Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Key Features:
  • No Inspection Needed
  • Immediate Policy Issurance

Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?

Zuno Third Party Bike Insurance

Zuno General Insurance offers third party bike insurance to shield bike owners against legal as well as financial troubles. In India, to own at least a third party bike insurance policy is compulsory for all the bike riders, therefore, in such cases, third party insurance saves the policyholders from legal conflict. On the other hand, if a policyholder gets involved in an accident or a mishap that ends up hurting the third party, then, this liability only insurance plan tends to provide financial assistance to the policyholder by offering compensation for the liability incurred towards a third party for their injury, death or property damage. The compensation amount in case of third party bodily injury or death is decided by a court of law, where the extent of compensation for third party property damage is limited to Rs. 1 lakh.

A third party bike insurance is a basic bike insurance package that compulsorily has to be carried by every bike owner as if caught without it, the rider shall be entitled to pay a fine of Rs. 2,000 and can even be jailed for up to 3 months. It is the best way to deal with unforeseen incidents in a cost-effective way and without any worries. The third party insurance is designed to provide serious and hefty coverage on the behalf of policyholders for bodily injuries, loss of life, and damage of property or vehicle of the third party. Basically, this basic insurance gives freedom from stress caused due to unpredictable events.

Zuno Third Party Bike Insurance vs Comprehensive Bike Insurance


Third Party Bike Insurance

Comprehensive Bike Insurance


It covers legal and financial liabilities of the third party only.

It provides coverage for “Third Party” as well as “Own-Damage" expenses.

Nature of Requirement

It is compulsory to be carried by every bike owner.

It is an optional insurance cover for bike owners.

Add-on Covers

It does not come with any add-on cover.

Different add-on covers are available with this cover.


It is an economical and quite a cost-effective cover due to its limited coverage.

It is relatively expensive due to its extensive insurance coverage.

What All Is Covered Under Zuno Third Party Bike Insurance Plan?

Third party bike insurance policy gives coverage to policyholders against damages, losses, injuries or loss of lives sustained by the third party in an unfortunate incident. It also secures the policyholders against legal troubles while driving their bikes or scooters on road. Zuno third party bike insurance offers the below-given insurance coverages to policyholders:

  • Third Party Injury or Death – If the vehicle of a third party bike insurance policyholder gets involved in a collision that causes damage or death to the third party, the insurance company will bear hospitalisation expenses and other medical costs. It also gives compensation to the third party and their nominee in the situation of partial or permanent damage or death, the amount which is decided by a court of law.
  • Third Party Property Damage – If a third party sustains the property damage during an accident or a mishap, the financial liability arising out of that event could be huge and unlimited. Hence, a third party bike insurance plan covers such liabilities of policyholders.

What All Is Not Covered Under Zuno Third Party Bike Insurance Plan?

A third party insurance plan is mandatory to be carried by every bike owner but provides limited coverage. Here are some points which are not covered under the third party insurance policy:

  • No coverage for an injury suffered by the policyholder.
  • Damages caused to the insured bike will not be covered.
  • Optional personal accident cover for policyholders is not offered.

Must Read Articles before buying Zuno Bike Insurance

Zuno Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Third Party
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Supportive team

    Just got my SBI General two-wheeler insurance through InsuranceDekho, and their team was amazing! They guided ...

    By Sonam Mehta
    On: April 12, 2024
  • Excellent Service

    I just got my two-wheeler insurance from National Insurance via Insurance Dekho, and it was super smooth. Easy...

    By Shivangi Sharma
    On: March 21, 2024
  • Effortless Buying Experience

    Thanks to InsuranceDekho, getting my Oriental Bike Insurance was effortless! Their platform is user-friendly, ...

    By Bharti Yadav
    On: March 11, 2024
  • Smooth Purchase & Support

    Thanks to InsuranceDekho, getting my Acko Bike Insurance was a breeze! Their platform is so easy to use, and t...

    By Nikhil Tanwar
    On: March 6, 2024
  • Exceptional Service & Team Sup...

    I recently purchased Royal Sundaram Bike Insurance and I received exceptional customer support from the Insura...

    By Vaishnavi bajaj
    On: March 5, 2024
  • Seamless Purchase

    I recently purchased Bajaj Allianz's bike insurance via InsuranceDekho. It was a very seamless purchase with t...

    By Lohit Bala
    On: March 4, 2024
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the Reliance bike insurance that was just right for ...

    By Aashi Goel
    On: March 2, 2024
  • User-Friendly Website

    I'd tell anyone who wants to buy bike insurance to use InsuranceDekho's website. It is very easy to use, and I...

    By Jagdish Mann
    On: March 2, 2024
  • Helpful Assistance

    The people at InsuranceDekho were really helpful. They answered all my questions and made sure I got the perfe...

    By Vishnu Sharma
    On: March 2, 2024
  • Seamless Process

    I liked how simple it was to get the insurance for my bike through InsuranceDekho. They helped me find the Hdf...

    By Manish bansal
    On: March 2, 2024

Insurance Products by Zuno General Insurance

Zuno Third Party Bike Insurance FAQs

  • Can I purchase a third party bike insurance policy online?

    Yes, a third-party bike insurance policy can be purchased online which saves your time as well as money. You can visit the website of the insurance company of your choice to purchase the policy. On the other hand, you can also opt for a leading insurance platform such as InsuranceDekho by visiting its website, i.e.,

  • What are the limitations of Zuno third party bike insurance?

    Their coverage of the third party bike insurance policy is limited due to which it does not give coverage to the policyholder for damages or losses sustained by him or her. The plan is designed to cover only third parties and not for own-damages.

  • What will happen if the third party person dies due to the accident?

    If a third party person sustains death or partial or permanent damage, the insurance company will offer compensation to his or her nominee.

  • Does the third party policy offer coverage against natural or man-made disasters?

    No, the third party bike insurance policy provides no coverage for damages caused due to a natural or man-made disaster.

  • What will happen if I drive my bike without carrying a third party bike insurance plan?

    If you caught riding your bike with third party bike insurance, you will be entitled to pay a fine of Rs. 2,000 and/or imprisonment for up to 3 months. While getting caught for the second time will make you pay Rs 4,000!

must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Zuno Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News

Calculate your Two Wheeler IDV

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.