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Navi Third Party Bike Insurance

A third party bike insurance plan is designed to cover the legal and financial liabilities incurred by the policyholder towards a third party due to a mishap or an accident with the involvement of the insured’s bike. As per the Indian Motor Tariff, every bike owner should at least own a third party insurance policy while driving in the country. For a new bike, the owner must buy a third party insurance for at least 5 years. Navi General Insurance offers third party insurance at affordable rates which can easily be purchased online.

Navi Third Party Bike Insurance vs Comprehensive Bike Insurance

Basis

Third-Party Bike Insurance

Comprehensive Bike Insurance

Coverage

A third party insurance policy provides financial and legal protection from the third-party liabilities which include bodily injuries, disability, death or property damage of the third party that may occur during an unforeseen event. This policy helps the policy by providing financial and legal assistance in times of crisis. A third party insurance policy is mandatory for every person who drives/owns a two-wheeler as per the Motor Vehicles Act.

The comprehensive insurance policy provides coverage for two-wheelers as this type of insurance policy provides coverage for third party liabilities which includes bodily injuries, disability, death or property damage of the third party and own damages to the two-wheeler that may occur during an unforeseen event.

Nature of Requirement

As a third party insurance policy provides the basic type of coverage for a two-wheeler, one cannot avail of any add-ons under this policy.

As comprehensive policy provides holistic coverage for a two-wheeler, one can avail of add-ons under this policy. Some add-on covers offered by Navi General Insurance are a zero Depreciation, New Vehicle for Old Vehicle, NCB (No Claim Bonus) Secure, Consumable Expenses, Engine Protector, Accidental Hospitalisation, HospiCash, Enhanced Owner Personal Accident, Enhanced Pillion Rider Personal Accident, EMI Protector and Outstanding Loan Protector.

Add-ons Availability

A third party insurance policy is compulsory to have while riding a two-wheeler in India according to the Motor Vehicles Act. Anybody caught driving without a third party insurance policy shall be penalised.

A comprehensive insurance policy is not mandatory while driving a two-wheeler in India, but if one chooses to purchase a comprehensive policy he/she will not require an additional third party policy as a comprehensive policy covers both third-party liabilities and own-damages.

Cost

A third-party insurance policy is quite affordable given the limited coverage provided under this type of two-wheeler insurance policy.

A comprehensive insurance policy is expensive as compared to a third party policy because this type of two-wheeler insurance policy covers third party liabilities and own-damages to the vehicle.

What All Is Covered Under Navi Third Party Bike Insurance Policy?

The Navi third party bike insurance policy provides coverage for the following:

1. Financial Liabilities of Third Party Property Damage: A third party insurance policy provides coverage for any kind of property damages of the third party that may occur during an accident involving the insured two-wheeler. Compensation for the same shall be provided for up to Rs. 1 Lakh. Under such circumstances, the compensation amount shall be decided by the court.

2. Bodily Injuries/Demise of the Third Party: Under a third party insurance policy compensation is provided for bodily injuries, disability caused by the injury or demise of the third party during an accident involving the insured two-wheeler. However, the compensation amount is decided by the court of law.

3. Legal Assistance: Third-party insurance policy help the policyholder by providing legal assistance to the policyholder in case of third party liabilities such as bodily injuries, property damage or demise of the third party during an accident involving the insured two-wheeler.

What Is Not Covered Under Navi Third-Party Bike Insurance Plan?

A third insurance policy provides limited coverage but there are certain situations and aspects that are not covered under a third party insurance policy. Below mentioned are some instances which are not cover a third party insurance policy:

  • Own-damages to the insured two-wheeler during an unforeseen event.
  • Damage to the insured two-wheeler while driving without a valid license.
  • Damages to the insured two-wheeler while driving under the influence of drugs, alcohol or any other intoxicants.

Key Benefits of Purchasing Navi Third-Party Bike Insurance

For a person who owns/drives a two-wheeler in India, a third party insurance policy is compulsory while driving a two-wheeler. Though this type of insurance policy provides basic coverage but can be very beneficial in times of crisis. Following are some benefits of purchasing a Navi Third Party insurance policy:

1. Affordable: A third party insurance policy provides the most basic type of insurance policy for a two-wheeler. As this type of insurance policy provides limited coverage, premiums for a third party insurance policy are inexpensive as compared to other two-wheeler insurance policies. Third party insurance policy is very affordable.

2. Legal and Financial Assistance: A two-wheeler third party insurance policy offers protection against the financial and legal liabilities that the policyholder may have to face in case of property or personal damage, bodily injury of any kind to the third party. A third party insurance policy also provides financial and legal assistance in case of any disability caused due to bodily injury or demise of the third party during an accident or any other unforeseen event.

3. Holistic Coverage: A two-wheeler third party insurance policy provides holistic coverage. Protection against third party liabilities that may occur during an accident is provided to the policyholder. Since this type of two-wheeler insurance policy is mandatory as per the Motor Vehicles Act, you drive your two-wheeler legally.

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Navi Bike Insurance User Reviews

4.6
Rating based on
77 User reviews
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What users are saying
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  • Excellent Services

    I am so thankful to InsuranceDekho for their excellent service in managing the entire process of my insurance claims. My brother also availed of their services and bought Navi Bike Insurance. He is very satisfied with their support. I genuinely recommend InsuranceDekho to everyone!

    Read More

    S
    By Shalini Bhadana
    On: June 6, 2024
  • It gives me a reminder.

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    S
    By Sanju Mehra
    On: February 10, 2023
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    Read More

    B
    By Bhupen Anand
    On: February 3, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Kapoor
    On: January 23, 2023
  • The best coverage offer plans

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Kapoor
    On: January 19, 2023
  • 7 days availability

    I recently bought the Navi bike insurance plan for my Suzuki Gixxer SF 250 from the InsuranceDekho website. They are available on all 7 days of the week. I bought it on a Sunday and I could buy it without any complications and issues although it was a Sunday.

    Read More

    R
    By Ribhu Shrivastava
    On: July 1, 2022
  • Offers the best coverage

    Using the InsuranceDekho website, I was able to generate bike insurance quotes by simply entering my KTM Duke bike's registration number. Several bike insurance quotations are shown, which provide good protection for my bike. I compared bike insurance policies and purchased a NAVI bike insurance policy.

    Read More

    O
    By Ojas Sharma
    On: June 27, 2022
  • Timely reminders

    The procedure of purchasing a plan is so uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    K
    By Karan Mehra
    On: June 27, 2022
  • Pocket-friendly plans

    The InsuranceDekho website has a variety of plans with affordable prices. I recently bought the Navi bike insurance plan for my Yamaha FZ X. The plan is good enough and fits my budget easily. I am happy with my purchase and would recommend this to all those looking for a good bike insurance plan.

    Read More

    A
    By Aman Marwah
    On: May 6, 2022
  • The website has a very helpful...

    The procedure of purchasing a plan is so much uncomplicated on the website as it is arranged perfectly. I purchased a NAVI bike insurance policy for my KTM RC 125 from insurancedekho.com, which always reminds me to renew my policy on time.

    Read More

    S
    By Sanju Mehra
    On: March 21, 2022
  • Renewed the policy in few minu...

    I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.

    Read More

    P
    By Pavan Sritharan
    On: February 11, 2022
  • Found some best insurance comp...

    I had opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. I saw the top recommendation and considering the recommendation I purchased a Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.

    Read More

    R
    By Rohit Mishra
    On: December 29, 2021
  • Insurance within budget

    I wanted to purchase a bike insurance policy that provided me good coverage and fit in my budget, while looking for one I landed on InsuranceDekho’s website. Here I was able to compare several bike insurance policies which were affordable and provided good coverage. I purchased a Navi bike insurance policy for my Suzuki Let’s.

    Read More

    B
    By Bhupen Anand
    On: December 27, 2021
  • Renewed the policy in few minu...

    I renewed my Navi comprehensive bike insurance policy for my Harley Davidson V Rod in a few minutes without any hassle. The renewal process was very easy to follow and no paperwork was required to renew the policy. I’m satisfied with my experience with InsuranceDekho.

    Read More

    P
    By Pavan Sritharan
    On: December 20, 2021
  • Top insurance companies listed

    I opted for regular updates with InsuranceDekho which helps me find the updated list of some top insurance companies. After considering the top recommendations I opted for the Navi Bike insurance policy for my Lohia Genius as it has a high claim settlement ratio.

    Read More

    R
    By Rochan Nadkarni
    On: December 15, 2021
  • Maintains full uniformity

    InsuranceDekho website maintains full uniformity when it comes to offering details about insurance providers. Due to their unbiased approach, I was convinced to insure my Hero Electric Cruz with the Navi bike insurance plan.

    Read More

    A
    By Ashima Bhalla
    On: December 8, 2021
  • Extensive research

    As per me, one of the best things about InsuranceDekho website is that it offers the chance to do extensive research. I had considered profound details regarding several plans prior to buying Navi bike insurance plan for my Honda CB Trigger.

    Read More

    U
    By Udita Deshmukh
    On: December 6, 2021
  • Convenience in making reimbur...

    I am a policyholder of Navi. My Triumph Speed Triple had gone through emergency servicing recently. As there were no network garages nearby so I had to go for another garage. I came to the InsuranceDekho website in order to make a reimbursement claim. It was a convenient claim settlement.

    Read More

    M
    By Mahika Kapoor
    On: December 1, 2021
  • Swift plan renewal

    Getting my Navi bike insurance plan issued for my Bajaj Avenger 200 renewed was very near. As I had issued the insurance plan from InsuranceDekho website, I came here for renewal as well. The instructions were easy to follow and it took a few minutes to get my insurance plan renewed.

    Read More

    By Rita Arora
    On: November 30, 2021
  • Insurance plans within budget

    The InsuranceDekho website has become a popular choice amongst masses from all kinds of financial backgrounds. This is because each insurance plan coverage and benefits are synced well with the premium. I am very happy with the Navi bike insurance plan issued for my Suzuki Let’s.

    Read More

    N
    By Naman Chauhan
    On: November 24, 2021
  • Reasonable plan pricing

    All the insurance plans available on the InsuranceDekho website are priced reasonably. The insurance coverages and benefits offered under them are well optimized and in alignment with the premiums. I am happy to insure my Royal Enfield Himalayan BS4 with Navi bike insurance plan.

    Read More

    S
    By Shubhojit Das
    On: November 22, 2021
  • Expert Guidance

    I contacted the customer executive of InsuranceDekho to learn a few ways on how to avail more benefits from my Navi standalone own damage bike insurance plan safeguarding my Yamaha Fascino. The executive was an expert in the field and suggested me to shift to a comprehensive bike insurance plan or to include add-on covers to the existing plan.

    Read More

    S
    By Saheer Khan
    On: November 17, 2021
  • Simple renewal instructions

    It was easy to follow the renewal instructions available on InsuranceDekho website. I had duly filled in my renewal form and regenerated the insurance quotes again. After the comparison, I opted for the Navi bike insurance plan as it was matching all my criteria. Therefore, I made the premium payment and renewed the insurance plan for my Vespa Piaggio Exclusivo.

    Read More

    A
    By Ashita Sachdeva
    On: November 15, 2021
  • Plan renewal within seconds

    I had renewed my Navi comprehensive bike insurance plan for my Harley Davidson V Rod in just a few seconds through the InsuranceDekho platform. Once I had regenerated the insurance quotes, I did a careful comparison of the quotes shown on the screen. The existing insurance policy seemed suitable, thus I had chosen them once again. I had instantly received the copies of the renewed insurance plans.

    Read More

    M
    By Meera Ghosh
    On: November 11, 2021
  • Top rated insurance providers

    At the InsuranceDekho website, I receive regular updates, thus it gets easier for me to find the updated list of rated insurance providers easily. After referring to the list, I opted for Navi bike insurance plan as it offered a high claim settlement ratio to protect my Lohia Genius.

    Read More

    D
    By Damini Sharma
    On: November 8, 2021
  • Ensures protection of privacy

    I prefer to visit InsuranceDekho website, everytime I have to purchase an insurance plan. The website ensures complete privacy of the information I update and is discreet. I hold Navi bike insurance plan issued for my Lohia Genius.

    Read More

    S
    By Sayani Ghosh
    On: November 2, 2021
  • Buying additional covers is ea...

    As I wanted to enhance the coverage of my insurance plan, therefore, I decided to go with a zero depreciation add-on cover with my basic Navi bike insurance plan for my Okinawa ipraise+ on InsuranceDekho platform. The procedure was quite simple, I had to choose my bike’s carrier, MMV, add-on and finally make the payment.

    Read More

    N
    By Nitya Sehgal
    On: October 27, 2021
  • Authentic specifications of pl...

    You should go to InsuranceDekho website to get authentic insurance plan specifications that would be efficient to provide the expected advantages to your two-wheeler. I went through the specifications of my Navi bike insurance plan before issuing it for my Mahindra MOJO XT 300.

    Read More

    A
    By Asmita Singhania
    On: October 25, 2021
  • Impressive insurance tools

    Various insurance tools like IDV, premium calculator, and instant quote generator available on InsuranceDekho website are impressive and effective. By using these insurance tools, I was able to save a lot of my energy and time of issuing Navi bike insurance plan for my Vespa Elegante 125.

    Read More

    A
    By Akhilesh Kumar
    On: October 20, 2021
  • Simultaneous comparison of pla...

    On the InsuranceDekho website, I found certain tables with lists of insurance providers and several insurance plan types on InsuranceDekho. With the help of the tables the simultaneous comparison of plans became super convenient. I did the comparison and purchased Navi bike insurance plan for my Honda CD 110 Dream BS4.

    Read More

    M
    By Manik Chand
    On: October 18, 2021
Navi Reviews

Navi Third Party Bike Insurance FAQs

  • How can I purchase the Navi third party two-wheeler insurance policy online?

    You can easily buy a third party two-wheeler insurance policy online from the website of Navi General Insurance. To buy the policy, you will just have to enter your vehicle’s registration number and other relevant details. After this, you will be shown different policy quotes from which you can compare and choose a policy quote. Then you just have to select a policy, enter your basic details and make the payment for the opted policy. The insurance company will provide you the policy document soon after the payment. It will save your time and money and make you find the plan based on your budget and requirements.

  • What documents do I need to buy the Navi Third Party Bike Insurance Plan?

    To purchase the Navi third party bike insurance policy, you must own the following documents.

    • The Registration Certificate
    • The copy of the valid driving license
    • The registration number of two-wheeler
    • Photo ID proof and address proof (Aadhaar card, Voter ID, etc.)

  • If my two-wheeler is damaged in an earthquake, will I get coverage under Navi third party bike insurance?

    No, Navi third party bike insurance will not provide any coverage for the damage caused to your scooter or bike under any circumstances, even in case of a nuclear attack. This insurance plan is designed to cover the damage incurred by the third party only.

  • Can I include any add-on cover under the Navi third party two-wheeler insurance policy?

    Yes, you can include Personal Accident Cover (PA) under the Navi third party two-wheeler insurance cover. However, you will have to pay a little extra premium to include this add-on cover in your third party policy.

  • How can I contact Navi General Insurance for any query related to a third party insurance plan?

    You can get in touch with the team of Navi General Insurance by calling at 1800 123 0004 for any type of insurance related query. You can also Email your queries at mycare@cocogeneralinsurance.com.

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