Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Hdfc Ergo Comprehensive Bike Insurance Policy

HDFC ERGO Bike Insurance

186 reviews Rate This
  • Claim Settlement Ratio 94% for FY 2017-18
  • More than 6,800 Cashless garages
  • 24*7 Customer Support
  • Provides customized corporate plans
  • Offices in 101 Indian cities

HDFC ERGO Comprehensive Two-Wheeler Insurance Policy

HDFC ERGO Comprehensive bike Insurance policy is a package policy which insures your bike against third party liabilities as well as own-damages incurred by it.

Thus, the comprehensive bike insurance policy offered by HDFC Ergo General Insurance provides overall protection to the policyholder for his/her bike.

HDFC ERGO Comprehensive bike Insurance vs Third Party bike Insurance

Basis

Comprehensive bike Insurance

Third Party bike Insurance


Coverage

It provides coverage for third party liabilities as well as own-damages incurred by insured’s bike.

It only provides coverage for third party liabilities caused by insured’s bike.

Nature of Requirement

Comprehensive insurance policy is an optional but recommended policy.

Third party insurance is a mandatory requirement as per Indian Motor Tariff.

Add-ons

Policyholders can extend their coverage by opting for various add-ons like zero depreciation cover, roadside assistance, etc with this cover.

No add-on can be availed with this plan.

Premium amount

The policyholder needs to pay comparatively more premium because the coverage is relatively wider.

The policyholders have to pay relatively less premium in comparison because the coverage is limited.


What All is Covered Under HDFC ERGO Comprehensive bike Insurance Plan?

HDFC ERGO Comprehensive bike Insurance does not keep the policyholders limited with the coverage. Under comprehensive insurance policy can get both ‘Own Damage’ and ‘Third party’ coverage. It protects the policyholders against the following:

  • All third party liabilities - bodily injury, death and property damage (up to Rs. 1 lakh), arising out of an accident/mishap caused by the insured’s bike.
  • Own-damage incurred by the insured’s bike in the following scenarios:

- Road accidents

- During travel by road, rail, water or air

- Natural calamities like earthquake, floods, etc

- Man-made disasters like riots, strikes, etc

- Fire/Explosions

- Theft.

What All is Not Included Under HDFC Ergo Comprehensive bike Insurance?

HDFC ERGO Comprehensive bike Insurance does not provide coverage for the following:

  • Depreciation- The comprehensive bike insurance policy by HDFC Ergo does not cover the expenses of normal wear and tear taking place in the bike.
  • Electrical and Mechanical Breakdown- any kinds of electrical or mechanical breakdown remains uncovered in this cover.
  • Illegal practices- Your bike insurance becomes invalid if the damage is caused when the insured was travelling without a licence, or in an intoxicated state or in any activity against the law.

HDFC ERGO Comprehensive bike Insurance Benefits

HDFC ERGO offers many exquisite benefits for its bike insurance policyholders such as:

  • Hassle-free driving experience with a peace of mind
  • Cashless claim facility at over 6,800 network garages
  • 24 hours availability of customer support service with an instant solution to all the user problems
  • Hassle-free claim settlement process
  • Attractive add-on covers so that policyholders can enjoy extensive coverage.

HDFC ERGO Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Most Helpful
  • Unparalleled insurance solutio...

    With the assistance of the InsuranceDekho team, I could find the best insurance-related solutions. The insuran...

    Read More
    A
    By Aamir Siddiqui
    On: September 17, 2020
  • Renewed plan in just 2 steps

    With the help of InsuranceDekho platform, I could easily get my HDFC ERGO insurance cover renewed in no time b...

    Read More
    A
    By Ashwini Sharma
    On: September 16, 2020
  • Extraordinary customer support

    I had to purchase a bike insurance policy for which I visited the InsuranceDekho portal. Their customer care t...

    Read More
    V
    By Vikrant Bansal
    On: September 15, 2020
  • Multiple payment gateways

    I have bought and renewed a bike insurance plan of HDFC ERGO to secure my Honda CB Unicorn 150 bike through va...

    Read More
    L
    By Laxman Kumar
    On: September 14, 2020
  • Paperless insurance process

    I bought a bike insurance plan of HDFC ERGO General insurance to secure my Bajaj Dominar 400 bike from Insuran...

    Read More
    R
    By Rahul Merchant
    On: September 10, 2020
  • Several add-on options

    The InsuranceDekho platform provided me multiple add-on cover options to choose from. It helped me a lot in se...

    Read More
    S
    By Shobhit Kamra
    On: September 9, 2020
  • All India cashless garages

    I purchased a HDFC ERGO comprehensive bike insurance policy on the recommendation of the InsuranceDekho team. ...

    Read More
    N
    By Neerav Pradhan
    On: September 8, 2020
  • Very helpful

    They provided very good car insurance quotes within the budget in this financially struggling period. Thank yo...

    Read More
    D
    By DEEPTHYMOL K
    On: September 8, 2020
  • Different add-on covers

    Last month, I purchased a HDFC ERGO bike insurance policy from the InsuranceDekho portal to secure my Suzuki V...

    Read More
    S
    By Sahil Gaur
    On: September 7, 2020
  • Help in choosing the plan

    The InsuranceDekho platform aided me to help in comparing and choosing the best bike insurance plan for me. Th...

    Read More
    R
    By Rahul Rathi
    On: September 3, 2020
  • Unparalleled insurance solutio...

    With the assistance of the InsuranceDekho team, I could find the best insurance-related solutions. The insuran...

    Read More
    A
    By Aamir Siddiqui
    On: September 17, 2020
  • Renewed plan in just 2 steps

    With the help of InsuranceDekho platform, I could easily get my HDFC ERGO insurance cover renewed in no time b...

    Read More
    A
    By Ashwini Sharma
    On: September 16, 2020
  • Extraordinary customer support

    I had to purchase a bike insurance policy for which I visited the InsuranceDekho portal. Their customer care t...

    Read More
    V
    By Vikrant Bansal
    On: September 15, 2020
  • Multiple payment gateways

    I have bought and renewed a bike insurance plan of HDFC ERGO to secure my Honda CB Unicorn 150 bike through va...

    Read More
    L
    By Laxman Kumar
    On: September 14, 2020
  • Paperless insurance process

    I bought a bike insurance plan of HDFC ERGO General insurance to secure my Bajaj Dominar 400 bike from Insuran...

    Read More
    R
    By Rahul Merchant
    On: September 10, 2020
  • Several add-on options

    The InsuranceDekho platform provided me multiple add-on cover options to choose from. It helped me a lot in se...

    Read More
    S
    By Shobhit Kamra
    On: September 9, 2020
  • All India cashless garages

    I purchased a HDFC ERGO comprehensive bike insurance policy on the recommendation of the InsuranceDekho team. ...

    Read More
    N
    By Neerav Pradhan
    On: September 8, 2020
  • Different add-on covers

    Last month, I purchased a HDFC ERGO bike insurance policy from the InsuranceDekho portal to secure my Suzuki V...

    Read More
    S
    By Sahil Gaur
    On: September 7, 2020
  • Help in choosing the plan

    The InsuranceDekho platform aided me to help in comparing and choosing the best bike insurance plan for me. Th...

    Read More
    R
    By Rahul Rathi
    On: September 3, 2020
  • Safe modes of payment

    When I purchased the HDFC ERGO bike insurance policy to secure my TVS Apache bike through the InsuranceDekho p...

    Read More
    R
    By Rutwik Sharma
    On: September 2, 2020

HDFC ERGO Comprehensive bike Insurance FAQs

  • What are the add-on covers offered with HDFC ERGO Comprehensive bike Insurance policy?

    All add-on covers such as Zero depreciation cover, No Claim Bonus Protection, Emergency Assistance Cover, Return to Invoice, Engine & Gear Box Protector, Key Replacement cover, Cost of Consumable Items etc. can be availed with the HDFC Ergo comprehensive bike Insurance policy.

  • Does HDFC Ergo General Insurance provide Downtime protection cover?

    Does HDFC Ergo General Insurance provide Downtime protection cover?

  • Can I transfer from my current insurance plan to the comprehensive insurance plan at the time of renewal?

    You can easily transfer to a comprehensive plan from your current policy. Go to the official website of HDFC Ergo bike insurance and click on the ‘Renew Existing HDFC ERGO’ option. They will ask for your current policy number or the registered mobile number. After providing the details, you can proceed for renewal. At this stage, you can either choose your existing policy or opt for the comprehensive plan.

  • I have lost my bike keys. What should I do?

    If you have the Emergency Assistance cover added to your HDFC Ergo Comprehensive bike insurance policy, you don’t need to bother much. You can dial the toll-free number 022 6234 6234 and inform them. You will be provided with a spare key shortly. You can replace or make a new key and the insurer will cover the expenses.

  • How can I purchase the HDFC Ergo Comprehensive bike insurance policy?

    You can purchase the HDFC Ergo Comprehensive bike insurance policy in the three following ways-

    • Visit the nearest branch
    • Give a call at their toll-free number 022 6234 6234.
    • Visit the official website of HDFC Ergo General Insurance

Why Choose Bike Insurance from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 11.5 Lac happy customers
  • Claim Support available all 7 days of the week

HDFC ERGO Bike Insurance Contact Details

For any assistance or query, call us on

Latest Bike Insurance News

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.