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Key Features:
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  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

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When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

Overview

  • Why is two-wheeler insurance required?

    Every bike owner is required to have at least a third-party two-wheeler insurance plan. Furthermore, it helps you in solving financial obligations that may arise as a result of an unfortunate event.

  • Why should I choose IndusInd Bike Insurance?

    Consumers are attracted to IndusInd Bike Insurance Policy for a variety of reasons, including: 1.Customized add-ons with a low premium yet a high level of coverage. 2.On-road assistance is provided by an excellent customer service team. 3.Service is easily accessible in over 3800 networking garages. 4.Excellent history of claim settlements.

  • Is it possible to add-on cover with IndusInd bike insurance plan?

    Yes, customers can choose from a variety of add-on covers after purchasing a IndusInd Comprehensive Bike Insurance policy or a IndusInd Standalone Own Damage Bike Insurance policy. Nil Depreciation, Daily Allowance Benefit, EMI Protection, and Helmet Cover are some of the most popular add-ons.

  • What is the best way to keep track of the status of my two-wheeler insurance policy?

    Customers can access the official website to verify the status of their insurance. Simply enter your login ID and password on the login tab on the home page, and the list will appear.

  • Is it possible for me to purchase an insurance policy online?

    Absolutely, you may buy your policy online with minimal documentation using the official website of IndusInd Bike Insurance or InsuranceDekho. All you have to do now is fill in the required information about yourself and your vehicle, pick a new plan, calculate the premium, and make the payment.

Third Party

  • Is third party bike insurance mandatory?

    Yes, having at least a third party insurance for a bike is mandatory as per Indian Motor Tariff in the country. Also, every new bike must have a third party insurance for at least 5 years.

  • What is the coverage amount for third party property damage and bodily injury/disability/loss of life?

    IndusInd third party bike insurance covers property damage of the third party to an extent of Rs. 1 lakh. However, in the following cases, the amount of compensation is decided by a court of law:

    • Death or bodily injury to a third party
    • Permanent Total Disability of the insured bike owner/driver.

  • What are the advantages of IndusInd third party bike insurance?

    IndusInd third party bike insurance offers the following advantages:

    • The insurer deals with all the legal liabilities to the third party on behalf of the policyholder.
    • One can afford it at a very low cost compared to the coverage it provides.
    • It requires minimal documentation while purchasing.
    • It provides financial security and peace of mind.

  • Can I extend the coverage of the third party bike insurance?

    No, you cannot extend the coverage of the third party bike insurance as this insurance provides the basic coverage without any options of add-ons. One can avail extensive coverage by purchasing comprehensive bike insurance.

  • How can I purchase IndusInd third party bike insurance?

    You can purchase IndusInd third party bike insurance in the following ways:

    • By dialling their toll-free number 1800-3009
    • Through their official website
    • By visiting their nearest branch.

Zero Depreciation

  • How can I get the Zero Depreciation Cover?

    You can visit the official website of IndusInd General Insurance and apply for the Zero Depreciation Cover. Apart from that, you can contact their customer care support centre by dialling 18003009. You can also compare the zero depreciation covers offered by other insurers and get the suitable zero depreciation cover at InsuranceDekho.

  • I don’t own a luxury bike, do I still need to add the Zero Depreciation cover to my policy?

    You can add the Zero Depreciation cover to your policy even if you don’t own a luxury car for the maximum protection. It will help you to get the parts of your bike repaired or replaced without costing you any money.

  • How many times can the Zero Depreciation be claimed?

    You can claim the Zero Depreciation cover two times in the tenure of your IndusInd bike insurance policy. Any subsequent claim shall be charged as per the depreciation rate of the policy.

  • When can I add the Zero Depreciation cover?

    You can add the Zero Depreciation cover while purchasing the insurance policy for your bike. The cover can be added during the policy renewal as well, provided the bike is a maximum of two years old

  • Will there be any depreciation charge for replacing tyres if I have the Zero Depreciation cover?

    Yes, there will be a depreciation charge for repairing or replacing tyres with or without Zero Depreciation cover added to your policy. The depreciation charge for tyres, for both with and without Zero Depreciation, is 50%.

Claim

  • How can I get IndusInd bike insurance coverage if I get my bike repaired outside the network garages?

    You should inform your insurer as soon as possible after the accident. You can move the bike to your preferred garage after the survey by the insurance company. You can then file a reimbursement claim with the company, proving all of the repair documents, bills, and receipts. The company verifies the information you give and pays you directly for the authorized claim amount.

  • When do I need to file an F.I.R.?

    After an accident or theft of your bike, you should file an F.I.R. at the nearest police station. When filing a claim with your insurer, you will need a copy of F.I.R.

  • What does it mean to have a "non-cashless claim"?

    A reimbursement claim is a term used to describe a non-cashless claim. The settlement/payment is made directly to the policyholder in this type of claim. If the policyholder repaired the registered bike in a garage that is not part of the network of the insurer, he can file a non-cashless claim. The insurance company verifies the original repair bills and receipts before paying the claim, taking into account the deductibles and depreciation.

  • Is there a limit for filing a bike insurance claim?

    The claim process is, however, time-limited.It is advisable to inform your insurance company as soon as possible.The time limit varies depending on the policy provider. Following an accident, the first thing a policyholder should do is notify his or her insurer and file a claim.

  • After an accident, how do I contact IndusInd General Insurance?

    You can reach IndusInd General Insurance by dialing 1800-3009, which is their toll-free number.

Renewal

  • What documents are required to renew the IndusInd bike Insurance policy online?

    The online renewal process of IndusInd bike Insurance policy does not involve any paperwork. You do not need to provide any documentation. You can renew the policy by using your registered mobile number, policy number and registration number of the bike.

  • Can I modify the bike insurance policy at the time of renewal?

    Yes, you can modify the bike insurance policy at the time of renewal in the following ways.

    • Extension or reduction of tenure: You can choose the policy period as per your preference.
    • Inclusion or exclusion of Add-ons: You can choose the add-ons you want for the renewed policy.

  • How can I renew my insurance policy offline?

    You can renew your IndusInd bike policy in the following ways.

    • By calling their toll free number i.e. 18003009
    • By visiting the nearest branch

  • How do I know the expiry date of my policy? Do I need to renew the policy before the expiry date?

    At the time of purchase, the policy documents have the mention of the expiry date. You can get the expiry date just by reviewing the policy document. It is recommended that you renew the policy before its expiry. However, you can renew it after the expiry date till 90 days of its lapse.

  • How do I receive the documents of the renewed policy if I opt for the online process?

    You will receive the documents of the renewed policy in your inbox within a few hours after you make the final payment.

Comprehensive

  • Why should I purchase the IndusInd comprehensive bike insurance policy?

    You can be highly benefited by the IndusInd comprehensive bike insurance policy. This policy comes with the following advantages:

    • Coverage for both third party liabilities as well as own-damages
    • Availability of various add-ons for additional protection
    • More than 6,200 network garages providing cashless services.

  • Does the IndusInd comprehensive bike insurance provide Daily Allowance add-on?

    Yes, the IndusInd Comprehensive bike insurance policy provides Daily Allowance add-on, if the insured’s bike has been kept in the network garage for more than 3 days and the policyholder has to travel on their own. The allowance limit, in this case, is Rs.5000 per day and only applicable for 2 claims.

  • Can I upgrade my existing policy to comprehensive bike insurance policy during renewal?

    You can upgrade from your existing third party insurance policy to the comprehensive bike insurance policy. You have to visit the official website of IndusInd comprehensive bike insurance and provide your current policy details.

  • Does the IndusInd comprehensive bike policy cover any consequential damage?

    Any consequential damage caused by the primary damage is not provided with coverage under the IndusInd comprehensive bike insurance policy. The insurer will cover the primary damage and the policyholder will have to bear the cost of consequential damage.

  • How can I get the quote of premium for my comprehensive bike insurance policy?

    The process of getting the premium quote for IndusInd comprehensive bike policy is easy and can be done by following three easy steps.

    • Go to the official page of IndusInd Comprehensive bike insurance
    • Provide a few personal details and registration number of the bike
    • Click on ‘check our prices’

Premium Calculator

  • Why should I use the bike insurance premium calculator?

    The bike insurance premium calculator will provide you assistance in finding the right premium amount for your plan, get the IDV of your bike, selecting an affordable plan and make wiser decisions related to the bike insurance plan.

  • What details are required to be entered in the premium calculator?

    You need to enter details such as make and model of your bike, RTO location of your bike, registration year of your bike, etc., to get the right premium offered by the insurers for a bike insurance policy.

  • What factors determine the premium of a bike insurance policy?

    There are various factors that affect the premium of a bike insurance cover such as Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Age of the Owner, Anti-Theft Devices and so on.

  • Where can I use the premium calculator?

    You can use the best premium calculator to compute the premium and IDV for your insurance plan at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

  • Does the premium calculator calculate the premium for old two-wheelers?

    Yes, the premium calculator helps you find the premium for new and old or used two-wheelers.

Add On

  • How many add-on covers are offered with the IndusInd bike insurance plans?

    IndusInd bike insurance plans are available with 4 bike insurance add-on covers that includes Nil Depreciation, EMI Protection, Helmet Cover, and Daily Allowance Benefit.

  • How much money do I need to pay to opt for add-on covers?

    Different add-on covers are available at different prices. You will have to pay for the add-on covers specified in the policy document or online purchase portal of the insurance company.

  • Is it mandatory to include an add-on cover in the bike insurance plan?

    No, owning an add-on cover in your bike insurance policy is not mandatory. It is an optional benefit which you can avail to enhance the coverage of your insurance cover.

  • When can I buy the IndusInd bike insurance add-on covers?

    You can buy the add-on covers either at the time of insurance policy purchase or during the insurance policy renewal process.

  • How many add-on covers can I opt for at a time?

    There is no limit to opt for add-on covers, which means you can include various add-on covers at a time in your bike insurance policy based on your budget and requirement.

Explore IndusInd Bike Insurance

Must Read Articles before buying IndusInd Bike Insurance

IndusInd Bike Insurance User Reviews

4.8
Rating based on
470 User reviews
Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had IndusInd bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    Read More

    N
    By Nikhil Patil
    On: July 1, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my IndusInd bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    Read More

    S
    By Sneha Rao
    On: June 27, 2024
  • Quick Claim Settlement

    A recent mishap damaged my bike’s seat. I have a IndusInd bike insurance policy which I got through InsuranceDekho. The claim settlement was quick, and I got my bike back in shape easily.

    Read More

    S
    By Sneha Patel
    On: June 25, 2024
  • Customer Friendly

    I purchased a bike insurance policy from IndusInd for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

    Read More

    N
    By Nandini Garg
    On: June 19, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my IndusInd bike insurance policy.

    Read More

    R
    By Rajesh Bhatia
    On: June 17, 2024
  • Easy-to-Use Platform

    Recently I purchased a scooter for my younger brother. I was confused as to which is the best bike insurance policy. On a friend’s suggestion, I visited InsuranceDekho website to get some guidance. Their platform was easy to use and I compared many insurers. Now, I’ve purchased Reliance’s bike insurance as it had affordable premiums.

    Read More

    P
    By Priya Mehta
    On: June 10, 2024
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the IndusInd bike insurance that was just right for me, and it was all really straightforward.

    Read More

    A
    By Aashi Goel
    On: March 2, 2024
  • Responsive Customer Support

    Dealing with customer support for inquiries related to Third-Party IndusInd Bike Insurance Policy was a positive experience. The team at InsuranceDekho was responsive, providing timely and helpful assistance for my KTM bike.

    Read More

    G
    By Gagan Grover
    On: November 24, 2023
  • Transparent Premium Breakdown

    The premium calculator on InsuranceDekho not only provided an estimate for my IndusInd Bike Insurance Policy but also broke down the premium into components for my Royal Enfield bike, so I knew what I was paying for. This transparency is highly valuable for making an informed decision.

    Read More

    U
    By Umesh Patil
    On: November 8, 2023
  • Seamless Claims with No Hassle...

    I found that the claims process with InsuranceDekho is seamless and hassle-free. As my Honda bike was insured with the IndusInd Bike Insurance Policy, everything was taken care of, allowing me to focus on other aspects of recovery.

    Read More

    D
    By Dinesh Sreenath
    On: November 7, 2023
  • Effortless Settlement for Own ...

    The claims settlement process of the IndusInd Bike Insurance Policy for own damage insurance through InsuranceDekho was effortless. They took care of everything with minimal hassle for my Hero bike.

    Read More

    R
    By Rohan Singh
    On: November 2, 2023
  • Seamless Renewal Process

    The IndusInd Bike Insurance Policyy’s renewal process is seamless at InsuranceDekho, taking the stress out of keeping the coverage of my Triumph bike up to date.

    Read More

    By AJay Bhatia
    On: October 30, 2023
  • Comprehensive Garage Services

    I am relaxed after the purchase of the IndusInd Bike Insurance Policy for my Suzuki bike. InsuranceDekho's cashless garages offer comprehensive services, from regular maintenance to major repairs. It's a one-stop solution for all car-related needs.

    Read More

    J
    By Jagdish Dora
    On: October 26, 2023
  • My Trusted Renewal Partner

    I trust InsuranceDekho as my go-to platform for the IndusInd Bike Insurance Policy renewal. Their platform is easy to use, and their team provides valuable assistance to ensure a seamless renewal process for my Suzuki bike.

    Read More

    T
    By Tanish Dey
    On: October 18, 2023
  • Quality Repairs with Peace of ...

    InsuranceDekho's cashless garages ensure quality repairs for my Mahindra car with the peace of mind that comes from not dealing with cash transactions for my IndusInd Bike Insurance Policy.

    Read More

    V
    By Vikas Kumar
    On: October 16, 2023
  • Legal Compliance Made Easy

    I appreciate how InsuranceDekho simplifies the process of staying legally compliant with third-party coverage. With the IndusInd Bike Insurance Policy for my Jawa bike, I feel that it's a responsible choice for every bike owner.

    Read More

    D
    By Devan Gaur
    On: October 11, 2023
  • A Trustworthy Decision-Maker

    I relied on InsuranceDekho's premium calculator to make a trustworthy decision about the IndusInd Bike Insurance Policy for my Mahindra bike. The accuracy of the premium estimates gave me confidence in my choice.

    Read More

    By Ojas kalra
    On: October 10, 2023
  • Total Peace of Mind with Compr...

    InsuranceDekho's comprehensive IndusInd Bike Insurance Policy’s coverage offers total peace of mind. It's a comprehensive shield against the uncertainties of the road for my Hero bike.

    Read More

    A
    By Anurag Mehta
    On: October 3, 2023
  • Quick Premium Quotes

    Getting premium quotes from InsuranceDekho's calculator is lightning-fast. Within minutes, I had all the information I needed to choose the IndusInd Bike Insurance Policy which is the right bike insurance plan for my Royal Enfield bike.

    Read More

    T
    By Tarun Kumar
    On: September 27, 2023
  • Responsive Customer Support

    I had some questions about the claims process for the IndusInd Bike Insurance Policy that I purchased from the InsuranceDekho portal, and its customer support was always available to assist. Their responsiveness and willingness to help made the entire experience for my Triumph bike less stressful.

    Read More

    S
    By Shakti Pradhan
    On: September 25, 2023
  • Peace of Mind in Every Drive

    With InsuranceDekho's own damage coverage as an added benefit to my IndusInd Bike Insurance Policy, I drive my Mahindra bike with peace of mind. I'm protected, no matter what the road brings.

    Read More

    By Nimish Mathur
    On: September 21, 2023
  • Dependable Partner for Renewal...

    InsuranceDekho has proven to be a dependable partner for my Hero bike policy renewals. I got to purchase the IndusInd Bike Insurance Policy and their commitment to customer satisfaction is evident through their seamless and hassle-free renewal process.

    Read More

    S
    By Suresh Singh
    On: September 18, 2023
  • Satisfied and Impressed with C...

    I am satisfied and impressed with InsuranceDekho's cashless services. I had to get my Royal Enfield bike repaired which was insured under the IndusInd Bike Insurance Policy. They exceeded my expectations in terms of efficiency and professionalism.

    Read More

    A
    By Anuj Verma
    On: September 14, 2023
  • Effortless Claims Experience

    Filing a claim for my IndusInd Bike Insurance Policy with InsuranceDekho's zero depreciation policy was effortless. They took care of everything for my Triumph bike, making it stress-free for me.

    Read More

    N
    By Naresh Narender
    On: September 12, 2023
  • Saves Time and Effort

    Using InsuranceDekho's premium calculator saved me time and effort. I could easily compare quotes and select the IndusInd Bike Insurance Policy which turned to be the best insurance option for my needs for my Aprilia bike.

    Read More

    G
    By Garvit Chand
    On: September 8, 2023
  • Peaceful Ownership Experience

    Owning a Bike becomes peaceful with InsuranceDekho's Zero Depreciation Policy. I don't have to worry about the financial impact of depreciation on my claims as I insured my Royal Enfield with the IndusInd Bike Insurance Policy.

    Read More

    By Anjum Sheikh
    On: September 6, 2023
  • Responsive Customer Support

    I had a few questions about my own damage coverage for my Triumph bike with the IndusInd Bike Insurance Policy. InsuranceDekho's customer support team was responsive and helpful. They explained the policy details and options clearly.

    Read More

    V
    By Vijal Nagnath
    On: September 4, 2023
  • Timely Updates on Repair Progr...

    Throughout the repair process, InsuranceDekho provided timely updates on the progress of my Yamaha bike. It kept me informed and assured that things were on track. The IndusInd Bike Insurance Policy was indeed a saving grace policy for me.

    Read More

    A
    By Amar Sabarwal
    On: August 28, 2023
  • Highly Recommended for All Car...

    I highly recommend InsuranceDekho's comprehensive coverage along with the IndusInd Bike Insurance Policy for all bike owners. It's a reliable and comprehensive insurance solution. Happy to have safeguarded my Vespa with this amazing plan.

    Read More

    N
    By Nirvaan Kapila
    On: August 24, 2023
  • Great Value for Money with Cla...

    I bought the IndusInd Bike Insurance Policy for my Triumph bike and I must say that InsuranceDekho provided great value for money with their claim settlements. I received the necessary support without any compromise on quality.

    Read More

    M
    By Manish Duggal
    On: August 22, 2023
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