Acko Comprehensive Bike Insurance Policy

Acko Bike Insurance

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Acko Comprehensive Two-Wheeler Insurance Policy

Acko comprehensive bike insurance policy provides an extensive coverage for bikes to its policyholders. It covers the financial and legal liabilities of the third party as well as own damages incurred by the insured bike. Acko has been successfully providing the comprehensive bike insurance policy to the policyholders over the years.



Acko Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

The comprehensive bike insurance policy offers extensive protection by covering both “Third Party liability” and “Own Damage”.

Third party bike insurance policy provides coverage only for third party damage or loss caused by the insured bike.

Add-ons

Various add-on covers such as Zero Depreciation, passenger cover, NCB Protect, Return to Invoice etc. can be opted with this plan.

It does not allow the policyholders to stretch the coverage with add-ons.

Cost

The premium of the comprehensive bike insurance policy is comparatively higher as it provides extensive coverage.

Third party insurance policy is cost-effective for the policyholders due to its limited coverage.



What All is Covered Under Acko Comprehensive Bike Insurance Plan?

The Acko comprehensive bike insurance policy provides coverage for the following.

  • Liabilities of third party: This policy covers all the financial and legal liabilities of the third party. Any damage or loss caused to the third party vehicle or property in any mishap involving the insured bike gets covered by the insurer. The compensation amount to be provided by the insurer is decided as per the court of law.
  • Own damage occurred due to natural calamities: Under the comprehensive bike insurance policy, any damage to the insured bike caused due to flood, earthquake, landslide or any natural calamities gets covered by the insurer.
  • Own damage occurred due to man-made disasters: Damage caused to the insured bike due to any man-made disasters such as riot, strike, fire, terrorist activity etc. gets covered by the insurer.
  • Theft: The Acko comprehensive bike insurance policy provides coverage in case of theft.

What All Is Not Covered Under Acko Comprehensive Bike Insurance?

Acko comprehensive bike insurance policy does not provide coverage for the following.

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Damage occurred when the policy is not active
  • In case of driving without a valid license
  • In case of driving under the influence of alcohol or intoxicating drugs
  • In case of driving a vehicle that you do not own
  • Damage caused during war, nuclear risk or any similar situation.

Benefits of Acko Comprehensive Bike Insurance

With the Acko comprehensive bike insurance policy, the policyholders can enjoy a number of benefits, which are mentioned below.

  • The policyholder will be free from third party liability and own damage expense
  • It offers an easy and online policy issuance
  • A wide range of add-ons ensures maximum coverage
  • A network of cashless garages all over India provides free repair service
  • Get 24*7 assistance from the help desk
  • The quick and easy claim settlement process

Acko Bike Insurance User Reviews

75 reviews Write a Review
  • Renewed my plan in 2 steps

    With InsuranceDekho, I could get my Acko insurance policy renewed by following just 2 steps in a few minutes. This is the best way I could renew my po...

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    Y
    Yasir Ahmed
    On: July 10, 2020 | Views
  • Paperless insurance processes

    I have an Acko bike insurance policy to cover my Bajaj Dominar 400 bike. I bought this plan from InsuranceDekho, where all the processes are processed...

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    M
    Mohit Ranjan
    On: July 9, 2020 | Views
  • A giant network of garages

    The team of InsuranceDekho advised me to buy a Acko insurance policy as it owns a wide network of the garages across the country. It helped me get my ...

    Read More
    P
    Pravin Kumar
    On: July 3, 2020 | Views
  • Numerous cashless garages

    The customer care executive of InsuranceDekho advised me to buy an Acko insurance plan as it holds a solid network of garages. It actually helped me g...

    Read More
    D
    Divya Nigam
    On: June 26, 2020 | Views
  • Renewal in just 2 steps

    With Insurance Dekho, I was able to renew my Acko insurance policy for my TVS Star City Plus bike in just 2 steps. It hardly took a few minutes to get...

    Read More
    D
    Dipanshu Kumar
    On: June 25, 2020 | Views

Acko Comprehensive Bike Insurance FAQs

  • Can I add the add-on covers in the middle of my policy?

    Yes, you can add any add-on cover in the middle of your comprehensive bike insurance policy. The cost of the add-ons will be added to the premium. However, the insurer may need to inspect your two-wheeler before providing the add-ons.

  • How can I reduce the premium of my Acko comprehensive bike insurance policy?

    You can reduce the premium of the Acko comprehensive bike insurance policy in the following ways

    • Install ARAI certified anti-theft devices in the bike
    • Choose appropriate IDV
    • Go for Voluntary Deductible
    • Opt for only necessary add-ons
    • Keep the No Claim Bonus intact
  • What coverage will I get for any accident outside the city limits?

    The Acko comprehensive bike insurance policy does not provide pick and drop facility outside the city limits. The contact centre will suggest your nearest network garage. Once you reach the network garage, the insurer will take care of the expense of repairing.

  • What should I do if I misplace the copy of my comprehensive bike insurance policy?

    The policy documents of Acko bike insurance are available on their website. If you misplace your policy documents, go to the website. After logging into your account you can download the soft copy of your policy.

  • Will Acko comprehensive bike insurance policy provide for tyres or tube puncture?

    The policy will provide 50% of the cost of repair or replacement if the insured bike is damaged at the same time. Otherwise, it will not provide coverage for tyres or tube puncture

Acko Bike Insurance Contact Details

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