair or replacement if the insured bike is damaged at the same time. Otherwise, it will not provide coverage for tyres or tube puncture

Why Choose Bike Insurance from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 11.5 Lac happy customers
  • Claim Support available all 7 days of the week

Acko Bike Insurance Contact Details

For any assistance or query, call us on

Latest Bike Insurance News

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.