Bike insurance starting from Rs.482/year*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

*TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

Kotak Third Party Bike Insurance

Kotak Bike Insurance

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  • More Than 1,300 Cashless Garages
  • Claim Settlement Ratio of 80.82% in FY 2018
  • Round The Clock Customer Assistance
  • Efficient Claim Handling

​Kotak Third Party Bike Insurance

Kotak General Insurance has been successfully providing protection to thousands of people against unforeseen incidents of life. Kotak third party bike insurance policy helps you in fulfilling the mandatory requirements of the law and keeps you protected against third party liabilities as well. With the Kotak third party bike insurance, the policyholders can avoid the expense of any damage to the third party caused by the insured’s bike.

With the online portal, Kotak General Insurance has tried to enhance the experience of its policyholders. It has set up an active help desk service to provide assistance to its policyholders. Kotak third party bike insurance covers the legal and financial liabilities towards the third party.

Kotak Third Party Bike Insurance vs Comprehensive Bike Insurance

Basis

Third Party bike

insurance

Comprehensive bike

insurance

Coverage

The third party bike insurance policy provides coverage for financial and legal responsibilities towards the third party only.

The comprehensive bike insurance policy provides coverage for third party liabilities as well as own damage incurred by the insured’s bike.

Nature of Requirement

It is a statutory requirement as per the Indian Motor Tariff Act.

It is optional and depends on personal preferences.

Add-ons Availability

It does not provide any add-on option for the policyholders.

Policyholders can stretch the coverage of this policy by opting for various add-ons.

Cost

The limited coverage provided by this policy makes the premiums relatively lower.

The premium of this policy is relatively higher due to the extensive coverage it provides.

What All is Covered Under Kotak Third Party Bike Insurance Policy?

The Kotak third party bike insurance policy provides coverage for the following.

  • Financial liabilities of third party property damage: Any property damage caused to the third party in any mishap involving the insured’s bike gets covered under the third party bike insurance policy. The insurer provides coverage for third party property damage up to Rs. 1 Lakh.
  • Bodily injuries/loss of life of the third party: The insurer compensates bodily injuries, disability or loss of life of the third party caused due to the insured’s bike. The compensation amount is decided as per a court of law.

Kotak Bike Insurance User Reviews

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What users are saying
  • All
  • Most Helpful
  • Policy Renewal in minutes

    The renewal procedure for my comprehensive bike insurance policy of Kotak General Insurance just took a few mi...

    Read More
    R
    By Roshan Kapoor
    On: September 17, 2020
  • Fast policy claim settlement

    I got my entire amount of claim under Kotak insurance policy in less than a week’s time. I purchased the polic...

    Read More
    M
    By Manik Manohar
    On: September 16, 2020
  • Various network garages

    I bought a bike insurance policy offered by Kotak General Insurance at the suggestion of the InsuranceDekho te...

    Read More
    K
    By Kamal Ghai
    On: September 15, 2020
  • Solid network of garages

    The team of InsuranceDekho suggested that I must purchase a Kotak bike insurance cover due to its strong netwo...

    Read More
    A
    By Akhil Saxena
    On: September 14, 2020
  • Execellent

    Excellent service by InsuranceDekho's team. No hidden charges like other portals, totally worth it. Thanks guy...

    Read More
    H
    By HARMINDER SINGH
    On: September 12, 2020
  • Helped me find a plan

    The InsuranceDekho portal provided me different bike insurance plan quotes to compare and choose the most suit...

    Read More
    P
    By Prakash Hajela
    On: September 10, 2020
  • Received complete claim

    With Kotak bike insurance policy, I could easily get my entire claim amount after getting its request settled ...

    Read More
    K
    By Karan Kumar
    On: September 9, 2020
  • Easy insurance for two wheeler

    Great work and easy to use website. I loved the way their executives taught me the policy wording of my policy...

    Read More
    A
    By AMARENDRA KUMAR KAR
    On: September 8, 2020
  • Secured payment gateways

    When it comes to payment, many insurance portals fail to offer a smooth payment process that ruins the purchas...

    Read More
    S
    By Shikha Mehta
    On: September 8, 2020
  • Incredible issuance process

    The InsuranceDekho portal issued me a Kotak bike insurance policy that I bought for my Suzuki Access 125 scoot...

    Read More
    S
    By Sakshi Srivastava
    On: September 7, 2020
  • Policy Renewal in minutes

    The renewal procedure for my comprehensive bike insurance policy of Kotak General Insurance just took a few mi...

    Read More
    R
    By Roshan Kapoor
    On: September 17, 2020
  • Fast policy claim settlement

    I got my entire amount of claim under Kotak insurance policy in less than a week’s time. I purchased the polic...

    Read More
    M
    By Manik Manohar
    On: September 16, 2020
  • Various network garages

    I bought a bike insurance policy offered by Kotak General Insurance at the suggestion of the InsuranceDekho te...

    Read More
    K
    By Kamal Ghai
    On: September 15, 2020
  • Solid network of garages

    The team of InsuranceDekho suggested that I must purchase a Kotak bike insurance cover due to its strong netwo...

    Read More
    A
    By Akhil Saxena
    On: September 14, 2020
  • Execellent

    Excellent service by InsuranceDekho's team. No hidden charges like other portals, totally worth it. Thanks guy...

    Read More
    H
    By HARMINDER SINGH
    On: September 12, 2020
  • Helped me find a plan

    The InsuranceDekho portal provided me different bike insurance plan quotes to compare and choose the most suit...

    Read More
    P
    By Prakash Hajela
    On: September 10, 2020
  • Received complete claim

    With Kotak bike insurance policy, I could easily get my entire claim amount after getting its request settled ...

    Read More
    K
    By Karan Kumar
    On: September 9, 2020
  • Secured payment gateways

    When it comes to payment, many insurance portals fail to offer a smooth payment process that ruins the purchas...

    Read More
    S
    By Shikha Mehta
    On: September 8, 2020
  • Incredible issuance process

    The InsuranceDekho portal issued me a Kotak bike insurance policy that I bought for my Suzuki Access 125 scoot...

    Read More
    S
    By Sakshi Srivastava
    On: September 7, 2020
  • Easy policy issuance and best ...

    Smooth UI and easy policymaker. Prices are competitive and best in the market. Everything went smoothly and ha...

    Read More
    P
    By PARICHAY SARKAR
    On: September 7, 2020

Kotak Third Party Bike Insurance FAQs

  • What documents are required for buying the Kotak third party insurance policy?

    The following documents are required for buying the Kotak third party insurance policy.

    • Photo ID proof and address proof (Aadhar card, Voter Id, PAN Card or Passport)
    • Copy of valid driving license
    • Registration number of bike
    • RC certificate
  • How can I purchase the Kotak third party bike insurance policy?

    You can purchase the Kotak third party bike insurance in the following ways.

    • Visit the branch
    • Go to the official website
    • Dial toll-free number 1800 266 4545
    • Download the Kotak General Insurance app
  • How can I contact the insurer for any queries about my policy?

    You can dial the toll-free number 1800 266 4545 for any queries or you can email them your queries. Their mail id is care@kotak.com.

  • What should I do if I lose my policy documents?

    If you lose your Kotak third party insurance policy documents, register an F.I.R at the nearest police station. Next, submit a written request along with the copy of the F.I.R to the insurer. The insurer will provide you with a duplicate copy after verifying the documents.

  • How can I get the quote for Kotak third party bike insurance policy?

    You can easily get the quote for Kotak third party bike insurance on the official website. You have to click on the “Get a quote” option on the website and fill up the information about your bike.

Why Choose Bike Insurance from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 11.5 Lac happy customers
  • Claim Support available all 7 days of the week

Kotak Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.