Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance

Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Reliance Bike Insurance Add-On Covers

Add-on covers in bike insurance are referred to as additional benefits that you can purchase along with your base bike insurance policy by paying an extra bike insurance premium. It is not mandatory to purchase add-on covers with a bike insurance policy but they ensure the much needed and extended protection and save you from financial burden in case of a misfortune event. Note that you can only enjoy benefits offered under add-on covers if you own either a standalone own-damage bike insurance policy or a comprehensive bike insurance policy.

Reliance - 4 Important Add-On Covers For Your Bike Insurance Policy

Purchasing add-on benefits is not difficult at all. But deciding which one to buy can be a little confusing if you are not aware of their benefits. So, here we explain 5 important add-on covers offered by Reliance General Insurance that you can take along with your bike insurance policy:

  1. Nil Depreciation: This add-on benefit helps you get rid of the depreciation factor of your bike parts. Usually a bike insurance claim is paid after deducting the depreciation of your vehicle. But if you buy a nil depreciation cover along with your Reliance General bike insurance policy, then you can enjoy the replacement of your bike parts without burning a hole in your pocket. The add-on cover not only helps you save money but also widens your scope of cover. Note that this cover is applicable for up to two claims in a policy year.
  2. EMI Protection: This add-on cover minimises the financial impact of an accident by covering you for a maximum of 3 EMIs if your bike is at the network garage of Reliance General Insurance for repairs for more than 30 days. The cover can be availed only for partial claims and the payment will directly be made to the financial institution.
  3. Daily Allowance Benefit: This is a useful add-on cover that compensates you for daily travel expenses for traveling by your own when your bike is out for repairs in the authorized network garage of Reliance General Insurance. But you can only avail benefit when your bike is in the garage for more than 3 days. You can avail this cover for up to 2 claims for a maximum allowance of Rs. 5,000 per day.
  4. Helmet Cover: This add-on cover offers the insured an allowance for expenses related to the helmet if it gets damaged or destroyed due to an accident that involves the insured vehicle. People with an annual bike insurance policy are eligible to purchase this add-on cover along with a Reliance General bike insurance policy. The premium for this add-on cover starts at Rs. 100 and the sum insured limit offered is up to Rs. 50,000 per helmet. The policy covers expenses related to only one accident during a policy year. Also note that the cover reimburses you for the helmet of the same type and model.

There is no doubt that the add-on covers in bike insurance offer you complete peace of mind. But as you are required to pay extra to avail the benefits, you must add them wisely in your cart as per your budget and other requirements. Also, you can use InsuranceDekho’s premium calculator to calculate bike insurance premiums with add-ons.

Must Read Articles before buying Reliance Bike Insurance

Reliance Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Add On
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had Reliance bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    By Nikhil Patil
    On: July 1, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my Reliance bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    By Sneha Rao
    On: June 27, 2024
  • Quick Claim Settlement

    A recent mishap damaged my bike’s seat. I have a Reliance bike insurance policy which I got through InsuranceDekho. The claim settlement was quick, and I got my bike back in shape easily.

    By Sneha Patel
    On: June 25, 2024
  • Customer Friendly

    I purchased a bike insurance policy from Reliance for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

    By Nandini Garg
    On: June 19, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my Reliance bike insurance policy.

    By Rajesh Bhatia
    On: June 17, 2024
  • Easy-to-Use Platform

    Recently I purchased a scooter for my younger brother. I was confused as to which is the best bike insurance policy. On a friend’s suggestion, I visited InsuranceDekho website to get some guidance. Their platform was easy to use and I compared many insurers. Now, I’ve purchased Reliance’s bike insurance as it had affordable premiums.

    By Priya Mehta
    On: June 10, 2024
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the Reliance bike insurance that was just right for me, and it was all really straightforward.

    By Aashi Goel
    On: March 2, 2024
  • Responsive Customer Support

    Dealing with customer support for inquiries related to Third-Party Reliance Bike Insurance Policy was a positive experience. The team at InsuranceDekho was responsive, providing timely and helpful assistance for my KTM bike.

    By Gagan Grover
    On: November 24, 2023
  • Transparent Premium Breakdown

    The premium calculator on InsuranceDekho not only provided an estimate for my Reliance Bike Insurance Policy but also broke down the premium into components for my Royal Enfield bike, so I knew what I was paying for. This transparency is highly valuable for making an informed decision.

    By Umesh Patil
    On: November 8, 2023
  • Seamless Claims with No Hassle...

    I found that the claims process with InsuranceDekho is seamless and hassle-free. As my Honda bike was insured with the Reliance Bike Insurance Policy, everything was taken care of, allowing me to focus on other aspects of recovery.

    By Dinesh Sreenath
    On: November 7, 2023

35 Reliance Cashless Garages in India

Reliance Bike Insurance Add-On Cover FAQs

  • How many add-on covers are offered with the Reliance bike insurance plans?

    Reliance bike insurance plans are available with 4 bike insurance add-on covers that includes Nil Depreciation, EMI Protection, Helmet Cover, and Daily Allowance Benefit.

  • How much money do I need to pay to opt for add-on covers?

    Different add-on covers are available at different prices. You will have to pay for the add-on covers specified in the policy document or online purchase portal of the insurance company.

  • Is it mandatory to include an add-on cover in the bike insurance plan?

    No, owning an add-on cover in your bike insurance policy is not mandatory. It is an optional benefit which you can avail to enhance the coverage of your insurance cover.

  • When can I buy the Reliance bike insurance add-on covers?

    You can buy the add-on covers either at the time of insurance policy purchase or during the insurance policy renewal process.

  • How many add-on covers can I opt for at a time?

    There is no limit to opt for add-on covers, which means you can include various add-on covers at a time in your bike insurance policy based on your budget and requirement.

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Reliance Bike I​nsurance Contact Details

To get in touch with us, give us a call on:

Bike Insurance News

Calculate your Two Wheeler IDV

Cashless Garages in Popular Cities

CityNo of Garages
View All
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.