Roadside Assistance in Two Wheeler Insurance

Malfunctioning of bikes is common and can put anyone in a situation where they require urgent help in order to be rescued. In such situations, visiting the regular garage may not always be possible. Therefore, getting a roadside assistance add-on cover is of prime importance. The bike insurance add-on cover offers much-needed protection to the insured when he/she is stuck on the road. One can avail of the benefit by simply calling the roadside assistance number provided by the insurer, and the designated person will reach out for help within the stipulated time. With a roadside assistance add-on cover, one can easily escape from all the hassles irrespective of the place the breakdown has happened, as far as the claim is in accordance with the terms and conditions of the two wheeler insurance policy.

What Is Roadside Assistance in Bike Insurance?

Roadside assistance in bike insurance is an add-on cover that anyone can purchase voluntarily along with a standard bike insurance policy by paying an extra bike insurance premium. Be it a flat tyre or if your bike has been towed, the roadside assistance add-on cover offers complete coverage at all times. Other facilities that the insured can enjoy with this add-on cover include repair on the spot, puncture assistance, emergency fuel delivery, vehicle key lock-out assistance, cab service, accommodation, shipment of spares, teleassistance, route guidance, and relay of the emergency message. The add-on cover offers additional coverage at an affordable premium so that the insured can experience a smooth and stress-free ride. Note that a roadside assistance add-on cover can only be purchased with a standalone own-damage bike insurance policy or a comprehensive bike insurance policy.

Benefits of Buying Roadside Assistance Add-On in Bike Insurance

Some of the benefits of purchasing a roadside assistance add-on cover are as follows:

• Peace of Mind

Just the thought of knowing that your two-wheeler insurance company has got your back if the bike breaks down while on the journey is very much comforting. With a Roadside Assistance cover, you can easily ride your bike without having to worry much about what you are going to do in case your bike faces any problem while on the road.

• Instant Help from Insurer

After you have intimated the insurance company regarding your location, they will instantly arrange for a mechanic. The mechanic will examine the bike at the breakdown spot, in case, it can’t get repaired on the spot, then it will be towed to a nearby workshop for repair purposes. With a Roadside Assistance Add-On cover you are not required to manage such incidents, the insurance company would do it in your place.

• Cost-Effective

Roadside Assistance Add-On covers are not at all costly, instead, they add value to your hard-earned money. Although, including them in your comprehensive two-wheeler insurance plan will result in a slight increase in payable premium yet by paying such a small cost can help you in accessing valuable service during the time of emergency.

1. Bike owners who travel often.
2. Bike owners with a bike that is less than 5 years old.
3. Someone who can not imagine having even minor repairs done to their bike.