Royal Sundaram Comprehensive Bike Insurance Policy

Royal Sundaram General Insurance provides an extensive insurance to its policyholders with the comprehensive bike insurance policy. This policy protects the policyholders against the third party liabilities and for own damage as well. The insurer takes care of all damage caused to the insured bike and caused to the third party by the insured bike in unforeseen events. Thus the policyholders are provided with financial security and peace of mind.

Royal Sundaram Comprehensive Bike Insurance vs Third Party Bike Insurance

What All is Covered Under Royal Sundaram Comprehensive Bike Insurance Plan?

The Royal Sundaram comprehensive bike insurance policy provides coverage for the following:

• Third party liabilities: All the legal and financial liabilities for any third party injury, damage or loss caused in an accident or mishap involving the insured bike, gets covered by the Royal Sundaram comprehensive bike insurance policy.
• Own damage caused by natural calamities: The Royal Sundaram comprehensive bike insurance policy keeps the insured bike protected against any natural calamities such as earthquake, storm, flood, landslide etc.
• Own damage caused by man-made disasters: The insurer provides coverage for any damage to the insured bike caused due to man-made disasters such as riot, fire, strike, terrorist activity etc.
• Theft: The policyholder can avail coverage in case the bike gets stolen.

What All is Not Covered Under Royal Sundaram Comprehensive Bike Insurance Plan?

The Royal Sundaram comprehensive bike insurance policy has many advantages; however, it has some limitations when it comes to coverage. It does not provide coverage under the following circumstances:

• Driving in an intoxicated state
• In case of war, conflict, mutiny or nuclear risk
• Usage of private bikes for commercial purpose
• Driving outside the predetermined geographical area
• Normal wear and tear, mechanical and electrical breakdown
• In the lack of a valid license of the driver involved in the accident
• Depreciation with no added Zero Depreciation cover and any consequential loss.

With the Royal Sundaram comprehensive bike insurance policy, the policyholders can avail these following benefits.

• Protection from inflation
• Very few documents required
• Convenient online policy issue
• Claim settlement within 10 working days
• Paperless purchase and renewal process
• Round the clock assistance from help desk
• One time payment option at the time of purchase
• 4,600 authorized cashless garages all over India.