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Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Find the right insurance for you

Navi Bike Insurance

72 reviews Rate This
    Network Garages1,100+
    Claim Settlement Ratio76.20% in FY20
    Emergency AssistanceAvailable 24/7
    Claim ProcessDigitally Enabled
    Zero DepreciationAvailable
    Third Party CoverAvailable

    About Navi Bike Insurance

    Navi General Insurance is one of the leading organisations that offer easy access to insurance plans to help customers find ideal policies as per their suitability. Sachin Bansal, CEO of Navi, acquired DHFL General Insurance from Wadhawan Global Capital WGC. The company is mainly known for offering housing loans, but it has expanded its horizon in the Insurance sector as well. The organisation’s aim is to make everyone feel safe and secure by providing bike insurance and other similar insurance solutions.

    Navi General Insurance functions on the core values which include Customer First, Trust and Respect, Passion to win, Innovation and Agility. The company offers a range of insurance products such as Bike Insurance, Car Insurance, Health Insurance, Travel Insurance, and Home Insurance to serve the diverse needs of customers. When it comes to bike insurance, it provides two types of plans which comprise third party insurance and comprehensive insurance. The firm understands that insurance can be a little complex, but they assure you that they will demystify it for you.

    Navi General Insurance follows a customer-centric approach and is widely known for providing insurance solutions that fit different requirements of different individuals. Apart from well-priced insurance products, Navi has more than 650 cashless garages to provide policyholders assistance while driving their vehicles. The insurance provider has won several awards and accolades for providing the best two-wheeler insurance products. Navi General Insurance has won the ‘Gold Award for the CSR Campaign Delivering Hope’ at the Asia Pacific Customer Engagement Forum. The insurance company was honoured with the ‘Iconic Brand Award’ by The Economic Times for Navi’s exceptional performance in the field of two-wheeler insurance. Navi has also won the ‘Grand Prix Award’ for Marketing Campaign of the year.

    Navi Bike Insurance

    Navi General Insurance is one of the leading insurance companies popularly known for providing well-priced motor insurance solutions. Navi General Insurance offers three major two-wheeler insurance policies which are Third Party, Standalone Own-Damage and Comprehensive insurance policy. A two-wheeler insurance policy is a safety plan for every two-wheeler owner/rider. A two-wheeler insurance policy can help in providing financial and legal assistance to the policyholder in case of any damages to the insured two-wheeler or third party liabilities in case of any mishap.

    Navi Two-Wheeler Third Party insurance policy provides coverage for third party liabilities that may arise during an accident. This type of two-wheeler insurance policy is mandatory for every two-wheeler owner/driver while driving the two-wheeler, this policy is compulsory as per the Motor Vehicles Act. A third-party insurance policy provides financial and legal protection in case of bodily injuries/disability/demise/property damage of a third party during an accident involving the insured two-wheeler. This insurance policy provides financial and legal protection to the policyholder.

    Navi Two-Wheeler Standalone Own-Damage insurance policy provides coverage and compensation for damages to the insured two-wheeler that may occur due to an accident or any other mishap. This type of two-wheeler insurance policy provides financial assistance for the cost of repairs/damages that may occur during an accident, theft/burglary, natural/man-made disasters, fire/explosion etc. A standalone own-damage insurance policy does not cover third party liabilities.

    Navi Two-Wheeler Comprehensive insurance policy is a blend of the third party and standalone own-damage insurance policy as it provides coverage for both third party liabilities and damages to the insured two-wheeler that may arise due to an accident or any other mishap. Comprehensive two-wheeler insurance provides coverage for the cost of own damages/repairs of the insured two-wheeler and third party liabilities such as bodily injuries/property damage/demise of the third party that may arise during a mishap. This type of two-wheeler insurance is not compulsory but is generally recommended because purchasing this type of two-wheeler insurance the policyholder will not need a separate third-party insurance policy as its own damages and third-party liabilities are covered under a comprehensive insurance policy.

    Navi also offers a wide range of add-on covers namely Zero Depreciation, New Vehicle for Old Vehicle, NCB (No Claim Bonus) Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, HospiCash, Enhanced Owner Personal Accident, Enhanced Pillion Rider Personal Accident, EMI Protector and Outstanding Loan Protector.

    Significant Points of Navi Bike Insurance



    Third Party Property Damage

    Up to Rs. 1 Lakh

    Own Damage Cover

    Depends on the IDV of the two-wheeler

    Personal Accident Cover

    Up to Rs. 15 Lakh

    Claim Assistance

    Available 24x7

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Benefits of Navi Bike Insurance

    • A wide network of 1,100+ garages
    • 24x7 emergency assistance is provided
    • Easy and quick claim settlement process
    • Digitally enabled insurance solutions offered
    • Allows policyholders to request unlimited claims.

    Must Read Articles before buying Navi Bike Insurance

    Navi Bike Insurance User Reviews

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    Insurance Products by Navi General Insurance

    Navi Two-Wheeler Insurance FAQs

    • What are the bike insurance plans offered by Navi General Insurance?

      The Navi General Insurance offers two types of two-wheeler insurance plans which are third party bike insurance plans and comprehensive bike insurance plans.

    • What are the add-on covers provided with Navi two-wheeler insurance?

      Navi General Insurance offers several add-on covers with its two-wheeler insurance like Zero Depreciation cover, New vehicle for Old Vehicle cover, No Claim Bonus Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, Hospital Cash, Roadside Assistance cover, EMI protector, and so on. These add-on cover options will assist you to enhance your policy coverage by paying a little extra premium amount.

    • On what factors the premium of a two-wheeler insurance plan is determined under Navi General Insurance Company?

      The premium amount that the policyholder needs to pay for Navi Two-wheeler Insurance is determined based on factors which are as follow:

      • Age of the two-wheeler
      • Add-on covers opted by you
      • Anti-theft devices in your bike
      • Engine Capacity of your two-wheeler
      • Discount and No Claim Bonus Gained
      • Insured Declared Value of your two-wheeler, etc.
    • Does the Navi Two-wheeler Insurance policy offer a cashless facility?

      Yes, the Navi General Insurance holds more than 900 network garages across the nation where you can easily get your bike or scooter repaired without paying anything through the cashless facility. You can locate the nearest network garage by adding your location in the option available on the official website of Navi General Insurance.

    • What all will be covered under a Navi Comprehensive Two-Wheeler Insurance Policy?

      Navi Comprehensive Two-Wheeler Insurance Policy covers different types of losses arising out of certain perils such as Accidental Impact, Theft, Fire, Flood, Earthquake, Riot and Strike, Terrorist Activity, Malicious Damages, etc. However, for more details, you are requested to go through the policy wording of your insurance plan.

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    This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​
    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.