Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Digit Bike Insurance FAQs

Digit Bike Insurance

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Highlights
  • 1,000+ cashless network garages
  • Smartphone-enable self-inspection
  • Claim settlement in 11 working days
  • Customized IDV
  • Round the clock customer service

Overview

  • What are the add-ons available with Digit two wheeler insurance plans?

    two wheeler insurance policies. It helps the policyholders to customize their policy coverage based on their needs and requirements-

    • Zero Depreciation Cover
    • Return To Invoice Cover
    • Engine And Gear Protection Cover
    • Consumable Cover
    • Breakdown Assistance, etc.

  • What are the determining factors for the premium of Digit two wheeler insurance?

    The determining factors for your premium of Digit two wheeler insurance policy are-

    • Insured Declared Value
    • No-claim Bonus
    • Cubic Capacity of the Bike
    • Age of the two wheeler
    • Engine Capacity

  • How can I get a cashless repair for my two wheeler?

    You can get cashless repair services in any network garages authorized by Digit General Insurance. The company has more than 1,000 cashless network garages located all over India. You can call the toll-free number 1800-103-4448 or visit the official website of Digit General Insurance to locate the nearest garage for cashless service.

  • What are the benefits of taking Digit two wheeler insurance?

    There are several benefits that a policyholder can get with Digit two wheeler insurance such as:

    • Provides affordable two wheeler insurance plans
    • Cashless repair and replacement facilities all over India
    • Online purchase and renewal service
    • Round the clock customer assistance
    • Fast and fair claim settlement.

  • I have a query regarding my Digit two wheeler insurance, who should I contact?

    In case you have a query or need to seek some details regarding your Digit two wheeler insurance, you can contact the insurer either by dialling the toll-free number 1800-103-4448 or writing your query at hello@godigit.com. You can also contact InsuranceDekho to solve your queries.

User Reviews

    Garage

      Garage List

        Third Party

        • Can I extend the coverage for the Digit third party bike insurance policy?

          No, you cannot stretch the coverage of the Digit third party bike insurance policy as it does not offer any add-on covers. It provides basic coverage. For extensive coverage, you can opt for the comprehensive bike insurance policy.

        • What are the documents required to buy Digit third party bike insurance policy online?

          No document is needed for buying the Digit third party bike insurance policy online. The insurer just requires the registration number of your bike and the policy number of your previous insurance policy, if any.

        • Does the Digit third party bike insurance policy provide coverage for pillion riders?

          Yes, the Digit third party bike insurance policy provides coverage for the pillion rider or the passenger on the backseat.

        • Does the third party bike insurance policy cover for the accidents beyond city limits?

          Digit third party bike insurance policy will provide coverage for the accident of the insured’s bike beyond the city limits if the location of the accident falls within the predecided geographical area.

        • Do I get coverage for bike theft under Digit third party bike insurance policy?

          No, Digit third party bike insurance policy provides the basic coverage only for the third party. The insured does not get compensated for the theft of the insured’s bike under this policy.

        Comprehensive

        • What are the add-on covers available along with Digit comprehensive bike insurance policy?

          The add-on covers available along with Digit comprehensive bike insurance policy are as follows.

          • Zero Depreciation cover
          • Return to Invoice cover
          • Engine & Gear Protection cover
          • Breakdown Assistance cover
          • Consumable cover

        • What are the factors that influence the premium amount of the Digit comprehensive bike insurance policy?

          The factors that influence the premium amount of the Digit comprehensive bike insurance policy are as follows:

          • Insured Declared Value (IDV)
          • Add-On Covers
          • Tenure of the policy
          • Deductibles
          • Make and model of the bike
          • Age of the insured’s bike

        • How is the sum assured calculated for Digit comprehensive bike insurance?

          The sum assured for Digit comprehensive bike insurance policy is calculated by the Insured Declared Value (IDV) of the insured’s bike.

        • How can I reduce the premium for my Digit comprehensive bike insurance policy?

          You can reduce the premium for your Digit comprehensive bike insurance policy in the following ways:

          • By increasing your Voluntary Deductible
          • Maintaining a good riding record
          • By renewing your policy on time
          • Using the No Claim Bonus (if any)
          • Selecting relevant add-ons.

        • How can I get the quotes for Digit comprehensive bike insurance?

          You can get the quotes for Digit through its official website. You can also opt to get the quote through Insurance Dekho just by entering the bike registration number on its “Get a Quote” feature.

        Zero Depreciation

        • What are the factors that decide the rate of increase in the premium amount for opting Zero Depreciation cover?

          The factors that decide the rate of increase in the premium amount for opting Zero Depreciation cover are as follows:

          • Age of the vehicle.
          • Model or variant of the vehicle.
          • Area of residence.

        • Can I opt for Zero Depreciation add-on for a secondhand bike?

          Yes, you can avail the Zero Depreciation cover for a secondhand bike provided its age does not exceed 5 years. An inspection may be conducted by the company before including this add-on to your policy.

        • Does Zero Depreciation cover provide coverage beyond the geographical zone?

          The Digit Zero Depreciation cover will only provide coverage within the predetermined geographical zone. The insurer will not bear the expense of any damage incurred by the insured’s bike outside the geographical area.

        • Do I need to renew the Zero Depreciation cover every time I renew my Digit comprehensive bike insurance policy?

          Yes, you need to renew the Zero Depreciation cover every time you renew your Digit comprehensive bike insurance policy provided it satisfies the conditions of Zero Depreciation cover at the time of renewal.

        • Does Digit Zero Depreciation cover provide free of cost repair of the rubber bike parts?

          Yes, if you avail the Digit Zero Depreciation cover, then the insurance company provides free of cost repair of the rubber bike parts up to 2 claims in the network garages.

        Claim

        • From where do I get the claim form of Digit bike insurance policy?

          You can download the claim form of Digit bike insurance policy from its official website or reach out to the nearest branch and collect the hard copy of the claim form.

        • How do I claim insurance if the bike is stolen?

          In case of theft of the insured’s bike, you need to lodge an F.I.R at the nearest police station. You have to submit the photocopy of the FIR and other documents, the bike keys and a non-traceable certificate to the insurance company in order to register a claim.

        • Can I make a claim in case of any consequential damage under the Digit bike insurance policy?

          No, you can not make a claim for any consequential damage under the Digit bike insurance policy.

        • How do I find the nearest network garage?

          You can find the nearest network garage from the official website of Digit General Insurance under the section of services.

          • Click on “Find Garages”.
          • Select the city and manufacturer of the insured’s bike

          The site provides you with the list of garages along with their address.

        • Is the bike insurance claim process time-bound?

          Yes, the claim process is time-bound. It is advisable to inform the insurer within 24 hours of the incident.

        Renewal

        • How do I get the documents of the policy if I opt for the offline process?

          In case you opt for the offline process to renew the Digit bike insurance policy, the documents will be sent to you via courier at the address given in your details within a few days.

        • Can I transfer the No Claim Bonus from my old insurer to the Digit General Insurance at the time of the renewal?

          Yes, you can transfer your No Claim Bonus from your old insurer to Digit General Insurance to avail the benefits provided no claim was made in the policy tenure.

        • What are the factors that influence the premium quote of the renewed Digit bike insurance policy?

          The following factors are considered at the time of renewal of the Digit bike insurance policy:

          • Age and condition of the bike at the time of renewal.
          • Availability of No-Claim Bonus.
          • Number of add-on covers opted along with the insurance plan.
          • Desired tenure of the policyholder.

        • Can I opt for any consumable cover at the time of the renewal of the policy?

          Yes, you can opt for consumable cover along with your policy at the time of the renewal of the Digit bike insurance policy. However, the charges for the cover will be added to the premium of the policy.

        • Can I renew my insurance policy if I do not have the documents at the time of renewal?

          Yes, you can renew the Digit bike insurance policy even if you don’t have the documents at the time of renewal. You just need to give the registration number of the bike to renew your policy.

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              Digit Bike Insurance User Reviews

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              What users are saying
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              • Prompt policy issuance

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              • Numerous of add-on covers

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                On: September 23, 2020
              • Plan renewal in just 2 steps

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                On: September 17, 2020
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                By Prince Kumar
                On: September 16, 2020
              • Renewed policy in no time

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                By Avinash Hajela
                On: September 15, 2020
              • Multiple insurance add-on cove...

                InsuranceDekho portal offered me several add-on covers for Digit bike insurance policy. I selected an add-on a...

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                By Kiran Bhandari
                On: September 14, 2020
              • Instant issuance of policy

                The InsuranceDekho platform issued me a bike insurance plan offered by Digit General Insurance in no time. I p...

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                A
                By Alankar Mehta
                On: September 10, 2020
              • Multiple payment gateways

                At InsuranceDekho platform, I could easily purchase and renew the bike insurance policy of Digit insurance for...

                Read More
                I
                By Ishant Anand
                On: September 9, 2020
              • Got my claims easily

                When I met with an accident with my TVS Star City Plus bike and wanted to make a claim, the InsuranceDekho tea...

                Read More
                P
                By Puneet Kakkar
                On: September 28, 2020
              • User-friendly interface

                I am very happy with the great insurance service offered by the InsuranceDekho's user-friendly interface. I li...

                Read More
                N
                By NAJRUL HAQUE MANDAL
                On: September 25, 2020
              • Prompt policy issuance

                The Digit insurance policy which I bought for my Royal Enfield Continental GT 650 bike was issued in a few min...

                Read More
                U
                By Umesh Lamba
                On: September 24, 2020
              • Numerous of add-on covers

                No matter which insurance plan you buy from an insurance company, you can always get add-on covers to add to t...

                Read More
                D
                By Dinesh Rathore
                On: September 23, 2020
              • Plan renewal in just 2 steps

                The InsuranceDekho is an insurance portal which made me renew my Digit bike insurance policy which I purchase...

                Read More
                S
                By Sagar Mehta
                On: September 17, 2020
              • Many network garages available

                The InsuranceDekho team showed me the way to buy a Digit bike insurance cover after listening to my requiremen...

                Read More
                P
                By Prince Kumar
                On: September 16, 2020
              • Renewed policy in no time

                The bike insurance renewal process for my comprehensive bike insurance plan which is of Digit General Insuran...

                Read More
                A
                By Avinash Hajela
                On: September 15, 2020
              • Multiple insurance add-on cove...

                InsuranceDekho portal offered me several add-on covers for Digit bike insurance policy. I selected an add-on a...

                Read More
                K
                By Kiran Bhandari
                On: September 14, 2020
              • Instant issuance of policy

                The InsuranceDekho platform issued me a bike insurance plan offered by Digit General Insurance in no time. I p...

                Read More
                A
                By Alankar Mehta
                On: September 10, 2020
              • Multiple payment gateways

                At InsuranceDekho platform, I could easily purchase and renew the bike insurance policy of Digit insurance for...

                Read More
                I
                By Ishant Anand
                On: September 9, 2020

              33 Digit Cashless Garages in India

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              • Instant policy# within 5 mins
              • More than 11.5 Lac happy customers
              • Claim Support available all 7 days of the week

              Digit Two Wheeler Insurance Contact Details

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              #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.