Reliance Own Damage Bike Insurance

Reliance General Insurance offers a wide variety of insurance covers for different sectors including health and motor insurance. They offer three basic types of two-wheeler insurance. The standalone own-damage two-wheeler insurance is an advantageous cover to purchase along with a compulsory third party insurance policy. The own-damage cover will take care of own-damage costs in the event of a mishap. Moreover, this compensation is offered for a considerable number of scenarios including floods, earthquakes, fires, explosions, cases of vandalism and road accidents to name just a few. This type of compensation can make a world of difference in times of crisis.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under Reliance Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects covered by Reliance standalone own-damage two-wheeler insurance policies:

• If the two-wheeler is damaged or if it is a case of a total loss due to road accidents.
• If the two-wheeler is damaged due to a fire or explosion.
• Theft of the two-wheeler or damage caused by some form of vandalism.
• Damage caused to the two-wheeler in case of a natural or man-made calamity. Eg: Cyclones.

What is Not Covered Under Reliance Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects that are not covered under Reliance standalone own-damage two-wheeler insurance covers:

• If the two-wheeler has a breakdown due to a mechanical or electrical failure.
• If the two-wheeler is damaged due to illegal riding or misuse.
• Depreciation of the two-wheeler.
• If a mishap that damages the two-wheeler occurs outside the Indian borders.

Following are some of the benefits of purchasing a Reliance standalone own-damage two-wheeler insurance policy:

• The own-damage cover will provide a layer of protection for the two-wheeler by compensating for damages for a wide range of perils.
• With an own-damage cover, policyholders are eligible for a no-claim bonus for every claim-free year.
• Insurance holders can select add-ons from a wide range of choices offered by Reliance.

How To Purchase Reliance Standalone Own-Damage Policy?

Below-mentioned is the procedure you need to follow to purchase a Reliance standalone own-damage two-wheeler insurance cover:

Step 1: Visit our website InsuranceDekho. On the homepage of the website select the ‘two-wheeler insurance tab’ it will be the second option on the top left corner of your screen. When you select it a drop-down menu will appear, choose the ‘Standalone Own Damage’ option from it.

Step 2: In the given section provide the two-wheeler’s registration number. In case you do not have this information with you, you can also make, model and year of registration.

Step 3: You also need to enter your personal details and any other required information. Once you have entered these select the ‘Submit and Get Quotes’ button to check the availability quotes.

Step 4: The quotes for standalone own-damage two-wheeler insurance covers in your category will be visible on the screen. Simply select the policy offered by Reliance General Insurance and any add-on covers you would like to purchase with it. Keep in mind they come at an additional cost.

Step 5: Make the payment for your selected Reliance standalone own-damage two-wheeler insurance policy and we will send the policy document to your registered email ID.