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  • Immediate Policy Issurance

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When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

HDFC ERGO Comprehensive Two-Wheeler Insurance Policy

HDFC ERGO Comprehensive bike Insurance policy is a package policy which insures your bike against third party liabilities as well as own-damages incurred by it.

Thus, the comprehensive bike insurance policy offered by HDFC ERGO General Insurance provides overall protection to the policyholder for his/her bike.

HDFC ERGO Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance


Coverage

It provides coverage for third party liabilities as well as own-damages incurred by insured’s bike.

It only provides coverage for third party liabilities caused by insured’s bike.

Nature of Requirement

Comprehensive insurance policy is an optional but recommended policy.

Third party insurance is a mandatory requirement as per Indian Motor Tariff.

Add-ons

Policyholders can extend their coverage by opting for various add-ons like zero depreciation cover, roadside assistance, etc with this cover.

No add-on can be availed with this plan.

Premium amount

The policyholder needs to pay comparatively more premium because the coverage is relatively wider.

The policyholders have to pay relatively less premium in comparison because the coverage is limited.


What All Is Covered Under HDFC ERGO Comprehensive Bike Insurance Plan?

HDFC ERGO Comprehensive bike Insurance does not keep the policyholders limited with the coverage. Under comprehensive insurance policy can get both ‘Own Damage’ and ‘Third party’ coverage. It protects the policyholders against the following:

  • All third party liabilities - bodily injury, death and property damage (up to Rs. 1 lakh), arising out of an accident/mishap caused by the insured’s bike.
  • Own-damage incurred by the insured’s bike in the following scenarios:

- During travel by road, rail, water or air

- Natural calamities like earthquake, floods, etc

- Man-made disasters like riots, strikes, etc

- Fire/Explosions

- Theft of the vehicle

- Road accidents

What All Is Not Included Under HDFC ERGO Comprehensive Bike Insurance?

HDFC ERGO Comprehensive bike Insurance does not provide coverage for the following:

  • Depreciation - The comprehensive bike insurance policy by HDFC ERGO does not cover the expenses of normal wear and tear taking place in the bike.
  • Electrical and Mechanical Breakdown - Any kinds of electrical or mechanical breakdown remains uncovered in this cover.
  • Illegal practices - Your bike insurance becomes invalid if the damage is caused when the insured was travelling without a licence, or in an intoxicated state or in any activity against the law.

HDFC ERGO Comprehensive Bike Insurance Benefits

HDFC ERGO offers many exquisite benefits for its bike insurance policyholders such as:

  • Easy and Quick claim settlement process
  • Hassle-free driving experience with a peace of mind
  • Cashless claim facility at over 6,800 network garages
  • Attractive add-on covers so that policyholders can enjoy extensive coverage
  • 24 hours availability of customer support service with an instant solution to all the user problems.

Explore Hdfc Ergo Bike Insurance

Must Read Articles before buying Hdfc Ergo Bike Insurance

Hdfc Ergo Bike Insurance User Reviews

4.8
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586 User reviews
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What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Seamless Process

    I liked how simple it was to get the insurance for my bike through InsuranceDekho. They helped me find the Hdf...

    M
    By Manish bansal
    On: March 2, 2024
  • Peace of Mind with Every Drive...

    Every time I hit the road with my Mahindra bike, I have peace of mind knowing that InsuranceDekho's HDFC Ergo ...

    K
    By Krishna Lal
    On: November 29, 2023
  • Prompt Assistance, Anytime

    The best part about the HDFC Ergo Bike Insurance Policy was the prompt assistance I received from InsuranceD...

    R
    By Raju Bhatia
    On: November 22, 2023
  • Affordable Premiums

    I found that the premiums for comprehensive HDFC Ergo Bike Insurance Policy from InsuranceDekho are affordab...

    R
    By Rustam Khan
    On: November 16, 2023
  • Hassle-Free Claims with Own Da...

    I had to file a claim for my HDFC Ergo Bike Insurance Policy due to a minor collision, and I found that the ...

    S
    By Sandeep Narula
    On: November 15, 2023
  • Ease of Service with Cashless ...

    The ease of service with a cashless claim is unmatched by the HDFC Ergo Bike Insurance Policy. I didn't have...

    S
    By Satyam Kumar
    On: November 9, 2023
  • Ease of Claims for Busy Profes...

    As a busy professional, I value efficiency. I feel that InsuranceDekho's claims process for the HDFC Ergo Bi...

    S
    By Shubh Narang
    On: November 8, 2023
  • Comprehensive Coverage with Pe...

    Since I have comprehensive coverage HDFC Ergo Bike Insurance Policy from InsuranceDekho, I have the ultimate...

    V
    By Vijay Sarkar
    On: November 7, 2023
  • Affordable Premiums

    I found that the premiums for own damage HDFC Ergo Bike Insurance Policy from InsuranceDekho are affordable,...

    H
    By Himanshu Yadav
    On: November 3, 2023
  • Legal Compliance Made Easy

    InsuranceDekho makes legal compliance easy with their third-party car insurance. The HDFC Ergo Bike Insuranc...

    A
    By Amit Sharma
    On: November 2, 2023
Hdfc Ergo Reviews

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HDFC ERGO Comprehensive Bike Insurance FAQs

  • What are the add-on covers offered with HDFC ERGO Comprehensive bike Insurance policy?

    All add-on covers such as Zero depreciation cover, No Claim Bonus Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Key Replacement cover, Cost of Consumable Items etc. can be availed with the HDFC ERGO comprehensive bike Insurance policy.

  • Does HDFC ERGO General Insurance provide Downtime protection cover?

    Does HDFC ERGO General Insurance provide Downtime protection cover?

  • Can I transfer from my current insurance plan to the comprehensive insurance plan at the time of renewal?

    You can easily transfer to a comprehensive plan from your current policy. Go to the official website of HDFC ERGO bike insurance and click on the ‘Renew Existing HDFC ERGO’ option. They will ask for your current policy number or the registered mobile number. After providing the details, you can proceed for renewal. At this stage, you can either choose your existing policy or opt for the comprehensive plan.

  • I have lost my bike keys. What should I do?

    If you have the Emergency Assistance cover added to your HDFC ERGO Comprehensive bike insurance policy, you don’t need to bother much. You can dial the toll-free number 022-6234-6234 and inform them. You will be provided with a spare key shortly. You can replace or make a new key and the insurer will cover the expenses.

  • How can I purchase the HDFC ERGO Comprehensive bike insurance policy?

    You can purchase the HDFC ERGO Comprehensive bike insurance policy in the three following ways:

    • Visit the nearest branch
    • Give a call at their toll-free number 022-6234-6234.
    • Visit the official website of HDFC ERGO General Insurance.
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HDFC ERGO Bike Insurance Contact Details

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