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Digit Comprehensive Bike Insurance Policy

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    Network Garages1,000+
    Claim Settlement Ratio80.47% in FY20
    Emergency AssistanceAvailable 24/7
    Number of Customers90 lakh+
    Claim ProcessDigitally Enabled
    Presence70+ cities

    ​Digit Comprehensive Two-Wheeler Insurance Policy

    Digit General Insurance provides complete coverage against the contingencies of life through its comprehensive bike insurance policy. Digit comprehensive bike insurance policy provides assistance to deal with the financial obligations towards the third party and own damage to the insured’s bike. It provides financial security to the policyholders.

    Digit Comprehensive Bike Insurance vs Third Party Bike Insurance


    Comprehensive Bike Insurance

    Third Party Bike Insurance


    It provides coverage for the financial liabilities to the third party as well as own damage to the insured’s bike.

    Third party bike insurance policy provides coverage only for the third party liabilities.


    Comprehensive bike insurance comes with a variety of add-on covers. The policyholders can choose the add-ons as per their own preference.

    Third party insurance does not offer any add-on cover.


    The comprehensive policy is relatively expensive as it provides extensive coverage to the policyholders.

    The third party policy is cost-effective due to its limited coverage.

    What All is Covered Under Digit Comprehensive Bike Insurance Plan?

    Digit comprehensive bike insurance policy provides coverage for the following aspects:

    • Third party liabilities: The insurer provides coverage for the financial and legal obligations towards the third party. The insurer compensates up to Rs. 1 Lakh for third party property or vehicle damage. For any bodily injury, disability or loss of life, the compensation amount is decided as per the court of law.
    • Own damage caused by natural calamities: Any damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc. gets covered under Digit comprehensive bike insurance plan.
    • Own damage caused by man-made disasters: The damage caused to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered by the insurer.
    • Theft: The insurer provides coverage in case of theft or burglary of the insured’s bike.

    What All Is Not Covered Under Digit Comprehensive Bike Insurance Plan?

    Digit comprehensive bike insurance policy refrains from providing coverage for the following:

    • Normal wear and tear
    • Driving without a valid license
    • In the case of wilful negligence
    • Mechanical or electrical breakdown
    • Damaged caused due to contractual liability
    • Damage caused during war, nuclear risk or any similar situation
    • In case of driving under the influence of alcohol or intoxicating drugs.
    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    Benefits of Digit Comprehensive Bike Insurance

    Digit comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below:

    • Active customer assistance
    • Swift and simple claim settlement process
    • Easy purchase of policy through online website
    • Provides a wide range of add-on options to stretch coverage
    • Provides coverage against third party liability and own damage expense
    • Free repair and replacement service in the cashless garages spread all over India.

    Calculate Your Bike Insurance

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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Must Read Articles before buying Digit Bike Insurance

    Digit Bike Insurance User Reviews

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    What users are saying
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    • Easy claim application

      When I met with an accident was not quite sure about the claim process. I had taken the Digit Bike Insurance...

      Read More
      By Prem Sachdeva
      On: March 23, 2023
    • Low Premium Insurance Plan

      Thank you InsuranceDekho for suggesting me a Digit Bike Insurance Policy plan for my KTM 125 Duke. I am happ...

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      By Sadiq Ahmed
      On: March 21, 2023
    • Chatbox feature

      The InsuranceDekho website has a chat box feature on their site which is a useful feature. I used it while b...

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      By Advika Rathore
      On: March 17, 2023
    • Availability of good bike insu...

      I was advised to visit the InsuranceDekho website to get bike insurance done for my BMW G320R because they o...

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      By Ritwik Sharma
      On: March 15, 2023
    • Accessible chat box feature

      One of the best features of the InsuranceDekho website is its chat box feature. While going through the plan...

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      By Malini Sharma
      On: March 13, 2023
    • Good online platform

      Very good online platform to buy insurance of two wheeler with lower price rate and maximum covers like Driver...

      Honda Activa 3G Ahmedabad
      By Pratik J Mehta
      On: March 11, 2023
    • Detailed product description

      On InsuranceDekho’s website, I found an updated and informative product description about the Digit bike ins...

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      By Himanshu Sachdev
      On: March 9, 2023
    • Easy to understand

      The policies on the InsuranceDekho website have detailed information about the insurance companies and at th...

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      By Kanan Bakshi
      On: March 6, 2023
    • Customer care service

      While buying the Digit bike insurance plan for my Aprilia storm 125 from the InsuranceDekho website I faced...

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      By Rahul Kaul
      On: March 2, 2023
    • Good navigation

      Good experience and good navigation to the quote as well as payment proceeding. Easy to understand each and ev...

      Hero Honda Splendor Sitapur
      By Rahul Pandey
      On: February 15, 2023

    33 Digit Cashless Garages in India

    Insurance Products by Digit General Insurance

    Digit Comprehensive Bike Insurance FAQs

    • What are the add-on covers available along with Digit comprehensive bike insurance policy?

      The add-on covers available along with Digit comprehensive bike insurance policy are as follows.

      • Zero Depreciation cover
      • Return to Invoice cover
      • Engine & Gear Protection cover
      • Breakdown Assistance cover
      • Consumable cover
    • What are the factors that influence the premium amount of the Digit comprehensive bike insurance policy?

      The factors that influence the premium amount of the Digit comprehensive bike insurance policy are as follows:

      • Insured Declared Value (IDV)
      • Add-On Covers
      • Tenure of the policy
      • Deductibles
      • Make and model of the bike
      • Age of the insured’s bike
    • How is the sum assured calculated for Digit comprehensive bike insurance?

      The sum assured for Digit comprehensive bike insurance policy is calculated by the Insured Declared Value (IDV) of the insured’s bike.

    • How can I reduce the premium for my Digit comprehensive bike insurance policy?

      You can reduce the premium for your Digit comprehensive bike insurance policy in the following ways:

      • By increasing your Voluntary Deductible
      • Maintaining a good riding record
      • By renewing your policy on time
      • Using the No Claim Bonus (if any)
      • Selecting relevant add-ons.
    • How can I get the quotes for Digit comprehensive bike insurance?

      You can get the quotes for Digit through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.

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    Digit Bike Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.