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Future Generali Third Party Bike Insurance

Future Generali Bike Insurance

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  • Claim settlement ratio 89.40% in FY 2018
  • More than 2,500 Cashless Garages
  • ISO 9001:2008 certified
  • Located in more than 125 cities of India
  • 24*7 Roadside Assistance

Future Generali Third Party Bike Insurance

Future Generali General Insurance has been shielding the public successfully from the unfortunate events of life over the years. Future Generali third party bike insurance policy provides protection against any damage or loss caused to the third party by the insured’s bike.

Future Generali General Insurance has tried to ensure a better experience to the policyholders by digitalizing its procedures. The active help desk provides assistance as well. Future Generali third party bike insurance policy provides coverage for financial and legal liabilities of the insured’s bike towards the third party.

Future Generali Third Party Bike Insurance vs Comprehensive Bike Insurance

Basis

Third Party bike

insurance

Comprehensive bike

insurance

Coverage

The policy provides coverage for the financial and legal liabilities of the third party only.

This policy provides coverage for the third party liabilities as well as the own damages of the insured’s bike.

Nature of Requirement

It is a mandatory requirement as per the Indian Motor Tariff act.

This is optional and depends on individual preferences.

Add-ons Availability

No add-ons are provided along with the third party bike insurance policy.

The coverage of the comprehensive bike insurance policy can be extended by opting for a variety of add-ons to the policy.

Cost

The third party bike insurance policy comes with a low premium due to the limited coverage.

Comprehensive bike insurance policy has a relatively higher premium because of the wide coverage it provides.

What All is Covered Under Future Generali Third Party Bike Insurance Policy?

The Future Generali third party bike insurance policy provides coverage for the following.

  • Financial liabilities of third party property damage: The third party bike insurance policy covers any third party property damage caused by the insured’s bike. The insurer provides compensation for third party property damage up to Rs.1 lakh.

Bodily injuries/loss of life of the third party: The third party bike insurance policy compensates for any bodily injuries, disability or loss of life of the third party caused by the insured’s bike. However, the amount of compensation is decided as per the court of law.

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Future Generali Third Party Bike Insurance FAQs

  • What assistance do I get in case of death of the third party in an accident?

    In the case of the death of the third party, the insurer provides legal and financial support to the policyholder. The compensation amount is decided by a court of law

  • Can I stretch the coverage of the Future Generali third party bike insurance policy?

    No, you can’t stretch the coverage of the Future Generali third party bike insurance policy as it doesn’t provide the options of the add-ons. It gives the basic coverage. However, for the extensive coverage, you can opt for the comprehensive bike insurance policy.

  • Will the Future Generali third party bike insurance policy provide any coverage for the insured’s bike?

    The Future Generali third party bike insurance policy will not provide any coverage for the insured’s bike, as it only covers third party liabilities.

  • Does the Future Generali third party bike insurance policy cover accidents beyond the geographical area?

    No, the Future Generali third party bike insurance policy does not provide coverage for any accident or mishap outside the pre-decided geographical area.

  • How do I pay for the Future Generali third party bike insurance policy?

    There are two basic methods to pay for the Future Generali third party bike insurance policy.

    • By paying in cash at the nearest branch
    • By paying online using a debit card, credit card or via net-banking.

Why Choose Bike Insurance from InsuranceDekho?

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Future Generali Bike Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.