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Kotak Comprehensive Bike Insurance Policy

Kotak Bike Insurance

136 reviews Rate This
    Network Garages1,300+
    Claim Settlement Ratio80.82%
    Emergency Assistance24/7

    ​Kotak Comprehensive Two-Wheeler Insurance Policy

    Kotak General Insurance is a fast-growing insurance company that has supported its policyholders during the risks of life. Kotak comprehensive bike insurance helps to cope up with the liabilities arising from accident, damage or theft of the insured’s bike. It takes care of the third party liabilities as well as the damage incurred by the insured’s bike. It provides financial security and peace of mind.

    Kotak Comprehensive Bike Insurance vs Third Party Bike Insurance

    Parameters

    Comprehensive Bike insurance

    Third Party Bike insurance

    Coverage

    It provides coverage for the financial liabilities to the “Third Party” as well as “Own Damage” of the insured’s bike.

    Third party bike insurance policy provides coverage only for the third party liabilities incurred due to the insured’s bike.

    Add-ons

    Comprehensive bike insurance comes with a variety of add-on covers. The policyholders can choose add-ons as per his preference.

    Third party insurance does not offer any add-on cover.

    Cost

    The comprehensive policy is relatively expensive as it provides extensive coverage to the policyholders.

    The third party policy is cost-effective due to its limited coverage.

    What All is Covered Under Kotak Comprehensive Bike Insurance Plan?

    Kotak comprehensive bike insurance provides coverage for the following aspects.

    • Third party liabilities: The insurer provides assistance to deal with financial and legal obligations towards the third party in case of any damage, loss or injury of the third party in a road mishap involving the insured’s bike. The insurer provides compensation which is decided as per a court of law.
    • Own damage caused by natural calamities: The insurer covers the damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc.
    • Own damage caused by man-made disasters: Any damage to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. is covered under Kotak comprehensive bike insurance.
    • Theft: The insurer covers theft or burglary of the insured’s bike.

    What All Is Not Covered Under Kotak Comprehensive Bike Insurance?

    Kotak comprehensive bike insurance policy does not provide coverage for the following.

    • Normal wear and tear
    • Mechanical or electrical breakdown
    • Damage caused due to contractual liability
    • In case of absence of a valid licence while driving
    • Driving under the influence of alcohol or intoxicating drugs.
    • In case of willful negligence
    • For any damage incurred during war, nuclear risk, mutiny rebellion or any such situation

    Benefits of Kotak Comprehensive Bike Insurance

    Kotak comprehensive bike insurance provides several benefits to the policyholders which are discussed below.

    • The insurer takes care of third party liability and own damage expense on behalf of the policyholder
    • Ease of purchase of policy through online portal
    • A wide range of add-on options ensuring extensive coverage
    • It provides repair and replacement service in the network garages spread all over India.
    • Dedicated customer assistance
    • Quick and easy claim settlement process

    Kotak Bike Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Most Helpful
    • Splendid services and assistan...

      The InsuranceDekho staff members have been providing exceptional assistance for the last 1 year to avail the u...

      Read More
      M
      By Manik Gupta
      On: September 24, 2020
    • Instant plan renewal process

      Policyholders can easily renew their bike insurance policies at the InsuranceDekho website by just entering th...

      Read More
      W
      By Wasim Siddhiqui
      On: September 23, 2020
    • Policy Renewal in minutes

      The renewal procedure for my comprehensive bike insurance policy of Kotak General Insurance just took a few mi...

      Read More
      R
      By Roshan Kapoor
      On: September 17, 2020
    • Fast policy claim settlement

      I got my entire amount of claim under Kotak insurance policy in less than a week’s time. I purchased the polic...

      Read More
      M
      By Manik Manohar
      On: September 16, 2020
    • Various network garages

      I bought a bike insurance policy offered by Kotak General Insurance at the suggestion of the InsuranceDekho te...

      Read More
      K
      By Kamal Ghai
      On: September 15, 2020
    • Solid network of garages

      The team of InsuranceDekho suggested that I must purchase a Kotak bike insurance cover due to its strong netwo...

      Read More
      A
      By Akhil Saxena
      On: September 14, 2020
    • Execellent

      Excellent service by InsuranceDekho's team. No hidden charges like other portals, totally worth it. Thanks guy...

      Read More
      H
      By HARMINDER SINGH
      On: September 12, 2020
    • Helped me find a plan

      The InsuranceDekho portal provided me different bike insurance plan quotes to compare and choose the most suit...

      Read More
      P
      By Prakash Hajela
      On: September 10, 2020
    • Received complete claim

      With Kotak bike insurance policy, I could easily get my entire claim amount after getting its request settled ...

      Read More
      K
      By Karan Kumar
      On: September 9, 2020
    • Easy insurance for two wheeler

      Great work and easy to use website. I loved the way their executives taught me the policy wording of my policy...

      Read More
      A
      By AMARENDRA KUMAR KAR
      On: September 8, 2020
    • Splendid services and assistan...

      The InsuranceDekho staff members have been providing exceptional assistance for the last 1 year to avail the u...

      Read More
      M
      By Manik Gupta
      On: September 24, 2020
    • Instant plan renewal process

      Policyholders can easily renew their bike insurance policies at the InsuranceDekho website by just entering th...

      Read More
      W
      By Wasim Siddhiqui
      On: September 23, 2020
    • Policy Renewal in minutes

      The renewal procedure for my comprehensive bike insurance policy of Kotak General Insurance just took a few mi...

      Read More
      R
      By Roshan Kapoor
      On: September 17, 2020
    • Fast policy claim settlement

      I got my entire amount of claim under Kotak insurance policy in less than a week’s time. I purchased the polic...

      Read More
      M
      By Manik Manohar
      On: September 16, 2020
    • Various network garages

      I bought a bike insurance policy offered by Kotak General Insurance at the suggestion of the InsuranceDekho te...

      Read More
      K
      By Kamal Ghai
      On: September 15, 2020
    • Solid network of garages

      The team of InsuranceDekho suggested that I must purchase a Kotak bike insurance cover due to its strong netwo...

      Read More
      A
      By Akhil Saxena
      On: September 14, 2020
    • Execellent

      Excellent service by InsuranceDekho's team. No hidden charges like other portals, totally worth it. Thanks guy...

      Read More
      H
      By HARMINDER SINGH
      On: September 12, 2020
    • Helped me find a plan

      The InsuranceDekho portal provided me different bike insurance plan quotes to compare and choose the most suit...

      Read More
      P
      By Prakash Hajela
      On: September 10, 2020
    • Received complete claim

      With Kotak bike insurance policy, I could easily get my entire claim amount after getting its request settled ...

      Read More
      K
      By Karan Kumar
      On: September 9, 2020
    • Secured payment gateways

      When it comes to payment, many insurance portals fail to offer a smooth payment process that ruins the purchas...

      Read More
      S
      By Shikha Mehta
      On: September 8, 2020

    Kotak Comprehensive Bike Insurance FAQs

    • What are deductibles?

      Deductibles are the amount that the policyholder had agreed to pay at the time of claim settlement. Deductibles are deducted from the claim amount at the time of claim settlement.

    • What are the add-on covers offered under Kotak Comprehensive bike insurance policy?

      The following add-on covers are offered under Kotak comprehensive bike insurance policy.

      • Roadside Assistance
      • Consumables cover
      • Zero Depreciation cover
      • Engine Protect
      • NCB Protector
    • What are the documents required to purchase Kotak comprehensive bike insurance policy?

      The following documents are required to purchase a Kotak comprehensive bike insurance policy.

      • Valid Photo ID Proof of the applicant such as Passport, Voter ID, Aadhaar card, PAN card etc.
      • Valid Address Proof such as Passport, Utility bills etc.
      • Copy of valid driving license
      • Vehicle registration number and RC certificate
    • How can I purchase a Kotak comprehensive bike insurance policy?

      You can purchase Kotak comprehensive bike insurance policy in the following ways.

      • Through its official website
      • By calling on its toll-free number 1800 266 4545
      • By visiting the nearest branch.
    • What are the available tenure options for Kotak comprehensive bike insurance plan?

      You can choose a tenure of 1, 2 or 3 years for Kotak comprehensive bike insurance plan as per your preference.

    Why Choose Bike Insurance from InsuranceDekho?

    • Instant policy# within 5 mins
    • More than 11.5 Lac happy customers
    • Claim Support available all 7 days of the week

    Kotak Bike Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.