Zuno Comprehensive Bike Insurance Policy

A comprehensive bike insurance policy offered by Zuno General Insurance ensures that your bike stays insured against damage or loss. The comprehensive bike insurance cover serves as financial assistance and legal support for the policyholder. It is designed to give extensive coverage for the damages or losses sustained due to an accident to the bike owner along with the injuries and property damage incurred by the third party due to a collision with the involvement of the insured's bike. In short, this insurance policy provides cover against own-damage expenses incurred due to accidental damage, theft, natural calamities, man-made disasters as well as third party expenses for their injuries and damages.

Zuno Comprehensive Bike Insurance vs Third Party Bike Insurance

What All Is Covered Under Zuno Comprehensive Bike Insurance Plan?

Zuno comprehensive bike insurance policy is designed to provide the following coverage:

• Third Party Liabilities – The insurance company offers financial assistance and legal support for the damage or loss sustained by the third party due to an accident with the involvement of the insured's bike. The plan offers compensation for bodily injury, disability, death of the third party, the amount of which is decided by a court of law. Also, it tends to compensate for third party property damage up to Rs. 1 lakh.
• Accidental Damages – The comprehensive bike insurance plan provides compensation amount to the policyholder for the repair damages sustained by his or her insured bike due to an accident.
• Theft of insured’s bike - The policy provides coverage for the loss suffered by the policyholder due to the theft of his or her insured bike.
• Damages Incurred Due to Natural Calamities - The insurance policy covers damages sustained by the insured bikes due to flood, storm, earthquake or any other natural calamities.
• Damages Incurred Due to Man-made Disaster - The insurance policy provides coverage for the damage incurred by the insured’s bike due to man-made disasters such as fire, riots, strikes, fire, etc.

What All Is Not Covered Under Zuno Comprehensive Bike Insurance?

Zuno comprehensive bike insurance despite being an extensive coverage providing tool does not offer coverage in the below-given situations:

• Accident due to the influence of alcohol or intoxication
• In case of lack of valid licence of the insured’s bike driver
• If the bike was not operated by acknowledged or described
• Accident due to contractual agreement or due to illegal stunts
• In case of an accident beyond the predetermined geographical extent.

Zuno comprehensive bike insurance provides the following benefits to its policyholders:

• It fulfils the minimum legal requirement while driving a bike.
• Policyholder gets secured against financial liability of a third party.
• Provides compensation for own-damages incurred by insured’s bike.
• A network of cashless garages provides free repairs for the insured bike.
• Round the clock, emergency service or roadside assistance facility is given.
• Assured quick claim settlement services can be availed by the policyholders.
• The insurance policy allows policyholders to opt for bike insurance add-on covers.