New India Assurance Car Insurance Renewal
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New India Car Insurance Renewal
New India Assurance is one of the most heard names in the non-life insurance sector. Established by Sir Dorabji Tata in 1919, the company has been a pioneer in quenching the need for a number of insurance products. It offers Liability only car insurance policy, which is compulsory for every vehicle owner, as well as package policy that comes with an extensive coverage plan.
New India Assurance is also reputed when it comes to rendering services. One such service is offering the option to renew your car policy online. The process is entirely web-based and hassle-free and can be done within a few minutes.
New India Assurance Car Insurance Premium Calculation
Calculating the premium for New India Assurance car insurance involves considering several key factors. These factors include the make and model of your car, its age, the geographical zone where it's registered, the engine capacity, and your claim history including No Claim Bonus (NCB) status. Additionally, the type of insurance cover (third-party liability or comprehensive), and chosen add-ons like zero depreciation cover or engine protection, also influence the final premium amount.
InsuranceDekho offers a premium calculator where you can input these details to get an accurate estimate of your car insurance premium, enabling informed decisions about the coverage and budget for your car insurance.
To calculate the car insurance premium with New India Assurance, you can follow these steps, which take into account various factors that influence the final premium amount:
- Access the Premium Calculator: Visit New India Assurance's official website and locate the car insurance premium calculator or use InsuranceDekho’s premium calculator. This tool is designed to provide an estimate based on your car's specific details.
- Enter Vehicle Information: Input details about your car, including the make, model, year of manufacture, and the registration zone (the area where the vehicle is registered). These factors impact the Insured Declared Value (IDV) of your vehicle.
- Specify Engine Capacity: Provide information regarding your car’s engine capacity, as insurance premiums vary with different engine sizes.
- Choose the Type of Cover: Select whether you require a third-party liability cover or a comprehensive insurance plan. A comprehensive plan, while more expensive, offers broader coverage including damage to your own vehicle.
- Include No Claim Bonus (NCB) Details: If you have a No Claim Bonus from previous years, enter this information. NCB can significantly reduce your premium cost.
- Select Add-Ons (if any): Choose any additional covers or add-ons like zero depreciation, engine protection, roadside assistance, etc. These add-ons enhance your policy but also increase the premium.
- Calculate the Premium: Once all the details are entered, proceed to calculate the premium. The calculator will provide an estimated premium amount based on the information provided.
- Review and Adjust: You can adjust the variables (like IDV, add-ons, etc.) to see how they affect the premium, and make decisions based on your coverage needs and budget.
Using these steps, you can get a fairly accurate idea of what your car insurance premium with New India Assurance might look like, helping you to budget accordingly and choose the right coverage for your vehicle.
How to Renew a New India Assurance Car Insurance Policy Online?
New India General Insurance has simplified the online renewal process of car insurance in just three simple steps.
Step 1: Visit the official website and go to the renewal page
- Open the official website of New India General Insurance
- Click on “Quick Help”
- Select “Quick Renewal” from the drop-down menu.
Step 2: Fill in the policy detail
After a new page opens up, you have to fill up the “Customer ID” and “Policy no.” (existing one) or “Renewed Quote no.”. You can receive the renewed quote number through SMS. The policy details page opens up after you click on “Submit”. View the policy details and save the quote.
Step 3: Make the payment for renewal
You have to make the payment online through its payment gateway using a debit card, credit card or via net banking. After the final payment, the policy documents are issued within a few days.
How to Renew a New India Assurance Car Insurance Policy Offline?
New India Assurance car insurance policy can be renewed offline by dialling the helpdesk number 1800-209-1415. You can also visit the nearest branch for the renewal. The payment of the premium can be made through cash or cheque.
New India Car Insurance Renewal Benefits
On the timely renewal of your car insurance plan with New India General Insurance, you will continue to enjoy the following benefits:
- Coverage of insured vehicle against theft and damage
- An extensive network of 3,000+ garages for car repair
- Availability of 24x7 car insurance emergency assistance
- No Claim Bonus (NCB) discount available on renewal of the policy
- Free towing service for the damaged car from the accident spot to the garage.
Must Read Articles before buying New India Car Insurance
- Read on to find out how modifications in your four-wheelers impacts New India Car Insurance Plan.
- This article debunks the top five myths regarding vehicle insurance.
- Read this article to understand how modifying your car can affect your New India Car Insurance Policy.
- What does the extension of renewal dates mean for your car insurance? Read this article to find out.
- What is cashless motor insurance all about? Let’s get into the details of this feature of cashless insurance.
New India Car Insurance User Reviews
- Most Helpful
- Zero Depreciation
- Third Party
- Own Damage
- Cashless Garages
- Policy Download
- Customer Care
- Add On
259 New India Cashless Garages in India
New India Car Insurance Renewal FAQs
What if I do not renew my car insurance policy?
It is highly recommended to renew your car insurance policy on time so that you can continue to enjoy its features and benefits. Also, having at least an active third-party liability cover for your car is mandatory as per the Indian Motor Tariff. Therefore, we would suggest always renewing your car insurance policy before expiry as it is mandatory as per law and also provides coverage for your car. If you do not renew your car insurance plan, apart from legal troubles, you can also have to face a financial crisis in case of a mishap and you will also lose benefits like No Claim Bonus, etc.
Do I need to submit any document during car insurance policy renewal?
When you renew your car insurance policy online, there is no need to produce any document and you just have to enter your basic details like car insurance policy number or customer ID with which you can proceed with payment and get your policy renewed. However, if you are renewing your policy offline, then you can ask for the document related queries from the customer care team of the insurance company or can also make a visit to the nearest branch.
Do I need to pay for No Claim Bonus Discount?
No. No Claim Bonus (NCB) is offered by the insurance company to policyholders as a reward for not raising any claim in the financial year during the policy term, hence, it comes free of cost. Moreover, the discount rate provided under the NCB increases with every successive claim-free year for up to 5 years without any break in the policy or claim in between.
What if I am eligible for GST exemption?
Car insurance premiums are actually calculated with applicable ‘Goods & Services Tax’. In case you are eligible for GST exemption, you will have to submit relevant documents (GST certificate) at the nearest New India Assurance branch or enter your GST number while renewing your car insurance policy online. This will revise your car insurance renewal cost and deduct the GST amount from it.
How can I check my policy renewal payment status?
To check your payment status for car insurance policy renewal, you can visit the website of the New India and click on the ‘Check Payment Status’ option under the Quick Help tab. Enter the respective Quote No. and Order ID of your car insurance to proceed and you will get the status of your policy renewal.
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