Bajaj Allianz Comprehensive Bike Insurance Policy

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    Network Garages4,000+
    Claim Settlement Ratio88.83% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued2.6 crore+ in FY20
    AccreditationiAAA Rating by ICRA
    Presence1,100+ cities

    Bajaj Allianz Comprehensive Two-Wheeler Insurance Policy

    Bajaj Allianz Comprehensive Bike Insurance provides protection against third party liabilities as well as own-damages incurred by the policyholder’s bike in an unfortunate event. Bajaj Allianz has earned its popularity by serving thousands of people with its comprehensive bike insurance plan.

    Bajaj Allianz comprehensive bike insurance provides an extra layer of protection to your bike. It assures all-in-one coverage against losses incurred and caused by the insured’s bike.

    Bajaj Allianz Comprehensive Bike Insurance vs Third Party Bike Insurance

    Basis

    Comprehensive Bike Insurance

    Third Party Bike Insurance

    Coverage

    A comprehensive policy covers the financial and legal liabilities of the third party as well as the own damages incurred by the insured’s bike.

    It provides coverage only for third party liabilities in case of an accident involving the insured’s bike.

    Add-ons

    The policyholder can stretch the coverage of the policy by opting for add-on covers such as zero depreciation, consumables cover etc.

    Add-ons are not available with a third party insurance plan.

    Cost

    The premium of a comprehensive plan is relatively higher due to its extensive coverage.

    The premium of a third party plan is relatively lower due to its limited coverage.

    What All is Covered Under Bajaj Allianz Comprehensive Bike Insurance Plan?

    Bajaj Allianz comprehensive bike insurance provides coverage for the following:

    • Third party liabilities: The insurer provides financial and legal support for the loss suffered by the third party due to the insured’s bike. It compensates for the property or vehicle damage of the third party up to Rs. 1 lakh. In case of bodily injury/ disability/ death of the third party, the compensation amount to be paid by the insurer is decided by a court of law.
    • Own Damage incurred due to natural calamities: The plan covers damages incurred by the insured bike’s due to flood, earthquake or any other natural calamities.
    • Own Damage incurred due to man-made disaster: The insurer provides coverage for the own damage incurred by the insured’s bike due to man-made disaster such as riots, strikes, fire, etc.
    • Theft of insured’s bike: The plan provides insurance cover in case the insured’s bike gets stolen.

    What All Is Not Covered Under Bajaj Allianz Comprehensive Bike Insurance?

    Bajaj Allianz comprehensive bike insurance refrains from providing coverage under the following circumstances:

    • In case of an accident beyond the predetermined geographical extent.
    • For an accident due to contractual agreement.
    • In case of accidents where the bike was not driven by the described person at the time of the accident
    • In the case of alcoholism or intoxication
    • In case of lack of valid licence of the insured’s bike driver
    • In case of conflict or war, mutiny or nuclear risk.

    Bajaj Allianz Comprehensive Bike Insurance Benefits

    Bajaj Allianz comprehensive bike insurance provides the following advantages to its policyholder:

    • The insurer relieves the policyholder from the financial and legal burden of the third party liabilities.
    • The insurer compensates for the “own damage” incurred by the insured’s bike.
    • The coverage of the policy can be stretched by opting for add-on covers.
    • A network of cashless garages all over India provides free repairs for the insured bike.
    • Round the clock emergency/ roadside assistance is available.
    • Assured quick claim settlement.

    What is your bike's brand?

    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    When did you buy your bike?
    20052019
    Have you made a claim in the previous year?

    Must Read Articles before buying Bajaj Allianz Bike Insurance

    Bajaj Allianz Bike Insurance User Reviews

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    What users are saying
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    • Excellent work

      Great experience with Insurance dekho. i got insurance within few mins. Easy way to apply and pay. payment is ...

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      On: April 23, 2021
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    • Pricing is reasonable

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      By Surojit Naskar
      On: April 21, 2021
    • Claim got settled in a jiffy

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      On: May 12, 2021
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      I just bought a Harley Davidson V ROD and landed on InsuranceDekho to get a policy that includes coverage agai...

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      By Raktim Banerjee
      On: May 3, 2021
    • Amazing features

      I am glad to choose InsuranceDekho to issue Bajaj Allianz bike insurance policy for my Harley Davidson Street ...

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      D
      By Dhritiman Paul
      On: April 30, 2021
    • Proactive chatbox

      The chatbox on InsuranceDekho is proactive. All I needed was to drop a text in the chatbox. It was a friendly ...

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      By Kapil Verma
      On: April 28, 2021
    • Seamless documentation

      Documentation of Bajaj Allianz Comprehensive bike insurance policy for my Royal Enfield Bullet 500 has been co...

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      By Arunava Ghoshal
      On: April 27, 2021
    • Infographics assists to compar...

      Taking reference from the infographics, I could easily compare multiple types of insurance policies. I would l...

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      On: April 26, 2021
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      On: April 23, 2021
    • Perfect policy buying companio...

      InsuranceDekho has been the perfect policy buying companion for me when I was looking for a suitable bike insu...

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      On: April 19, 2021
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    4 Bajaj Allianz Cashless Garages in India

    Insurance Products by Bajaj Allianz General Insurance

    Bajaj Allianz Comprehensive Bike Insurance FAQs

    • What are the add-on covers available along with Bajaj Allianz comprehensive bike insurance?

      Bajaj Allianz comprehensive bike insurance offers the following add-ons to its policyholders along with a comprehensive policy.

      • Flat Battery cover.
      • Spare Keys cover.
      • Flat Tyre cover.
      • Minor Repairs cover.
      • Fuel assistance.
      • Zero Depreciation.
      • Pillion cover and many more.
    • How can I avail roadside assistance in case of sudden breakdown of bike?

      In case of a sudden breakdown, you can reach out to the road assistance team of Bajaj Allianz General Insurance by calling their toll-free number 1800 209 5858.

    • Do I get coverage under comprehensive bike insurance if the bike is damaged due to landslide?

      Yes, Bajaj Allianz comprehensive bike Insurance provides coverage for any damage caused to the insured bike due to landslide or any other natural calamities.

    • How can I purchase Bajaj Allianz comprehensive bike insurance?

      You can purchase Bajaj Allianz comprehensive bike insurance in the following ways:

      • By visiting the nearest branch.
      • Through their official website online.
      • By calling the toll-free number 1800 209 5858
    • How can I check the status of policy issuance after I have made the purchase?

      You can check the status of your policy issuance through the official website of Bajaj Allianz. You need to open it and click on the “Policy issuance tracker”. Select the bike insurance policy, fill the security check answer and fill in the policy number. You can now view the status of your policy.

    Why to buy from InsuranceDekho?

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    Bajaj Allianz Bike Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.