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Reliance Comprehensive Bike Insurance Policy

Reliance Bike Insurance

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  • Daily Travel Allowance benefits
  • 82.93% Claim Settlement Ratio as per FY 2018
  • Customized Add-ons
  • Instant Renewal Service
  • 24*7 Customer Assistance

Reliance Comprehensive Two-Wheeler Insurance Policy

A comprehensive bike insurance plan provides the maximum insurance coverage for damage caused to and incurred by your bike. This package policy provides insurance cover for both third party liabilities as well as own-damages incurred by the insured’s bike.

The Reliance Comprehensive bike policy is the combination of own-damage cover and the third party liability. It covers the insured’s bike against accidents, natural calamities, man-made disasters, theft, etc. The policy provides financial assistance to the owner of the bike. Moreover, it provides coverage for third party liabilities too.

Reliance Comprehensive Bike Insurance vs Third Party bike Insurance



Basis

Comprehensive

Third party

Coverage

Comprehensive bike insurance provides coverage for both own damage cover and the third party liabilities.

Third party bike insurance covers any damage or loss caused to the third party by the insured’s bike.

Add-ons

With the purchase of this policy, the policyholders can opt for various add-ons such as Zero Depreciation cover and Personal Accident cover.

This policy does not offer any add-on to the policyholders.

Premium

The premium for this policy is relatively higher since it provides extensive coverage.

The premium for this policy is lower given the limited coverage.

Nature of Requirement

It is optional.

It is made mandatory as per the Indian Motor Tariff.



What All Is Covered Under Reliance Comprehensive Bike Insurance?

With the Reliance Comprehensive bike insurance, the policyholders are secured from all the damage and loss caused due to any unwanted circumstances. The coverages provided under the Reliance Comprehensive bike insurance policy is as following:

  • Third Party Liability: Bodily injuries/death/permanent disability of a third party as well as third party property damage caused due to insured’s bike is covered under this plan.
  • Own-damage coverage against natural calamities: Own-damages incurred by the insured’s bike due to natural disasters such as flood, earthquake etc.
  • Own-damage coverage against man-made disaster: The insurer provides coverage for own-damage incurred by the insured’s bike occurred due to riots, strikes, etc.
  • Own-damage coverage against theft: This plan also insures the bike against theft.



What All Is Not Covered Under Reliance Comprehensive Bike Insurance?

The Reliance Comprehensive bike has a few limitations when it comes to providing coverage. The factors not covered under this policy are as following:

  • Regular wear and tear: Depreciation charge is applicable under the reliance Comprehensive bike insurance policy. Insured bikes are not provided coverage against regular wear and tear unless they have opted for the Zero Depreciation coverage.
  • Commercial activities: bikes used in or for commercial activities will not get covered against damage or loss under this policy.
  • Illegal activities: bikes engaged in illegal activities can not avail the coverages provided under the Reliance Comprehensive bike insurance policy. In the case of illegal activities such as underaged driving, the policyholders will have to bear the cost of damage or loss.
  • Driving without a valid licence: Driving without licence falls under illegal activity and thus is not covered by the Reliance Comprehensive bike insurance policy.
  • Driving in the intoxicated state: Any damage or loss of the insured bike and the owner or driver caused due to driving under intoxication is not valid for coverage under this policy.
  • Driving outside geographical zone: The Reliance Comprehensive bike insurance policy has a geographical limitation. Injury or loss gained during driving outside the pre-determined geographical area is not covered by this policy.
  • Other limitations: The Reliance Comprehensive bike insurance policy does not provide coverage for various other situations such as compulsory deductibles, damage to tyres and tubes, mechanical and electrical breakdowns.

Reliance Comprehensive Bike insurance Benefits

The Reliance Comprehensive bike insurance comes with many advantages in the form of additional features. The policyholders can get the below-mentioned benefits by opting for the Reliance Comprehensive bike insurance policy.

  • Financial and legal assistance during any unanticipated events
  • Availability of optional Personal accidents cover of Rs.15 lakh
  • Protection against third party liabilities.
  • More than 750 network garages providing cashless repair and replacement services all over India
  • Availability of multiple add-ons for maximum coverage
  • Quick and hassle-free claim settlement
  • 24*7 active telephone support and assistance
  • Affordable premiums for all policies
  • Easy purchase and instant renewal via various channels

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Reliance Comprehensive Bike insurance FAQs

  • Why should I purchase the Reliance Comprehensive bike insurance policy?

    You can be highly benefited by the Reliance Comprehensive bike insurance policy. This policy comes with the following advantages:

    • Coverage for both third party liabilities as well as own-damages
    • Availability of various add-ons for additional protection
    • More than 750 network garages providing cashless services.
  • Does the Reliance Comprehensive bike insurance provide Daily Allowance add-on?

    Yes, the Reliance Comprehensive bike insurance policy provides Daily Allowance add-on, if the insured’s bike has been kept in the network garage for more than 3 days and the policyholder has to travel on their own. The allowance limit, in this case, is Rs.5000 per day and only applicable for 2 claims.

  • Can I upgrade my existing policy to Comprehensive bike insurance policy during renewal?

    You can upgrade from your existing third party insurance policy to the Comprehensive bike insurance policy. You have to visit the official website of Reliance Comprehensive bike insurance and provide your current policy details.

  • Does the Reliance comprehensive bike policy cover any consequential damage?

    Any consequential damage caused by the primary damage is not provided with coverage under the Reliance Comprehensive bike insurance policy. The insurer will cover the primary damage and the policyholder will have to bear the cost of consequential damage.

  • How can I get the quote of premium for my Comprehensive bike insurance policy?

    The process of getting the premium quote for Reliance Comprehensive bike policy is easy and can be done by following three easy steps.

    • Go to the official page of Reliance Comprehensive bike insurance
    • Provide a few personal details and registration number of the bike
    • Click on ‘check our Prices’

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.