United India Third Party Car Insurance

Third-party insurance mostly pertains to automobile sector where it is mandatory as per the law. It is legally binding on owner/driver of the car to have at least the minimum injury liability which is inclusive of property damage claims as well. It is the most common and basic form of motor insurance and covers for losses and damages sustained by the third party in an event of an accident. Here, insured is the first party, the insurer is the second party, while the party who will claim for the sustained losses is the third party.

The third-party motor insurance from United India protects the holder of the policy from any liability that may arise from the injury/death of a third party or even damage in physical property. Moreover, it also covers legal expenses aroused during the court trial and even the lawyer’s fee.

Benefits of United India Third Party Car Insurance

• The foremost benefit of the United India third-party insurance is that it makes you compliant to the law. It frees the owner/driver from the legal liabilities that arise in case of any fatal consequences or property damage.
• The process of the claim is hassle-free since it does not involve a lot of cover.
• In most cases, the claim is directly passed on to the third-party, without involving the insured, thereby making things easier for all the parties involved in the insurance contract.
• Since this is the most basic form of insurance cover, cost of the premium is a lot lesser in comparison to a comprehensive policy.

• Contact the insurer

Get in touch with the authority of UIIC. In case the accident has happened outside the home city, the nearest office needs to be contacted.

• Leave the vehicle for inspection

If the accident has been grave, like catching fire etc., it is recommended to leave your car at the accident site until the inspection is done.

• Lodge an FIR

In case of fatality, the insured needs to inform the nearest police station and lodge FIR.

• Furnish relevant details to the insurer

Submit all the details along with the relevant documents as instructed by the insurance company.

• Claim settlement

Sit back and relax, the company will settle the claim amount (as per the policy) after completion of all formalities.