How to Check Two Wheeler Insurance Policy Status Online?
Published On Oct 09, 2020 5:30 AM By Gunjan
How to Check Two Wheeler Insurance Policy Status Online?
Table of Contents
- How to Check Your Bike Insurance Plan Status Online?
- Check Bike Insurance Policy Status Online via Insurance Information Bureau
- How to Check Two Wheeler Insurance Status Online Through VAHAN?
- Check Two Wheeler Insurance Status Offline via RTO
- Check Two Wheeler Insurance Status Through Your Insurance Provider
Indian has become the largest market for two-wheelers over the years. Naturally, the demand for two-wheeler insurance has gone up as well. Due to the fact that third-party liability insurance is now required by law, driving a two-wheeler without one or with one that has expired can get you in legal trouble. Hence, you must keep track of your policy status, which can be done effortlessly online as well as offline.
How to Check Your Bike Insurance Plan Status Online?
Before we dig in to tell you the process to check your bike insurance plan status online, you need to first understand the vehicle registration number.
At the time of buying a new bike, the owner needs to first register the bike with their district’s regional transport office (RTO) within a month of buying the bike. The RTO will offer you a registration number, which is commonly referred to as a number plate for your bike, once you have finished the registration procedure.This registration number must be shown on both the front and back sides of your bike. For each of the vehicles, there is a unique registration number that acts as the official identity number of the bike. The buyer is now required to enter the registration number of the insured bike when purchasing a bike insurance plan. Afterwards, the insurance company links the bike insurance plan to the registration number of the two-wheeler for the purpose of any future references. Due to this feature, it becomes possible for you to track information regarding your bike insurance plan online by using just your vehicle registration number.
Check Bike Insurance Policy Status Online via Insurance Information Bureau
IRDAI, or the Insurance Regulatory and Development Authority of India, developed the Insurance Information Bureau or IIB portal, which collects all data on the insurance sector. You can view your two wheeler insurance policy on this e-portal in the following steps.
- Visit the official website of IIB.
- Tap on ‘V SEVA’ placed under the quick links and it will lead you to another page.
- Provide all the required information on this page along with the Captcha.
- Check all the information and click on ‘Submit’.
While using the Insurance Information Bureau (IIB) web portal to check the vehicle insurance online status, you must follow the following guidelines:
- Enter your two-wheeler vehicle registration number without using any special characters such as UP12AM1234. In addition to this, you should compulsorily enter the registration number of your vehicle.
- It would take two months for the information to be published on the IIB web portal after the two-wheeler insurance policy details are submitted to the Data Repository. So, there will be a possibility that the details of the vehicles may not appear on the database.
- Insurance companies submit only the vehicle chassis and engine number in case of a new two-wheeler vehicle.
- The data is based on details submitted by the insurance company and is available for data from 1 April 2010.
- In case details are not available, you can also visit the concerned Regional Transport Office (RTO) for the details of the owner, address, and so on.
- A maximum of 3 searches is allowed for a specific mobile number or email address.
The page will display your insurance details once you have entered all of the correct information. You can just submit an enquiry form instead of going through the above steps. A customer care executive will contact you and assist you with your policy status once the website gets your enquiry. Note the IIB portal stores information on two wheeler insurance policies purchased on or after April 1, 2020, only. Furthermore, the website allows a maximum of three searches using an email ID and mobile number.
How to Check Two Wheeler Insurance Status Online Through VAHAN?
The VAHAN e-service website of the Road Transport and Highways Ministry keeps records of all two wheeler insurance policies. In case IIB is not helpful, VAHAN can show your policy status.
Follow these simple steps and get your policy status in minutes.
- Go to the official website of VAHAN.
- Tap on ‘Know Your Vehicle Details’ on the top of the page.
- Enter your vehicle number and verify the expression as given in the image.
- Click on ‘Vahan Search’.
- Once clicked on the said option, all your policy details will be visible.
Check Two Wheeler Insurance Status Offline via RTO
You must go to the Regional Transport Office or RTO of your respective district to check your two-wheeler insurance policy offline. Reach the office and provide the registration number of your two wheeler. You will get your policy status along with other policy details.
Check Two Wheeler Insurance Status Through Your Insurance Provider
You can view your policy status through your two wheeler insurance provider. Below are the steps that can be helpful.
- Online: Visit the website of your insurance provider and upload your policy details.
- Offline: Give a call on the customer care number of your insurance provider or visit their office.
Most insurance companies offer both physical and online services. The online procedure, on the other hand, is simpler and takes less time. That being said, carry your registration number with you whenever you do the status check. Keeping a check on your policy status will keep you updated about the expiry date as well.
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Check Bike Insurance Policy Expiry Date
How to Find the VIN, Chassis Number and Engine Number of Two Wheeler
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.