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Reliance Third Party Bike Insurance

Reliance Third Party Bike Insurance plan shields its policyholder from all the financial and legal obligations of the third party in case of an unfortunate event of an accident. It provides basic coverage to the policyholder and is mandatory by the law. It serves as the most economical bike insurance plan.

Reliance third party bike insurance serves as the most cost-effective insurance that covers all the third party liabilities arising out of a road mishap. It provides its policyholders financial and legal security against the uncertainties of life at a very low premium rate.

Reliance Third Party Bike Insurance vs Comprehensive Bike Insurance

Basis

Third Party Bike Insurance

Comprehensive Bike Insurance

Coverage

This type of insurance policy provides coverage to the owner of the two-wheeler against the financial and legal liabilities against the third parties which include bodily injuries, death or damage to the property of the third party that can arise during an unpredicted event or any mushapy. A third-party insurance policy is mandatory for a two-wheeler owner in India as per the Motor Vehicles Act.

A comprehensive two-wheeler insurance policy provides extensive coverage. This type of two-wheeler insurance policy provides the two-wheeler owner coverage and compensation against the own damages to the insured two-wheeler and third-party liabilities such as bodily injuries/demise/damage of the property of a third party that may arise during an unforeseen event or any mishap.

Add-on covers

As a third party insurance policy is the most basic two-wheeler insurance policy that provides limited coverage no add-on cover can be availed under this policy.

As comprehensive insurance policy provides a blend of third party coverage and one damages cover you can avail add-on covers under this policy. Some add-ons offered by insurance company are Nil Depreciation, Daily Allowance Benefit, EMI Protection and Helmet Cover.

Nature of requirement

Third-party insurance policy is mandatory for all two-wheeler owners in India as per the Motor Vehicles Act. In case the two-wheeler owner/driver is found without a third party insurance policy he/she can be penalised.

A comprehensive two-wheeler insurance policy is not mandatory for a two-wheeler owner but it is recommended by the insurance provider as it covers both third party liabilities and own-damages. After purchasing a comprehensive insurance policy you will not require a third party cover separately.

Cost

This type of two-wheeler insurance policy is quite affordable as it only offers coverage for third-party liabilities, which is limited as compared to comprehensive two-wheeler insurance policy.

Comprehensive two-wheeler insurance policies are relatively expensive as this type of two-wheeler insurance policy provides extensive coverage.

What All Is Covered Under Reliance Third Party Bike Insurance Plan?

Reliance third party bike insurance plan provides coverage of the following liabilities of the third party in case of a road accident/mishap of the insured’s bike:

  • Bodily Injuries to a Third Party: Reliance third party insurance policy provides coverage for the bodily injuries/demise/disability caused to the third party in an accident involving the insured two-wheeler. In case the third party suffers from a bodily injury or disability caused in an accident, a compensation shall be provided to the third-party till he/she recovers. Demise of the third party due to an accident is also covered under this type of policy.
  • Damage to Third Party Property: Under Reliance third party insurance policy damages to third party property for upto Rs. 1 Lakh shall be compensated for, in case the property is damaged due to an accident involving the insured two-wheeler.
  • Damage to Third Party Vehicle: Damage to the third party vehicle caused in an accident involving the insured two-wheeler shall be compensated for. Cost or repairs/damages to the third party vehicle caused in an accident involving the policyholder’s two wheeler shall be covered under this policy.

What All Is Not Covered Under Reliance Third Party Bike Insurance Plan?

The third party insurance cover offers limited insurance coverage which every policyholder needs to be aware of. Here are the points which are not covered under the third party bike insurance policy:

  1. Reliance third-party insurance policy does not cover the cost of any damages/repairs to your own vehicle or belongings in the event of an accident.
  2. Damages to the insured vehicle caused due to driving under the influence of alcohol/drugs or any other intoxicating substance.
  3. If the driver/two-wheeler without a valid license then the two-wheeler driver/owner can be denied with the claim.
  4. Injuries suffered by the policyholder in case of an accident shall not be covered under a third-party insurance policy.

Key Benefits of Purchasing Reliance Third Party Bike Insurance

Third-party insurance policies may be compulsory to be owned by every two-wheeler owner and may offer limited coverage but can be very helpful in times of crisis. Below mentioned are some benefits of purchasing a Reliance Third Party Insurance policy:

  1. Financial and Legal Security: Reliance third party insurance policy provides coverage against the policyholder’s financial and legal liabilities in the event of property or personal damage of any kind to the third party. A third party insurance policy provides monetary and legal assistance in case of any bodily injuries/demise/property damages to a third party in case an unforeseen event takes place. Under such circumstances legal and financial burden that may fall on the policyholder is taken care of with the help of a third party insurance policy.
  2. Peace of Mind: This type of insurance policy gives the two-wheeler insurance policy a sense of peace of mind. This policy not only allows the policyholder to comply with law and drive your two-wheeler legally as per the Motor Vehicles Act but also provides legal and financial protection in difficult situations. This type of two-wheeler insurance policy can be very helpful in case of any bodily injuries/demise/property damage of the third party
  3. Affordable: Two-wheeler third party insurance policies are considered the most basic type insurance policy. This type of two-wheeler insurance policy provides limited coverage and is very affordable. This is the reason why most people choose to go for a third-party insurance policy for their two-wheeler.

Explore Reliance Bike Insurance

Must Read Articles before buying Reliance Bike Insurance

Reliance Bike Insurance User Reviews

4.8
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470 User reviews
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What users are saying
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  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had Reliance bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    Read More

    N
    By Nikhil Patil
    On: July 1, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my Reliance bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    Read More

    S
    By Sneha Rao
    On: June 27, 2024
  • Quick Claim Settlement

    A recent mishap damaged my bike’s seat. I have a Reliance bike insurance policy which I got through InsuranceDekho. The claim settlement was quick, and I got my bike back in shape easily.

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    S
    By Sneha Patel
    On: June 25, 2024
  • Customer Friendly

    I purchased a bike insurance policy from Reliance for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

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    N
    By Nandini Garg
    On: June 19, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my Reliance bike insurance policy.

    Read More

    R
    By Rajesh Bhatia
    On: June 17, 2024
  • Easy-to-Use Platform

    Recently I purchased a scooter for my younger brother. I was confused as to which is the best bike insurance policy. On a friend’s suggestion, I visited InsuranceDekho website to get some guidance. Their platform was easy to use and I compared many insurers. Now, I’ve purchased Reliance’s bike insurance as it had affordable premiums.

    Read More

    P
    By Priya Mehta
    On: June 10, 2024
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the Reliance bike insurance that was just right for me, and it was all really straightforward.

    Read More

    A
    By Aashi Goel
    On: March 2, 2024
  • Responsive Customer Support

    Dealing with customer support for inquiries related to Third-Party Reliance Bike Insurance Policy was a positive experience. The team at InsuranceDekho was responsive, providing timely and helpful assistance for my KTM bike.

    Read More

    G
    By Gagan Grover
    On: November 24, 2023
  • Transparent Premium Breakdown

    The premium calculator on InsuranceDekho not only provided an estimate for my Reliance Bike Insurance Policy but also broke down the premium into components for my Royal Enfield bike, so I knew what I was paying for. This transparency is highly valuable for making an informed decision.

    Read More

    U
    By Umesh Patil
    On: November 8, 2023
  • Seamless Claims with No Hassle...

    I found that the claims process with InsuranceDekho is seamless and hassle-free. As my Honda bike was insured with the Reliance Bike Insurance Policy, everything was taken care of, allowing me to focus on other aspects of recovery.

    Read More

    D
    By Dinesh Sreenath
    On: November 7, 2023
  • Effortless Settlement for Own ...

    The claims settlement process of the Reliance Bike Insurance Policy for own damage insurance through InsuranceDekho was effortless. They took care of everything with minimal hassle for my Hero bike.

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    R
    By Rohan Singh
    On: November 2, 2023
  • Seamless Renewal Process

    The Reliance Bike Insurance Policyy’s renewal process is seamless at InsuranceDekho, taking the stress out of keeping the coverage of my Triumph bike up to date.

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    By AJay Bhatia
    On: October 30, 2023
  • Comprehensive Garage Services

    I am relaxed after the purchase of the Reliance Bike Insurance Policy for my Suzuki bike. InsuranceDekho's cashless garages offer comprehensive services, from regular maintenance to major repairs. It's a one-stop solution for all car-related needs.

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    J
    By Jagdish Dora
    On: October 26, 2023
  • My Trusted Renewal Partner

    I trust InsuranceDekho as my go-to platform for the Reliance Bike Insurance Policy renewal. Their platform is easy to use, and their team provides valuable assistance to ensure a seamless renewal process for my Suzuki bike.

    Read More

    T
    By Tanish Dey
    On: October 18, 2023
  • Quality Repairs with Peace of ...

    InsuranceDekho's cashless garages ensure quality repairs for my Mahindra car with the peace of mind that comes from not dealing with cash transactions for my Reliance Bike Insurance Policy.

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    V
    By Vikas Kumar
    On: October 16, 2023
  • Legal Compliance Made Easy

    I appreciate how InsuranceDekho simplifies the process of staying legally compliant with third-party coverage. With the Reliance Bike Insurance Policy for my Jawa bike, I feel that it's a responsible choice for every bike owner.

    Read More

    D
    By Devan Gaur
    On: October 11, 2023
  • A Trustworthy Decision-Maker

    I relied on InsuranceDekho's premium calculator to make a trustworthy decision about the Reliance Bike Insurance Policy for my Mahindra bike. The accuracy of the premium estimates gave me confidence in my choice.

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    By Ojas kalra
    On: October 10, 2023
  • Total Peace of Mind with Compr...

    InsuranceDekho's comprehensive Reliance Bike Insurance Policy’s coverage offers total peace of mind. It's a comprehensive shield against the uncertainties of the road for my Hero bike.

    Read More

    A
    By Anurag Mehta
    On: October 3, 2023
  • Quick Premium Quotes

    Getting premium quotes from InsuranceDekho's calculator is lightning-fast. Within minutes, I had all the information I needed to choose the Reliance Bike Insurance Policy which is the right bike insurance plan for my Royal Enfield bike.

    Read More

    T
    By Tarun Kumar
    On: September 27, 2023
  • Responsive Customer Support

    I had some questions about the claims process for the Reliance Bike Insurance Policy that I purchased from the InsuranceDekho portal, and its customer support was always available to assist. Their responsiveness and willingness to help made the entire experience for my Triumph bike less stressful.

    Read More

    S
    By Shakti Pradhan
    On: September 25, 2023
  • Peace of Mind in Every Drive

    With InsuranceDekho's own damage coverage as an added benefit to my Reliance Bike Insurance Policy, I drive my Mahindra bike with peace of mind. I'm protected, no matter what the road brings.

    Read More

    By Nimish Mathur
    On: September 21, 2023
  • Dependable Partner for Renewal...

    InsuranceDekho has proven to be a dependable partner for my Hero bike policy renewals. I got to purchase the Reliance Bike Insurance Policy and their commitment to customer satisfaction is evident through their seamless and hassle-free renewal process.

    Read More

    S
    By Suresh Singh
    On: September 18, 2023
  • Satisfied and Impressed with C...

    I am satisfied and impressed with InsuranceDekho's cashless services. I had to get my Royal Enfield bike repaired which was insured under the Reliance Bike Insurance Policy. They exceeded my expectations in terms of efficiency and professionalism.

    Read More

    A
    By Anuj Verma
    On: September 14, 2023
  • Effortless Claims Experience

    Filing a claim for my Reliance Bike Insurance Policy with InsuranceDekho's zero depreciation policy was effortless. They took care of everything for my Triumph bike, making it stress-free for me.

    Read More

    N
    By Naresh Narender
    On: September 12, 2023
  • Saves Time and Effort

    Using InsuranceDekho's premium calculator saved me time and effort. I could easily compare quotes and select the Reliance Bike Insurance Policy which turned to be the best insurance option for my needs for my Aprilia bike.

    Read More

    G
    By Garvit Chand
    On: September 8, 2023
  • Peaceful Ownership Experience

    Owning a Bike becomes peaceful with InsuranceDekho's Zero Depreciation Policy. I don't have to worry about the financial impact of depreciation on my claims as I insured my Royal Enfield with the Reliance Bike Insurance Policy.

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    By Anjum Sheikh
    On: September 6, 2023
  • Responsive Customer Support

    I had a few questions about my own damage coverage for my Triumph bike with the Reliance Bike Insurance Policy. InsuranceDekho's customer support team was responsive and helpful. They explained the policy details and options clearly.

    Read More

    V
    By Vijal Nagnath
    On: September 4, 2023
  • Timely Updates on Repair Progr...

    Throughout the repair process, InsuranceDekho provided timely updates on the progress of my Yamaha bike. It kept me informed and assured that things were on track. The Reliance Bike Insurance Policy was indeed a saving grace policy for me.

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    A
    By Amar Sabarwal
    On: August 28, 2023
  • Highly Recommended for All Car...

    I highly recommend InsuranceDekho's comprehensive coverage along with the Reliance Bike Insurance Policy for all bike owners. It's a reliable and comprehensive insurance solution. Happy to have safeguarded my Vespa with this amazing plan.

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    N
    By Nirvaan Kapila
    On: August 24, 2023
  • Great Value for Money with Cla...

    I bought the Reliance Bike Insurance Policy for my Triumph bike and I must say that InsuranceDekho provided great value for money with their claim settlements. I received the necessary support without any compromise on quality.

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    M
    By Manish Duggal
    On: August 22, 2023
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Reliance Third Party Bike Insurance FAQs

  • Is third party bike insurance mandatory?

    Yes, having at least a third party insurance for a bike is mandatory as per Indian Motor Tariff in the country. Also, every new bike must have a third party insurance for at least 5 years.

  • What is the coverage amount for third party property damage and bodily injury/disability/loss of life?

    Reliance third party bike insurance covers property damage of the third party to an extent of Rs. 1 lakh. However, in the following cases, the amount of compensation is decided by a court of law:

    • Death or bodily injury to a third party
    • Permanent Total Disability of the insured bike owner/driver.

  • What are the advantages of Reliance third party bike insurance?

    Reliance third party bike insurance offers the following advantages:

    • The insurer deals with all the legal liabilities to the third party on behalf of the policyholder.
    • One can afford it at a very low cost compared to the coverage it provides.
    • It requires minimal documentation while purchasing.
    • It provides financial security and peace of mind.

  • Can I extend the coverage of the third party bike insurance?

    No, you cannot extend the coverage of the third party bike insurance as this insurance provides the basic coverage without any options of add-ons. One can avail extensive coverage by purchasing comprehensive bike insurance.

  • How can I purchase Reliance third party bike insurance?

    You can purchase Reliance third party bike insurance in the following ways:

    • By dialling their toll-free number 1800-3009
    • Through their official website
    • By visiting their nearest branch.
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