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Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Top Digit Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 774
PLAN TYPE: Third Party
Starting From ₹ 714
PLAN TYPE: Own Damage
Starting From ₹ 467

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Digit Bike Insurance Claim

Digit General Insurance has earned the trust of several people by insuring them through its effective bike insurance policies. It has efficiently settled the claims of its policyholders over the years.

To help its policyholders during claim settlement, Digit General Insurance has developed a user-friendly website with an active online chat and helpline numbers.The policyholders can undergo a seamless claim settlement procedure through the steps mentioned below.

List of Documents Required During Claim Settlement

Following are the documents required for claim settlement process of a two-wheeler insurance policy in case any of the following events takes place:

1. In Case of an Accident

  • Original policy documents of two-wheeler insurance policy
  • Duly filled and signed claim form
  • Copy of Registration Certificate (RC)
  • Copy of Driving License
  • Copy of FIR (First Information Report)
  • Original tax receipts
  • Estimate of cost of repairs
  • Payments receipts/bills once the repair has been done

2. In Case of Third Party Claims

  • Duly filled and signed claim form
  • Original/Copy of two-wheeler insurance policy
  • Copy of Registration Certificate (RC)
  • Copy of Driving License
  • Copy of FIR (First Information Report)

3. In Case of Theft

  • Documents required in case of an accident along with below mentioned additional documents
  • ‘No Trace Report’ of the insured two-wheeler from the police.
  • Duly filled and signed 26, 28, 29, 30 and 35 Forms
  • Original Registration Certificate (RC)
  • Theft declaration from Regional Transport Office
  • All sets of keys/Warranty Card/Service Booklets

How to Make Digit Cashless Bike Insurance Claim?

Digit General Insurance has formulated the bike insurance claim procedure in the following simple steps to facilitate its policyholders with a hassle-free experience.

Step 1: Contact Digit General Insurance

To initiate the claim settlement procedure, the policyholder should immediately inform the insurer after the incident, be it theft, accident or any damage to the bike. You can get in touch with Digit General Insurance by dialling 1800-258-5956 or 1800-103-4448. The call should be made within 24 hours of the unfortunate event of an accident. You may intimate the user by emailing at hello@godigit.com. It is advisable to click pictures of the place where the unfortunate event had occurred and collect the number of witnesses as it may serve as proof when you register for the claim.

Step 2: Register a Claim

A company executive reverts back to you. You must provide the policy number as well as the incident details. The executive will provide you with a claim registration number, which you should keep for further use.

Step 3: Survey of Damages

A company surveyor is sent to examine the extent of the damages caused to the bike during the accident. Provide the vehicle registration number in the case of third-party property damage. You can even include contact details for any witnesses as proof.The surveyor estimates the cost of repair and collects the duly filled claim form, policy documents and proves of the incident. The insured’s bike is moved to the nearest network garage.

Step 4: Claim Settlement

After assessing all the aspects, the surveyor gives approval. The insurer confirms its financial and legal liabilities and pays all the expenses of repair of the insured’s bike to the garage. The claim amount is calculated taking the deductibles and depreciation into consideration.

How To Make Digit Reimbursement Bike Insurance Claim?

Digit offers its policyholders the choice of being paid for the cost of repairing the insured's bike in a garage other than a network garage.The policyholder can undergo the reimbursement by following the simple steps mentioned below.

Step 1: Contact the insurer

The insurer should be informed immediately after the theft, accident or any damage to the bike. You can intimate a reimbursement claim by calling their toll-free number 1800 258 5956 or 1800 103 4448 or by sending a mail at hello@godigit.com. You may also visit the nearest branch to inform the insurer. It is advisable not to move the insured’s bike before the survey.

Step 2: Register a claim

Following the claim notice, an insurance company executive contacts you. You must tell the executive of the policy number as well as the details of the accident.The executive informs you about the procedure and provides you with a claim registration number.

Step 3: Survey of the Damages Incurred

After registering the claim, a surveyor is sent by the insurance company to the location of the mishap to inspect the extent of the damages incurred by the bike due to the accident. After the assessment of damage, you can move your bike to your desired garage for repairs.

Step 4: Repair and Reimbursement

After the repair is completed, you must provide the original bills and receipts, as well as policy documents and other required documents, to the insurer in order to file a reimbursement claim.The company verifies the details and finally disburses the claim amount after taking into consideration all the deductibles and depreciation.

Common Digit Bike Insurance Claim Rejection Reasons

Digit General Insurance has set some standards that every policyholder needs to follow to settle a claim. The insurer rejects the claim under the following circumstances:

  • Act of negligence
  • Misinterpretation of facts
  • Registration of a fraud Claim
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer
  • Driving without a licence or under the influence of alcohol or intoxicating drugs

Go Digit No Claim Bonus

Go Digit and all other insurance providers in India offer No Claim Bonus along with the own-damage covers for two-wheelers. Customers can purchase this type of cover either as a standalone own-damage cover or as part of a comprehensive insurance plan. The NCB is offered only for claim-free years and is cumulative in nature. Thus in the fifth consecutive year, it reaches its maximum limit of 50 per cent. However, whenever a policyholder files for an insurance claim, no matter how minor the NCB is disabled. To protect the NCB as long as possible, policyholders are advised to file a two-wheeler insurance claim only when the damage to the two-wheeler is serious and the claim amount exceeds the NCB.

The insurance holder must also renew their two-wheeler insurance policy on time to maintain the NCB valid. Failure to do so will make the NCB invalid, causing losses. Because it is difficult to keep track of expiry dates in our busy lives, policyholders let their customers have a grace period.For (0 days after the expiry date the policyholders have a chance to renew their insurance even though the expiry date is over. But any further delays are not entertained by the insurance provider. However, do not be concerned about losing your NCB if you change insurance providers or sell your current two-wheeler for a new one.It is a transferable benefit and will be done by the insurance providers with no hassle on your side.

Explore Digit Bike Insurance

Digit Bike Insurance User Reviews

4.9
Rating based on
495 User reviews
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What users are saying
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  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    Read More

    R
    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    Read More

    A
    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

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    A
    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

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    A
    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

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    A
    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    Read More

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

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    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

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    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

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    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

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    On: October 26, 2023
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    The support team at InsuranceDekho is supportive when it comes to Third-Party Car Insurance. They answer queries promptly and provide assistance in navigating the Digit Bike Insurance Policy’s requirements for my Yamaha bike.

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    By Shreesh Verma
    On: October 18, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency in InsuranceDekho's premium calculator. It breaks down the premium components for the Digit Bike Insurance Policy , helping me understand what I'm paying for my Royal Enfield bike.

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    On: October 16, 2023
  • Prompt Claim Settlement for Ow...

    InsuranceDekho ensures prompt claim settlement under their own damage coverage. I can trust that repairs or compensation for my Triumph bike will be handled quickly under the Digit Bike Insurance Policy.

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    By Mosksh Lal
    On: October 11, 2023
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    Renewing my Digit Bike Insurance Policy for my Royal Enfield bike with InsuranceDekho means efficient documentation handling. They make sure that all necessary paperwork is processed seamlessly, reducing any administrative burdens on my end.

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    On: October 10, 2023
  • Total Peace of Mind with zero-...

    In summary, Zero Depreciation Digit Bike Insurance Policy through InsuranceDekho provides me with total peace of mind. I know that my KTM bike is protected without worrying about depreciation during claims. It's a must-have for every car owner.

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    S
    By Sunil Trivedi
    On: October 3, 2023
  • No-Nonsense Renewal

    Renewing my bike insurance with InsuranceDekho is a simple and easy process for my for my Suzuki bike. They make it simple, and I appreciate the clarity in their renewal terms for my Digit Bike Insurance Policy. It's a hassle-free experience every year.

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    By Umesh Mehra
    On: September 27, 2023
  • Dependable Cashless Coverage

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    On: September 25, 2023
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    I took this amazing policy from InsuranceDekho. The Digit Bike Insurance Policy’s comprehensive coverage is trustworthy and dependable. I know I can count on them during any unforeseen event and that my Royal Enfield bike is always in safe hands.

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    On: September 21, 2023
  • Simple and Transparent Policy ...

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    By Harshiv Kulkarni
    On: September 18, 2023
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    By Deepam Gupta
    On: September 14, 2023
  • Excellent Communication Throug...

    I appreciated the excellent communication from InsuranceDekho throughout the claims process for my Digit Bike Insurance Policy for my Vespa. Their updates gave me peace of mind.

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    On: September 12, 2023
  • Efficient Reminder System

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    On: September 8, 2023
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    InsuranceDekho's claim process for the Digit Bike Insurance Policy seamlessly handles repairs and reimbursements. I've had repairs done and expenses covered for my Suzuki bike without any complications.

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    On: September 6, 2023
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    On: September 4, 2023
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    On: August 28, 2023
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    On: August 24, 2023
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    Having InsuranceDekho's cashless facility with the Digit Bike Insurance Policy for my Vespa gave me peace of mind during an otherwise stressful situation. I knew I was in good hands.

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    On: August 22, 2023
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    InsuranceDekho offered a range of customized add-on options for my Digit Bike Insurance Policy renewal. I could tailor my coverage to suit my needs perfectly for my Suzuki bike,

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    On: August 16, 2023
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    InsuranceDekho's zero depreciation coverage provides value for money. It's a small investment that I made in the Digit Bike Insurance Policy for my Vespa bike that saves me from significant repair costs in the future.

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    By Nitin Rao
    On: August 10, 2023
  • Responsive and Helpful Garage ...

    I had to avail of InsuranceDekho's cashless garage service after an accident, and the staff at the garage were incredibly responsive and helpful. They guided me through the process and ensured my Kawasaki bike was repaired to my satisfaction. So thankful that on time I insured my bike with the Digit Bike Insurance Policy.

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Digit Reviews

33 Digit Cashless Garages in India

Digit Cashless Garages

Digit Bike Insurance Claim FAQs

  • Where can I receive the claim form of the Digit bike insurance ?

    You can either download the claim form for Digit bike insurance policy from its official website or pick up a hard copy of the claim form from the nearest branch.

  • If my bike is stolen, how can I file a claim for insurance?

    You must file an F.I.R. at the nearest police station if the insured's bike is stolen. To file a claim, you must submit a photocopy of the FIR and other documents, the bike keys, and a non-traceable certificate to the insurance company.

  • Can I file a claim under the Digit bike insurance policy if there is any consequential damage?

    No, under the Digit bike insurance policy, you cannot submit a claim for any consequential damage.

  • How do I find the nearest network garage?

    The nearest network garage can be found on the official website of Digit General Insurance under the services section. 1.Select "Find Garages" 2.Choose the city and manufacturer of the insured’s bike The website gives a list of garages as well as their addresses.

  • Is there a deadline for filing a bike insurance claim?

    The claim process is, indeed, time-limited. It is best to inform the insurance company within 24 hours of the incident.
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