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Hdfc Ergo Third Party Bike Insurance

HDFC ERGO Bike Insurance

188 reviews Rate This
    Network Garages6,800
    Claim Settlement Ratio94%
    Emergency Assistance24/7

    HDFC ERGO Third Party Bike Insurance

    A third party bike insurance is the most basic insurance policy offered by HDFC Ergo General Insurance for bikes. As per the Indian Motor Tariff, a bike owner is mandatorily required to have at least a third party insurance policy. It insures the policyholder against all third party liabilities which may arise due to any mishap involving the insured’s bike.

    HDFC Ergo Third Party bike Insurance vs Comprehensive bike Insurance Policy



    Basis

    Third Party

    Comprehensive

    Coverage

    A third party insurance cover takes care of all the legal liabilities arising out of an unforeseen event towards a third party.

    A comprehensive bike insurance plan takes care of both legal liabilities as well as own damage incurred by the insured’s bike.

    Add-on covers

    No add-on covers can be availed with a third party bike insurance policy.

    All add-on covers such as Zero Depreciation, Engine Cover, Emergency Assistance, etc, can be availed with a comprehensive bike insurance policy.

    Nature of requirement

    It is a statutory requirement.

    It is an optional but recommended policy.

    Cost

    It is comparatively cost effective because it offers limited coverage.

    It is comparatively expensive because it provides extensive coverage.

    What All is Covered Under HDFC Ergo Third Party bike Insurance Plan?

    A third party bike insurance policy by HDFC Ergo provides coverage for the following:

    • The plan provides coverage for death/bodily injuries incurred by a third party due to any mishap involving the insured’s bike. The amount of compensation in such cases is decided by a court of law.
    • The plan also provides coverage for property damage incurred by a third party to an extent of Rs. 1 lakh.

    HDFC ERGO Bike Insurance User Reviews

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    What users are saying
    • All
    • Most Helpful
    • Best payment options

      The InsuranceDekho platform gave me the best payment options to pay for my HDFC ERGO bike insurance plan which...

      Read More
      H
      By Harsh Yadav
      On: September 24, 2020
    • Ultimate renewal service

      If anyone wants to get an insurance policy for their bikes, they must get it from InsuranceDekho platform for ...

      Read More
      V
      By Vaibhav Mehrotra
      On: September 23, 2020
    • Unparalleled insurance solutio...

      With the assistance of the InsuranceDekho team, I could find the best insurance-related solutions. The insuran...

      Read More
      A
      By Aamir Siddiqui
      On: September 17, 2020
    • Renewed plan in just 2 steps

      With the help of InsuranceDekho platform, I could easily get my HDFC ERGO insurance cover renewed in no time b...

      Read More
      A
      By Ashwini Sharma
      On: September 16, 2020
    • Extraordinary customer support

      I had to purchase a bike insurance policy for which I visited the InsuranceDekho portal. Their customer care t...

      Read More
      V
      By Vikrant Bansal
      On: September 15, 2020
    • Multiple payment gateways

      I have bought and renewed a bike insurance plan of HDFC ERGO to secure my Honda CB Unicorn 150 bike through va...

      Read More
      L
      By Laxman Kumar
      On: September 14, 2020
    • Paperless insurance process

      I bought a bike insurance plan of HDFC ERGO General insurance to secure my Bajaj Dominar 400 bike from Insuran...

      Read More
      R
      By Rahul Merchant
      On: September 10, 2020
    • Several add-on options

      The InsuranceDekho platform provided me multiple add-on cover options to choose from. It helped me a lot in se...

      Read More
      S
      By Shobhit Kamra
      On: September 9, 2020
    • All India cashless garages

      I purchased a HDFC ERGO comprehensive bike insurance policy on the recommendation of the InsuranceDekho team. ...

      Read More
      N
      By Neerav Pradhan
      On: September 8, 2020
    • Very helpful

      They provided very good car insurance quotes within the budget in this financially struggling period. Thank yo...

      Read More
      D
      By DEEPTHYMOL K
      On: September 8, 2020
    • Best payment options

      The InsuranceDekho platform gave me the best payment options to pay for my HDFC ERGO bike insurance plan which...

      Read More
      H
      By Harsh Yadav
      On: September 24, 2020
    • Ultimate renewal service

      If anyone wants to get an insurance policy for their bikes, they must get it from InsuranceDekho platform for ...

      Read More
      V
      By Vaibhav Mehrotra
      On: September 23, 2020
    • Unparalleled insurance solutio...

      With the assistance of the InsuranceDekho team, I could find the best insurance-related solutions. The insuran...

      Read More
      A
      By Aamir Siddiqui
      On: September 17, 2020
    • Renewed plan in just 2 steps

      With the help of InsuranceDekho platform, I could easily get my HDFC ERGO insurance cover renewed in no time b...

      Read More
      A
      By Ashwini Sharma
      On: September 16, 2020
    • Extraordinary customer support

      I had to purchase a bike insurance policy for which I visited the InsuranceDekho portal. Their customer care t...

      Read More
      V
      By Vikrant Bansal
      On: September 15, 2020
    • Multiple payment gateways

      I have bought and renewed a bike insurance plan of HDFC ERGO to secure my Honda CB Unicorn 150 bike through va...

      Read More
      L
      By Laxman Kumar
      On: September 14, 2020
    • Paperless insurance process

      I bought a bike insurance plan of HDFC ERGO General insurance to secure my Bajaj Dominar 400 bike from Insuran...

      Read More
      R
      By Rahul Merchant
      On: September 10, 2020
    • Several add-on options

      The InsuranceDekho platform provided me multiple add-on cover options to choose from. It helped me a lot in se...

      Read More
      S
      By Shobhit Kamra
      On: September 9, 2020
    • All India cashless garages

      I purchased a HDFC ERGO comprehensive bike insurance policy on the recommendation of the InsuranceDekho team. ...

      Read More
      N
      By Neerav Pradhan
      On: September 8, 2020
    • Different add-on covers

      Last month, I purchased a HDFC ERGO bike insurance policy from the InsuranceDekho portal to secure my Suzuki V...

      Read More
      S
      By Sahil Gaur
      On: September 7, 2020

    HDFC Ergo Third Party bike Insurance FAQs

    • Why should I buy Third Party bike insurance?

      You should buy the Third Party bike insurance because the Indian Motor Tariff has made it mandatory for all bikes in India. The HDFC Ergo bike insurance will protect you against all third party liability.

    • What amount can be availed in case of any property damage of the third party?

      In case of any property damage, the HDFC Ergo Third Party bike insurance policy will provide coverage upto Rs. 1 lakh.

    • Will my third party bike insurance cover all kinds of damages in every situation?

      A third party bike insurance has some conditions when it comes to coverage. The policy does not provide coverage under these following circumstances-

      • Accident occurred outside the geographical arena mentioned in the policy
      • Bike driven by someone else other than insured
      • Driving in intoxicated state
      • Bike engaged in iIlegal practices
      • Intentional damage etc.
    • Can I buy HDFC Ergo third party bike policy online?

      Yes, you can buy an HDFC Ergo third party bike policy online. You can get the policy online from either HDFC Ergo General Insurance’s official website or at InsuranceDekho.com

    • Can I stretch the coverage offered by HDFC Ergo Third Party bike Insurance?

      Unfortunately, you cannot stretch the coverage offered by HDFC Ergo Third Party bike insurance. It will only provide for third party liability. For extensive coverage you can opt for the HDFC Ergo Comprehensive bike insurance policy.

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    HDFC Ergo Bike Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.