Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Liberty Comprehensive Bike Insurance Policy

Liberty Bike Insurance

125 reviews Rate This
    Network Garages900+
    Claim Settlement Ratio87.96%

    Liberty Comprehensive Two-Wheeler Insurance Policy

    Liberty General Insurance has introduced a cost-effective solution to deal with the uncertainties on roads through its bike insurance policy. Liberty comprehensive bike insurance policy provides extensive coverage against the third party liabilities and for own damage to the insured’s bike. It instills a sense of financial security in the policyholder.

    Liberty Comprehensive Bike Insurance vs Third Party Bike Insurance


    Comprehensive Bike insurance

    Third Party Bike insurance


    It provides coverage for the financial and legal obligations to the third party as well as own damage to the insured’s bike.

    Third party bike insurance policy covers only the third party liabilities incurred by the insured’s bike.


    A wide range of add-on covers is available along with a comprehensive bike insurance policy.

    It does not come with the availability of any add-on cover.


    The premium of the comprehensive policy is relatively higher as it provides extensive coverage to the policyholders.

    The premium of the third party policy is relatively lower due to its limited coverage.

    What All is Covered Under Liberty Comprehensive Bike Insurance Plan?

    Liberty comprehensive bike insurance policy provides coverage for the following aspects.

    • Third party liabilities: The policyholder receives financial and legal support from the insurer to deal with the third party liabilities in case of any damage, loss or injury of the third party caused by the insured’s bike. The compensation amount to be paid by the insurer is decided as per the court of law.
    • Own damage caused by natural calamities: The insurer covers the damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc.
    • Own damage caused by man-made disasters: Any damage to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered under Liberty bike insurance policy.
    • Theft: The theft or burglary of the insured’s bike gets covered by the insurer.

    What All Is Not Covered Under Liberty Comprehensive Bike Insurance?

    Liberty comprehensive bike insurance policy does not provide coverage for the following cases.

    • Normal wear and tear
    • Mechanical or electrical breakdown
    • Any damage caused due to contractual liability
    • Driving without a valid licence
    • Driving under the influence of alcohol or intoxicating drugs
    • In case of willful negligence
    • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation

    Benefits of Liberty Comprehensive Bike Insurance

    Liberty comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below.

    • Provides financial support to deal with third party liability and own damage expense
    • Swift purchasing option through the official website
    • Avail a variety of add-on options to stretch coverage
    • Free repair and replacement service in the cashless garages spread all over India
    • Active helpdesk service
    • Swift and easy claim settlement process.

    Liberty Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful

    Liberty Comprehensive Bike Insurance FAQs

    • What are the add-on covers offered under Liberty comprehensive bike insurance policy?

      The add-on covers offered under Liberty comprehensive bike insurance policy are as follows.

      • Zero Depreciation cover
      • Consumables cover
      • Gap Value cover
      • Roadside Assistance cover
      • Engine safe cover
      • Lost Key Assistance cover
    • What is lost key assistance?

      Lost key assistance cover is an add-on cover offered by Liberty along with its comprehensive two-wheeler insurance policy. In the event of an emergency where bike keys are misplaced or damaged, the insurance company will arrange for a representative to replace keys of the insured’s bike on the spot.

    • What are the factors that affect the premium amount of the Liberty comprehensive bike insurance policy?

      The premium amount of Liberty comprehensive bike insurance policy depends on the following factors.

      • Driving history
      • Location
      • Gender and age of driver
      • Marital status
      • Previous insurance
      • Cubic capacity of engine
      • Age of the vehicle
      • Usage of the vehicle
      • Make, model and variant of your vehicle
    • What is the tenure for Liberty long term comprehensive policy?

      The tenure for Liberty long term comprehensive policy extends from 2 years to 3 years.

    • How is the sum assured calculated for Liberty comprehensive bike insurance?

      The sum assured for Liberty comprehensive bike insurance is calculated by the Insured Declared Value (IDV) of the insured’s bike.

    Why Choose Bike Insurance from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Liberty Bike Insurance Contact Details

    For any assistance or query, call us on

    Latest Bike Insurance News

    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.