Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Calculate Your Car Insurance Price Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai

When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online mechanism that assists me in knowing the correct insurance premium amount for your car. You can get the personalized results from the calculator by choosing the car details and No Claim Bonus status of your car. With the knowledge of the right premium amount of your car, you can select the premium quote as per your needs and budget.

How to Use a Car Insurance Premium Calculator?

Step 1: Select your car’s Make, Model, Variant and Fuel Type.

Step 2: Select your car’s Registered Location and Purchase Year.

Step 3: Mention if you have requested any claim against your car insurance in the last policy term.

Step 4: Hit the ‘Calculate’ button to get the right IDV and premium amount of your car insurance.

Benefits of Car Insurance Premium Calculator

  1. Right Insured Declared Value – You can get the Insured Declared Value (IDV) of your car with the help of our premium calculator for car insurance. The IDV is an amount which you are entitled to get the theft or total loss of your car. Get the right IDV of your car from your insurance provider.
  2. Right Premium – With the premium calculator you can easily calculate the amount that you should be paying as the car insurance premium.
  3. Helps in Making Informed Decisions – Decision making becomes easier with the right information. Therefore, the right premium amount and IDV can assist you in making informed decisions related to car insurance.
  4. Helps You Choose The Correct Policy – The correct information of the right IDV and the premium amount of your car, calculated computed by the premium calculator, can help you choose the right premium quote from the available options.

Third-Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

The Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for standalone own-damage and comprehensive car insurance policies is dependent on various factors such as make, model, and the variant of the car, age of the car, RTO location of the car, fuel type and engine capacity of the car, etc. Make use of our Premium Calculator to get instant results for the premium amount of your car insurance.

Must Read Articles before buying SBI Car Insurance

SBI Car Insurance User Reviews

Write your review
What users are saying
  • All
  • Premium
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Policy Download
  • Customer Care
  • Claim
  • Add On

616 SBI Cashless Garages in India

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Contact Details:

For any assistance or query, call us on

Car Insurance News

Calculate your Car IDV

Cashless Garages in Popular Cities

CityNo of Garages
Mumbai122
Hyderabad88
Pune82
Chennai75
Ahmedabad54
Kolkata48
Delhi47
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.