Bike insurance starting from Rs.482/year*
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    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
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    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Digit Comprehensive Bike Insurance Policy

Digit Bike Insurance

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  • 1,000+ cashless network garages
  • Smartphone-enable self-inspection
  • Claim settlement in 11 working days
  • Customized IDV
  • Round the clock customer service

​Digit Comprehensive Two-Wheeler Insurance Policy

Digit General Insurance provides complete coverage against the contingencies of life through its comprehensive bike insurance policy. Digit comprehensive bike insurance policy provides assistance to deal with the financial obligations towards the third party and own damage to the insured’s bike. It provides financial security to the policyholders.

Digit Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

It provides coverage for the financial liabilities to the third party as well as own damage to the insured’s bike.

Third party bike insurance policy provides coverage only for the third party liabilities.

Add-ons

Comprehensive bike insurance comes with a variety of add-on covers. The policyholders can choose the add-ons as per their own preference.

Third party insurance does not offer any add-on cover.

Cost

The comprehensive policy is relatively expensive as it provides extensive coverage to the policyholders.

The third party policy is cost-effective due to its limited coverage.

What All is Covered Under Digit Comprehensive Bike Insurance Plan?

Digit comprehensive bike insurance policy provides coverage for the following aspects:

  • Third party liabilities: The insurer provides coverage for the financial and legal obligations towards the third party. The insurer compensates up to Rs. 1 Lakh for third party property or vehicle damage. For any bodily injury, disability or loss of life, the compensation amount is decided as per the court of law.
  • Own damage caused by natural calamities: Any damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc. gets covered under Digit comprehensive bike insurance plan.
  • Own damage caused by man-made disasters: The damage caused to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered by the insurer.
  • Theft: The insurer provides coverage in case of theft or burglary of the insured’s bike.

What All Is Not Covered Under Digit Comprehensive Bike Insurance Plan?

Digit comprehensive bike insurance policy refrains from providing coverage for the following:

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Damaged caused due to contractual liability
  • Driving without a valid license
  • In case of driving under the influence of alcohol or intoxicating drugs
  • In the case of wilful negligence
  • Damage caused during war, nuclear risk or any similar situation.

Benefits of Digit Comprehensive Bike Insurance

Digit comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below.

  • Provides coverage against third party liability and own damage expense
  • Easy purchase of policy through online website
  • Provides a wide range of add-on options to stretch coverage
  • Free repair and replacement service in the cashless garages spread all over India
  • Active customer assistance
  • Swift and simple claim settlement process.

Digit Bike Insurance User Reviews

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What users are saying
  • All
  • Most Helpful
  • User-friendly interface

    I am very happy with the great insurance service offered by the InsuranceDekho's user-friendly interface. I li...

    Read More
    N
    By NAJRUL HAQUE MANDAL
    On: September 25, 2020
  • Prompt policy issuance

    The Digit insurance policy which I bought for my Royal Enfield Continental GT 650 bike was issued in a few min...

    Read More
    U
    By Umesh Lamba
    On: September 24, 2020
  • Numerous of add-on covers

    No matter which insurance plan you buy from an insurance company, you can always get add-on covers to add to t...

    Read More
    D
    By Dinesh Rathore
    On: September 23, 2020
  • Plan renewal in just 2 steps

    The InsuranceDekho is an insurance portal which made me renew my Digit bike insurance policy which I purchase...

    Read More
    S
    By Sagar Mehta
    On: September 17, 2020
  • Many network garages available

    The InsuranceDekho team showed me the way to buy a Digit bike insurance cover after listening to my requiremen...

    Read More
    P
    By Prince Kumar
    On: September 16, 2020
  • Renewed policy in no time

    The bike insurance renewal process for my comprehensive bike insurance plan which is of Digit General Insuran...

    Read More
    A
    By Avinash Hajela
    On: September 15, 2020
  • Multiple insurance add-on cove...

    InsuranceDekho portal offered me several add-on covers for Digit bike insurance policy. I selected an add-on a...

    Read More
    K
    By Kiran Bhandari
    On: September 14, 2020
  • Instant issuance of policy

    The InsuranceDekho platform issued me a bike insurance plan offered by Digit General Insurance in no time. I p...

    Read More
    A
    By Alankar Mehta
    On: September 10, 2020
  • Multiple payment gateways

    At InsuranceDekho platform, I could easily purchase and renew the bike insurance policy of Digit insurance for...

    Read More
    I
    By Ishant Anand
    On: September 9, 2020
  • Safest payment gateways

    InsuranceDekho platform offered me various payment modes to make the payment for the Digit insurance policy du...

    Read More
    R
    By Ramansen Gupta
    On: September 8, 2020
  • User-friendly interface

    I am very happy with the great insurance service offered by the InsuranceDekho's user-friendly interface. I li...

    Read More
    N
    By NAJRUL HAQUE MANDAL
    On: September 25, 2020
  • Prompt policy issuance

    The Digit insurance policy which I bought for my Royal Enfield Continental GT 650 bike was issued in a few min...

    Read More
    U
    By Umesh Lamba
    On: September 24, 2020
  • Numerous of add-on covers

    No matter which insurance plan you buy from an insurance company, you can always get add-on covers to add to t...

    Read More
    D
    By Dinesh Rathore
    On: September 23, 2020
  • Plan renewal in just 2 steps

    The InsuranceDekho is an insurance portal which made me renew my Digit bike insurance policy which I purchase...

    Read More
    S
    By Sagar Mehta
    On: September 17, 2020
  • Many network garages available

    The InsuranceDekho team showed me the way to buy a Digit bike insurance cover after listening to my requiremen...

    Read More
    P
    By Prince Kumar
    On: September 16, 2020
  • Renewed policy in no time

    The bike insurance renewal process for my comprehensive bike insurance plan which is of Digit General Insuran...

    Read More
    A
    By Avinash Hajela
    On: September 15, 2020
  • Multiple insurance add-on cove...

    InsuranceDekho portal offered me several add-on covers for Digit bike insurance policy. I selected an add-on a...

    Read More
    K
    By Kiran Bhandari
    On: September 14, 2020
  • Instant issuance of policy

    The InsuranceDekho platform issued me a bike insurance plan offered by Digit General Insurance in no time. I p...

    Read More
    A
    By Alankar Mehta
    On: September 10, 2020
  • Multiple payment gateways

    At InsuranceDekho platform, I could easily purchase and renew the bike insurance policy of Digit insurance for...

    Read More
    I
    By Ishant Anand
    On: September 9, 2020
  • Safest payment gateways

    InsuranceDekho platform offered me various payment modes to make the payment for the Digit insurance policy du...

    Read More
    R
    By Ramansen Gupta
    On: September 8, 2020

33 Digit Cashless Garages in India

Digit Comprehensive Bike Insurance FAQs

  • What are the add-on covers available along with Digit comprehensive bike insurance policy?

    The add-on covers available along with Digit comprehensive bike insurance policy are as follows.

    • Zero Depreciation cover
    • Return to Invoice cover
    • Engine & Gear Protection cover
    • Breakdown Assistance cover
    • Consumable cover
  • What are the factors that influence the premium amount of the Digit comprehensive bike insurance policy?

    The factors that influence the premium amount of the Digit comprehensive bike insurance policy are as follows:

    • Insured Declared Value (IDV)
    • Add-On Covers
    • Tenure of the policy
    • Deductibles
    • Make and model of the bike
    • Age of the insured’s bike
  • How is the sum assured calculated for Digit comprehensive bike insurance?

    The sum assured for Digit comprehensive bike insurance policy is calculated by the Insured Declared Value (IDV) of the insured’s bike.

  • How can I reduce the premium for my Digit comprehensive bike insurance policy?

    You can reduce the premium for your Digit comprehensive bike insurance policy in the following ways:

    • By increasing your Voluntary Deductible
    • Maintaining a good riding record
    • By renewing your policy on time
    • Using the No Claim Bonus (if any)
    • Selecting relevant add-ons.
  • How can I get the quotes for Digit comprehensive bike insurance?

    You can get the quotes for Digit through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.

Why Choose Bike Insurance from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 11.5 Lac happy customers
  • Claim Support available all 7 days of the week

Latest Bike Insurance News

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.