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Oriental Third Party Bike Insurance

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    Network Garages3,100+
    Emergency AssistanceAvailable 24/7
    Claim Settlement Ratio91.76% in FY20
    AccreditationAAA/Stable Rating by CRISIL
    Zero Depreciation CoverAvailable
    Third Party CoverAvailable

    Oriental Third Party Bike Insurance

    Oriental General Insurance is a public sector insurance company that provides an economical solution to shield thousands of people from the unforeseen events of life. Oriental Third Party insurance policy for bikes fulfils the mandatory requirement of law as well as provides assistance to deal with third party liabilities arising due to accidents involving the insured’s bike.

    Oriental General Insurance has made it simpler for common people to reach out to them through their online portal. It has even set up an efficient help desk service to assist the policyholders. The Oriental third party bike insurance provides basic coverage of financial and legal liabilities towards the third party.

    Oriental Third Party Bike Insurance vs Comprehensive Bike Insurance

    Basis

    Third Party Bike Insurance

    Comprehensive Bike Insurance

    Coverage

    It provides coverage for the financial and legal obligations towards the third party only.

    It provides coverage for the third party as well as own damages of the insured’s bike.

    Nature of Requirement

    It is mandatory by law.

    Its purchase depends on the preference of the purchaser.

    Add-ons Availability

    The third party insurance policy does not provide any add-on covers.

    A variety of add-on covers can be opted along with comprehensive insurance policy.

    Cost

    The premium of third party insurance is relatively lower due to its limited coverage.

    The comprehensive policy is relatively expensive due to its wide coverage.

    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    What All is Covered Under Oriental Third Party Bike Insurance Policy?

    Oriental Third Party bike insurance provides coverage for the following:

    • Financial Liabilities of third party property damage: The insurer undertakes the financial liabilities towards the third party property damage incurred due to the insured’s bike. It provides coverage for third party damage up to Rs. 1 Lakh.
    • Bodily Injuries/ loss of life of third party: A compensation is provided by the insurer for the bodily injury, disability or loss of life of the third party caused due to the insured’s bike. The compensation amount is however decided by a court of law.

    What All Is Not Covered Under Oriental Third Party Bike Insurance Plan?

    Below are the components that will not be covered under the third party bike insurance policy:

    • No coverage for damages caused to the insured bike.
    • Injuries sustained by policyholders will not be covered.
    • Optional personal accident cover for policyholders is not available.

    Calculate Your Bike Insurance

    Select your bike's brand
    • Hero
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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

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    Oriental Third Party Bike Insurance FAQs

    • Why do I need a third party bike insurance?

      You need to purchase a third party bike insurance for the following reasons:

      • It is mandatory under Indian Motor Tariff Act. If you do not purchase third party insurance, you will be penalized.
      • It helps you to deal with the financial losses of the third party damage in case of an accident.
    • What are the advantages of Oriental third party two-wheeler insurance?

      The advantages of Oriental third party two-wheeler insurance are as follows:

      • Well-framed online official website to buy, claim or renew the policy.
      • Round the clock Customer Assistance service.
      • Swift claims registration and settlement.
    • Can I extend the coverage of the third party two-wheeler insurance?

      No, you cannot extend the coverage of the third party two-wheeler insurance.

    • How can I purchase an Oriental Third Party insurance policy?

      You can purchase an Oriental Third Party insurance policy in the following ways:

      • Through their official website online
      • By visiting the nearest branch
      • By dialling its helpline number 1800118485 / 011-33208485 (chargeable).
    • Where do I get more information about Oriental Third Party insurance policy?

      You can get more information about Oriental Third Party insurance policy from its well-designed official website or by calling its official numbers 1800118485 / 011-33208485 (chargeable).

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    Oriental Bike Insurance Contact Details

    For any assistance or query, call us on:

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.