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Key Features:
  • No Inspection Needed
  • Immediate Policy Issurance

Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

​Digit Comprehensive Two-Wheeler Insurance Policy

Digit General Insurance provides complete coverage against the contingencies of life through its comprehensive bike insurance policy. Digit comprehensive bike insurance policy provides assistance to deal with the financial obligations towards the third party and own damage to the insured’s bike. It provides financial security to the policyholders.

Digit Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It provides coverage for the financial liabilities to the third party as well as own damage to the insured’s bike.

Third party bike insurance policy provides coverage only for the third party liabilities.

Add-ons

Comprehensive bike insurance comes with a variety of add-on covers. The policyholders can choose the add-ons as per their own preference.

Third party insurance does not offer any add-on cover.

Cost

The comprehensive policy is relatively expensive as it provides extensive coverage to the policyholders.

The third party policy is cost-effective due to its limited coverage.

What All is Covered Under Digit Comprehensive Bike Insurance Plan?

Digit comprehensive bike insurance policy provides coverage for the following aspects:

  • Third party liabilities: The insurer provides coverage for the financial and legal obligations towards the third party. The insurer compensates up to Rs. 1 Lakh for third party property or vehicle damage. For any bodily injury, disability or loss of life, the compensation amount is decided as per the court of law.
  • Own damage caused by natural calamities: Any damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc. gets covered under Digit comprehensive bike insurance plan.
  • Own damage caused by man-made disasters: The damage caused to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered by the insurer.
  • Theft: The insurer provides coverage in case of theft or burglary of the insured’s bike.

What All Is Not Covered Under Digit Comprehensive Bike Insurance Plan?

Digit comprehensive bike insurance policy refrains from providing coverage for the following:

  • Normal wear and tear
  • Driving without a valid license
  • In the case of wilful negligence
  • Mechanical or electrical breakdown
  • Damaged caused due to contractual liability
  • Damage caused during war, nuclear risk or any similar situation
  • In case of driving under the influence of alcohol or intoxicating drugs.

Benefits of Digit Comprehensive Bike Insurance

Digit comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below:

  • Active customer assistance
  • Swift and simple claim settlement process
  • Easy purchase of policy through online website
  • Provides a wide range of add-on options to stretch coverage
  • Provides coverage against third party liability and own damage expense
  • Free repair and replacement service in the cashless garages spread all over India.

Must Read Articles before buying Digit Bike Insurance

Digit Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They hand...

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ...

    V
    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent co...

    V
    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bik...

    K
    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bough...

    By Nilesh Lokhande
    On: October 26, 2023
  • Supportive Team for Third-Part...

    The support team at InsuranceDekho is supportive when it comes to Third-Party Car Insurance. They answer que...

    S
    By Shreesh Verma
    On: October 18, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency in InsuranceDekho's premium calculator. It breaks down the premium components ...

    L
    By Lokesh Bhatt
    On: October 16, 2023
  • Prompt Claim Settlement for Ow...

    InsuranceDekho ensures prompt claim settlement under their own damage coverage. I can trust that repairs or ...

    M
    By Mosksh Lal
    On: October 11, 2023
  • Efficient Documentation Handli...

    Renewing my Digit Bike Insurance Policy for my Royal Enfield bike with InsuranceDekho means efficient docume...

    R
    By Rtiwik Kulkarni
    On: October 10, 2023
  • Total Peace of Mind with zero-...

    In summary, Zero Depreciation Digit Bike Insurance Policy through InsuranceDekho provides me with total peac...

    S
    By Sunil Trivedi
    On: October 3, 2023

33 Digit Cashless Garages in India

Insurance Products by Digit General Insurance

Digit Comprehensive Bike Insurance FAQs

  • What are the add-on covers available along with Digit comprehensive bike insurance policy?

    The add-on covers available along with Digit comprehensive bike insurance policy are as follows.

    • Zero Depreciation cover
    • Return to Invoice cover
    • Engine & Gear Protection cover
    • Breakdown Assistance cover
    • Consumable cover
  • What are the factors that influence the premium amount of the Digit comprehensive bike insurance policy?

    The factors that influence the premium amount of the Digit comprehensive bike insurance policy are as follows:

    • Insured Declared Value (IDV)
    • Add-On Covers
    • Tenure of the policy
    • Deductibles
    • Make and model of the bike
    • Age of the insured’s bike
  • How is the sum assured calculated for Digit comprehensive bike insurance?

    The sum assured for Digit comprehensive bike insurance policy is calculated by the Insured Declared Value (IDV) of the insured’s bike.

  • How can I reduce the premium for my Digit comprehensive bike insurance policy?

    You can reduce the premium for your Digit comprehensive bike insurance policy in the following ways:

    • By increasing your Voluntary Deductible
    • Maintaining a good riding record
    • By renewing your policy on time
    • Using the No Claim Bonus (if any)
    • Selecting relevant add-ons.
  • How can I get the quotes for Digit comprehensive bike insurance?

    You can get the quotes for Digit through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.

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Digit Bike Insurance Contact Details

For any assistance or query, call us on:

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Calculate your Two Wheeler IDV

Cashless Garages in Popular Cities

CityNo of Garages
Ahmedabad7
Mumbai5
Kolkata5
Bangalore4
Gurgaon3
Pune3
Lucknow3
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.