What are the bike insurance plans offered by Navi General Insurance?

The Navi General Insurance offers two types of two-wheeler insurance plans which are third party bike insurance plans and comprehensive bike insurance plans.

On what factors the premium of a two-wheeler insurance plan is determined under Navi General Insurance Company?

The premium amount that the policyholder needs to pay for Navi Two-wheeler Insurance is determined based on factors which are as follow: Age of the two-wheeler Add-on covers opted by you Anti-theft devices in your bike Engine Capacity of your two-wheeler Discount and No Claim Bonus Gained Insured Declared Value of your two-wheeler, etc.

Does the Navi Two-wheeler Insurance policy offer a cashless facility?

Yes, the Navi General Insurance holds more than 900 network garages across the nation where you can easily get your bike or scooter repaired without paying anything through the cashless facility. You can locate the nearest network garage by adding your location in the option available on the official website of Navi General Insurance.

What all will be covered under a Navi Comprehensive Two-Wheeler Insurance Policy?

Navi Comprehensive Two-Wheeler Insurance Policy covers different types of losses arising out of certain perils such as Accidental Impact, Theft, Fire, Flood, Earthquake, Riot and Strike, Terrorist Activity, Malicious Damages, etc. However, for more details, you are requested to go through the policy wording of your insurance plan.

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Navi Bike Insurance

Key Features:

No Inspection Needed
Immediate Policy Issurance
No Paper work

Top Navi Bike Insurance Plans

Navi Bike Insurance

PLAN TYPE: Comprehensive

Navi Bike Insurance

PLAN TYPE: Third Party

Starting From ₹ 714

Navi Bike Insurance

PLAN TYPE: Own Damage

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Disclaimer: Actual Premium might vary basis your location, age and number of members

About Navi Bike Insurance

Navi General Insurance is one of the leading organisations that offer easy access to insurance plans to help customers find ideal policies as per their suitability. Sachin Bansal, CEO of Navi, acquired DHFL General Insurance from Wadhawan Global Capital WGC. The company is mainly known for offering housing loans, but it has expanded its horizon in the Insurance sector as well. The organisation’s aim is to make everyone feel safe and secure by providing bike insurance and other similar insurance solutions.

Navi General Insurance functions on the core values which include Customer First, Trust and Respect, Passion to win, Innovation and Agility. The company offers a range of insurance products such as Bike Insurance, Car Insurance, Health Insurance, Travel Insurance, and Home Insurance to serve the diverse needs of customers. When it comes to bike insurance, it provides two types of plans which comprise third party insurance and comprehensive insurance. The firm understands that insurance can be a little complex, but they assure you that they will demystify it for you.

Navi General Insurance follows a customer-centric approach and is widely known for providing insurance solutions that fit different requirements of different individuals. Apart from well-priced insurance products, Navi has more than 650 cashless garages to provide policyholders assistance while driving their vehicles. The insurance provider has won several awards and accolades for providing the best two-wheeler insurance products. Navi General Insurance has won the ‘Gold Award for the CSR Campaign Delivering Hope’ at the Asia Pacific Customer Engagement Forum. The insurance company was honoured with the ‘Iconic Brand Award’ by The Economic Times for Navi’s exceptional performance in the field of two-wheeler insurance. Navi has also won the ‘Grand Prix Award’ for Marketing Campaign of the year.

Navi Bike Insurance

Navi General Insurance is one of the leading insurance companies popularly known for providing well-priced motor insurance solutions. Navi General Insurance offers three major two-wheeler insurance policies which are Third Party, Standalone Own-Damage and Comprehensive insurance policy. A two-wheeler insurance policy is a safety plan for every two-wheeler owner/rider. A two-wheeler insurance policy can help in providing financial and legal assistance to the policyholder in case of any damages to the insured two-wheeler or third party liabilities in case of any mishap.

Navi Two-Wheeler Third Party insurance policy provides coverage for third party liabilities that may arise during an accident. This type of two-wheeler insurance policy is mandatory for every two-wheeler owner/driver while driving the two-wheeler, this policy is compulsory as per the Motor Vehicles Act. A third-party insurance policy provides financial and legal protection in case of bodily injuries/disability/demise/property damage of a third party during an accident involving the insured two-wheeler. This insurance policy provides financial and legal protection to the policyholder.

Navi Two-Wheeler Standalone Own-Damage insurance policy provides coverage and compensation for damages to the insured two-wheeler that may occur due to an accident or any other mishap. This type of two-wheeler insurance policy provides financial assistance for the cost of repairs/damages that may occur during an accident, theft/burglary, natural/man-made disasters, fire/explosion etc. A standalone own-damage insurance policy does not cover third party liabilities.

Navi Two-Wheeler Comprehensive insurance policy is a blend of the third party and standalone own-damage insurance policy as it provides coverage for both third party liabilities and damages to the insured two-wheeler that may arise due to an accident or any other mishap. Comprehensive two-wheeler insurance provides coverage for the cost of own damages/repairs of the insured two-wheeler and third party liabilities such as bodily injuries/property damage/demise of the third party that may arise during a mishap. This type of two-wheeler insurance is not compulsory but is generally recommended because purchasing this type of two-wheeler insurance the policyholder will not need a separate third-party insurance policy as its own damages and third-party liabilities are covered under a comprehensive insurance policy.

Navi also offers a wide range of add-on covers namely Zero Depreciation, New Vehicle for Old Vehicle, NCB (No Claim Bonus) Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, HospiCash, Enhanced Owner Personal Accident, Enhanced Pillion Rider Personal Accident, EMI Protector and Outstanding Loan Protector.

Significant Points of Navi Bike Insurance

Features	Coverage
Third Party Property Damage	Up to Rs. 1 Lakh
Own Damage Cover	Depends on the IDV of the two-wheeler
Personal Accident Cover	Up to Rs. 15 Lakh
Claim Assistance	Available 24x7

Navi Bike Insurance User Reviews

4.6

Rating based on

77 User reviews

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What users are saying

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Excellent Services
I am so thankful to InsuranceDekho for their excellent service in managing the entire process of my insurance claims. My brother also availed of their services and bought Navi Bike Insurance. He is very satisfied with their support. I genuinely recommend InsuranceDekho to everyone!
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S
By Shalini Bhadana
On: June 6, 2024
It gives me a reminder.
The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.
Read More
S
By Sanju Mehra
On: February 10, 2023
Insurance within budget
I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.
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By Bhupen Anand
On: February 3, 2023
The best coverage offer plans
Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.
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By Ojas Kapoor
On: January 23, 2023
The best coverage offer plans
Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.
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By Ojas Kapoor
On: January 19, 2023
7 days availability
I recently bought the Navi bike insurance plan for my Suzuki Gixxer SF 250 from the InsuranceDekho website. They are available on all 7 days of the week. I bought it on a Sunday and I could buy it without any complications and issues although it was a Sunday.
Read More
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By Ribhu Shrivastava
On: July 1, 2022
Offers the best coverage
Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.
Read More
O
By Ojas Sharma
On: June 27, 2022
Timely reminders
The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.
Read More
K
By Karan Mehra
On: June 27, 2022
Pocket-friendly plans
The InsuranceDekho website has a variety of plans with affordable prices. I recently bought the Navi bike insurance plan for my Yamaha FZ X. The plan is good enough and fits my budget easily. I am happy with my purchase and would recommend this to all those looking for a good bike insurance plan.
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By Aman Marwah
On: May 6, 2022
The website has a very helpful...
The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.
Read More
S
By Sanju Mehra
On: March 21, 2022
Renewed the policy in few minu...
I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.
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P
By Pavan Sritharan
On: February 11, 2022
Found some best insurance comp...
I had opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. I saw the top recommendation and considering the recommendation I purchased a Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.
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R
By Rohit Mishra
On: December 29, 2021
Insurance within budget
I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.
Read More
B
By Bhupen Anand
On: December 27, 2021
Renewed the policy in few minu...
I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.
Read More
P
By Pavan Sritharan
On: December 20, 2021
Top insurance companies listed
I opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. After considering the top recommendations I opted for the Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.
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R
By Rochan Nadkarni
On: December 15, 2021
Maintains full uniformity
InsuranceDekho website maintains full uniformity when it comes to offering details about insurance providers. Due to their unbiased approach, I was convinced to insure my Hero Electric Cruz with the Navi bike insurance plan.
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A
By Ashima Bhalla
On: December 8, 2021
Extensive research
As per me, one of the best things about InsuranceDekho website is that it offers the chance to do extensive research. I had considered profound details regarding several plans prior to buying Navi bike insurance plan for my Honda CB Trigger.
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U
By Udita Deshmukh
On: December 6, 2021
Convenience in making reimbur...
I am a policyholder of Navi. My Triumph Speed Triple had gone through emergency servicing recently. As there were no network garages nearby so I had to go for another garage. I came to the InsuranceDekho website in order to make a reimbursement claim. It was a convenient claim settlement.
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M
By Mahika Kapoor
On: December 1, 2021
Swift plan renewal
Getting my Navi bike insurance plan issued for my Bajaj Avenger 200 renewed was very near. As I had issued the insurance plan from InsuranceDekho website, I came here for renewal as well. The instructions were easy to follow and it took a few minutes to get my insurance plan renewed.
Read More

By Rita Arora
On: November 30, 2021
Insurance plans within budget
The InsuranceDekho website has become a popular choice amongst masses from all kinds of financial backgrounds. This is because each insurance plan coverage and benefits are synced well with the premium. I am very happy with the Navi bike insurance plan issued for my Suzuki Let’s.
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N
By Naman Chauhan
On: November 24, 2021
Reasonable plan pricing
All the insurance plans available on the InsuranceDekho website are priced reasonably. The insurance coverages and benefits offered under them are well optimized and in alignment with the premiums. I am happy to insure my Royal Enfield Himalayan BS4 with Navi bike insurance plan.
Read More
S
By Shubhojit Das
On: November 22, 2021
Expert Guidance
I contacted the customer executive of InsuranceDekho to learn a few ways on how to avail more benefits from my Navi standalone own damage bike insurance plan safeguarding my Yamaha Fascino. The executive was an expert in the field and suggested me to shift to a comprehensive bike insurance plan or to include add-on covers to the existing plan.
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S
By Saheer Khan
On: November 17, 2021
Simple renewal instructions
It was easy to follow the renewal instructions available on InsuranceDekho website. I had duly filled in my renewal form and regenerated the insurance quotes again. After the comparison, I opted for the Navi bike insurance plan as it was matching all my criteria. Therefore, I made the premium payment and renewed the insurance plan for my Vespa Piaggio Exclusivo.
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A
By Ashita Sachdeva
On: November 15, 2021
Plan renewal within seconds
I had renewed my Navi comprehensive bike insurance plan for my Harley Davidson V Rod in just a few seconds through the InsuranceDekho platform. Once I had regenerated the insurance quotes, I did a careful comparison of the quotes shown on the screen. The existing insurance policy seemed suitable, thus I had chosen them once again. I had instantly received the copies of the renewed insurance plans.
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M
By Meera Ghosh
On: November 11, 2021
Top rated insurance providers
At the InsuranceDekho website, I receive regular updates, thus it gets easier for me to find the updated list of rated insurance providers easily. After referring to the list, I opted for Navi bike insurance plan as it offered a high claim settlement ratio to protect my Lohia Genius.
Read More
D
By Damini Sharma
On: November 8, 2021
Ensures protection of privacy
I prefer to visit InsuranceDekho website, everytime I have to purchase an insurance plan. The website ensures complete privacy of the information I update and is discreet. I hold Navi bike insurance plan issued for my Lohia Genius.
Read More
S
By Sayani Ghosh
On: November 2, 2021
Buying additional covers is ea...
As I wanted to enhance the coverage of my insurance plan, therefore, I decided to go with a zero depreciation add-on cover with my basic Navi bike insurance plan for my Okinawa ipraise+ on InsuranceDekho platform. The procedure was quite simple, I had to choose my bike’s carrier, MMV, add-on and finally make the payment.
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N
By Nitya Sehgal
On: October 27, 2021
Authentic specifications of pl...
You should go to InsuranceDekho website to get authentic insurance plan specifications that would be efficient to provide the expected advantages to your two-wheeler. I went through the specifications of my Navi bike insurance plan before issuing it for my Mahindra MOJO XT 300.
Read More
A
By Asmita Singhania
On: October 25, 2021
Impressive insurance tools
Various insurance tools like IDV, premium calculator, and instant quote generator available on InsuranceDekho website are impressive and effective. By using these insurance tools, I was able to save a lot of my energy and time of issuing Navi bike insurance plan for my Vespa Elegante 125.
Read More
A
By Akhilesh Kumar
On: October 20, 2021
Simultaneous comparison of pla...
On the InsuranceDekho website, I found certain tables with lists of insurance providers and several insurance plan types on InsuranceDekho. With the help of the tables the simultaneous comparison of plans became super convenient. I did the comparison and purchased Navi bike insurance plan for my Honda CD 110 Dream BS4.
Read More
M
By Manik Chand
On: October 18, 2021

Navi Reviews

Navi Two-Wheeler Insurance FAQs

What are the bike insurance plans offered by Navi General Insurance?
The Navi General Insurance offers two types of two-wheeler insurance plans which are third party bike insurance plans and comprehensive bike insurance plans.
What are the add-on covers provided with Navi two-wheeler insurance?
Navi General Insurance offers several add-on covers with its two-wheeler insurance like Zero Depreciation cover, New vehicle for Old Vehicle cover, No Claim Bonus Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, Hospital Cash, Roadside Assistance cover, EMI protector, and so on. These add-on cover options will assist you to enhance your policy coverage by paying a little extra premium amount.
On what factors the premium of a two-wheeler insurance plan is determined under Navi General Insurance Company?
The premium amount that the policyholder needs to pay for Navi Two-wheeler Insurance is determined based on factors which are as follow:

Age of the two-wheeler

Add-on covers opted by you

Anti-theft devices in your bike

Engine Capacity of your two-wheeler

Discount and No Claim Bonus Gained

Insured Declared Value of your two-wheeler, etc.
Does the Navi Two-wheeler Insurance policy offer a cashless facility?
Yes, the Navi General Insurance holds more than 900 network garages across the nation where you can easily get your bike or scooter repaired without paying anything through the cashless facility. You can locate the nearest network garage by adding your location in the option available on the official website of Navi General Insurance.
What all will be covered under a Navi Comprehensive Two-Wheeler Insurance Policy?
Navi Comprehensive Two-Wheeler Insurance Policy covers different types of losses arising out of certain perils such as Accidental Impact, Theft, Fire, Flood, Earthquake, Riot and Strike, Terrorist Activity, Malicious Damages, etc. However, for more details, you are requested to go through the policy wording of your insurance plan.

FAQ

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Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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