Digit Third Party Bike Insurance

Digit Bike Insurance

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​Digit Third Party Bike Insurance

Digit General Insurance is one of the most trusted insurance companies as it has been successfully shielding the policyholders from the uncertainties of life over time. Digit third party bike insurance policy assists you to fulfil the statutory requirement of the Indian Motor Tariff Act and relieves you from the burden of third party liabilities as well.

Digit General Insurance has tried to enhance the experience of the policyholders by setting up a user-friendly website. The Digit third party Bike insurance provides basic coverage to provide financial and legal assistance for the third party damage incurred due to the insured’s bike.

Digit Third Party Bike Insurance vs Comprehensive Bike Insurance

Basis

Third Party bike

insurance

Comprehensive bike

insurance

Coverage

It provides coverage for the financial and legal liabilities of the third party only.

It provides coverage for the third party as well as own damages of the insured’s bike.

Nature of Requirement

It is a mandatory requirement as per the Indian Motor Tariff Act.

Its purchase depends on the preference of the purchaser. Therefore, it is optional

Add-ons Availability

No add-ons are available with the third party insurance policy.

A variety of add-on covers can be opted along with comprehensive insurance policy.

Cost

The third party insurance policy is cost-effective due to its limited coverage.

The premium of the comprehensive insurance policy is relatively higher due to its extensive coverage.

What All is Covered Under Digit Third Party Bike Insurance Policy?

Digit third party bike insurance policy provides coverage for the following:

  • Financial Liabilities of third party property damage: The Digit third party bike insurance policy takes care of the financial obligations of the third party property damage incurred due to the insured’s bike. The insurer provides compensation for third party damage up to Rs. 1 Lakh.
Bodily Injuries/loss of life of the third party: The insurer provides compensation for the bodily injury, disability or loss of life of the third party caused due to the insured’s bike. However, the compensation amount is decided by the court of law.

Digit Bike Insurance User Reviews

110 reviews Write a Review
  • Instant policy issuance

    The InsuranceDekho portal has a great record of insurance policy issuance. It offered me a Digit insurance plan for my Bajaj Avenger Street 220 bike i...

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    R
    Ramandeep Sahu
    On: July 15, 2020 | Views
  • Different add-on options

    The InsuranceDekho platform holds a wide range of add-on options of Digit insurance. The insurance portal offered me multiple options to choose from t...

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    H
    Hemant Mahajan
    On: July 14, 2020 | Views
  • Speedy claim settlement

    I did not face any sort of problem in getting my claim settled for the Digit bike insurance plan that I bought for my Hero Splendor Plus bike from Ins...

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    H
    Hemant Singh
    On: July 13, 2020 | Views
  • Multiple payment modes

    At InsuranceDekho, I bought and renewed a bike insurance policy of Digit insurance for my Honda CB Unicorn 160 bike with multiple safe and secured pay...

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    V
    Vaibhav Sharma
    On: July 9, 2020 | Views
  • Digitally enabled process

    I have a policy of Digit insurance to secure my Bajaj Dominar 400. I purchased it from InsuranceDekho portal which is totally digital and did not need...

    Read More
    R
    Rishabh Agnihotri
    On: July 8, 2020 | Views

Digit Third Party Bike Insurance Policy FAQs

  • Can I extend the coverage for the Digit third party bike insurance policy?

    No, you cannot stretch the coverage of the Digit third party bike insurance policy as it does not offer any add-on covers. It provides basic coverage. For extensive coverage, you can opt for the comprehensive bike insurance policy.

  • What are the documents required to buy Digit third party bike insurance policy online?

    No document is needed for buying the Digit third party bike insurance policy online. The insurer just requires the registration number of your bike and the policy number of your previous insurance policy, if any.

  • Does the Digit third party bike insurance policy provide coverage for pillion riders?

    Yes, the Digit third party bike insurance policy provides coverage for the pillion rider or the passenger on the backseat.

  • Does the third party bike insurance policy cover for the accidents beyond city limits?

    Digit third party bike insurance policy will provide coverage for the accident of the insured’s bike beyond the city limits if the location of the accident falls within the predecided geographical area.

  • Do I get coverage for bike theft under Digit third party bike insurance policy?

    No, Digit third party bike insurance policy provides the basic coverage only for the third party. The insured does not get compensated for the theft of the insured’s bike under this policy.

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