United India Comprehensive Bike Insurance Policy

United India Bike Insurance

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United India Comprehensive Two-Wheeler Insurance Policy

United India General Insurance is one of the oldest names in the field of non-life insurance that has helped a large number of people to deal with the uncertainties of life through its comprehensive bike insurance policy. United India comprehensive bike insurance policy provides extensive coverage against the third party liabilities and for own damage to the insured’s bike. It instills a sense of financial security in the policyholder.

United India Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

The comprehensive bike insurance policy ensures extensive protection by covering both “Third Party liability” and “Own Damage”.

Third party bike insurance policy covers only third party loss or damage incurred due to the insured’s bike.

Add-ons

Various add-on covers can be opted to stretch the coverage along with this plan.

No add-ons are available along with the third party bike insurance.

Cost

The comprehensive bike insurance policy is comparatively expensive due to its extensive coverage.

Third party insurance policy is cost-effective for the policyholders for its limited coverage.

What All is Covered Under United India Comprehensive Bike Insurance Plan?

United India comprehensive bike insurance policy provides coverage for the following:

  • Liabilities of third party: This policy covers all the financial and legal obligations towards the third party. The damage or loss of the third party vehicle or property caused by the insured’s bike gets covered by the insurer. The compensation amount to be provided by the insurer is decided as per the court of law.
  • Own damage occurred due to natural calamities: Under the comprehensive bike insurance policy, any damage to the insured’s bike caused due to flood, earthquake, landslide or any natural calamities gets covered by the insurer.
  • Own damage occurred due to man-made disasters: The insurer provides coverage for any damage caused to the insured’s bike due to any man-made disasters such as riot, strike, fire, terrorist activity etc.
  • Theft: United India comprehensive bike insurance policy provides coverage in case of theft of the insured’s bike.

What All Is Not Covered Under United India Comprehensive Bike Insurance?

United India comprehensive bike insurance policy refrain from providing coverage for the following:

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Damaged caused due to contractual liability
  • Driving without a valid license
  • In case of driving under the influence of alcohol or intoxicating drugs
  • In the case of wilful negligence
  • Damage caused during war, nuclear risk or any similar situation.

Benefits of United India Comprehensive Bike Insurance

United India comprehensive bike policy provides multiple benefits which are discussed below.

  • The policyholder is relieved from the third party liability and own damage expense
  • It offers an easy and online policy issuance
  • A variety of add-ons ensures extensive coverage
  • A wide network of cashless garages spread all over India provides free repair and replacement service
  • The quick and easy claim settlement process

United India Bike Insurance User Reviews

73 reviews Write a Review
  • Diverse payment gateways

    InsuranceDekho offers me multiple choices to pay for United India bike insurance policy. The secured and swift payment gateways of the platform help m...

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    C
    Chandan Mishra
    On: July 10, 2020 | Views
  • Easy to select choices

    I bought a United India bike policy from InsuranceDekho for my Yamaha RayZR 125 bike. It gave me a variety of insurance plan options to choose from wi...

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    S
    Soham Mishra
    On: July 9, 2020 | Views
  • Customer-friendly website

    The website of InsuranceDekho platform is very easy to use. I get all the insurance-related information and services for my United India insurance tha...

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    Y
    Yash Mehrotra
    On: July 3, 2020 | Views
  • Digital insurance procedures!

    During the purchase process of the United India bike insurance plan at InsuranceDekho, I did not have to go through any paperwork. I bought the policy...

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    H
    Himesh Pradhan
    On: June 26, 2020 | Views
  • Easy to compare and choose

    With Insurance Dekho, I could compare and select the best-suited quotes as per my requirements and budget. It helped me choose a United India plan for...

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    T
    Toshi Singh
    On: June 25, 2020 | Views

United India Comprehensive Bike Insurance FAQs

  • What are the available policy terms under United India comprehensive bike insurance?

    The policy term of United India comprehensive bike insurance ranges from 1 year to 3 years.

  • Can I add any add-on in the middle of the tenure?

    Yes, you can add any add-on cover to your policy in the middle of the tenure. However, the insurer will first verify your request.

  • How do I calculate the premium amount of United India comprehensive bike insurance?

    You can calculate the premium amount of United India comprehensive bike insurance by using the “Premium Calculator” on its official website.

  • Do I get any discount if I have an anti-theft device installed in my bike?

    Yes, if you have an anti-theft device installed in your bike, you can avail a discount on premium up to 2.5%.

  • How is the sum assured calculated for United India comprehensive bike insurance?

    The sum assured calculated for United India comprehensive bike insurance is determined by the Insured Declared Value (IDV) of the insured’s bike.

United India Bike Insurance Contact Details

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