Future Generali Comprehensive Bike Insurance Policy

Future Generali Bike Insurance

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  • Claim settlement ratio 89.40% in FY 2018
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  • More than 2,500 Cashless Garages
  • ISO 9001:2008 certified
  • Located in more than 125 cities of India
  • 24*7 Roadside Assistance

Future Generali Comprehensive Two-Wheeler Insurance Policy

Future Generali General insurance has become one of the leading insurance companies in the industry providing insurance to thousands of people. Future Generali comprehensive bike insurance offers extensive coverage to the policyholders to minimize the hassle for any damage caused to the insured’s bike. It covers third party liabilities as well. It provides financial security and peace of mind.

Future Generali Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

The comprehensive bike insurance policy provides extensive coverage for both “Third Party liability” and “Own Damage”.

Third party bike insurance policy provides coverage only for third party loss or damage incurred by the insured’s bike.

Add-ons

Various add-on covers can be opted to stretch the coverage along with this plan.

Third party bike insurance policy does not offer any add-on cover.

Cost

The comprehensive bike insurance policy is comparatively expensive due to its extensive coverage.

Third party insurance policy is cost-effective for the policyholders due to its limited coverage.

What All is Covered Under Future Generali Comprehensive Bike Insurance Plan?

Future Generali comprehensive bike insurance policy provides coverage for the following aspects.

  • Third party liabilities: The insurer provides coverage for the financial and legal obligations towards the third party in case of any damage, loss or injury of the third party caused by the insured’s bike. The compensation amount to be paid by the insurer is decided as per a court of law.
  • Own damage caused by natural calamities: Any damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc. gets covered under Future Generali comprehensive bike insurance plan.
  • Own damage caused by man-made disasters: The damage to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered by the insurer.
  • Theft: The insurer provides coverage in case of theft or burglary of the insured’s bike.

What All Is Not Covered Under United India Comprehensive Bike Insurance?

Future Generali comprehensive bike insurance policy refrains from providing coverage for the following.

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Damaged caused due to contractual liability
  • Driving without a valid license
  • In case of driving under the influence of alcohol or intoxicating drugs
  • In the case of wilful negligence
  • Damage caused during war, nuclear risk or any similar situation.

Benefits of Future Generali Comprehensive Bike Insurance

Future Generali comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below.

  • Provides coverage against third party liability and own damage expense
  • Easy purchase of policy through online website
  • Provides a wide range of add-on options to stretch coverage
  • Free repair and replacement service in the cashless garages spread all over India
  • Active customer assistance
  • Swift and simple claim settlement process.

Future Generali Bike Insurance User Reviews

89 reviews Write a Review
  • Fast paperless processes

    I own a Future Generali bike insurance policy to secure my TVS Apache RTR 160 4V. I bought the plan from InsuranceDekho without going through any pape...

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    A
    Akhil Tomar
    On: July 13, 2020 | Views
  • Simple to renew a policy

    With Insurance Dekho, I was able to renew my Future Generali insurance policy for my TVS Star City Plus bike in just 2 steps. It hardly took a few min...

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    D
    Dipak Mohan
    On: July 9, 2020 | Views
  • Renewed my plan in 2 steps

    With InsuranceDekho, I could get my Future Generali insurance policy renewed in just 2 steps which took a few minutes only. It was a great experience ...

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    A
    Ali Ahmed
    On: July 8, 2020 | Views
  • Top-class customer support

    The customer support staff of InsuranceDekho platform is highly qualified. Their executives resolve all my queries related to the Future Generali insu...

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    A
    Anand Sharma
    On: July 8, 2020 | Views
  • Compare and choose option

    At InsuranceDekho, I could get different insurance policy quotes as per my budget and requirement that helped me purchase Future Generali Insurance Pl...

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    K
    Kartik Irani
    On: July 6, 2020 | Views

Future Generali Comprehensive Bike Insurance FAQs

  • What are the factors that influence the premium amount of the Future Generali comprehensive bike insurance policy?

    The factors that influence the premium amount of the Future Generali comprehensive bike insurance policy are as follows.

    • Insured Declared Value or IDV which is the current market value of the vehicle
    • Cubic capacity of the vehicle
    • Place of registration
    • Type of model
    • Age of the vehicle
    • Type of cover (comprehensive cover in this case)
    • Add-on covers chosen by the policyholder
    • Zone of registration
    • Age of vehicle
  • What are the add-on covers available along with Future Generali comprehensive bike insurance policy?

    The following add-ons are available along with Future Generali comprehensive bike insurance policy that can be opted with a slight increase in premium.

    • Zero Depreciation
    • Return to Invoice
    • NCB Protection
    • Loss of keys cover
    • Loss of personal belongings cover
    • Tyre coverage
    • Inconvenience Allowance
    • Engine Protection.
  • What is the information required for the purchase of Future Generali comprehensive bike insurance plan?

    The following information is required for the purchase of Future Generali comprehensive bike insurance plan.

    • Registration number
    • Engine number
    • Chassis number
    • Previous policy number if any
    • Vehicle manufacturing date
    • Date and city of purchase
    • Registration Certificate of the bike
    • Personal Details of the owner such as contact number, email id etc.
  • How can I purchase the Future Generali comprehensive bike insurance policy?

    You can purchase the Future Generali comprehensive bike plan by the following means.

    • Through its official website: You can make a purchase through the “Buy “ option available on its official website.
    • Visiting the branch: You can visit its nearest branch to buy the policy directly from the company executive.
    • Calling its helpline number: You can receive the guidance from the executive by dialling 1860 500 3333 or 1800 220 233 to make the purchase.
  • How can I get the quotes for Future Generali comprehensive bike insurance?

    You can get the quotes for Future Generali through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.

Future Generali Bike Insurance Contact Details

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