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*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Universal Sompo Comprehensive Bike Insurance Policy

Universal Sompo Bike Insurance

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  • First private-public joint venture company in India
  • 90.36% Claim Settlement Ratio in FY18
  • 86 branches and 17 Zonal offices across India
  • 24*7 telephonic Customer support
  • Network of more than 3,500 garages

​Universal Sompo Comprehensive Two-Wheeler Insurance Policy

Universal Sompo General Insurance has earned the trust of people over the years by providing support during the uncertainties of life. Universal Sompo comprehensive bike insurance policy provides coverage for the financial and legal liabilities towards the third party as well as own damage incurred by the insured’s bike. It ensures financial security and peace of mind of the policyholders.

Universal Sompo Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

Comprehensive bike insurance policy provides coverage for third party liabilities as well as for own damage to the insured’s bike.

Third party bike insurance policy provides coverage only for third party damage caused by the insured’s bike.

Add-ons

Policyholders can opt for a wide range of add-ons cover under this policy to extend the coverage.

It does not offer any add-on to the policyholders.

Cost

Comprehensive bike insurance policy provides extensive coverage to the policyholders. Therefore, the premium of this policy is comparatively higher.

Third party bike insurance policy is cost-effective as it provides limited coverage.

What All is Covered Under Universal Sompo Comprehensive Bike Insurance Plan?

Universal Sompo comprehensive bike insurance policy covers the following aspects.

  • Third party liabilities: The comprehensive bike insurance policy provides financial and legal support to the policyholders to deal with the third party liabilities. The insurer provides compensation up to Rs. 1 lakh for third party property or vehicle damage. The compensation amount for bodily injuries, disability or loss of life of the third party is decided by the court of law.
  • Own damage caused by natural calamities: Any damage caused to the insured’s bike due to flood, landslide, earthquake or any other natural calamities gets covered by the insurer.
  • Own damage caused by man-made disasters: The insurer covers any damage to the insured’s bike caused due to any man-made disasters such as riot, strike, terrorist activities etc.
  • Theft of the insured’s bike: The insurer provides coverage in case the bike gets stolen.

What All Is Not Covered Under Universal Sompo Comprehensive Bike Insurance Plan?

Universal Sompo comprehensive bike insurance policy does not provide coverage for the following.

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Any damage caused due to contractual liability
  • Driving without a valid licence
  • Driving under the influence of alcohol or intoxicating drugs
  • In case of willful negligence
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

Benefits of Universal Sompo Comprehensive Bike Insurance Policy

Policyholders can avail the following benefits along with the Universal Sompo comprehensive bike insurance policy.

  • Provides financial and legal support for third party liabilities and own damage expense
  • Offers easy and online policy issuance
  • Avail a wide range of add-on covers to stretch the coverage
  • Free repair and replacement service in cashless garages spread all over India
  • Swift and easy claim settlement process.

Universal Sompo Bike Insurance User Reviews

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What users are saying
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  • Most Helpful
  • Multiple add-on options

    The InsuranceDekho website acquired a wide range of add-on options for Universal Sompo bike insurance plans. T...

    Read More
    R
    By Rashid Saifi
    On: September 18, 2020
  • Claim settlement assistance

    Universal Sompo Insurance settled my claim request quickly for my bike insurance plan after my TVS Jupiter sco...

    Read More
    A
    By Aditi Pandey
    On: September 17, 2020
  • Renewed my policy in 2 steps

    With the InsuranceDekho platform, I could easily renew my Universal Sompo bike insurance cover in just a few m...

    Read More
    A
    By Altaf Siddhiqui
    On: September 11, 2020
  • Renewal in just 2 steps

    The Insurance Dekho platform allowed me to renew my bike insurance policy of Universal Sompo Insurance that I ...

    Read More
    H
    By Hemant Singh
    On: September 10, 2020
  • Digital payment methods

    At InsuranceDekho portal, I was able to buy a Universal Sompo bike insurance policy without facing any payment...

    Read More
    N
    By Nihit Shah
    On: September 4, 2020
  • Easy to compare and choose

    With the InsuranceDekho platform, I could now easily compare different policy quotes and choose the best-suit...

    Read More
    R
    By Rahul Mehta
    On: September 3, 2020
  • Safest payment gateways

    InsuranceDekho platform offered me various payment modes to make the payment for the Universal Sompo insurance...

    Read More
    S
    By Sagar Khanna
    On: August 28, 2020
  • Easy to compare and choose

    With the InsuranceDekho portal, I could now easily compare different policy quotes and choose the best-suited ...

    Read More
    Y
    By Yash Sehgal
    On: August 27, 2020
  • Thanks for call assistance

    Easy to access the website and select your insurance plan and add-on facility without any hassle. I could easi...

    Read More
    G
    By GAURI SHANKAR RAI
    On: August 24, 2020
  • Secured payment gateways

    When it comes to payment, many insurance platforms fail to provide a smooth payment process that ruins the pur...

    Read More
    P
    By Preeti Shukla
    On: August 21, 2020
  • Multiple add-on options

    The InsuranceDekho website acquired a wide range of add-on options for Universal Sompo bike insurance plans. T...

    Read More
    R
    By Rashid Saifi
    On: September 18, 2020
  • Claim settlement assistance

    Universal Sompo Insurance settled my claim request quickly for my bike insurance plan after my TVS Jupiter sco...

    Read More
    A
    By Aditi Pandey
    On: September 17, 2020
  • Renewed my policy in 2 steps

    With the InsuranceDekho platform, I could easily renew my Universal Sompo bike insurance cover in just a few m...

    Read More
    A
    By Altaf Siddhiqui
    On: September 11, 2020
  • Renewal in just 2 steps

    The Insurance Dekho platform allowed me to renew my bike insurance policy of Universal Sompo Insurance that I ...

    Read More
    H
    By Hemant Singh
    On: September 10, 2020
  • Digital payment methods

    At InsuranceDekho portal, I was able to buy a Universal Sompo bike insurance policy without facing any payment...

    Read More
    N
    By Nihit Shah
    On: September 4, 2020
  • Easy to compare and choose

    With the InsuranceDekho platform, I could now easily compare different policy quotes and choose the best-suit...

    Read More
    R
    By Rahul Mehta
    On: September 3, 2020
  • Safest payment gateways

    InsuranceDekho platform offered me various payment modes to make the payment for the Universal Sompo insurance...

    Read More
    S
    By Sagar Khanna
    On: August 28, 2020
  • Easy to compare and choose

    With the InsuranceDekho portal, I could now easily compare different policy quotes and choose the best-suited ...

    Read More
    Y
    By Yash Sehgal
    On: August 27, 2020
  • Thanks for call assistance

    Easy to access the website and select your insurance plan and add-on facility without any hassle. I could easi...

    Read More
    G
    By GAURI SHANKAR RAI
    On: August 24, 2020
  • Secured payment gateways

    When it comes to payment, many insurance platforms fail to provide a smooth payment process that ruins the pur...

    Read More
    P
    By Preeti Shukla
    On: August 21, 2020

17 Universal Sompo Cashless Garages in India

Universal Sompo Comprehensive Bike Insurance FAQs

  • What roadside assistance will I get under the Universal Sompo comprehensive bike insurance policy?

    You will get the following roadside assistance under the Universal Sompo comprehensive bike insurance policy provided you have opted for the Roadside Assistance cover.

    • Emergency Towing Assistance
    • Repair on the spot
    • Flat Tyre Service
    • Emergency Fuel Delivery
    • Vehicle Key Service
    • Pick up of Vehicle in case of Driver Disability
    • Cab Service
    • Accommodation
    • Shipment of Spares
  • When can I add the add-on covers to my comprehensive bike insurance policy?

    You can add the add-on covers to your Universal Sompo comprehensive bike insurance policy during the purchase, renewal or in the middle of the tenure.

  • What are the discounts offered on the premium by Universal Sompo comprehensive bike insurance policy?

    The following discounts are offered on the premium by Universal Sompo comprehensive bike insurance policy.

    • Voluntary deductible
    • No Claim Bonus (Provided no claims was made during the policy period)
    • Discount for anti-theft device.
  • Does the Universal Sompo comprehensive bike insurance policy provide the Daily Cash Allowance cover?

    Yes, the Universal Sompo comprehensive bike insurance policy provides the Daily Cash Allowance cover. With this cover added to your policy, the insurer will provide daily cash allowance in case your bike is laid up in an authorized garage for repair.

  • How is the sum assured calculated for Universal Sompo comprehensive bike insurance?

    The sum assured for Universal Sompo comprehensive bike insurance is calculated by the Insured Declared Value (IDV) of the insured’s bike.

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Universal Sompo Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.