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Digit Bike Insurance Add-On Covers

The add-on covers increases the bike insurance policy coverage with which policyholders can protect their vehicles in a better manner. It is easy to get these add-ons and simply by paying an additional premium amount you can enhance the coverage of your bike insurance policy. Go Digit General Insurance offers a range of add-on covers at affordable rates that you can opt for while buying the bike insurance or renewing it.

Digit - 7 Important Add-On Covers For Your Bike Insurance Policy

The bike insurance add-on covers can be bought only with standalone own-damage insurance covers and comprehensive bike insurance covers. Following are the add-on covers that you can avail with Go Digit bike insurance plans:

1. Zero Depreciation Cover – While computing the claim amount under a bike insurance plan, a depreciation is charged based on the age of the vehicle. But, with the inclusion of this zero depreciation add-on cover in the bike insurance cover, no deduction is to be considered for calculation of the claim amount, which will make you get the claim amount without making any default depreciation deductions on the original value of the bike.

2. Return to Invoice Cover – In case your bike meets with a serious accident and suffers total loss or gets damaged beyond repair or it gets stolen, this add-on cover can help you get the complete amount of your bike. Under the standard bike insurance plans, you get the claim amount after the deduction of depreciation in addition to road tax and registration fees, which you had paid to purchase the bike. But, the return to invoice cover lets you receive the invoice value of your bike.

3. Breakdown Assistance Cover – When it comes to vehicles, it can breakdown anytime and anywhere. In such situations, breakdown assistance add-on cover comes into play and it can help you a lot. By adding this add-on cover in your bike insurance plan you can get the assistance for flat battery, flat tyre, spare keys, towing facility, fuel assistance, taxi and accommodation benefits, minor repairs, medical assistance and so on. This benefits under this add-on cover can be availed for a maximum of 4 times during each year except for fuel assistance and taxi and accommodation benefits for which the aggregate utilization limit is 2 times during each year.

4. Consumable Cover – This add-on cover compensates you towards the replacement/replenishing costs of the consumables with new ones, in the event of a partial loss to your bike and/or its accessories. The consumable add-on cover offers you the compensation for the expenses for all your bike’s nitty gritties which include nuts and bolts, engine oil, grease, screws, gearbox oil, fuel filter, bearings, washers, and so on.

5. Engine and Gear-Box Protection Cover – With this Engine and Gear-Box Protection Cover, the coverage of your bike insurance policy gets extended to cover the consequential damage incurred by the internal child parts of the engine or gear-box, or transmission assembly arising out of water ingression, leakage of lubricating oil or coolant, or damage to engine or gear-box. This add-on cover can be utilised for a maximum of one claim during each year.

6. Tyre Protection Cover - Under this add-on cover, the insurance provider will reimburse you the cost of replacing the damaged tyre(s) with a new equivalent or near equivalent tyre(s), if the tyres get damaged due to an accident. It also compensates the labour charges toward removing & refitting of the tyre and costs incurred towards wheel balancing, in case of accidental loss or damages sustained due to bulge in tyre, bursting of tyre, cut or damage to the tyre. This cover can be availed only for a maximum of two tyres of your insured bike during each year.

7. Daily Conveyance Benefit – The daily conveyance benefit will offer you compensation for your transportation expenses incurred during the repair period which creates the unavailability of your two-wheeler. The benefit is offered either by paying a fixed allowance per day or by providing discount coupons from well-known cab operators for an amount equal to the per day fixed allowance. This add-on cover can be availed for a maximum of two claims each year. If your vehicle gets stolen, then this benefit shall be payable till the date of recovery of your two-wheeler, based on the maximum number of days chosen by you.

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Digit Bike Insurance User Reviews

4.9
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495 User reviews
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What users are saying
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  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    Read More

    R
    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    Read More

    A
    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    Read More

    A
    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    Read More

    A
    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    Read More

    A
    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    Read More

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

    Read More

    V
    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

    Read More

    V
    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

    Read More

    K
    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

    Read More

    By Nilesh Lokhande
    On: October 26, 2023
  • Supportive Team for Third-Part...

    The support team at InsuranceDekho is supportive when it comes to Third-Party Car Insurance. They answer queries promptly and provide assistance in navigating the Digit Bike Insurance Policy’s requirements for my Yamaha bike.

    Read More

    S
    By Shreesh Verma
    On: October 18, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency in InsuranceDekho's premium calculator. It breaks down the premium components for the Digit Bike Insurance Policy , helping me understand what I'm paying for my Royal Enfield bike.

    Read More

    L
    By Lokesh Bhatt
    On: October 16, 2023
  • Prompt Claim Settlement for Ow...

    InsuranceDekho ensures prompt claim settlement under their own damage coverage. I can trust that repairs or compensation for my Triumph bike will be handled quickly under the Digit Bike Insurance Policy.

    Read More

    M
    By Mosksh Lal
    On: October 11, 2023
  • Efficient Documentation Handli...

    Renewing my Digit Bike Insurance Policy for my Royal Enfield bike with InsuranceDekho means efficient documentation handling. They make sure that all necessary paperwork is processed seamlessly, reducing any administrative burdens on my end.

    Read More

    R
    By Rtiwik Kulkarni
    On: October 10, 2023
  • Total Peace of Mind with zero-...

    In summary, Zero Depreciation Digit Bike Insurance Policy through InsuranceDekho provides me with total peace of mind. I know that my KTM bike is protected without worrying about depreciation during claims. It's a must-have for every car owner.

    Read More

    S
    By Sunil Trivedi
    On: October 3, 2023
  • No-Nonsense Renewal

    Renewing my bike insurance with InsuranceDekho is a simple and easy process for my for my Suzuki bike. They make it simple, and I appreciate the clarity in their renewal terms for my Digit Bike Insurance Policy. It's a hassle-free experience every year.

    Read More

    U
    By Umesh Mehra
    On: September 27, 2023
  • Dependable Cashless Coverage

    InsuranceDekho's cashless garage coverage is dependable. The Digit Bike Insurance Policy honors their commitment to covering repair costs for my Vespa bike without delay or complications.

    Read More

    By Kishan Singh
    On: September 25, 2023
  • Trustworthy and Dependable Com...

    I took this amazing policy from InsuranceDekho. The Digit Bike Insurance Policy’s comprehensive coverage is trustworthy and dependable. I know I can count on them during any unforeseen event and that my Royal Enfield bike is always in safe hands.

    Read More

    P
    By Priyam Tyagi
    On: September 21, 2023
  • Simple and Transparent Policy ...

    InsuranceDekho's third-party Digit Bike Insurance Policy comes with simple and transparent policy terms. It's easy to understand what's covered for my KTM bike.

    Read More

    H
    By Harshiv Kulkarni
    On: September 18, 2023
  • Smart and Convenient Premium E...

    InsuranceDekho's premium calculator is smart and incredibly convenient. It gave me a clear picture of the insurance costs of my Digit Bike Insurance Policy, saving me both time and confusion for my Suzuki bike.

    Read More

    D
    By Deepam Gupta
    On: September 14, 2023
  • Excellent Communication Throug...

    I appreciated the excellent communication from InsuranceDekho throughout the claims process for my Digit Bike Insurance Policy for my Vespa. Their updates gave me peace of mind.

    Read More

    By Ritesh Makhani
    On: September 12, 2023
  • Efficient Reminder System

    I appreciate InsuranceDekho's efficient reminder system for the renewal of my Digit Bike Insurance Policy that I took to secure my Kawasaki bike. I never miss a renewal deadline, thanks to their timely notifications.

    Read More

    By Anmol Yadav
    On: September 8, 2023
  • Seamless Repairs and Reimburse...

    InsuranceDekho's claim process for the Digit Bike Insurance Policy seamlessly handles repairs and reimbursements. I've had repairs done and expenses covered for my Suzuki bike without any complications.

    Read More

    S
    By Sameer Doshi
    On: September 6, 2023
  • Peaceful Driving Experience

    Driving becomes a peaceful experience with InsuranceDekho's Comprehensive Coverage. I don't have to worry about the "what ifs" because I know that my Vespa is fully protected with the Digit Bike Insurance Policy.

    Read More

    B
    By Bushan Bhat
    On: September 4, 2023
  • User-Friendly Experience

    Navigating the Premium Calculator on InsuranceDekho's platform is a breeze. The user-friendly interface makes it simple to input my Jawa bike details and get instant quotes, making the buying process of the Digit Bike Insurance Policy shopping process seamless.

    Read More

    D
    By Deepak Kochar
    On: August 28, 2023
  • Perfect for City Driving and R...

    Living in a city with risky roads, InsuranceDekho's zero depreciation policy is perfect and I added it to my Digit Bike Insurance Policy. It ensures my Aprilia bike is fully protected at all times.

    Read More

    A
    By Amir Palival
    On: August 24, 2023
  • Peace of Mind with Cashless Fa...

    Having InsuranceDekho's cashless facility with the Digit Bike Insurance Policy for my Vespa gave me peace of mind during an otherwise stressful situation. I knew I was in good hands.

    Read More

    S
    By Shree Munthee
    On: August 22, 2023
  • Customized Add-On Options for ...

    InsuranceDekho offered a range of customized add-on options for my Digit Bike Insurance Policy renewal. I could tailor my coverage to suit my needs perfectly for my Suzuki bike,

    Read More

    P
    By Pritish Kumar
    On: August 16, 2023
  • Value-for-Money Protection

    InsuranceDekho's zero depreciation coverage provides value for money. It's a small investment that I made in the Digit Bike Insurance Policy for my Vespa bike that saves me from significant repair costs in the future.

    Read More

    By Nitin Rao
    On: August 10, 2023
  • Responsive and Helpful Garage ...

    I had to avail of InsuranceDekho's cashless garage service after an accident, and the staff at the garage were incredibly responsive and helpful. They guided me through the process and ensured my Kawasaki bike was repaired to my satisfaction. So thankful that on time I insured my bike with the Digit Bike Insurance Policy.

    Read More

    R
    By Rohit Sagar
    On: August 8, 2023
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Digit Bike Insurance Add-On Cover FAQs

  • What type of add-on covers are provided by Digit bike insurance plans

    Digit bike insurance plans are available with different add-on covers which comprise zero depreciation cover, return to invoice cover, breakdown assistance cover, consumable cover, engine and gearbox protection cover, tyre protection cover, and daily conveyance benefit.

  • When can I opt for the add-on covers to include in my bike insurance policy?

    You can buy an add-on cover either during the time of purchase or renewal of your bike insurance plan.

  • Is it compulsory to purchase the add-on covers for the bike insurance plan?

    No, it is not mandatory to buy an add-on cover and to include it in your bike insurance plan. It is designed to increase the coverage of your policy, therefore, if you feel that your insurance plan’s coverage is less, then only you should opt for it.

  • Do I need to pay more to add an add-on cover in my insurance plan?

    Yes, you will have to pay for an additional premium cost to buy and avail an add-on insurance cover.

  • Is there any limit to include add-on covers in the bike insurance policy?

    No, there is no limit ascertained to include add-on covers in the bike insurance plan and you can opt for as many add-on covers as you wish.

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