Dhfl Comprehensive Bike Insurance Policy

DHFL Bike Insurance

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  • Cashless service at more than 400 network garages
    Check in your City
  • Round the clock support
  • Instant purchase, claim settlement, renewal with the digital platform
  • Extensive add-on covers

​DHFL Comprehensive Two-Wheeler Insurance Policy

DHFL General Insurance has designed a cost-effective solution to protect its policyholders from the uncertainties of life through its bike insurance policies. DHFL comprehensive bike insurance policy effectively shields the policyholders from expenses due to the third party liabilities and damage to the insured’s bike. It instils a sense of financial security in the policyholders.

DHFL Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike insurance

Third Party Bike insurance

Coverage

It provides coverage for the financial and legal obligations to the third party as well as own damage to the insured’s bike.

Third party bike insurance policy covers only the third party liabilities of the insured’s bike.

Add-ons

A wide range of add-on covers is available along with a comprehensive bike insurance policy.

It does not come with the availability of any add-on cover.

Cost

The premium of the comprehensive policy is relatively higher as it provides extensive coverage to the policyholders.

The premium of the third party policy is relatively lower due to its limited coverage.

What All is Covered Under DHFL Comprehensive Bike Insurance Plan?

DHFL comprehensive bike insurance policy provides coverage for the following aspects:

  • Third party liabilities: The DHFL comprehensive bike insurance policy provides financial assistance to the policyholders for any third party damage, loss or injury caused by the insured’s bike. Any bodily injuries, permanent disability, death and property damage of the third party get covered by the insurer.
  • Own damage caused by natural calamities: The damage caused to the insured’s bike due to any natural calamities such as flood, earthquake, landslide etc. is covered by the insurer.
  • Own damage caused by man-made disasters: The insurer provides compensation for damage to the insured’s bike due to riot, strike, fire, terrorist activities or any such man-made disasters.
  • Theft: The theft or burglary of the insured’s bike is covered under the DHFL comprehensive bike insurance policy.

What All Is Not Covered Under DHFL Comprehensive Bike Insurance Plan?

DHFL comprehensive bike insurance policy does not provide coverage for the following.

  • Normal wear and tear
  • Mechanical or electrical breakdown
  • Any damage caused due to contractual liability
  • Driving without a valid licence
  • Driving under the influence of alcohol or intoxicating drugs.
  • In case of willful negligence
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

Benefits of DHFL Comprehensive Bike Insurance

DHFL comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below:

  • Provides financial support to deal with third party liability and own damage expense
  • Swift purchasing option through the official website
  • Avail a variety of add-on options to stretch coverage
  • Free repair and replacement service in the cashless garages spread all over India
  • Active helpdesk service
  • Swift and easy claim settlement process.

DHFL Bike Insurance User Reviews

98 reviews Write a Review
  • Great customer support

    The support staff of InsuranceDekho is quite prompt and quick in giving responses to my queries related to the DHFL insurance plan for my Yamaha Fasci...

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    N
    Navin Verma
    On: July 13, 2020 | Views
  • Brilliant content available

    The website of InsuranceDekho displays updated and helpful information related to insurance. Its content helped me make an informed decision to buy a ...

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    A
    Abhishek Bhati
    On: July 9, 2020 | Views
  • Numerous payment gateways

    I purchased a DHFL bike insurance policy for my Honda CB Unicorn 160 bike through different payment gateways at InsuranceDekho. It was an easy, protec...

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    A
    Ajay Mittal
    On: July 8, 2020 | Views
  • Different add-ons available

    The InsuranceDekho holds various add-on covers of different insurers. They offered my add-ons for the DHFL insurance policy that I bought to secure m...

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    U
    Umang Jain
    On: July 8, 2020 | Views
  • Services like never before!

    The services of DHFL insurance policy are exceptional and have always been taking care of my Suzuki RM Z450 bike. Thanks to the InsuranceDekho team fo...

    Read More
    J
    Jatin Kumar
    On: July 6, 2020 | Views

DHFL Comprehensive Bike Insurance FAQs

  • What are the add-on covers available along with DHFL comprehensive bike insurance policy?

    The DHFL comprehensive bike insurance policy offers the following add-on covers:

    • Consumable cover
    • Roadside Assistance
    • Zero Depreciation
    • Engine Protection
    • Accidental Hospitalization
    • Hospital Cash
    • EMI Protector
    • Outstanding Loan Protector
    • NCB (No Claim Bonus) Secure
    • Enhanced Owner Personal Accident (PA)
    • Enhanced Pillion Rider Personal Accident (PA)
  • What are the discounts offered on the premium by DHFL comprehensive bike insurance policy?

    DHFL comprehensive bike insurance policy offers the following discounts on the premium amount.

    • Voluntary deductible
    • Discount for anti-theft device
    • No Claim Bonus can be availed (if you do not make a claim during the policy period)
    • Automobile Association discount
    • Up to 38% discount on premium for a long term policy
  • How can I customize the DHFL comprehensive bike insurance plan?

    You can customize the DHFL comprehensive bike insurance plan in the following ways:

    • By opting for add-on covers as per your preference to stretch the coverage
    • By opting for the desired tenure of the policy.
  • When can I opt for the add-on covers along with the DHFL comprehensive bike insurance policy?

    You can choose the add-on covers as per your preference and add it to your DHFL comprehensive bike insurance policy at the time of purchase, in the middle of the tenure and at the time of renewal of the policy.

  • Does DHFL comprehensive bike insurance provide coverage for the bike in transit?

    The DHFL comprehensive bike insurance provides coverage for damage which occurs while the bike is in transit. This includes transit by air, road, waterway, elevator, etc.

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