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SBI Comprehensive Bike Insurance Policy

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    Network Garages16,000+
    Claim Settlement Ratio89.51% in FY20
    Third Party CoverAvailable
    Customers6.8 crore till date
    AccreditationiAAA Rating by ICRA
    Presence125 locations

    SBI Comprehensive Two-Wheeler Insurance Policy

    SBI General Insurance is one of the most trusted names in the field of insurance which protects thousands of people from the unfortunate events of their lives. SBI comprehensive bike insurance provides financial assistance for the third party liabilities as well as own damage of the insured’s bike. It provides its policyholder with the sense of financial security and peace of mind.

    SBI Comprehensive Bike Insurance vs Third Party Bike Insurance


    Comprehensive Bike Insurance

    Third Party Bike Insurance


    It covers liabilities to the “Third Party” as well as “Own Damage”

    Third party bike insurance policy provides coverage for the financial and legal liabilities of the third party in case of an accident.


    The coverage of the policy can be stretched by opting for various add-ons available along with the comprehensive policy.

    Add-ons are not available along with third party insurance.


    The comprehensive policy is relatively high-priced as it provides an extensive coverage to the policyholders.

    The third party policy is reasonably priced due to its limited coverage.

    What All Is Covered Under SBI Comprehensive Bike Insurance Plan?

    SBI comprehensive bike insurance provides coverage for the following aspects:

    • Third party liabilities: The insurer provides coverage for the financial assistance to the policyholders in case of any damage, loss or injury of the third party in a road mishap incurred by the insured’s bike. The insurer provides compensation for bodily injuries, death, permanent disability and property damage of the third party.
    • Own damage caused by natural calamities: Any damage caused to the insured’s bike due to any natural calamities such as flood, earthquake, landslide etc. is covered under the SBI comprehensive bike insurance.
    • Own damage caused by man-made disasters: The insurer provides coverage for any damage to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc.
    • Theft: The theft or burglary of the insured’s bike gets covered by the insurer.

    What All Is Not Covered Under SBI Comprehensive Bike Insurance?

    SBI comprehensive bike insurance policy does not provide coverage for the following:

    • Normal wear and tear
    • Driving without a valid licence
    • In the case of willful negligence
    • Mechanical or electrical breakdown
    • Any damage caused due to contractual liability
    • Driving under the influence of alcohol or intoxicating drugs.
    • Damage occurred during the war, nuclear risk, mutiny rebellion or any such situation.
    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    SBI Comprehensive Bike Insurance Benefits

    SBI comprehensive bike insurance provides several benefits to the policyholders which are discussed below:

    • Round-the-clock emergency assistance
    • Swift and easy claim settlement process
    • Online facility to purchase a policy in a few minutes
    • A variety of add-on options ensures extensive coverage
    • Cashless repair and replacement service in the network garages across India
    • The policyholders get relieved from third-party liability and own damage expense.

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Must Read Articles before buying Sbi Bike Insurance

    SBI Bike Insurance User Reviews

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    What users are saying
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    • Cashless Garages
    • Comprehensive
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    • Super easy site

      Nice experience tried for the first time but better than the insurance the vehicle showrooms gives us. happy w...

      TVS NTORQ 125 Indore
      On: June 4, 2022
    • Blazing Fast

      The ease of selecting the policy of your choice from various insurers along with the list of prices available ...

      Hero Maestro Moga
      On: May 19, 2022
    • good job guys

      great experience and fast outputs in terms of high end bikes too, very rare to find such good value policy in ...

      Harley-Davidson Harley Davidson Street 750 Kolkata
      On: May 9, 2022
    • good serves

      best insurence company good servis ...

      Bajaj CT100 Bangalore
      By MONAPPA
      On: April 19, 2022
    • Super Service

      Hasle free system devised by the Service provider, M/s Insurance Dekho rendered my renewal policy smooth and E...

      Honda CB Unicorn 150 Bangalore
      By JAYARAM H
      On: April 8, 2022
    • Good interface and sync with s...

      Very smooth and seamless experience. Not much time taken. All the information was captured and details of pre...

      TVS Jupiter Thane
      On: April 4, 2022
    • superb Experience

      Clear, Transparent, Easy, Cost Effective with many options to select . No phone call verification instant poli...

      Ather Energy Ather 450X Chennai
      On: February 21, 2022
    • It was excellent

      Experience was good, but it said booking done and i am yet to get the policy, Hopefully i should get in a day ...

      Suzuki Access 125 Bangalore
      On: January 7, 2022
    • Sbi general insurance

      I searched many more for renew of my two wheeler insurance 2018 model facing including nil dip pa 15laks all t...

      Yamaha Fascino Hyderabad
      On: January 2, 2022
    • Good place for buying bike ins...

      I had a smooth bike insurance renewal experience. the website was easy to navigate and seems very user friendl...

      Honda Activa 6G Marthandam
      By JOSHNA J U
      On: October 30, 2021

    Insurance Products by Sbi General Insurance

    SBI Comprehensive Bike Insurance FAQs

    • What are the advantages that can be availed under SBI comprehensive bike policy

      The following advantages can be availed under SBI comprehensive bike policy:

      • Discounts on premium for anyone between the ages of 25 and 55 years.
      • A wide network of cashless garages all over India
      • Ease of purchase with the presence of an online portal
      • Quick claim settlement.
    • How can I purchase SBI comprehensive bike insurance policy?

      You can purchase SBI comprehensive bike insurance policy in the following ways:

      • Through its official website
      • By calling on its toll-free number 1800-102-1111
      • By visiting the nearest branch.
    • What are the factors influencing the premium amount of SBI comprehensive bike insurance policy?

      The factors influencing the premium amount of SBI comprehensive bike insurance policy are as follows:

      • Model of your bike
      • Your choice of add-on covers
      • The desired tenure of insurance policy.
    • How can I get a duplicate copy of the policy documents if I lose the original one?

      If you lose the original documents, you may approach your nearest SBI General Branch office and submit a request. A duplicate copy of your policy document will be issued on payment of a nominal fee.

    • How can I contact SBI General insurance to get more information?

      You can call on the toll-free number of SBI General insurance which is 1800-102-1111 to get more information.

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    SBI Bike Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.