Tyre Protection Add-On in Two Wheeler Insurance

Tyres are the backbone of your car. It is a support system which makes it possible to run on the road. Therefore to enjoy a safe and smooth drive, it is essential to protect it from different road surfaces and conditions. Broken roads, bumpy areas damage the tyre making it unfit to use. Moreover, bike tyres are not that cheap,they involve high costs of replacing. However, a standard bike insurance does not provide coverage for tyres of your two-wheelers. Thus, you should buy a tyre protection cover with your standard policy to keep the tyres secured.

What is Tyre Protection Add-On in Two Wheeler Insurance Policy Cover?

Tyre Protection Cover is an add-on which you can avail by paying an additional premium. It offers coverage to your bike tyre from financial expenses incurred due to accident, cut or at the time of replacement and repair of tyre. It can be opted with your comprehensive bike insurance policy as well as a standalone own-damage bike insurance plan.

Benefits of Tyre Protection Add-On Cover in Two Wheeler Insurance Policy Cover

The following are the advantages which you can avail after buying this add-on:

1. Covers Replacement Cost

Cost incurred at the time of replacing the old tyre with the new one is covered in this bike insurance add-on.

2. Covers Labor Cost

The labor charges related to removing and refitting of tires is covered under this add-on.

3. Covers Loss/Damage

Accidental loss or damage to tyre and tubes which make it of no use. This includes bulge, cut, bursting of tyre are covered in this add-on.

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Tyre Protection Add-On Cover in Bike Insurance FAQ

  • What is the cost of the Tyre Protection add-on Cover?

    Tyre Protection add-on Cover is offered at different rates. Different insurance companies offer different costs for this add-on. You will have to check and contact with the respective insurance provider for the details related to this add-on cover. The cost of the Tyre Protection add-on cover is based on the sum insured as well as the insurance company.

  • Is normal wear and tear covered in this add-on policy?

    No, normal wear and tear are exclusion and therefore it is not covered in this policy. After using a two-wheeler for a longer time, there will be normal wear and tear but it is not covered by an insurance company.

  • How much compensation will I get under the Tyre Protection add-on Cover?

    The compensation offered to you depends upon the sum insured of your standard bike insurance plan. On the basis of that, your reimbursed amount will be calculated.

  • Does this add-on provide coverage for labor charges?

    These are paid to the workers who are employed to do physical work such as removing, refitting the tyre. The labor charges related to removing and refitting of tires are fully covered under this add-on.

  • What kind of coverage the insurance company will provide under this Tyre Protection add-on cover?

    Tyre Protection add-on cover offers additional coverage and benefits to your bike while it is going through a rough surface/road. Some of the important coverages are as follows:

    • The cost incurred at the time of replacing the old tyre with the new one is covered in this add-on.
      The labor charges related to removing and refitting of tires is covered under this add-on.
      Accidental loss or damage to tyre and tubes which make it of no use. This includes bulge, cut, the bursting of tyre are covered in this add-on.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.