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ICICI Lombard Third Party Bike Insurance

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    Network Garages8,800+
    Claim Settlement Ratio87.71% in FY20
    Emergency AssistanceAvailable 24/7
    Policies Issued2.6 crore in FY20
    AccreditationiAAA Rating by ICRA
    Presence46 Countries

    ICICI Lombard Third Party Bike Insurance

    A third party bike insurance covers the financial and legal liabilities incurred by the policyholder towards a third party due to a mishap/accident involving the insured’s bike. As per the Indian Motor Tariff, every bike owner is mandatorily required to have at least a third party insurance policy. For a new bike, the owner must purchase a third party insurance for at least 5 years. ICICI Lombard General Insurance offers third party insurance at affordable rates.

    ICICI Lombard Third Party Bike Insurance vs Comprehensive Bike Insurance


    Third Party Bike Insurance

    Comprehensive Bike Insurance


    It provides coverage for third party/legal liabilities only.

    It covers damage incurred by a third party as well as the insured’s bike.

    Nature of Requirement

    It is mandatory by law to have a third party insurance for any bike. A new bike must have a third party insurance policy for 5 years.

    Purchasing or not purchasing a comprehensive insurance policy depends on the owner’s preference.

    Add-ons Availability

    No add-ons are available with a third party bike insurance.

    You can avail a variety of add-on covers along with a comprehensive insurance policy.


    The premiums for third party insurance are generally economical and affordable.

    A comprehensive policy is generally expensive due to its extensive coverage.

    Bike insurance starting from Rs.482/year*
    • Save upto 75%*
      Lowest Bike Premiums
    • 11.5 Lakh+
      Happy Customers
    • Claim Support
      7 days a week

    *TP price for less than 75cc two-wheeler. All savings/offers are provided by the Insurers which are subject to modification. Terms and conditions apply

    What All Is Covered Under ICICI Lombard Third Party Bike Insurance Plan?

    ICICI Lombard Third Party bike insurance plan covers the following liabilities of the third party:

    • Third party property damage: This plan provides compensation for property damage incurred by a third party due to a mishap/accident involving the insured’s bike. In case of third party property damage, the compensation is limited to Rs. 1 lakh.
    • Bodily Injuries/Death of third party: The insurer compensates for the third party injury or loss of life in the accident. However, the compensation amount in case of loss of life or disability is settled by the insurer as per the decision of the court of law.

    What All Is Not Covered Under ICICI Lombard Third Party Bike Insurance Plan?

    When it comes to a third party insurance, it is a compulsory insurance product but offers limited insurance coverage, which every policyholder needs to be aware of. Here are a few crucial offerings which are excluded from the third party bike insurance plan:

    • No coverage for injuries suffered by the policyholder.
    • Damages sustained by the insured bike will not be covered.
    • Optional personal accident cover is not provided with the third party plan.

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    Must Read Articles before buying Icici Lombard Bike Insurance

    ICICI Lombard Bike Insurance User Reviews

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    What users are saying
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    • Best Online Platform

      My best regards to the company for helping me in buying the ICICI Lombard Bike Insurance Policy plan with ea...

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      By Karan Wahi
      On: March 21, 2023
    • Various payment options are av...

      I was looking for bike insurance for TVS Apache so I visited the InsuranceDekho website. There were many pay...

      Read More
      By Sushant Mehra
      On: March 17, 2023
    • Empathetic Customer Care

      The customer care service of the InsuranceDekho website is exceptional. While buying the ICICI Lombard Bike ...

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      By Ishwar Chauhan
      On: March 15, 2023
    • Learned about IDV and its impo...

      While purchasing the ICICI Lombard bike insurance plan for my Yamaha bike, I got to know about the IDV and h...

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      By Vinay Agarwal
      On: March 13, 2023
    • Provides honest opinions about...

      The information on the InsuranceDekho website is unbiased and one can choose the desired plans without any p...

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      By Manish Chabbra
      On: March 7, 2023
    • Pocket-friendly plans

      I was looking for a plan which suited my budget for a bike insurance plan for my Yamaha bike. I was happy t...

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      By Piyush Bansal
      On: March 6, 2023
    • All the plans were easy to com...

      As I was looking for an insurance plan for my KTM bike, I personally feel that InsuranceDekho has a large nu...

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      By Anmol Yadav
      On: March 2, 2023
    • Affordable plans

      I wanted a good bike insurance plan for my Avon Gamer NV. Along with a good plan, I also wanted a plan that ...

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      By Rubab Singh
      On: February 14, 2023
    • Easy to find out

      Best match finding with good comparison of companies and good value for vehicals insurance . This is my second...

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      Honda Unicorn Mumbai
      On: January 31, 2023
    • Excellent

      Very easy approach for renewing and applying new bike insurance. User friendly website and very supportive in ...

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      Yamaha YZF R15 Tirupati
      On: January 30, 2023

    769 Icici Lombard Cashless Garages in India

    ICICI Lombard Third Party Bike Insurance FAQs

    • Why do I need a third party insurance?

      Third party insurance is mandatory as per Indian Motor Tariff for every bike owner. A third party insurance keeps you insured against the financial and legal liabilities which may arise towards a third party due to a mishap involving your bike.

    • What assistance do I get in case of death of the third party in an accident?

      In case of loss of life in an accident, the insurer compensates the third party on behalf of the policyholder. The compensation amount in such cases is decided by a court of law.

    • How can I contact the insurer after an accident to avail the third party bike insurance?

      You can contact ICICI Lombard General Insurance at their toll-free number which is 1800-2666 or visit the nearest branch/website of the insurer. It is necessary to contact the insurer immediately after the accident to raise and register a claim.

    • What is the tenure of a third party bike insurance?

      The tenure for a third party bike insurance ranges from 1 year to 5 years. However, every new bike must have a third party bike insurance for 5 years.

    • What are the limitations of ICICI Lombard third party bike insurance?

      ICICI Lombard third party insurance has the following limitations:

      • It does not provide coverage if the insured’s bike gets stolen.
      • It fails to provide coverage for own-damages incurred by the insured’s bike.
      • No coverage is provided in case of an accident beyond the assigned geographical extent.
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    ICICI Lombard Bike Insurance Contact Details

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.