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United India Comprehensive Two-Wheeler Insurance Policy

United India General Insurance is one of the oldest names in the field of non-life insurance that has helped a large number of people to deal with the uncertainties of life through its comprehensive bike insurance policy. United India comprehensive bike insurance policy provides extensive coverage against the third party liabilities and for own damage to the insured’s bike. It instills a sense of financial security in the policyholder.

United India Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

The comprehensive bike insurance policy ensures extensive protection by covering both “Third Party liability” and “Own Damage”.

Third party bike insurance policy covers only third party loss or damage incurred due to the insured’s bike.

Add-ons

Various add-on covers can be opted to stretch the coverage along with this plan.

No add-ons are available along with the third party bike insurance.

Cost

The comprehensive bike insurance policy is comparatively expensive due to its extensive coverage.

Third party insurance policy is cost-effective for the policyholders for its limited coverage.

What All is Covered Under United India Comprehensive Bike Insurance Plan?

United India comprehensive bike insurance policy provides coverage for the following:

  • Liabilities of the third party: This policy covers all the financial and legal obligations towards the third party. The damage or loss of the third party vehicle or property caused by the insured’s bike gets covered by the insurer. The compensation amount to be provided by the insurer is decided as per the court of law.
  • Own damage occurred due to natural calamities: Under the comprehensive bike insurance policy, any damage to the insured’s bike caused due to flood, earthquake, landslide or any natural calamities gets covered by the insurer.
  • Own damage occurred due to man-made disasters: The insurer provides coverage for any damage caused to the insured’s bike due to any man-made disasters such as riot, strike, fire, terrorist activity etc.
  • Theft: United India comprehensive bike insurance policy provides coverage in case of theft of the insured’s bike.

What All Is Not Covered Under United India Comprehensive Bike Insurance?

United India comprehensive bike insurance policy refrain from providing coverage for the following:

  • Normal wear and tear
  • Driving without a valid license
  • In the case of wilful negligence
  • Mechanical or electrical breakdown
  • Damaged caused due to contractual liability
  • Damage caused during war, nuclear risk or any similar situation
  • In case of driving under the influence of alcohol or intoxicating drugs.

Benefits of United India Comprehensive Bike Insurance

United India comprehensive bike policy provides multiple benefits which are discussed below.

  • It offers an easy and online policy issuance
  • The quick and easy claim settlement process
  • A variety of add-ons ensures extensive coverage
  • The policyholder is relieved from the third party liability and own damage expense
  • A wide network of cashless garages spread all over India provides free repair and replacement service.

Explore United India Bike Insurance

Must Read Articles before buying United India Bike Insurance

United India Bike Insurance User Reviews

4.9
Rating based on
211 User reviews
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What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Claim Process Made Simple

    Filing a claim with InsuranceDekho's Comprehensive Coverage was a straightforward process. The platform's ef...

    N
    By Narayan Arora
    On: November 24, 2023
  • Complete Vehicle Protection

    InsuranceDekho's own damage insurance that I got along with the United Bike Insurance Policy provides comple...

    C
    By Chaman Singh
    On: October 30, 2023
  • My Trusted Source for Own Dama...

    I trust InsuranceDekho as my preferred provider for Own Damage Car Insurance. Their United Bike Insurance Poli...

    V
    By Vijay kapur
    On: October 18, 2023
  • Continuity of Benefits

    Renewing my United Bike Insurance Policy with InsuranceDekho ensures the continuity of benefits I've come to...

    H
    By Harsh Mittal
    On: October 16, 2023
  • Effortless Car Insurance Claim...

    I recently had to file a bike insurance claim for my Honda bike which was insured with the United Bike Insur...

    S
    By Sonu Sahota
    On: October 3, 2023
  • Discounts and Offers

    I've found that InsuranceDekho often has promotions and discounts on third-party car insurance policies. Thi...

    A
    By Ankit Chawla
    On: September 27, 2023
  • Informed Decision-Making

    Thanks to InsuranceDekho's premium calculator, I could explore different coverage options and their costs. I...

    N
    By Nitin Gupta
    On: September 25, 2023
  • Confidence on Risky Roads

    Living in an area with risky roads, InsuranceDekho's zero depreciation United Bike Insurance Policy gives me...

    By Kanish Jain
    On: September 21, 2023
  • Effortless Claims Settlement f...

    Some time back, I bought the United Bike Insurance Policy for my Honda bike and was happy to see that in cas...

    R
    By Rubab Bajaj
    On: September 18, 2023
  • Competitive Renewal Rates

    InsuranceDekho consistently offers competitive renewal rates. It's reassuring to know that I'm renewing my U...

    D
    By Dhruv Patel
    On: September 14, 2023
United India Reviews

Insurance Products by United India General Insurance

United India General Insurance

United India Comprehensive Bike Insurance FAQs

  • What are the available policy terms under United India comprehensive bike insurance?

    The policy term of United India comprehensive bike insurance ranges from 1 year to 3 years.

  • Can I add any add-on in the middle of the tenure?

    Yes, you can add any add-on cover to your policy in the middle of the tenure. However, the insurer will first verify your request.

  • How do I calculate the premium amount of United India comprehensive bike insurance?

    You can calculate the premium amount of United India comprehensive bike insurance by using the “Premium Calculator” on its official website.

  • Do I get any discount if I have an anti-theft device installed in my bike?

    Yes, if you have an anti-theft device installed in your bike, you can avail a discount on premium up to 2.5%.

  • How is the sum assured calculated for United India comprehensive bike insurance?

    The sum assured calculated for United India comprehensive bike insurance is determined by the Insured Declared Value (IDV) of the insured’s bike.

FAQ
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United India Bike Insurance Contact Details

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      United India Bike insurance starting from ₹ 814/year*
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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.