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Oriental Comprehensive Bike Insurance Policy

Oriental Bike Insurance

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  • 24*7 Customer Assistance
  • Claim Settlement Ratio 91.34% as on FY 2018
  • Overseas branches
  • Quick claim settlement
  • Attractive policy plans

Oriental Comprehensive Two-Wheeler Insurance Policy

Oriental General Insurance has successfully provided a wide coverage against the uncertainties of life. The Oriental comprehensive bike insurance shields its policyholder from the financial obligations to the third party incurred by the insured’s bike as well as the financial loss due to own damage suffered by the bike. It provides financial security and peace of mind to the policyholders.

National Comprehensive Bike Insurance vs Third Party Bike Insurance


Comprehensive Bike insurance

Third Party Bike insurance


It provides extensive coverage by covering “Third Party Liabilities” as well as “Own Damage”

Third party bike insurance policy covers the financial and legal liabilities of the third party in case of an accident.


The policyholders can extend the coverage by opting for various add-ons available along with the comprehensive policy.

There is no scope of extending coverage as add-ons are not available along with third party insurance.


The comprehensive policy is comparatively expensive as it provides an extensive coverage to the policyholders.

The third party policy is cost-effective due to its limited coverage.

What All is Covered Under Oriental Comprehensive Bike Insurance Plan?

The Oriental comprehensive bike insurance policy provides coverage for the following.

  • Third party liabilities: The insurer provides financial support to the policyholders in case of any damage, loss or injury caused to the third party in a road mishap involving the insured’s bike. The insurer provides compensation for bodily injuries, death, permanent disability and property damage of the third party.
  • Own damage caused by natural calamities: The damage caused to the insured’s bike due to any natural calamities such as flood, earthquake, landslide etc. is covered by the insurer.
  • Own damage caused by man-made disasters: The insurer provides compensation for damage to the insured’s bike due to riot, strike, fire, terrorist activities or any such man-made disasters.
  • Theft: The theft or burglary of the insured’s bike is covered under the Oriental comprehensive bike insurance.

What All Is Not Covered Under Oriental Comprehensive Bike Insurance?

Oriental comprehensive bike insurance policy does not provide coverage for the following.

  • Normal wear and tear
  • In case of mechanical or electrical breakdown
  • Damage caused due to contractual liability
  • Lack of a valid licence while driving
  • For driving under the influence of alcohol or intoxicating drugs.
  • In case of willful negligence
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation

Benefits of Oriental Comprehensive Bike Insurance

With the Oriental comprehensive bike insurance policy, the policyholders can enjoy a number of benefits, which are mentioned below.

  • The policyholder will be free from third party liability and own damage expense
  • It offers an easy and online policy issuance
  • A wide range of add-ons ensures extensive coverage
  • A network of cashless garages spread all over India provides free repair service
  • Round-the-clock helpdesk assistance
  • Swift and easy claim settlement process

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Oriental Comprehensive Bike Insurance FAQs

  • How can I customize the Oriental comprehensive bike insurance plan?

    You can customize the Oriental comprehensive bike insurance by choosing the desired tenure of policy and opting for add-ons as per your preference.

  • Will Oriental comprehensive bike insurance policy provide for tyres or tube puncture?

    The insurer provides 50% of the cost of repair or replacement if the insured bike is damaged at the same time. However, there is no coverage for the damage of tyres or tube puncture only.

  • What is the coverage period for the Oriental comprehensive bike insurance plan?

    The coverage period for the Oriental comprehensive bike insurance plan is 1 year. But you may choose the tenure for a shorter period as per your preference.

  • What are the discounts on the premium offered by Oriental Insurance?

    Oriental bike insurance offers the following discounts.

    • Voluntary deductible
    • Discount for anti-theft device
    • No Claim Bonus can be availed if you do not make a claim during the policy period
    • Automobile Association discount
  • How do I get the quote of Oriental comprehensive bike insurance?

    You can get the quotes from the official website of Oriental General Insurance as well as at InsuranceDekho.

Why Choose Bike Insurance from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 11.5 Lac happy customers
  • Claim Support available all 7 days of the week

Oriental Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.