Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance

Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Digit Standalone Own-Damage Two-Wheeler Insurance Policy

Digit General Insurance offers three basic types of insurance for two-wheelers to its customers, a standalone own-damage cover is one of them. This type of insurance cover will take care of the own-damage costs of the policyholder in the event of a mishap. Moreover, the cover offers compensation to the policyholder in a wide variety of situations including theft, vandalism, road accidents, fires, natural and manmade calamities. The standalone own-damage two-wheeler insurance cover is not compulsory however, the protection it offers to the rider in times of difficulty can make a significant difference by offering financial stability.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance


Digit Third Party Two-Wheeler Insurance

Digit Standalone Own-Damage Two-Wheeler Insurance

Digit Comprehensive Two-Wheeler Insurance


The Digit third party two-wheeler insurance will take care of third party liabilities in the event of a mishap including bodily injuries, death and property damage. However, the maximum compensation offered for property damage with this cover is Rs 1 Lakh.

The Digit standalone own-damage two-wheeler insurance will take care of the own-damage costs of the two-wheeler in a wide variety of scenarios such as road accidents, theft etc. Moreover, the insurance company will offer NCB for every claim-free year.

The Digit comprehensive two-wheeler insurance plan will take care of both third party liabilities and own-damage costs under a single premium. It also offers an optional personal accident cover. This makes it trouble-free and convenient.


Digit third party two-wheeler insurance does not offer add-on covers.

There are a number of add-on covers are available with Digit two-wheeler standalone own-damage insurance.

There are several add-on covers you can purchase at an additional cost along with Digit comprehensive two-wheeler insurance plans.


Digit third party two-wheeler insurance is the cheapest type of two-wheeler insurance policy they offer as it provides basic coverage.

Digit two-wheeler standalone own-damage insurance is more expensive than their third party insurance. This is because it offers better coverage.

Digit comprehensive two-wheeler insurance plans are the most expensive but offer wider coverage for both own-damage and third party liabilities under a single premium.

What is Covered Under a Digit Standalone Own-Damage Two-Wheeler Insurance Policy?

The Digit standalone own-damage two-wheeler insurance policy covers the following aspects:

  • Accidents that occur due to collisions while riding the two-wheeler.
  • Fires or explosions that cause damage to the two-wheeler in any way.
  • Theft or total damage of the two-wheeler.
  • Damages caused to the two-wheeler in the event of a natural or man-made calamity. Eg: floods

What is Not Covered Under a Digit Standalone Own-Damage Two-Wheeler Policy?

The Digit standalone own-damage two-wheeler insurance policy does not cover the following aspects:

  • Electrical or mechanical failures of the two-wheeler.
  • Any mishap that somehow involves illegal driving and damages the two-wheeler.
  • General wear and tear of the two-wheeler, depreciation of the two-wheeler.
  • Mishaps that occur and damage the two-wheeler outside the geographical limits of the country

Benefits of Digit Standalone Own-Damage Policy

The following are the benefits of purchasing standalone own-damage two-wheeler insurance from Digit:

  • It offers policyholders protection against a wide range of scenarios such as damage caused to the two-wheeler due to floods, fires, road accidents etc.
  • Policyholders are given No Claim Bonus for every claim-free year as a reward for good driving habits every claim-free year.
  • You can purchase add-on covers to further strengthen your two-wheeler insurance policy. Digit offers a wide range to choose from.

How To Purchase Digit Standalone Own-Damage Policy?

Follow the below-mentioned steps to purchase a standalone own-damage two-wheeler insurance policy from Digit:

Step 1: Visit the website of InsuranceDekho and select the ‘two-wheeler insurance’ tab. A drop-down menu will appear, next, you have to select ‘Standalone Own Damage’ from the options visible.

Step 2: Enter the registration number of the two-wheeler. If you do not have this information with you for you can also enter the two-wheeler’s make, model and year of registration instead.

Step 3: Provide your personal details and select the ‘Submit and Get Quotes’ button to get the quotes.

Step 4: All the quotes for standalone own-damage two-wheeler insurance covers in your category will be visible on the screen. Select the quote offered by Digit General Insurance and select any add-on covers you require with it. Keep in mind they come at an additional cost.

Step 5: Make the payment for your Digit standalone own-damage two-wheeler insurance policy and the insurance document will be sent to your registered email ID.

Must Read Articles before buying Digit Bike Insurance

Digit Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Own Damage
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

    By Nilesh Lokhande
    On: October 26, 2023

33 Digit Cashless Garages in India

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Digit Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News

Calculate your Two Wheeler IDV

Cashless Garages in Popular Cities

CityNo of Garages
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.