National Comprehensive Bike Insurance Policy

National General Insurance has been successfully providing extensive coverage to its policyholders with its comprehensive bike insurance policy. The comprehensive bike insurance policy provides coverage for the financial liabilities of the third party and for own damage incurred by the insured’s bike. Thus, it ensures a sense of security and peace of mind to the policyholders.

National Comprehensive Bike Insurance vs Third Party Bike Insurance

What All Is Covered Under National Comprehensive Bike Insurance Plan?

The national comprehensive bike insurance policy provides coverage for the following:

• Third party liabilities: Any damage, loss or injury caused to the third party in an accident or mishap involving the insured bike, gets covered by the insurer. The covered third party liabilities include bodily injuries, death, permanent disability and property damage of third party.
• Own damage caused by natural calamities: The National comprehensive bike insurance policy provides coverage for any damage to the insured bike caused by any natural calamities such as flood, earthquake, landslide and so on.
• Own damage caused by man-made disasters: Any damage incurred by the insured bike due to riot, strike, fire, terrorist activities or any such man-made disasters gets covered by the insurer.
• Theft: The National comprehensive bike insurance policy provides coverage in case the insured bike gets stolen.

What All Is Not Covered Under National Comprehensive Bike Insurance?

National comprehensive bike insurance policy does not provide coverage for the following:

• Normal wear and tear
• In case of willful negligence
• Mechanical or electrical breakdown
• Damage caused due to contractual liability
• In case of driving without a valid driving license
• In case of driving under the influence of alcohol or other intoxicating drugs
• Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

With the National comprehensive bike insurance policy, the policyholders can enjoy the following benefits:

• Swift and easy claim settlement process
• It has an easy online policy issuance process
• It offers multiple add-ons for extension of the coverage
• Get round the clock help from the customer help desk
• The policyholder will be free from all third party liabilities and own damage expenses
• A wide network of cashless garages is situated all over India that provides cashless repair service.