Digit Comprehensive Bike Insurance Policy
|Claim Settlement Ratio||80.47% in FY20|
|Emergency Assistance||Available 24/7|
|Number of Customers||90 lakh+|
|Claim Process||Digitally Enabled|
Digit Comprehensive Two-Wheeler Insurance Policy
Digit General Insurance provides complete coverage against the contingencies of life through its comprehensive bike insurance policy. Digit comprehensive bike insurance policy provides assistance to deal with the financial obligations towards the third party and own damage to the insured’s bike. It provides financial security to the policyholders.
Digit Comprehensive Bike Insurance vs Third Party Bike Insurance
Comprehensive Bike Insurance
Third Party Bike Insurance
It provides coverage for the financial liabilities to the third party as well as own damage to the insured’s bike.
Third party bike insurance policy provides coverage only for the third party liabilities.
Comprehensive bike insurance comes with a variety of add-on covers. The policyholders can choose the add-ons as per their own preference.
Third party insurance does not offer any add-on cover.
The comprehensive policy is relatively expensive as it provides extensive coverage to the policyholders.
The third party policy is cost-effective due to its limited coverage.
What All is Covered Under Digit Comprehensive Bike Insurance Plan?
Digit comprehensive bike insurance policy provides coverage for the following aspects:
- Third party liabilities: The insurer provides coverage for the financial and legal obligations towards the third party. The insurer compensates up to Rs. 1 Lakh for third party property or vehicle damage. For any bodily injury, disability or loss of life, the compensation amount is decided as per the court of law.
- Own damage caused by natural calamities: Any damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc. gets covered under Digit comprehensive bike insurance plan.
- Own damage caused by man-made disasters: The damage caused to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered by the insurer.
- Theft: The insurer provides coverage in case of theft or burglary of the insured’s bike.
What All Is Not Covered Under Digit Comprehensive Bike Insurance Plan?
Digit comprehensive bike insurance policy refrains from providing coverage for the following:
- Normal wear and tear
- Driving without a valid license
- In the case of wilful negligence
- Mechanical or electrical breakdown
- Damaged caused due to contractual liability
- Damage caused during war, nuclear risk or any similar situation
- In case of driving under the influence of alcohol or intoxicating drugs.
- Save upto 75%*Lowest Bike Premiums
- 11.5 Lakh+Happy Customers
- Claim Support7 days a week
*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply
Benefits of Digit Comprehensive Bike Insurance
Digit comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below:
- Active customer assistance
- Swift and simple claim settlement process
- Easy purchase of policy through online website
- Provides a wide range of add-on options to stretch coverage
- Provides coverage against third party liability and own damage expense
- Free repair and replacement service in the cashless garages spread all over India.
Calculate Your Bike Insurance
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Must Read Articles before buying Digit Bike Insurance
Benefits of Purchasing Long-Term Digit Bike Insurance PlanRead this article to know about benefits of purchasing a long-term digit bike insurance plan.
Digit Two-Wheeler Insurance: Claim And Renewal ProcessRead this article to understand how you can easily renew your Bike insurance with Go Digit General Insurance and claim it online.
Declaration Value of Your Two Wheeler ExplainedWhen getting your bike or two wheeler insured, there are many factors to consider that will impact the premium that you would be required to pay.
Benefits of Getting Your Bike Insured For Winter Road TripThe winter season can take a toll on your bike and your driving. How to make your winter road trip safe? Read along.
How to Check Two Wheeler Insurance Policy Status Online?Want to check two-wheeler insurance policy status online? Here are the ways you can check your two wheeler insurance policy status quickly. Know more.
Digit Bike Insurance User Reviews
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Easy claim application
When I met with an accident was not quite sure about the claim process. I had taken the Digit Bike Insurance...Read More
Low Premium Insurance Plan
Thank you InsuranceDekho for suggesting me a Digit Bike Insurance Policy plan for my KTM 125 Duke. I am happ...Read More
The InsuranceDekho website has a chat box feature on their site which is a useful feature. I used it while b...Read More
Availability of good bike insu...
I was advised to visit the InsuranceDekho website to get bike insurance done for my BMW G320R because they o...Read More
Accessible chat box feature
One of the best features of the InsuranceDekho website is its chat box feature. While going through the plan...Read More
Good online platform
Very good online platform to buy insurance of two wheeler with lower price rate and maximum covers like Driver...
Detailed product description
On InsuranceDekho’s website, I found an updated and informative product description about the Digit bike ins...Read More
Easy to understand
The policies on the InsuranceDekho website have detailed information about the insurance companies and at th...Read More
Customer care service
While buying the Digit bike insurance plan for my Aprilia storm 125 from the InsuranceDekho website I faced...Read More
Good experience and good navigation to the quote as well as payment proceeding. Easy to understand each and ev...
33 Digit Cashless Garages in India
Insurance Products by Digit General Insurance
Digit Comprehensive Bike Insurance FAQs
What are the add-on covers available along with Digit comprehensive bike insurance policy?
The add-on covers available along with Digit comprehensive bike insurance policy are as follows.
- Zero Depreciation cover
- Return to Invoice cover
- Engine & Gear Protection cover
- Breakdown Assistance cover
- Consumable cover
What are the factors that influence the premium amount of the Digit comprehensive bike insurance policy?
The factors that influence the premium amount of the Digit comprehensive bike insurance policy are as follows:
- Insured Declared Value (IDV)
- Add-On Covers
- Tenure of the policy
- Make and model of the bike
- Age of the insured’s bike
How is the sum assured calculated for Digit comprehensive bike insurance?
The sum assured for Digit comprehensive bike insurance policy is calculated by the Insured Declared Value (IDV) of the insured’s bike.
How can I reduce the premium for my Digit comprehensive bike insurance policy?
You can reduce the premium for your Digit comprehensive bike insurance policy in the following ways:
- By increasing your Voluntary Deductible
- Maintaining a good riding record
- By renewing your policy on time
- Using the No Claim Bonus (if any)
- Selecting relevant add-ons.
How can I get the quotes for Digit comprehensive bike insurance?
You can get the quotes for Digit through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.
Why to buy from InsuranceDekho?
- Instant policy# within 5 mins
- More than 45 lac happy customers
- Claim Support available all 7 days of the week
Digit Bike Insurance Contact Details
InsuranceDekho7551196989Mon to Sun 10 AM to 7 PM
Digit Contact Details1800-103-444824/7 Toll-Free
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