Oriental Comprehensive Bike Insurance Policy

Oriental General Insurance has successfully provided a wide coverage against the uncertainties of life. The Oriental comprehensive bike insurance shields its policyholder from the financial obligations to the third party incurred by the insured’s bike as well as the financial loss due to own damage suffered by the bike. It provides financial security and peace of mind to the policyholders.

Oriental Comprehensive Bike Insurance vs Third Party Bike Insurance

What All Is Covered Under Oriental Comprehensive Bike Insurance Policy?

The Oriental comprehensive bike insurance policy provides coverage for the following:

• Third party liabilities: The insurer provides financial support to the policyholders in case of any damage, loss or injury caused to the third party in a road mishap involving the insured’s bike. The insurer provides compensation for bodily injuries, death, permanent disability and property damage of the third party.
• Own damage caused by natural calamities: The damage caused to the insured’s bike due to any natural calamities such as flood, earthquake, landslide etc. is covered by the insurer.
• Own damage caused by man-made disasters: The insurer provides compensation for damage to the insured’s bike due to riot, strike, fire, terrorist activities or any such man-made disasters.
• Theft: The theft or burglary of the insured’s bike is covered under the Oriental comprehensive bike insurance.

What All Is Not Covered Under Oriental Comprehensive Bike Insurance?

Oriental comprehensive bike insurance policy does not provide coverage for the following:

• Normal wear and tear
• In the case of willful negligence
• Lack of a valid licence while driving
• Damage caused due to contractual liability
• In case of mechanical or electrical breakdown
• For driving under the influence of alcohol or intoxicating drugs.
• Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

With the Oriental comprehensive bike insurance policy, the policyholders can enjoy a number of benefits, which are mentioned below.

• Round-the-clock helpdesk assistance
• Swift and easy claim settlement process
• It offers an easy and online policy issuance
• A wide range of add-ons ensures extensive coverage
• The policyholder will be free from third party liability and own damage expense
• A network of cashless garages spread all over India provides free repair service.