Bajaj Allianz Comprehensive Bike Insurance Policy

Bajaj Allianz Bike Insurance

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  • Round the clock road-side assistance
    Check in your City
  • More than 4000+ network garages
  • 91.46% claim settlement ratio as on FY 2018
  • Offers Online Premium Calculator
  • 24*7 customer support assistance
  • First insurance company to initiate cashless claim settlement policy

Bajaj Allianz Comprehensive Two-Wheeler Insurance Policy

Bajaj Allianz Comprehensive Bike Insurance provides protection against third party liabilities as well as own-damages incurred by the policyholder’s bike in an unfortunate event. Bajaj Allianz has earned its popularity by serving thousands of people with its comprehensive bike insurance plan.

Bajaj Allianz comprehensive bike insurance provides an extra layer of protection to your bike. It assures all-in-one coverage against losses incurred and caused by the insured’s bike.

Bajaj Allianz Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

A comprehensive policy covers the financial and legal liabilities of the third party as well as the own damages incurred by the insured’s bike.

It provides coverage only for third party liabilities in case of an accident involving the insured’s bike.

Add-ons

The policyholder can stretch the coverage of the policy by opting for add-on covers such as zero depreciation, consumables cover etc.

Add-ons are not available with a third party insurance plan.

Cost

The premium of a comprehensive plan is relatively higher due to its extensive coverage.

The premium of a third party plan is relatively lower due to its limited coverage.

What All is Covered Under Bajaj Allianz Comprehensive Bike Insurance Plan?

Bajaj Allianz comprehensive bike insurance provides coverage for the following:

  • Third party liabilities: The insurer provides financial and legal support for the loss suffered by the third party due to the insured’s bike. It compensates for the property or vehicle damage of the third party up to Rs. 1 lakh. In case of bodily injury/ disability/ death of the third party, the compensation amount to be paid by the insurer is decided by a court of law.
  • Own Damage incurred due to natural calamities: The plan covers damages incurred by the insured bike’s due to flood, earthquake or any other natural calamities.
  • Own Damage incurred due to man-made disaster: The insurer provides coverage for the own damage incurred by the insured’s bike due to man-made disaster such as riots, strikes, fire, etc.

Theft of insured’s bike: The plan provides insurance cover in case the insured’s bike gets stolen.

What All Is Not Covered Under Bajaj Allianz Comprehensive Bike Insurance?

Bajaj Allianz comprehensive bike insurance refrains from providing coverage under the following circumstances.

  • In case of an accident beyond the predetermined geographical extent.
  • For an accident due to contractual agreement.
  • In case of accidents where the bike was not driven by the described person at the time of the accident
  • In the case of alcoholism or intoxication
  • In case of lack of valid licence of the insured’s bike driver
  • In case of conflict or war, mutiny or nuclear risk

Benefits of Bajaj Allianz Comprehensive Bike Insurance

Bajaj Allianz comprehensive bike insurance provides the following advantages to its policyholder.

  • The insurer relieves the policyholder from the financial and legal burden of the third party liabilities.
  • The insurer compensates for the “own damage” incurred by the insured’s bike.
  • The coverage of the policy can be stretched by opting for add-on covers.
  • A network of cashless garages all over India provides free repairs for the insured bike.
  • Round the clock emergency/ roadside assistance is available.
  • Assured quick claim settlement.

Bajaj Allianz Bike Insurance User Reviews

132 reviews Write a Review
  • Helped me in claim settlement

    With the InsuranceDekho platform, I was able to easily get my complete claim for the Bajaj Allianz insurance plan in just a few days, which I requeste...

    Read More
    M
    Manasvi Kapoor
    On: August 6, 2020 | Views
  • Excellent claim settlement

    I have experienced the fastest claim settlement procedure with Bajaj Allianz insurance plan for my TVS Apache RTR 180 bike. I bought this bike insuran...

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    A
    Akshay Sharma
    On: August 5, 2020 | Views
  • Numerous cashless garages

    I bought the Bajaj Allianz insurance plan on the suggestion of the InsuranceDekho team. The insurance provider holds so many repair garages in its net...

    Read More
    N
    Nihit Verma
    On: August 4, 2020 | Views
  • Excellent website

    The InsuranceDekho website is very user-friendly and beneficial for all the insurance seeking customers. With its content, I could make the decision t...

    Read More
    S
    Shikhar Thakuria
    On: July 30, 2020 | Views
  • Easy to compare and choose

    With InsuranceDekho, I could compare and select the best-suited quotes as per my requirements and budget. It helped me compare different plans to choo...

    Read More
    R
    Rahul Joshi
    On: July 29, 2020 | Views
  • Quick policy issuance

    When it comes to policy issuance, InsuranceDekho portal leaves no stone unturned to make you get the plan at the earliest. I got the Bajaj Allianz bik...

    Read More
    N
    Neeraj Rathore
    On: July 28, 2020 | Views
  • Easy renewal at InsuranceDekho

    Not only was it easy to buy bike insurance policy at InsuranceDekho, but also to renew my Bajaj Allianz policy from them. I bought the policy for my H...

    Read More
    D
    Debapriya Banerjee
    On: July 27, 2020 | Views
  • Secured payment gateway

    I was provided with secured payment methods at InsuranceDekho platform while purchasing a Bajaj Allianz bike insurance policy for my TVS Apache RR 310...

    Read More
    S
    Sanchit Talvar
    On: July 22, 2020 | Views
  • Easy process of claim settlement

    I got a complete amount of claim from Bajaj Allianz insurance policy that I purchased to secure my Honda Activa 125. To get the claim without any hass...

    Read More
    S
    Shailesh Bhandari
    On: July 21, 2020 | Views
  • Complete digital operations

    The InsuranceDekho portal operates with advanced and digital modes to complete the insurance processes. I purchased a Bajaj Allianz policy for my Hero...

    Read More
    D
    Deepak Mishra
    On: July 20, 2020 | Views

Bajaj Allianz Comprehensive Bike Insurance FAQs

  • What are the add-on covers available along with Bajaj Allianz comprehensive bike insurance?

    Bajaj Allianz comprehensive bike insurance offers the following add-ons to its policyholders along with a comprehensive policy.

    • Flat Battery cover.
    • Spare Keys cover.
    • Flat Tyre cover.
    • Minor Repairs cover.
    • Fuel assistance.
    • Zero Depreciation.
    • Pillion cover and many more.
  • How can I avail roadside assistance in case of sudden breakdown of bike?

    In case of a sudden breakdown, you can reach out to the road assistance team of Bajaj Allianz General Insurance by calling their toll-free number 1800 209 5858.

  • Do I get coverage under comprehensive bike insurance if the bike is damaged due to landslide?

    Yes, Bajaj Allianz Comprehensive bike Insurance provides coverage for any damage caused to the insured bike due to landslide or any other natural calamities.

  • How can I purchase Bajaj Allianz comprehensive bike insurance?

    You can purchase Bajaj Allianz comprehensive bike insurance in the following ways.

    • By visiting the nearest branch.
    • Through their official website online.
    • By calling their allotted number 1800 209 5858
  • How can I check the status of policy issuance after I have made the purchase?

    You can check the status of your policy issuance through the official website of Bajaj Allianz. You need to open it and click on the “Policy issuance tracker”. Select the bike insurance policy, fill the security check answer and fill in the policy number. You can now view the status of your policy.

Bajaj Allianz Bike Insurance Contact Details

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