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Royal Sundaram Third Party Bike Insurance

359 reviews Rate This
    Network Garages3,300+
    Claim Settlement Ratio92.66% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued20.6 lakh+ in FY20
    Number of Customers45 lakh+
    Presence156+ branches

    Royal Sundaram Third Party Bike Insurance

    Royal Sundaram General Insurance is one of the leading insurance companies that have been providing third party bike insurance to the policyholders over the years. Third party bike insurance acts as a shield for the policyholders against financial and legal liabilities of the third party.

    With the Royal Sundaram third party insurance policy, a policyholder can avoid expenses required to pay for compensating a third party for damages caused by his/her bike. The insurer provides coverage for damage of third party property or vehicle, injury, disability and loss of life. The Royal Sundaram third party bike insurance policy helps the policyholders stay protected against any unforeseen events. Thus the policyholders can remain stress-free on the road.

    Royal Sundaram Third Party Bike Insurance vs Comprehensive Bike Insurance

    Basis

    Third Party Bike Insurance

    Comprehensive Bike Insurance

    Coverage

    It covers the financial and legal liabilities of the third party that occurred due to any unpredictable events involving the insured’s bike.

    It provides coverage for the financial and legal liabilities of “Third Party” as well as “Own Damage”.

    Nature of Requirement

    As per the Indian Motor Tariff, it is a statutory requirement.

    It is optional and depends on personal preference.

    Add-ons Availability

    This policy does not come with any add-on.

    This policy offers a variety of add-ons to the policyholders.

    Cost

    The limited coverage offered under this policy makes it cost-effective.

    This policy has a relatively higher premium due to the maximum coverage it offers.

    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    What All is Covered Under Royal Sundaram Third Party Bike Insurance Policy?

    The Royal Sundaram third party bike insurance policy provides coverage for the below-mentioned factors.

    • Financial liabilities of third party property damage - Any damage caused to the third party property due to an accident or mishap involving the insured bike gets covered under the Royal Sundaram third party bike insurance policy.
    • Bodily injury/loss of life of third party - The Royal Sundaram third party bike insurance provides complete or partial compensation for any bodily injury or loss of life of the third party caused by the insured bike. The amount of compensation is decided as per the court of law.

    What All Is Not Covered Under Royal Sundaram Third Party Bike Insurance Plan?

    The third party insurance plan provides limited coverage for bike insurance. Following are some points that are not covered under the third party bike insurance policy:

    • No optional personal accident cover is offered
    • No coverage for damages incurred by the insured’s bike
    • No compensation for injuries sustained by the policyholder.

    Calculate Your Bike Insurance

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    • Ahmedabad
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    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Must Read Articles before buying Royal Sundaram Bike Insurance

    Royal Sundaram Bike Insurance User Reviews

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    • No hidden fee

      It was a relief to see that finally there is a website that doesn't charge any hidden fee. While buying the ...

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      A
      By Arpit Gambhir
      On: March 23, 2023
    • Got to know about a wide range...

      A wide range of network garages on InsuranceDekho makes it convenient to get easy access to network garages,...

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      By Praveer Kumar
      On: March 22, 2023
    • Secured payment portal

      While looking for a secure and safe payment platform, I came across the InsuranceDekho website. They have a ...

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      V
      By Varun Randhawa
      On: March 20, 2023
    • Got my policy renewed in very ...

      I recently bought the Royal Sundaram Bike Insurance Policy. The plan is amazing in itself. I make sure to re...

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      S
      By Sahil Chopra
      On: March 15, 2023
    • Plans were easy to navigate

      After purchasing my TVS XL 100 bike, I was looking for a plan to insure it. On the InsuranceDekho website, I...

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      R
      By Rajeev Dhingra
      On: March 14, 2023
    • Instant revert

      I had a little problem and got stuck while making a premium payment for my Royal Sundaram bike insurance pol...

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      By Manav Trivedi
      On: March 10, 2023
    • Privacy first

      One of the best parts of the InsuranceDekho website is that it assures the complete privacy of the customer....

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      S
      By Sahil Manchanda
      On: March 6, 2023
    • Plans were easy to navigate

      The plans on the InsuranceDekho website were easy to navigate. While looking for a bike insurance plan for ...

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      S
      By Sunil Tiwari
      On: March 3, 2023
    • Streamlined claim settlement

      Settling cashless claim under the Royal Sundaram bike insurance policy issued for my Suzuki Intruder was str...

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      H
      By Himanshu Saje
      On: February 28, 2023
    • Streamlined claim settlement

      Settling cashless claim under the Royal Sundaram bike insurance policy issued for my Suzuki Intruder was str...

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      H
      By Himanshu Saje
      On: February 23, 2023

    Royal Sundaram Third Party Bike Insurance FAQs

    • Why should I choose the Royal Sundaram third party bike insurance policy?

      The following advantages of Royal Sundaram third party bike insurance make it a suitable option for all:

      • Round the clock customer care service
      • Quick and easy purchase and renewal
      • Minimum paperwork
    • How can I get the Royal Sundaram third party bike insurance policy?

      You can get the Royal Sundaram easily in the following steps:

      • Visit the official website of Royal Sundaram bike insurance
      • Fill up the personal details
      • Click on the “third party” option

      You can also dial the number 022-50061082 for buying a new policy or call their toll-free number 1860-425-0000.

    • Does the Royal Sundaram third party bike insurance provide coverage for any damage caused to the insured’s bike?

      The Royal Sundaram third party bike insurance policy does not provide coverage for any damage or loss caused to the insured owner or bike. Own-damage cover is provided under comprehensive and standalone own-damage plans.

    • How can I contact the insurer in case of any third party injury?

      You can dial the toll-free number 1800-425-0000 or visit the website of Royal Sundaram bike insurance and fill up the ‘Get a call back’ section. The insurer should be informed immediately after the accident or mishap.

    • Can I extend the coverage of third party bike insurance?

      The coverage of Royal Sundaram third party bike insurance policy cannot be extended under any circumstances. For availing maximum coverage you can opt for the Royal Sundaram comprehensive bike insurance policy. You can transfer from the third party bike insurance to the comprehensive bike insurance in the middle of the tenure or at the time of renewal for availing the maximum coverage.

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    Royal Sundaram Bike Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.