Navi Bike Insurance

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Highlights
    Network Garages1,100+
    Claim Settlement Ratio76.20% in FY20
    Emergency AssistanceAvailable 24/7
    Claim ProcessDigitally Enabled
    Zero DepreciationAvailable
    Third Party CoverAvailable

    About Navi Bike Insurance

    Navi General Insurance is one of the leading organisations that offer easy access to insurance plans to help customers find ideal policies as per their suitability. Sachin Bansal, CEO of Navi, acquired DHFL General Insurance from Wadhawan Global Capital WGC. The company is mainly known for offering housing loans, but it has expanded its horizon in the Insurance sector as well. The organisation’s aim is to make everyone feel safe and secure by providing bike insurance and other similar insurance solutions.

    Navi General Insurance functions on the core values which include Customer First, Trust and Respect, Passion to win, Innovation and Agility. The company offers a range of insurance products such as Bike Insurance, Car Insurance, Health Insurance, Travel Insurance, and Home Insurance to serve diverse needs of customers. When it comes to bike insurance, it provides two types of plans which comprise third party insurance and comprehensive insurance. The firm understands that insurance can be a little complex, but they assure you that they will demystify it for you.

    By delivering excellent products like bike insurance and many others with unparalleled services continuously, the Navi General Insurance has bagged various awards and recognition such as ''Golden Globe Tigers Award'' for the most admired service provider in the financial sector, ''Gold Award For The CSR Campaign Delivering Hope'' at the Asia Pacific Customer Engagement Forum, ''Gold At The ACEF Awards'' for best use of celebrity endorsement, ''Grand Prix Award'' for the marketing campaign of the year, ''Dream Companies To Work For'' award, and ''The Economic Times Iconic Brand Award'' for delivering exceptional performance in the field of bike insurance, etc.

    Navi Bike Insurance

    Navi General Insurance is among the leading two-wheeler insurance providers in India. The insurance company offers three basic types of two-wheeler insurance including third party insurance, standalone own-damage insurance and comprehensive insurance. The types of two-wheeler insurance are categorised according to the coverage they provide. Third party insurance is compulsory for every two-wheeler in India according to the Motor Vehicles Act of 1988. It looks after third party liabilities in case of a mishap including bodily injuries, death and property damage. The standalone own-damage cover on the other hand will take care of your two-wheeler’s damage costs in case of a mishap. This type of insurance is not compulsory, however, it is advisable to purchase this along with third party insurance. Own-damage covers provide protection from a wide range of scenarios including road accidents, theft, vandalism, natural and manmade calamities. However, if you are looking for the most trouble-free way to get insurance for your two-wheeler, it is best to purchase a comprehensive insurance plan. This will take care of both own-damage costs and third party liabilities under a single premium.

    The standard Navi two-wheeler insurance can be further strengthened by purchasing add-on covers. These optional covers are available with own-damage covers and enhance the protection your two-wheeler insurance policy offers. If selected well the add-on covers can make a significant difference at the time of claim settlement. Some add-on covers that you should definitely check are the zero depreciation cover, the roadside assistance cover, the passenger assistance cover and the return to invoice cover.

    With Navi Two-Wheeler insurance you can avail of their wide variety of add-on covers, no claim bonus for claim-free years and their hassle-free renewal and claim settlement process. Moreover, their platform is entirely digital meaning everything you purchase can be easily accessed and is entirely transparent.

    Significant Points of Navi Bike Insurance

    Features

    Coverage

    Property Damage in Third Party Insurance

    Up to Rs 1 Lakh

    Own damage Cover

    Determined by the IDV of the Two-Wheeler

    Personal Accident Cover

    Up to Rs 15 Lakh

    Claim Assistance

    24x7 Helpline Available

    What is your bike's brand?

    • Hero
    • Honda
    • TVS
    • Bajaj
    • Yamaha
    When did you buy your bike?
    20052019
    Have you made a claim in the previous year?

    Benefits of Navi Bike Insurance

    • A wide network of 1,100+ garages
    • 24x7 emergency assistance is provided
    • Easy and quick claim settlement process
    • Digitally enabled insurance solutions offered
    • Allows policyholders to request unlimited claims.

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    Navi Two-Wheeler Insurance FAQs

    • What are the bike insurance plans offered by Navi General Insurance?

      The Navi General Insurance offers two types of two-wheeler insurance plans which are third party bike insurance plans and comprehensive bike insurance plans.

    • What are the add-on covers provided with Navi two-wheeler insurance?

      Navi General Insurance offers several add-on covers with its two-wheeler insurance like Zero Depreciation cover, New vehicle for Old Vehicle cover, No Claim Bonus Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, Hospital Cash, Roadside Assistance cover, EMI protector, and so on. These add-on cover options will assist you to enhance your policy coverage by paying a little extra premium amount.

    • On what factors the premium of a two-wheeler insurance plan is determined under Navi General Insurance Company?

      The premium amount that the policyholder needs to pay for Navi Two-wheeler Insurance is determined based on factors which are as follow:

      • Age of the two-wheeler
      • Add-on covers opted by you
      • Anti-theft devices in your bike
      • Engine Capacity of your two-wheeler
      • Discount and No Claim Bonus Gained
      • Insured Declared Value of your two-wheeler, etc.
    • Does the Navi Two-wheeler Insurance policy offer a cashless facility?

      Yes, the Navi General Insurance holds more than 900 network garages across the nation where you can easily get your bike or scooter repaired without paying anything through the cashless facility. You can locate the nearest network garage by adding your location in the option available on the official website of Navi General Insurance.

    • What all will be covered under a Navi Comprehensive Two-Wheeler Insurance Policy?

      Navi Comprehensive Two-Wheeler Insurance Policy covers different types of losses arising out of certain perils such as Accidental Impact, Theft, Fire, Flood, Earthquake, Riot and Strike, Terrorist Activity, Malicious Damages, etc. However, for more details, you are requested to go through the policy wording of your insurance plan.

    Why to buy from InsuranceDekho?

    • Instant policy# within 5 mins
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    • Claim Support available all 7 days of the week

    Navi Bike Insurance Contact Details

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    Disclaimer

    This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.